{"id":1315,"date":"2023-02-09T11:29:26","date_gmt":"2023-02-09T04:29:26","guid":{"rendered":"https:\/\/pacific-cross-wp.eastplayers.io\/?post_type=news&#038;p=1315"},"modified":"2023-02-09T19:58:51","modified_gmt":"2023-02-09T12:58:51","slug":"ban-co-nen-mua-bao-hiem-du-lich-khi-da-co-bao-hiem-suc-khoe","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/ban-co-nen-mua-bao-hiem-du-lich-khi-da-co-bao-hiem-suc-khoe\/","title":{"rendered":"B\u1ea1n c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch khi \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d63207d5733\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d63207d5733\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/ban-co-nen-mua-bao-hiem-du-lich-khi-da-co-bao-hiem-suc-khoe\/#Bao_hiem_du_lich_la_gi_Bao_hiem_suc_khoe_la_gi\" >B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec? B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/ban-co-nen-mua-bao-hiem-du-lich-khi-da-co-bao-hiem-suc-khoe\/#Ban_co_nen_mua_bao_hiem_du_lich_khi_cong_ty_bao_hiem_suc_khoe_co_cung_cap_chinh_sach_bao_hiem_o_nuoc_ngoai\" >B\u1ea1n c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch khi c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 cung c\u1ea5p ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m \u1edf n\u01b0\u1edbc ngo\u00e0i?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/ban-co-nen-mua-bao-hiem-du-lich-khi-da-co-bao-hiem-suc-khoe\/#Ban_co_nen_mua_bao_hiem_du_lich_khi_da_co_bao_hiem_y_te\" >B\u1ea1n c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch khi \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf?<\/a><\/li><\/ul><\/nav><\/div>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-64937\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/Co-nen-mua-bao-hiem-du-lich-khi-co-bao-hiem-suc-khoe.jpg\" alt=\"c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch khi c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb\" width=\"750\" height=\"500\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/Co-nen-mua-bao-hiem-du-lich-khi-co-bao-hiem-suc-khoe.jpg 750w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/Co-nen-mua-bao-hiem-du-lich-khi-co-bao-hiem-suc-khoe-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">C\u00f3 r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi th\u1eafc m\u1eafc r\u1eb1ng: n\u1ebfu \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ho\u1eb7c b\u1ea3o hi\u1ec3m y t\u1ebf th\u00ec b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 c\u1ea7n thi\u1ebft hay kh\u00f4ng? \u0110\u1ec3 t\u00ecm ra c\u00e2u tr\u1ea3 l\u1eddi cho v\u1ea5n \u0111\u1ec1 n\u00e0y, Pacific Cross xin \u0111\u01b0\u1ee3c chia s\u1ebb c\u00f9ng b\u1ea1n c\u00e1c th\u00f4ng tin qua b\u00e0i vi\u1ebft sau \u0111\u00e2y.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_du_lich_la_gi_Bao_hiem_suc_khoe_la_gi\"><\/span><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec? B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 g\u00ec?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Tr\u01b0\u1edbc khi \u0111i v\u00e0o tr\u1ea3 l\u1eddi c\u00e2u h\u1ecfi &#8220;<em>C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch khi \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe hay kh\u00f4ng<\/em>&#8221; th\u00ec b\u1ea1n h\u00e3y c\u00f9ng t\u00ecm hi\u1ec3u chi ti\u1ebft v\u1ec1 kh\u00e1i ni\u1ec7m c\u1ee7a t\u1eebng lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y nh\u00e9.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ea7u ti\u00ean, b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec? \u0110\u00e2y \u0111\u01b0\u1ee3c hi\u1ec3u l\u00e0 \u201cch\u00eca kh\u00f3a\u201d b\u1ea3o v\u1ec7 cho b\u1ea1n tr\u00ean m\u1ecdi tuy\u1ebfn \u0111\u01b0\u1eddng khi \u0111i du l\u1ecbch xa nh\u00e0. B\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c \u201cb\u1ea3o h\u1ed9\u201d xuy\u00ean su\u1ed1t trong chuy\u1ebfn \u0111i v\u00e0 nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c quy\u1ec1n l\u1ee3i nh\u01b0:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ho\u00e0n ti\u1ec1n khi chuy\u1ebfn bay b\u1ecb h\u1ee7y<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ho\u00e0n ti\u1ec1n khi th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">H\u1ed7 tr\u1ee3 l\u00e0m th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd khi b\u1ecb m\u1ea5t<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u01afu ti\u00ean \u0111i\u1ec1u tr\u1ecb, s\u1eed d\u1ee5ng c\u00e1c quy\u1ec1n l\u1ee3i y t\u1ebf t\u1ea1i \u0111\u1ecba ph\u01b0\u01a1ng nh\u01b0 ng\u01b0\u1eddi d\u00e2n b\u1ea3n \u0111\u1ecba,&#8230;<\/span><\/li>\n<\/ul>\n<p>\u0110\u1ec3 bi\u1ebft th\u00eam chi ti\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m du l\u1ecbch, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o th\u00eam b\u00e0i vi\u1ebft chi ti\u1ebft n\u00e0y : <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-nhung-thong-tin-ban-can-biet\/\">B\u1ea3o hi\u1ec3m du l\u1ecbch \u2013 Nh\u1eefng th\u00f4ng tin b\u1ea1n c\u1ea7n bi\u1ebft<\/a><\/p>\n<p><span style=\"font-weight: 400;\">V\u1eady b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 g\u00ec? \u0110\u00e2y l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n \u0111\u01b0\u1ee3c mua h\u1eb1ng n\u0103m. Th\u1ebb b\u1ea3o hi\u1ec3m c\u00f3 gi\u00e1 tr\u1ecb b\u1ea3o v\u1ec7 cho ng\u01b0\u1eddi s\u1edf h\u1eefu trong v\u00f2ng 1 th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh v\u1edbi c\u00e1c quy\u1ec1n l\u1ee3i li\u00ean quan \u0111\u1ebfn kh\u00e1m &#8211; ch\u1eefa b\u1ec7nh n\u1ed9i v\u00e0 ngo\u1ea1i tr\u00fa.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chi ph\u00ed kh\u00e1m b\u1ec7nh<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chi ph\u00ed n\u1eb1m vi\u1ec7n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c lo\u1ea1i x\u00e9t nghi\u1ec7m \u0111\u01b0\u1ee3c b\u00e1c s\u0129 y\u00eau c\u1ea7u<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Xe c\u1ee9u th\u01b0\u01a1ng trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ti\u1ec1n an t\u00e1ng,&#8230;<\/span><\/li>\n<\/ul>\n<p>T\u00ecm hi\u1ec3u th\u00eam v\u1ec1 b\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb th\u00f4ng qua b\u00e0i vi\u1ebft n\u00e0y nh\u00e9 : <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe\/\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 g\u00ec? C\u00e1c quy\u1ec1n l\u1ee3i khi s\u1edf h\u1eefu g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?<\/a><\/p>\n<p><span style=\"font-weight: 400;\">Nh\u00ecn chung, m\u1ed7i lo\u1ea1i b\u1ea3o hi\u1ec3m tr\u00ean \u0111\u1ec1u c\u00f3 quy\u1ec1n l\u1ee3i v\u00e0 t\u00ednh n\u0103ng b\u1ea3o v\u1ec7 kh\u00e1c nhau n\u00ean b\u1ea1n s\u1ebd c\u1ea7n c\u00e2n nh\u1eafc vi\u1ec7c mua s\u1ea3n ph\u1ea9m t\u00f9y v\u00e0o nhu c\u1ea7u s\u1eed d\u1ee5ng c\u1ee7a m\u00ecnh.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ban_co_nen_mua_bao_hiem_du_lich_khi_cong_ty_bao_hiem_suc_khoe_co_cung_cap_chinh_sach_bao_hiem_o_nuoc_ngoai\"><\/span><span style=\"font-weight: 400;\">B\u1ea1n c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch khi c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 cung c\u1ea5p ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m \u1edf n\u01b0\u1edbc ngo\u00e0i?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111ang d\u1ef1 \u0111\u1ecbnh \u0111i du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i v\u00e0 b\u0103n kho\u0103n li\u1ec7u c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch trong khi b\u1ea1n \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe? Th\u1ef1c t\u1ebf, c\u00f3 kh\u00e1 nhi\u1ec1u ng\u01b0\u1eddi ngh\u0129 r\u1eb1ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u1ee7a h\u1ecd c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng \u0111\u01b0\u1ee3c \u1edf n\u01b0\u1edbc ngo\u00e0i. Th\u1ebf nh\u01b0ng, ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 khi kh\u00f4ng chi tr\u1ea3 cho t\u1ea5t c\u1ea3 t\u00ecnh hu\u1ed1ng x\u1ea3y ra hay kh\u00f4ng c\u00f3 hi\u1ec7u l\u1ef1c t\u1ea1i m\u1ed9t v\u00e0i qu\u1ed1c gia.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Khi l\u00ean k\u1ebf ho\u1ea1ch cho m\u1ed9t chuy\u1ebfn \u0111i n\u01b0\u1edbc ngo\u00e0i, b\u1ea1n n\u00ean g\u1ecdi \u0111i\u1ec7n tho\u1ea1i cho <\/span><a href=\"https:\/\/pacificcross.com.vn\/vi\/cong-ty-bao-hiem-suc-khoe-uy-tin-tai-viet-nam\/\"><span style=\"font-weight: 400;\">c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/span><\/a><span style=\"font-weight: 400;\"> s\u1ee9c kh\u1ecfe \u0111\u1ec3 h\u1ecfi v\u1ec1 ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n c\u00f3 chi tr\u1ea3 cho c\u00e1c s\u1ef1 c\u1ed1 x\u1ea3y ra \u1edf n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng. Quy\u1ec1n l\u1ee3i khi mua b\u1ea3o hi\u1ec3m du l\u1ecbch s\u1ebd t\u00f9y v\u00e0o c\u00f4ng ty v\u00e0 c\u00e1c g\u00f3i b\u1ea1n ch\u1ecdn. M\u1ed9t s\u1ed1 g\u1ee3i \u00fd v\u1ec1 c\u00e1c c\u00e2u h\u1ecfi b\u1ea1n n\u00ean h\u1ecfi c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u01b0 sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u1ee7a t\u00f4i c\u00f3 chi tr\u1ea3 cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p \u1edf n\u01b0\u1edbc ngo\u00e0i ho\u1eb7c \u0111\u01b0a t\u00f4i tr\u1edf v\u1ec1 n\u01b0\u1edbc khi b\u1ecb b\u1ec7nh n\u1eb7ng kh\u00f4ng?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Li\u1ec7u c\u00f4ng ty c\u00f3 y\u00eau c\u1ea7u \u1ee7y quy\u1ec1n ho\u1eb7c x\u00e1c nh\u1eadn t\u1eeb ng\u01b0\u1eddi l\u00e0m ch\u1ee9ng tr\u01b0\u1edbc khi b\u1eaft \u0111\u1ea7u \u0111i\u1ec1u tr\u1ecb kh\u1ea9n c\u1ea5p?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u1ea3m b\u1ea3o thanh to\u00e1n nh\u1eefng chi ph\u00ed y t\u1ebf \u1edf n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe s\u1ebd c\u00f3 nh\u1eefng quy \u0111\u1ecbnh v\u1ec1 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m. N\u00f3i chung, \u0111\u1ecbnh ngh\u0129a v\u1ec1 \u201ctr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p\u201d c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 kh\u00e1c v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Do \u0111\u00f3, b\u1ea1n c\u00f3 kh\u1ea3 n\u0103ng g\u1eb7p kh\u00f3 kh\u0103n khi ph\u1ea3i chi tr\u1ea3 vi\u1ec7n ph\u00ed cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p m\u00e0 b\u1ea1n ngh\u0129 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m. V\u00ec v\u1eady, b\u1ea1n c\u1ea7n \u0111\u1ecdc k\u1ef9 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u1ec3 n\u1eafm r\u00f5 nh\u1eefng ch\u00ednh s\u00e1ch v\u00e0 quy\u1ec1n l\u1ee3i m\u00e0 b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3. B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 nh\u1edd nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n \u0111\u1ec3 c\u00f3 th\u00f4ng tin ch\u00ednh x\u00e1c h\u01a1n tr\u01b0\u1edbc khi mu\u1ed1n s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u1edf n\u01b0\u1edbc ngo\u00e0i.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng h\u01a1n l\u00e0 b\u1ea1n n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i v\u1edbi \u0111\u1ea7y \u0111\u1ee7 nh\u1eefng ch\u00ednh s\u00e1ch v\u00e0 quy\u1ec1n l\u1ee3i \u0111\u1ea3m b\u1ea3o cho chuy\u1ebfn \u0111i. B\u1ea3o hi\u1ec3m du l\u1ecbch kh\u00f4ng ch\u1ec9 gi\u00fap \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u xin th\u1ecb th\u1ef1c \u0111\u1ec3 \u0111i \u0111\u1ebfn m\u1ed9t s\u1ed1 qu\u1ed1c gia m\u00e0 c\u00f2n b\u1ea3o \u0111\u1ea3m cho chuy\u1ebfn \u0111i c\u1ee7a b\u1ea1n \u00edt t\u1ed5n th\u1ea5t nh\u1ea5t c\u00f3 th\u1ec3.\u00a0<\/span><\/p>\n<div id=\"attachment_1316\" style=\"width: 760px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-1316\" loading=\"lazy\" class=\"wp-image-1316 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/ban-co-nen-mua-bao-hiem-du-lich.jpg\" alt=\"li\u1ec7u b\u1ea1n c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch ?\" width=\"750\" height=\"447\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/ban-co-nen-mua-bao-hiem-du-lich.jpg 750w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/ban-co-nen-mua-bao-hiem-du-lich-300x179.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><p id=\"caption-attachment-1316\" class=\"wp-caption-text\">C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch khi \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Ban_co_nen_mua_bao_hiem_du_lich_khi_da_co_bao_hiem_y_te\"><\/span><span style=\"font-weight: 400;\">B\u1ea1n c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch khi \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">C\u00e2u tr\u1ea3 l\u1eddi ch\u1eafc ch\u1eafn l\u00e0 c\u00f3. <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-y-te-la-gi\/\">B\u1ea3o hi\u1ec3m y t\u1ebf<\/a> th\u01b0\u1eddng gi\u00fap h\u1ed7 tr\u1ee3 qu\u00e1 tr\u00ecnh kh\u00e1m, ch\u1eefa b\u1ec7nh trong n\u01b0\u1edbc v\u00e0 kh\u00f4ng c\u00f3 nhi\u1ec1u quy\u1ec1n l\u1ee3i \u1edf n\u01b0\u1edbc ngo\u00e0i. H\u01a1n n\u1eefa mua b\u1ea3o hi\u1ec3m du l\u1ecbch s\u1ebd gi\u00fap qu\u00e1 tr\u00ecnh thanh to\u00e1n c\u00e1c kho\u1ea3n chi ph\u00ed kh\u00e1m, ch\u1eefa b\u1ec7nh \u1edf n\u01b0\u1edbc ngo\u00e0i s\u1ebd nhanh ch\u00f3ng v\u00e0 ti\u1ec7n l\u1ee3i h\u01a1n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m du l\u1ecbch s\u1ebd cung c\u1ea5p cho b\u1ea1n nh\u1eefng ch\u00ednh s\u00e1ch v\u1ec1 s\u01a1 t\u00e1n y t\u1ebf, h\u1ed7 tr\u1ee3 y t\u1ebf kh\u1ea9n c\u1ea5p to\u00e0n di\u1ec7n h\u01a1n. Ngo\u00e0i ra, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f2n c\u00f3 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 24\/7, c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh th\u00f4ng d\u1ecbch vi\u00ean gi\u00fap b\u1ea1n ho\u00e0n th\u00e0nh c\u00e1c th\u1ee7 t\u1ee5c nh\u1eadp vi\u1ec7n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ba \u0111i\u1ec1u b\u1ea1n n\u00ean bi\u1ebft khi mua b\u1ea3o hi\u1ec3m du l\u1ecbch v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u1edf n\u01b0\u1edbc ngo\u00e0i:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m du l\u1ecbch kh\u00f4ng gi\u1ed1ng v\u1edbi b\u1ea3o hi\u1ec3m y t\u1ebf. B\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi c\u00e1c l\u1ee3i \u00edch y t\u1ebf kh\u1ea9n c\u1ea5p ch\u1ec9 cung c\u1ea5p l\u1ee3i \u00edch cho c\u00e1c t\u1ed5n th\u1ea5t do c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p c\u1ea7n s\u1ef1 ch\u0103m s\u00f3c y t\u1ebf theo quy \u0111\u1ecbnh. Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m du l\u1ecbch th\u01b0\u1eddng kh\u00f4ng bao g\u1ed3m ch\u0103m s\u00f3c y t\u1ebf d\u1ef1 ph\u00f2ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ec3 c\u00f3 m\u1ed9t s\u1ed1 quy\u1ec1n l\u1ee3i m\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe kh\u00f4ng h\u1ed7 tr\u1ee3. Ch\u00ednh s\u00e1ch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch bao g\u1ed3m chi tr\u1ea3 nh\u1eefng kho\u1ea3n ph\u00ed trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, \u0111\u1ed3ng th\u1eddi quy\u1ec1n l\u1ee3i s\u01a1 t\u00e1n y t\u1ebf \u0111\u1ec3 v\u1eadn chuy\u1ec3n b\u1ea1n \u0111\u1ebfn c\u01a1 s\u1edf y t\u1ebf g\u1ea7n nh\u1ea5t ho\u1eb7c tr\u1edf v\u1ec1 n\u01b0\u1edbc. Th\u00f4ng th\u01b0\u1eddng, chi ph\u00ed \u0111\u1ec3 v\u1eadn chuy\u1ec3n n\u00e0y kh\u00e1 cao n\u1ebfu b\u1ea1n kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m du l\u1ecbch c\u0169ng bao g\u1ed3m quy\u1ec1n l\u1ee3i h\u1ee7y chuy\u1ebfn, gi\u00e1n \u0111o\u1ea1n chuy\u1ebfn \u0111i gi\u00fap b\u1ed3i ho\u00e0n cho b\u1ea1n nh\u1eefng kho\u1ea3n ph\u00ed \u0111\u1eb7t tr\u01b0\u1edbc m\u00e0 kh\u00f4ng th\u1ec3 l\u1ea5y l\u1ea1i trong tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh t\u1eadt (theo quy \u0111\u1ecbnh c\u1ee7a b\u1ea3o hi\u1ec3m), th\u01b0\u01a1ng t\u00edch ho\u1eb7c c\u00e1c l\u00fd do kh\u00e1c \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn theo h\u1ee3p \u0111\u1ed3ng.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m du l\u1ecbch cung c\u1ea5p h\u1ed7 tr\u1ee3 tr\u1ef1c ti\u1ebfp c\u00e1 nh\u00e2n trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p. B\u1ea1n c\u00f3 th\u1ec3 g\u1ecdi \u0111\u1ebfn s\u1ed1 \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1ea5t c\u1ee9 l\u00fac n\u00e0o, lu\u00f4n c\u00f3 nh\u00e2n vi\u00ean h\u1ed7 tr\u1ee3 24\/7. B\u1ea1n ch\u1ec9 chi tr\u1ea3 chi ph\u00ed ph\u00e1t sinh khi khi c\u1ea7n tr\u1ee3 gi\u00fap v\u1ec1 th\u00f4ng d\u1ecbch vi\u00ean ho\u1eb7c ph\u00e1p l\u00fd khi g\u1eb7p s\u1ef1 c\u1ed1 trong chuy\u1ebfn du l\u1ecbch., th\u1eadm ch\u00ed c\u00f4ng ty th\u1ec3 s\u1eafp x\u1ebfp cho m\u1ed9t th\u00e0nh vi\u00ean gia \u0111\u00ecnh sang ch\u0103m s\u00f3c b\u1ea1n n\u1ebfu c\u1ea7n thi\u1ebft.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n c\u00f2n th\u1eafc m\u1eafc, b\u0103n kho\u0103n n\u00e0o v\u1ec1 ch\u00ednh s\u00e1ch khi <a href=\"https:\/\/pacificcross.com.vn\/vi\/mua-bao-hiem-du-lich-online\/\">mua b\u1ea3o hi\u1ec3m du l\u1ecbch<\/a> c\u0169ng nh\u01b0 l\u1ee3i \u00edch so v\u1edbi b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe n\u01b0\u1edbc ngo\u00e0i, h\u00e3y g\u1ecdi \u0111i\u1ec7n tho\u1ea1i \u0111\u1ebfn c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n chi ti\u1ebft v\u00e0 c\u1ee5 th\u1ec3 h\u01a1n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm cho m\u00ecnh m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n, Pacific Cross Vi\u1ec7t Nam tin ch\u1eafc s\u1ebd l\u00e0 l\u1ef1a ch\u1ecdn khi\u1ebfn b\u1ea1n h\u00e0i l\u00f2ng. Ch\u00fang t\u00f4i chuy\u00ean cung c\u1ea5p c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch d\u00e0nh cho c\u00e1c kh\u00e1ch h\u00e0ng th\u00f4ng th\u00e1i v\u1edbi t\u1eebng y\u00eau c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch kh\u00e1c nhau.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cho d\u00f9 l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho c\u00e1 nh\u00e2n b\u1ea1n, cho gia \u0111\u00ecnh b\u1ea1n ho\u1eb7c doanh nghi\u1ec7p c\u1ee7a b\u1ea1n, ch\u00fang t\u00f4i \u1edf \u0111\u00e2y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t. H\u00e3y li\u00ean h\u1ec7 ngay v\u1edbi <\/span><a href=\"https:\/\/landing.pacificcross.com.vn\/qua-tang-du-lich\/\"><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam<\/span><\/a><span style=\"font-weight: 400;\"> \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n chi ti\u1ebft nh\u1ea5t b\u1ea1n nh\u00e9!<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">Ngu\u1ed3n tham kh\u1ea3o:<\/span><\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">Do I Need Travel Insurance If I Have Health Insurance?<\/span><\/i><\/p>\n<p><a href=\"https:\/\/www.allianztravelinsurance.com\/travel\/planning\/do-I-need-travel-insurance-if-I-have-health-insurance.htm\"><i><span style=\"font-weight: 400;\">https:\/\/www.allianztravelinsurance.com\/travel\/planning\/do-I-need-travel-insurance-if-I-have-health-insurance.htm<\/span><\/i><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00f3 r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi th\u1eafc m\u1eafc r\u1eb1ng: n\u1ebfu \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ho\u1eb7c b\u1ea3o hi\u1ec3m y t\u1ebf th\u00ec b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 c\u1ea7n thi\u1ebft hay kh\u00f4ng? \u0110\u1ec3 t\u00ecm ra c\u00e2u tr\u1ea3 l\u1eddi cho v\u1ea5n \u0111\u1ec1 n\u00e0y, Pacific Cross xin \u0111\u01b0\u1ee3c chia s\u1ebb c\u00f9ng b\u1ea1n c\u00e1c th\u00f4ng tin qua b\u00e0i vi\u1ebft sau \u0111\u00e2y.\u00a0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1318,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[794,8],"tags":[1187,1186],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/1315"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=1315"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/1315\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/1318"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=1315"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=1315"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=1315"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}