{"id":12290,"date":"2023-04-08T08:30:57","date_gmt":"2023-04-08T01:30:57","guid":{"rendered":"https:\/\/pacificcross.com.vn\/?p=12290"},"modified":"2023-04-08T18:27:14","modified_gmt":"2023-04-08T11:27:14","slug":"bao-hiem-suc-khoe-va-bao-hiem-nhan-tho","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-bao-hiem-nhan-tho\/","title":{"rendered":"B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd kh\u00e1c nhau nh\u01b0 th\u1ebf n\u00e0o?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e372697c946\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e372697c946\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-bao-hiem-nhan-tho\/#Dinh_nghia_bao_hiem_suc_khoe_va_bao_hiem_nhan_tho\" >\u0110\u1ecbnh ngh\u0129a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-bao-hiem-nhan-tho\/#Phan_biet_bao_hiem_suc_khoe_va_bao_hiem_nhan_tho\" >Ph\u00e2n bi\u1ec7t b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-bao-hiem-nhan-tho\/#Quyen_loi_cua_bao_hiem_suc_khoe_va_bao_hiem_nhan_tho\" >Quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-bao-hiem-nhan-tho\/#Bao_hiem_suc_khoe_chi_tra_cac_chi_phi\" >B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe chi tr\u1ea3 c\u00e1c chi ph\u00ed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-bao-hiem-nhan-tho\/#Bao_hiem_nhan_tho_chi_tra_quyen_loi_tu_vong\" >B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd chi tr\u1ea3 quy\u1ec1n l\u1ee3i t\u1eed vong<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-bao-hiem-nhan-tho\/#Truong_hop_nao_nen_mua_bao_hiem_nhan_tho\" >Tr\u01b0\u1eddng h\u1ee3p n\u00e0o n\u00ean mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-bao-hiem-nhan-tho\/#Nhung_ai_nen_mua_bao_hiem_suc_khoe\" >Nh\u1eefng ai n\u00ean mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?\u00a0<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">Tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 hai lo\u1ea1i h\u00ecnh \u0111ang r\u1ea5t \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng. Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i ai c\u0169ng n\u1eafm r\u00f5 s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa ch\u00fang. C\u00f3 r\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng v\u00ec hi\u1ec3u nh\u1ea7m v\u1ec1 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe m\u00e0 kh\u00f4ng t\u00ecm hi\u1ec3u tham gia, b\u1ecf ph\u00ed nhi\u1ec1u quy\u1ec1n l\u1ee3i cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">H\u00e3y c\u00f9ng Pacific Cross Vi\u1ec7t Nam t\u00ecm hi\u1ec3u v\u00e0 ch\u1ecdn cho m\u00ecnh g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t nh\u00e9.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dinh_nghia_bao_hiem_suc_khoe_va_bao_hiem_nhan_tho\"><\/span><strong>\u0110\u1ecbnh ngh\u0129a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-nhan-tho\/\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/span><\/a><span style=\"font-weight: 400;\"> l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m m\u00e0 ng\u01b0\u1eddi tham gia s\u1ebd \u0111\u00f3ng ph\u00ed \u0111\u1ec1u \u0111\u1eb7n v\u00e0o qu\u1ef9 d\u1ef1 tr\u1eef t\u00e0i ch\u00ednh c\u1ee7a c\u00f4ng ty qu\u1ea3n l\u00fd b\u1ea3o hi\u1ec3m. Sau \u0111\u00f3, n\u1ebfu h\u1ecd g\u1eb7p r\u1ee7i ro b\u1ea5t ng\u1edd li\u00ean quan \u0111\u1ebfn s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng th\u00ec s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 s\u1ed1 ti\u1ec1n nh\u1ea5t \u0111\u1ecbnh theo quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng. V\u1edbi h\u00ecnh th\u1ee9c \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n (10-20 n\u0103m) c\u00f9ng s\u1ed1 ti\u1ec1n s\u1ebd \u0111\u01b0\u1ee3c t\u00edch l\u0169y, b\u1ea1n c\u00f3 th\u1ec3 xem \u0111\u00e2y l\u00e0 c\u00e1ch th\u1ee9c d\u1ef1 ph\u00f2ng t\u00e0i ch\u00ednh trong t\u01b0\u01a1ng lai. \u0110\u1ed3ng th\u1eddi, khi nh\u1eadn l\u1ea1i ti\u1ec1n \u0111\u00f3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, kh\u00e1ch h\u00e0ng c\u0169ng \u0111\u01b0\u1ee3c tr\u1ea3 th\u00eam m\u1ed9t ph\u1ea7n nh\u1ecf ti\u1ec1n l\u1eddi.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Trong khi \u0111\u00f3, <\/span><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe\/\"><span style=\"font-weight: 400;\">b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span><\/a><span style=\"font-weight: 400;\"> l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m m\u00e0 ng\u01b0\u1eddi tham gia \u0111\u00f3ng ti\u1ec1n theo m\u1ed7i k\u1ef3 h\u1ea1n 1 n\u0103m \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe t\u1ed1t nh\u1ea5t. Trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb th\u01b0\u01a1ng t\u1eadt, \u1ed1m \u0111au ho\u1eb7c x\u1ea3y ra tai n\u1ea1n b\u1ea5t ng\u1edd, doanh nghi\u1ec7p qu\u1ea3n l\u00fd b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng c\u00e1c kho\u1ea3n ph\u00ed theo h\u1ee3p \u0111\u1ed3ng.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ed3ng th\u1eddi, ng\u01b0\u1eddi tham gia c\u0169ng nh\u1eadn \u0111\u01b0\u1ee3c nh\u1eefng quy\u1ec1n l\u1ee3i \u0111\u1eb7c bi\u1ec7t t\u00f9y m\u1ed7i c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb kh\u00e1c nhau. B\u1ea1n \u0111\u1ecdc c\u0169ng c\u1ea7n l\u01b0u \u00fd, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe kh\u00e1c v\u1edbi b\u1ea3o hi\u1ec3m y t\u1ebf b\u1edfi \u0111\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n v\u00e0 \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd b\u1edfi c\u00e1c c\u00f4ng ty t\u01b0 nh\u00e2n.\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-12291 size-large\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-1-1024x677.jpg\" alt=\"so s\u00e1nh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe\" width=\"1024\" height=\"677\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-1-1024x677.jpg 1024w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-1-300x198.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-1-768x507.jpg 768w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-1.jpg 1070w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Phan_biet_bao_hiem_suc_khoe_va_bao_hiem_nhan_tho\"><\/span><strong>Ph\u00e2n bi\u1ec7t b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0110i\u1ec3m gi\u1ed1ng nhau gi\u1eefa b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ec1u thu\u1ed9c qu\u1ea3n l\u00fd c\u1ee7a doanh nghi\u1ec7p t\u01b0 nh\u00e2n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ec1u \u0111\u1ec1n b\u00f9 cho ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u0110i\u1ec3m kh\u00e1c nhau gi\u1eefa b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">K\u1ef3 h\u1ea1n \u0111\u00f3ng ph\u00ed tham gia b\u1ea3o hi\u1ec3m<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chi ph\u00ed b\u1ea3o hi\u1ec3m<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Tho\u1ea1t nghe, h\u1ea7u h\u1ebft m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u ngh\u0129 r\u1eb1ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1ed1t h\u01a1n so v\u1edbi b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe. B\u1edfi v\u00ec s\u1ed1 ti\u1ec1n h\u1ecd \u0111\u00f3ng v\u00e0o b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd kh\u00f4ng h\u1ec1 b\u1ecb m\u1ea5t \u0111i n\u1ebfu kh\u00f4ng s\u1eed d\u1ee5ng nh\u01b0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, m\u00e0 ng\u01b0\u1ee3c l\u1ea1i c\u00f2n sinh l\u1eddi ra.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tuy nhi\u00ean, m\u1ed7i lo\u1ea1i \u0111\u1ec1u c\u00f3 vai tr\u00f2, tr\u1ecdng tr\u00e1ch kh\u00e1c nhau, t\u00f9y v\u00e0o tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3 m\u00e0 b\u1ea1n ch\u1ecdn l\u1ef1a lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u. V\u1eady, l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ph\u00e2n bi\u1ec7t hai h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m n\u00e0y?<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Quyen_loi_cua_bao_hiem_suc_khoe_va_bao_hiem_nhan_tho\"><\/span><strong>Quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Bao_hiem_suc_khoe_chi_tra_cac_chi_phi\"><\/span><strong>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe chi tr\u1ea3 c\u00e1c chi ph\u00ed<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Khi b\u1ea1n mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, b\u1ea1n \u0111\u1ed3ng \u00fd tr\u1ea3 ph\u00ed b\u1ea3o hi\u1ec3m cho c\u00f4ng ty b\u1ea3o hi\u1ec3m. \u0110\u1ed5i l\u1ea1i, c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ed3ng \u00fd tr\u1ea3 ti\u1ec1n cho c\u00e1c chi ph\u00ed ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m bao g\u1ed3m:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u0103m s\u00f3c ph\u00f2ng ng\u1eeba v\u00e0 ki\u1ec3m tra \u0111\u1ecbnh k\u1ef3<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ki\u1ec3m tra ch\u1ea9n \u0111o\u00e1n, ch\u1ee5p X-quang v\u00e0 ki\u1ec3m tra th\u1ec3 ch\u1ea5t<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thu\u1ed1c theo toa<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u0103m s\u00f3c y t\u1ebf kh\u1ea9n c\u1ea5p<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ph\u1eabu thu\u1eadt n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110i\u1ec1u tr\u1ecb li\u00ean t\u1ee5c cho b\u1ec7nh m\u00e3n t\u00ednh ho\u1eb7c c\u00e1c v\u1ea5n \u0111\u1ec1 s\u1ee9c kh\u1ecfe tai n\u1ea1n th\u01b0\u01a1ng t\u00edch.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">C\u00e1c chi ti\u1ebft ch\u00ednh x\u00e1c v\u1ec1 nh\u1eefng g\u00ec \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ebd kh\u00e1c nhau t\u00f9y theo ch\u00ednh s\u00e1ch c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m. Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m nha khoa v\u00e0 b\u1ea3o hi\u1ec3m th\u1ecb l\u1ef1c c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c bao g\u1ed3m ho\u1eb7c kh\u00f4ng.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Bao_hiem_nhan_tho_chi_tra_quyen_loi_tu_vong\"><\/span><strong>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd chi tr\u1ea3 quy\u1ec1n l\u1ee3i t\u1eed vong<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 h\u1ee3p \u0111\u1ed3ng gi\u1eefa b\u1ea1n v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m. Khi b\u1ea1n mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, b\u1ea1n ph\u1ea3i tr\u1ea3 ph\u00ed b\u1ea3o hi\u1ec3m. N\u1ebfu b\u1ea1n qua \u0111\u1eddi trong khi ch\u00ednh s\u00e1ch c\u00f3 hi\u1ec7u l\u1ef1c, c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ed3ng \u00fd tr\u1ea3 ti\u1ec1n tr\u1ee3 c\u1ea5p t\u1eed vong cho nh\u1eefng ng\u01b0\u1eddi m\u00e0 b\u1ea1n ch\u1ec9 \u0111\u1ecbnh l\u00e0 ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd . Quy\u1ec1n l\u1ee3i t\u1eed vong c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t s\u1ed1 ti\u1ec1n nh\u1ecf, ch\u1eb3ng h\u1ea1n nh\u01b0 5.000 \u0111\u00f4 la, ho\u1eb7c nhi\u1ec1u tri\u1ec7u \u0111\u00f4 la.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00f3 hai lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ch\u00ednh : cu\u1ed9c s\u1ed1ng c\u00f3 th\u1eddi h\u1ea1n v\u00e0 cu\u1ed9c s\u1ed1ng v\u0129nh vi\u1ec5n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 k\u1ef3 h\u1ea1n \u0111\u1ea3m b\u1ea3o r\u1eb1ng ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n s\u1ebd kh\u00f4ng thay \u0111\u1ed5i trong m\u1ed9t th\u1eddi h\u1ea1n nh\u1ea5t \u0111\u1ecbnh. V\u00ec v\u1eady, b\u1ea1n c\u00f3 th\u1ec3 c\u00f3 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd k\u1ef3 h\u1ea1n 10 n\u0103m, 20 n\u0103m ho\u1eb7c b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd k\u1ef3 h\u1ea1n 30 n\u0103m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00e1c ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u0129nh vi\u1ec5n th\u01b0\u1eddng b\u1ea3o v\u1ec7 b\u1ea1n su\u1ed1t \u0111\u1eddi mi\u1ec5n l\u00e0 ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c thanh to\u00e1n. V\u00ed d\u1ee5 v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u0129nh vi\u1ec5n bao g\u1ed3m c\u1ea3 cu\u1ed9c s\u1ed1ng, cu\u1ed9c s\u1ed1ng thay \u0111\u1ed5i v\u00e0 cu\u1ed9c s\u1ed1ng ph\u1ed5 qu\u00e1t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m v\u0129nh vi\u1ec5n s\u1ebd \u0111\u1eaft h\u01a1n, nh\u01b0ng b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c l\u1ee3i \u00edch b\u1ed5 sung l\u00e0 t\u00edch l\u0169y gi\u00e1 tr\u1ecb ti\u1ec1n m\u1eb7t.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Truong_hop_nao_nen_mua_bao_hiem_nhan_tho\"><\/span><strong>Tr\u01b0\u1eddng h\u1ee3p n\u00e0o n\u00ean mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Nhi\u1ec1u ng\u01b0\u1eddi hay xem b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd gi\u1ed1ng nh\u01b0 m\u1ed9t h\u00ecnh th\u1ee9c t\u00edch l\u0169y ng\u00e2n h\u00e0ng v\u00ec v\u1eeba c\u00f3 k\u1ef3 h\u1ea1n \u0111\u00f3ng, v\u1eeba c\u00f3 l\u00e3i su\u1ea5t. Nh\u01b0ng th\u1ef1c ch\u1ea5t, s\u1ed1 ti\u1ec1n l\u1eddi c\u1ee7a lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y th\u1ea5p h\u01a1n ng\u00e2n h\u00e0ng do b\u1ea3n ch\u1ea5t v\u1eabn l\u00e0 <\/span><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-la-gi\/\"><span style=\"font-weight: 400;\">b\u1ea3o hi\u1ec3m<\/span><\/a><span style=\"font-weight: 400;\">. \u0110\u1ed3ng th\u1eddi, ti\u1ec1n ch\u1ec9 \u0111\u01b0\u1ee3c tr\u1ea3 l\u1ea1i v\u1edbi \u0111i\u1ec1u ki\u1ec7n ng\u01b0\u1eddi tham gia ph\u1ea3i \u0111\u00f3ng \u0111\u1ee7 c\u00e1c kho\u1ea3n ph\u00ed v\u00e0 \u0111\u00fang th\u1eddi gian theo quy \u0111\u1ecbnh.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ti\u1ec1n trong b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ebfn cho ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng n\u1ebfu ch\u1ee7 h\u1ee3p \u0111\u1ed3ng qua \u0111\u1eddi, ho\u1eb7c tr\u1ea3 l\u1ea1i cho ch\u1ee7 h\u1ee3p \u0111\u1ed3ng khi h\u1ee3p \u0111\u1ed3ng \u0111\u00e1o h\u1ea1n. Ch\u00ednh v\u00ec th\u1ebf, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00ean \u0111\u01b0\u1ee3c ng\u01b0\u1eddi tham gia c\u00e2n nh\u1eafc mua khi:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mu\u1ed1n ti\u1ebft ki\u1ec7m cho t\u01b0\u01a1ng lai c\u1ee7a con c\u00e1i.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mu\u1ed1n t\u00edch l\u0169y ti\u1ec1n sau khi v\u1ec1 h\u01b0u.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mu\u1ed1n b\u1ea3o \u0111\u1ea3m v\u1ec1 t\u00e0i ch\u00ednh gia \u0111\u00ecnh sau khi qua \u0111\u1eddi.<\/span><\/li>\n<\/ul>\n<p><a href=\"https:\/\/pacificcross.com.vn\/vi\/loi-ich-cua-bao-hiem-nhan-tho\/\"><span style=\"font-weight: 400;\">L\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/span><\/a><span style=\"font-weight: 400;\"> l\u00e0 \u0111i\u1ec1u kh\u00f4ng th\u1ec3 b\u00e0n c\u00e3i n\u1ebfu t\u00ednh to\u00e1n \u0111\u01b0\u1eddng d\u00e0i cho t\u01b0\u01a1ng lai c\u1ee7a b\u1ea1n v\u00e0 con c\u00e1i b\u1ea1n.<\/span><\/p>\n<p><img loading=\"lazy\" class=\"aligncenter size-large wp-image-12293\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-2-1024x682.jpg\" alt=\"b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\" width=\"1024\" height=\"682\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-2-1024x682.jpg 1024w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-2-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-2-768x512.jpg 768w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-2.jpg 1060w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Nhung_ai_nen_mua_bao_hiem_suc_khoe\"><\/span><strong>Nh\u1eefng ai n\u00ean mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">C\u00f3 l\u1ebd, ai c\u0169ng hi\u1ec3u \u0111\u01b0\u1ee3c t\u1ea7m quan tr\u1ecdng c\u1ee7a s\u1ee9c kh\u1ecfe trong cu\u1ed9c s\u1ed1ng m\u1ed7i ng\u01b0\u1eddi. Ch\u1ec9 khi gi\u1eef cho c\u01a1 th\u1ec3 v\u00e0 tinh th\u1ea7n \u1edf tr\u1ea1ng th\u00e1i t\u1ed1t nh\u1ea5t, b\u1ea1n m\u1edbi c\u00f3 th\u1ec3 l\u00e0m vi\u1ec7c, h\u1ecdc t\u1eadp v\u00e0 \u1edf b\u00ean nh\u1eefng ng\u01b0\u1eddi m\u00ecnh th\u01b0\u01a1ng y\u00eau. V\u00ec v\u1eady, b\u1ea3o v\u1ec7 s\u1ee9c kh\u1ecfe l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft ph\u1ea3i l\u00e0m \u0111\u1ec3 ta c\u00f3 \u0111\u01b0\u1ee3c m\u1ed9t cu\u1ed9c s\u1ed1ng t\u1ed1t h\u01a1n, v\u00e0 b\u1ea3o hi\u1ec3m ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe \u0111\u01b0\u1ee3c sinh ra \u0111\u1ec3 h\u1ed7 tr\u1ee3 \u0111i\u1ec1u \u0111\u00f3.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y ch\u00ednh l\u00e0 \u0111i\u1ec3m l\u00e0m n\u00ean s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd th\u00ec kh\u00f4ng ch\u00fa tr\u1ecdng qu\u00e1 nhi\u1ec1u v\u1ec1 s\u1ee9c kh\u1ecfe v\u00e0 kh\u00f4ng s\u1edf h\u1eefu nhi\u1ec1u <\/span><a href=\"https:\/\/pacificcross.com.vn\/vi\/so-sanh-bao-hiem-y-te-va-bao-hiem-suc-khoe\/\"><span style=\"font-weight: 400;\">quy\u1ec1n l\u1ee3i v\u1ec1 y t\u1ebf nh\u01b0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ec7nh t\u1eadt v\u00e0 tai n\u1ea1n l\u00e0 nh\u1eefng r\u1ee7i ro kh\u00f4ng th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c. \u0110\u1ed1i v\u1edbi nh\u1eefng gia \u0111\u00ecnh ch\u00fa tr\u1ecdng c\u00e1c v\u1ea5n \u0111\u1ec1 v\u1ec1 s\u1ee9c kh\u1ecfe, ch\u00fang t\u00f4i c\u00f3 l\u1eddi khuy\u00ean l\u00e0 n\u00ean mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe cho c\u1ea3 gia \u0111\u00ecnh. \u0110\u00e2y l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m m\u00e0 doanh nghi\u1ec7p qu\u1ea3n l\u00fd s\u1ebd chi tr\u1ea3 cho b\u1ea1n vi\u1ec7n ph\u00ed, chi ph\u00ed n\u1ed9i tr\u00fa,\u2026 khi c\u00f3 r\u1ee7i ro x\u1ea3y ra.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1eb7c bi\u1ec7t, khi tham gia b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u1ea1i Pacific Cross Vi\u1ec7t Nam, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u quy\u1ec1n l\u1ee3i \u0111\u1eb7c bi\u1ec7t nh\u01b0:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u01b0\u1ee3c h\u1ed7 tr\u1ee3 y t\u1ebf kh\u1ea9n c\u1ea5p 24\/7.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u01b0\u1ee3c chi tr\u1ea3 chi ph\u00ed nha khoa, tai n\u1ea1n,\u2026<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Quy\u1ec1n l\u1ee3i kh\u00e1m s\u1ee9c kh\u1ecfe \u0111\u1ecbnh k\u1ef3.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mi\u1ec5n ph\u00ed quy\u1ec1n l\u1ee3i du l\u1ecbch khi \u0111\u0103ng k\u00fd quy\u1ec1n l\u1ee3i ngo\u1ea1i tr\u00fa.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mi\u1ec5n ph\u00ed b\u1ea3o hi\u1ec3m cho tr\u1ebb s\u01a1 sinh c\u1ee7a ng\u01b0\u1eddi tham gia.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u01b0\u1ee3c quy\u1ec1n l\u1ef1a ch\u1ecdn ph\u00f2ng kh\u00e1m, b\u1ec7nh vi\u1ec7n t\u1eeb c\u00f4ng l\u1eadp \u2013 t\u01b0 nh\u00e2n cho \u0111\u1ebfn ph\u00f2ng kh\u00e1m qu\u1ed1c t\u1ebf.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kh\u00f4ng c\u1ea7n ph\u1ea3i l\u1ea5y s\u1ed1 ch\u1edd \u0111\u1ee3i m\u1ed7i l\u1ea7n kh\u00e1m b\u1ec7nh.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">H\u01b0\u1edfng \u01b0u \u0111\u00e3i chi\u1ebft kh\u1ea5u khi mua theo nh\u00f3m.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">V\u00e0 r\u1ea5t nhi\u1ec1u quy\u1ec1n l\u1ee3i h\u1ea5p d\u1eabn kh\u00e1c\u2026<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" class=\"aligncenter size-large wp-image-12295\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-3-1024x684.jpg\" alt=\"l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\" width=\"1024\" height=\"684\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-3-1024x684.jpg 1024w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-3-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-3-768x513.jpg 768w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/06\/bao-hiem-nhan-tho-3.jpg 1061w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea1n c\u00f3 bi\u1ebft, \u0111\u1ea7u t\u01b0 v\u00e0o b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe kh\u00f4ng bao gi\u1edd l\u1ed7 b\u1edfi v\u00ec s\u1ed1 ti\u1ec1n m\u00e0 c\u00f4ng ty qu\u1ea3n l\u00fd b\u1ea3o hi\u1ec3m chi tr\u1ea3 c\u00f3 kh\u1ea3 n\u0103ng cao h\u01a1n so v\u1edbi chi ph\u00ed b\u1ea1n \u0111\u00f3ng v\u00e0o. \u0110\u00e2y s\u1ebd l\u00e0 bi\u1ec7n ph\u00e1p c\u1ee9u nguy v\u1ec1 t\u00e0i ch\u00ednh cho nh\u1eefng gia \u0111\u00ecnh \u0111\u1ed9t nhi\u00ean c\u00f3 r\u1ee7i ro l\u1edbn x\u1ea3y ra.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00ed d\u1ee5, trong g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe cao c\u1ea5p Master, m\u1ed7i n\u0103m kh\u00e1ch h\u00e0ng c\u1ee7a Pacific Cross Vi\u1ec7t Nam ch\u1ec9 c\u1ea7n \u0111\u00f3ng 28.000.000 VN\u0110\/ng\u01b0\u1eddi. Nh\u01b0ng khi c\u00f3 bi\u1ebfn c\u1ed1 x\u1ea3y ra, h\u1ecd s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ec1n b\u00f9 l\u00ean \u0111\u1ebfn 1.000.000.000 VN\u0110 cho m\u1ed9t cu\u1ed9c ph\u1eabu thu\u1eadt.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ch\u00ednh v\u00ec th\u1ebf, b\u1ea1n n\u00ean mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe khi:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00f3 nhu c\u1ea7u \u0111\u01b0\u1ee3c ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe t\u1ea1i c\u01a1 s\u1edf y t\u1ebf ch\u1ea5t l\u01b0\u1ee3ng nh\u1ea5t v\u1edbi chi ph\u00ed h\u1ee3p l\u00fd.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mong mu\u1ed1n c\u00f9ng gia \u0111\u00ecnh an t\u00e2m s\u1ed1ng m\u1ed7i ng\u00e0y.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nh\u1eb9 b\u1edbt n\u1ed7i lo t\u00e0i ch\u00ednh khi c\u00f3 r\u1ee7i ro v\u1ec1 s\u1ee9c kh\u1ecfe x\u1ea3y ra.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mu\u1ed1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng nh\u1eefng quy\u1ec1n l\u1ee3i \u0111\u1eb7c bi\u1ec7t nh\u01b0 quy\u1ec1n l\u1ee3i ngo\u1ea1i tr\u00fa, quy\u1ec1n l\u1ee3i nha khoa, quy\u1ec1n l\u1ee3i thai s\u1ea3n,\u2026<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">B\u00e0i vi\u1ebft l\u00e0 \u0111\u00fac k\u1ebft kinh nghi\u1ec7m c\u1ee7a nh\u1eefng ng\u01b0\u1eddi \u0111\u00e3 v\u00e0 \u0111ang tham gia c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m. Hy v\u1ecdng b\u1ea1n \u0111\u00e3 c\u00f3 th\u1ec3 ph\u00e2n bi\u1ec7t \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe. N\u1ebfu b\u1ea1n v\u1eabn c\u00f2n th\u1eafc m\u1eafc s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa b\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, mu\u1ed1n \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n th\u00ec h\u00e3y li\u00ean h\u1ec7 ngay v\u1edbi Pacific Cross \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u1ed1t nh\u1ea5t.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 l\u1ea1i th\u00f4ng tin <\/span><a href=\"https:\/\/share.hsforms.com\/1lPp7cGPVQeeKMi_bJLbaAwd0ctp\"><span style=\"font-weight: 400;\">T\u1ea0I \u0110\u00c2Y<\/span><\/a><span style=\"font-weight: 400;\"> \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed!<\/span><\/p>\n<p><strong>C\u00e1c b\u00e0i vi\u1ebft li\u00ean quan :<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/cong-ty-bao-hiem-suc-khoe-uy-tin-tai-viet-nam\/\">Top 15 c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe uy t\u00edn t\u1ea1i Vi\u1ec7t Nam<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/chi-phi-mua-bao-hiem-suc-khoe\/\">Chi ph\u00ed mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe hi\u1ec7n nay l\u00e0 bao nhi\u00eau?<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/ban-co-nen-mua-bao-hiem-du-lich-khi-da-co-bao-hiem-suc-khoe\/\">B\u1ea1n c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch khi \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-nhung-dieu-ban-can-biet\/\">\u01afu \u0111i\u1ec3m khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-cho-nguoi-gia\/\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe cho ng\u01b0\u1eddi gi\u00e0 n\u00ean mua c\u1ee7a h\u00e3ng n\u00e0o?<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 hai lo\u1ea1i h\u00ecnh \u0111ang r\u1ea5t \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng. Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i ai c\u0169ng n\u1eafm r\u00f5 s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa ch\u00fang. C\u00f3 r\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng v\u00ec hi\u1ec3u nh\u1ea7m v\u1ec1 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe m\u00e0 kh\u00f4ng t\u00ecm hi\u1ec3u tham gia, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12293,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[24],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/12290"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=12290"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/12290\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/12293"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=12290"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=12290"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=12290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}