{"id":1340,"date":"2023-02-08T11:38:04","date_gmt":"2023-02-08T04:38:04","guid":{"rendered":"https:\/\/pacific-cross-wp.eastplayers.io\/?post_type=news&#038;p=1340"},"modified":"2023-02-08T19:41:29","modified_gmt":"2023-02-08T12:41:29","slug":"9-loi-ich-khi-mua-bao-hiem-du-lich","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/","title":{"rendered":"10 l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch kh\u00f4ng th\u1ec3 b\u1ecf qua"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d613f9bb39a\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d613f9bb39a\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/#Bao_hiem_du_lich_la_gi\" >B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/#9_loi_ich_cua_bao_hiem_du_lich_ban_can_biet\" >9 l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch b\u1ea1n c\u1ea7n bi\u1ebft<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/#1_Ban_can_huy_chuyen_di\" >1. B\u1ea1n c\u1ea7n h\u1ee7y chuy\u1ebfn \u0111i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/#2_Ban_bi_lo_chuyen_di\" >2. B\u1ea1n b\u1ecb l\u1ee1 chuy\u1ebfn \u0111i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/#3_Chuyen_bay_bi_huy\" >3. Chuy\u1ebfn bay b\u1ecb h\u1ee7y<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/#4_Mot_con_bao_%E2%80%9Ctan_pha%E2%80%9D_diem_den_cua_ban\" >4. M\u1ed9t c\u01a1n b\u00e3o \u201ct\u00e0n ph\u00e1\u201d \u0111i\u1ec3m \u0111\u1ebfn c\u1ee7a b\u1ea1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/#5_Loi_ich_cua_di_du_lich_khi_co_bao_hiem_Bi_thuong_hoac_benh_trong_chuyen_di\" >5. L\u1ee3i \u00edch c\u1ee7a \u0111i du l\u1ecbch khi c\u00f3 b\u1ea3o hi\u1ec3m: B\u1ecb th\u01b0\u01a1ng ho\u1eb7c b\u1ec7nh trong chuy\u1ebfn \u0111i\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/#6_That_lac_hoac_mat_hanh_ly\" >6. Th\u1ea5t l\u1ea1c ho\u1eb7c m\u1ea5t h\u00e0nh l\u00fd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/#7_Mat_ho_chieu\" >7. M\u1ea5t h\u1ed9 chi\u1ebfu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/#8_Ban_can_so_tan_y_te_khan_cap\" >8. B\u1ea1n c\u1ea7n s\u01a1 t\u00e1n y t\u1ebf kh\u1ea9n c\u1ea5p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/pacificcross.com.vn\/vi\/9-loi-ich-khi-mua-bao-hiem-du-lich\/#9_Ban_can_dich_vu_ho_tro_khan_cap\" >9. B\u1ea1n c\u1ea7n d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<div id=\"attachment_1347\" style=\"width: 1010px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-1347\" loading=\"lazy\" class=\"wp-image-1347 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/b2ap3_large_shutterstock_600799817.jpg\" alt=\"l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch\" width=\"1000\" height=\"655\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/b2ap3_large_shutterstock_600799817.jpg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/b2ap3_large_shutterstock_600799817-300x197.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/b2ap3_large_shutterstock_600799817-768x503.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><p id=\"caption-attachment-1347\" class=\"wp-caption-text\"><em>L\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch b\u1ea1n c\u1ea7n bi\u1ebft <\/em><\/p><\/div>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u c\u1ea7n ph\u1ea3i c\u00f3 khi b\u1ea1n mu\u1ed1n th\u1ef1c hi\u1ec7n m\u1ed9t chuy\u1ebfn \u0111i ch\u01a1i xa, \u0111i c\u00f4ng t\u00e1c hay th\u0103m ng\u01b0\u1eddi th\u00e2n \u1edf m\u1ed9t v\u00e0i \u0111\u1ecba \u0111i\u1ec3m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nhi\u1ec1u du kh\u00e1ch lu\u00f4n th\u1eafc m\u1eafc r\u1eb1ng t\u1ea1i sao h\u1ecd l\u1ea1i ph\u1ea3i t\u1ed1n ti\u1ec1n mua b\u1ea3o hi\u1ec3m du l\u1ecbch, li\u1ec7u b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 h\u1eefu \u00edch hay kh\u00f4ng v\u00e0 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch c\u1ee7a h\u00e3ng n\u00e0o? Qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y, h\u00e3y c\u00f9ng <\/span><a href=\"https:\/\/pacificcross.com.vn\/\"><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam<\/span><\/a><span style=\"font-weight: 400;\"> t\u00ecm hi\u1ec3u 9 l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch \u0111\u1ec3 th\u1ea5y \u0111\u01b0\u1ee3c nh\u1eefng l\u1ee3i \u00edch m\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch mang l\u1ea1i.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_du_lich_la_gi\"><\/span><strong>B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c chi tr\u1ea3 cho c\u00e1 nh\u00e2n ho\u1eb7c nh\u00f3m ng\u01b0\u1eddi v\u1ec1 nh\u1eefng t\u1ed5n th\u1ea5t ph\u00e1t sinh t\u1eeb c\u00e1c s\u1ef1 c\u1ed1 x\u1ea3y ra trong chuy\u1ebfn \u0111i. Nh\u1eefng s\u1ef1 c\u1ed1 n\u00e0y c\u00f3 th\u1ec3 bao g\u1ed3m tai n\u1ea1n, \u1ed1m \u0111au, chuy\u1ebfn \u0111i b\u1ecb ho\u00e3n, th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd, hay m\u1ea5t h\u1ed9 chi\u1ebfu\u2026<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Th\u00f4ng th\u01b0\u1eddng, b\u1ea3o hi\u1ec3m du l\u1ecbch th\u01b0\u1eddng chia th\u00e0nh 2 lo\u1ea1i:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/quy-tac-chon-mua-bao-hiem-du-lich-trong-nuoc\/\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/nhung-loi-ich-cua-bao-hiem-du-lich-quoc-te\/\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/span><\/a><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"9_loi_ich_cua_bao_hiem_du_lich_ban_can_biet\"><\/span><strong>9 l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch b\u1ea1n c\u1ea7n bi\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Ban_can_huy_chuyen_di\"><\/span><strong>1. B\u1ea1n c\u1ea7n h\u1ee7y chuy\u1ebfn \u0111i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 s\u1ef1 c\u1ed1 b\u1ea5t ng\u1edd c\u00f3 th\u1ec3 x\u1ea3y ra ngay tr\u01b0\u1edbc chuy\u1ebfn \u0111i c\u1ee7a b\u1ea1n nh\u01b0 ng\u01b0\u1eddi th\u00e2n tr\u1edf b\u1ec7nh n\u1eb7ng, cha m\u1eb9 m\u1ea5t, thi\u00ean tai (l\u0169 l\u1ee5t, b\u00e3o\u2026). Khi \u0111\u00f3, b\u1ea1n ch\u1eb3ng c\u00f2n l\u1ef1a ch\u1ecdn n\u00e0o kh\u00e1c ngo\u00e0i vi\u1ec7c ph\u1ea3i h\u1ee7y chuy\u1ebfn bay.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tuy nhi\u00ean, nh\u1edd v\u00e0o vi\u1ec7c <\/span><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-giup-ban-tiet-kiem-thoi-gian-nhu-the-nao\/\"><span style=\"font-weight: 400;\">mua b\u1ea3o hi\u1ec3m du l\u1ecbch<\/span><\/a><span style=\"font-weight: 400;\">, b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1ed3i ho\u00e0n c\u00e1c kho\u1ea3n \u0111\u1eb7t c\u1ecdc cho vi\u1ec7c s\u1eafp x\u1ebfp chuy\u1ebfn \u0111i.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Ban_bi_lo_chuyen_di\"><\/span><strong>2. B\u1ea1n b\u1ecb l\u1ee1 chuy\u1ebfn \u0111i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">B\u1ea1n \u0111\u00e3 l\u00ean k\u1ebf ho\u1ea1ch chi ti\u1ebft cho c\u1ea3 cu\u1ed9c h\u00e0nh tr\u00ecnh nh\u01b0ng l\u1ea1i ph\u00e1t hi\u1ec7n m\u1ed9t chuy\u1ebfn bay b\u1ecb tr\u00ec ho\u00e3n. L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 b\u1ea1n v\u1eabn \u0111\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c l\u1ecbch tr\u00ecnh chuy\u1ebfn \u0111i?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u1edbi h\u1ed7 tr\u1ee3 c\u1ee7a ch\u00ednh s\u00e1ch ho\u00e3n chuy\u1ebfn trong b\u1ea3o hi\u1ec3m du l\u1ecbch, b\u1ea1n c\u00f3 th\u1ec3 s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1ed3i th\u01b0\u1eddng theo ch\u00ednh s\u00e1ch c\u1ee7a C\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Chuyen_bay_bi_huy\"><\/span><strong>3. Chuy\u1ebfn bay b\u1ecb h\u1ee7y<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div id=\"attachment_1345\" style=\"width: 760px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-1345\" loading=\"lazy\" class=\"wp-image-1345 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/chuyen-bay-bi-huy.jpg\" alt=\"l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch\" width=\"750\" height=\"500\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/chuyen-bay-bi-huy.jpg 750w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/chuyen-bay-bi-huy-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><p id=\"caption-attachment-1345\" class=\"wp-caption-text\"><em>H\u00e0nh tr\u00ecnh du l\u1ecbch kh\u00f4ng th\u1ec3 b\u1ecf qua b\u1ea3o hi\u1ec3m du l\u1ecbch<\/em><\/p><\/div>\n<p><span style=\"font-weight: 400;\">\u0110\u00fang l\u00fac b\u1ea1n chu\u1ea9n b\u1ecb h\u00e0nh l\u00fd \u0111\u1ec3 tr\u1edf v\u1ec1 nh\u00e0, m\u1ed9t c\u01a1n b\u00e3o l\u1ed1c b\u1ea5t ng\u1edd \u201cgh\u00e9 ngang\u201d s\u00e2n bay v\u00e0 t\u1ea5t c\u1ea3 chuy\u1ebfn bay b\u1ecb h\u1ee7y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n. Ai s\u1ebd h\u1ed7 tr\u1ee3 b\u1ea1n trong t\u00ecnh hu\u1ed1ng o\u00e1i \u0103m n\u00e0y?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u1edbi ch\u00ednh s\u00e1ch gi\u00e1n \u0111o\u1ea1n chuy\u1ebfn \u0111i khi mua b\u1ea3o hi\u1ec3m du l\u1ecbch, b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn l\u1ea1i kho\u1ea3n b\u1ed3i ho\u00e0n cho nh\u1eefng chi ph\u00ed \u0111\u00e3 \u0111\u1eb7t c\u1ecdc \u0111\u1ec3 s\u1eafp x\u1ebfp chuy\u1ebfn \u0111i, ho\u1eb7c nh\u1eefng chi ph\u00ed t\u0103ng th\u00eam cho vi\u1ec7c \u0111i l\u1ea1i b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c v\u1eadn chuy\u1ec3n thay th\u1ebf c\u00f3 m\u1ee9c \u00edt t\u1ed1n k\u00e9m nh\u1ea5t ho\u1eb7c ch\u1ed7 \u1edf h\u1ee3p l\u00fd.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Mot_con_bao_%E2%80%9Ctan_pha%E2%80%9D_diem_den_cua_ban\"><\/span><strong>4. M\u1ed9t c\u01a1n b\u00e3o \u201ct\u00e0n ph\u00e1\u201d \u0111i\u1ec3m \u0111\u1ebfn c\u1ee7a b\u1ea1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">B\u1ea1n \u0111\u00e3 ti\u1ebft ki\u1ec7m ti\u1ec1n c\u1ea3 n\u0103m l\u00e0m vi\u1ec7c v\u1ea5t v\u1ea3 cho m\u1ed9t k\u1ef3 ngh\u1ec9 d\u01b0\u1ee1ng \u1edf Canada nh\u01b0ng m\u1ed9t c\u01a1n b\u00e3o \u1eadp \u0111\u1ebfn v\u00e0 ph\u00e1 h\u1ee7y kh\u00e1ch s\u1ea1n b\u1ea1n \u0111\u00e3 \u0111\u1eb7t ch\u1ed7 \u1edf m\u1ed9t tu\u1ea7n tr\u01b0\u1edbc khi kh\u1edfi h\u00e0nh. Li\u1ec7u b\u1ea1n c\u00f3 m\u1ea5t h\u1ebft to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n ti\u1ebft ki\u1ec7m cho s\u1ef1 c\u1ed1 kh\u00f4ng may n\u00e0y.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1eebng qu\u00e1 lo l\u1eafng, khi mua b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi quy\u1ec1n l\u1ee3i cho v\u1ea5n \u0111\u1ec1 thi\u1ec7t h\u1ea1i do th\u1eddi ti\u1ebft, b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i ho\u00e0n kho\u1ea3n chi ph\u00ed \u0111\u00e3 tr\u1ea3 tr\u01b0\u1edbc n\u00e0y.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Xem th\u00eam: <\/span><a href=\"https:\/\/pacificcross.com.vn\/vi\/lam-sao-de-su-dung-chinh-sach-bao-hiem-khi-huy-chuyen-bay\/\"><span style=\"font-weight: 400;\">S\u1eed d\u1ee5ng ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m khi h\u1ee7y chuy\u1ebfn bay<\/span><\/a><\/h4>\n<h3><span class=\"ez-toc-section\" id=\"5_Loi_ich_cua_di_du_lich_khi_co_bao_hiem_Bi_thuong_hoac_benh_trong_chuyen_di\"><\/span><strong>5. L\u1ee3i \u00edch c\u1ee7a \u0111i du l\u1ecbch khi c\u00f3 b\u1ea3o hi\u1ec3m: B\u1ecb th\u01b0\u01a1ng ho\u1eb7c b\u1ec7nh trong chuy\u1ebfn \u0111i\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div id=\"attachment_1343\" style=\"width: 760px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-1343\" loading=\"lazy\" class=\"wp-image-1343 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/a1sx2_new_shutterstock_1224959380.jpg\" alt=\"l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch\" width=\"750\" height=\"500\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/a1sx2_new_shutterstock_1224959380.jpg 750w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/a1sx2_new_shutterstock_1224959380-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><p id=\"caption-attachment-1343\" class=\"wp-caption-text\"><em>B\u1ea1n c\u1ea7n h\u1ed7 tr\u1ee3 y t\u1ebf khi \u0111i du l\u1ecbch?<\/em><\/p><\/div>\n<p><span style=\"font-weight: 400;\">Trong chuy\u1ebfn du l\u1ecbch, b\u1ed7ng d\u01b0ng b\u1ea1n c\u1ea3m th\u1ea5y \u0111au d\u1ea1 d\u00e0y, s\u1ed1t cao v\u00e0 m\u1ec7t m\u1ecfi \u0111\u1ebfn m\u1ee9c kh\u00f4ng th\u1ec3 \u0111i l\u1ea1i \u0111\u01b0\u1ee3c. B\u1ea1n c\u1ea7n nh\u1eadp vi\u1ec7n v\u00e0 nh\u1eadn \u0111\u01b0\u1ee3c ch\u0103m s\u00f3c y t\u1ebf th\u1eadt nhanh ch\u00f3ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Khi \u0111\u00f3, v\u1edbi h\u1ed7 tr\u1ee3 v\u1ec1 y t\u1ebf khi mua <\/span><span style=\"font-weight: 400;\">b\u1ea3o hi\u1ec3m<\/span><span style=\"font-weight: 400;\"> du l\u1ecbch, b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 y\u00ean t\u00e2m khi kh\u00f4ng m\u1ea5t m\u1ed9t kho\u1ea3n ti\u1ec1n l\u1edbn cho c\u00e1c h\u00f3a \u0111\u01a1n y t\u1ebf. Ngo\u00e0i ra, b\u1ea1n c\u00f2n c\u00f3 kh\u1ea3 n\u0103ng nh\u1eadn \u0111\u01b0\u1ee3c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3, th\u1eadm ch\u00ed b\u1eb1ng ti\u1ebfng m\u1eb9 \u0111\u1ebb, \u0111\u1ec3 t\u00ecm \u0111\u01b0\u1ee3c m\u1ed9t c\u01a1 s\u1edf y t\u1ebf th\u00edch h\u1ee3p.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_That_lac_hoac_mat_hanh_ly\"><\/span><strong>6. Th\u1ea5t l\u1ea1c ho\u1eb7c m\u1ea5t h\u00e0nh l\u00fd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">B\u1ea1n c\u00f3 m\u1ed9t cu\u1ed9c h\u1eb9n quan tr\u1ecdng \u1edf \u0111i\u1ec3m \u0111\u1ebfn nh\u01b0ng h\u00e3ng h\u00e0ng kh\u00f4ng l\u1ea1i m\u1eafc ph\u1ea3i l\u1ed7i trong qu\u00e1 tr\u00ecnh v\u1eadn chuy\u1ec3n v\u00e0 l\u00e0m th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd v\u1edbi nh\u1eefng v\u1eadt d\u1ee5ng c\u1ea7n thi\u1ebft c\u1ee7a b\u1ea1n. \u0110\u1eebng lo l\u1eafng qu\u00e1 nhi\u1ec1u, h\u00e3y g\u1ecdi \u0111i\u1ec7n cho c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 l\u1ea5y l\u1ea1i h\u00e0nh l\u00fd th\u1ea5t l\u1ea1c ho\u1eb7c \u00edt nh\u1ea5t b\u1ea1n c\u0169ng nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n ph\u00ed cho m\u1ed9t s\u1ed1 v\u1eadt d\u1ee5ng c\u00e1 nh\u00e2n thi\u1ebft y\u1ebfu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tr\u01b0\u1eddng h\u1ee3p h\u00e0nh l\u00fd c\u1ee7a b\u1ea1n b\u1ecb m\u1ea5t v\u00e0 kh\u00f4ng th\u1ec3 t\u00ecm th\u1ea5y, b\u1ea3o hi\u1ec3m du l\u1ecbch c\u0169ng gi\u00fap ho\u00e0n tr\u1ea3 cho b\u1ea1n chi ph\u00ed s\u1eafm s\u1eeda qu\u1ea7n \u00e1o, v\u1eadt d\u1ee5ng c\u00e1 nh\u00e2n m\u1edbi. Th\u1eadm ch\u00ed, b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n ti\u1ec1n ho\u00e0n tr\u1ea3 cho m\u1ed9t chi\u1ebfc vali m\u1edbi \u0111\u1ec3 \u0111\u1ef1ng \u0111\u1ed3 mang v\u1ec1.<\/span><\/p>\n<p>B\u00e0i vi\u1ebft li\u00ean quan : <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-hanh-ly\/\">B\u1ea3o hi\u1ec3m h\u00e0nh l\u00fd c\u00f3 th\u1eadt s\u1ef1 quan tr\u1ecdng? Quy\u1ec1n v\u00e0 l\u1ee3i \u00edch khi tham gia?<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Mat_ho_chieu\"><\/span><strong>7. M\u1ea5t h\u1ed9 chi\u1ebfu<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"ebd-block\" data-type=\"image\">\n<div class=\"eb-image style-clear\">\n<div id=\"attachment_1341\" style=\"width: 760px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-1341\" loading=\"lazy\" class=\"wp-image-1341 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/mat-ho-chieu.jpg\" alt=\"l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch\" width=\"750\" height=\"500\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/mat-ho-chieu.jpg 750w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/mat-ho-chieu-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><p id=\"caption-attachment-1341\" class=\"wp-caption-text\"><em>L\u1ee3i \u00edch c\u1ee7a \u0111i du l\u1ecbch khi c\u00f3 b\u1ea3o hi\u1ec3m: H\u1ed7 tr\u1ee3 n\u1ebfu v\u00f4 t\u00ecnh m\u1ea5t h\u1ed9 chi\u1ebfu <\/em><\/p><\/div>\n<\/div>\n<div>\n<p><span style=\"font-weight: 400;\">T\u1ea1i c\u00e1c \u0111i\u1ec3m \u0111\u1ebfn trong chuy\u1ebfn du l\u1ecbch, b\u1ea1n r\u1ea5t c\u00f3 th\u1ec3 b\u1ecb m\u1ea5t c\u1eafp t\u00fai x\u00e1ch v\u1edbi h\u1ed9 chi\u1ebfu v\u00e0 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n \u1edf trong \u0111\u00f3. Khi \u1ea5y, v\u1edbi s\u1ef1 gi\u00fap \u0111\u1ee1 t\u1eeb c\u00f4ng ty cung c\u1ea5p b\u1ea3o hi\u1ec3m du l\u1ecbch, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 chi ph\u00ed xin c\u1ea5p l\u1ea1i h\u1ed9 chi\u1ebfu m\u1edbi.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Ban_can_so_tan_y_te_khan_cap\"><\/span><strong>8. B\u1ea1n c\u1ea7n s\u01a1 t\u00e1n y t\u1ebf kh\u1ea9n c\u1ea5p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Gi\u1ea3 s\u1eed b\u1ea1n th\u1ef1c hi\u1ec7n m\u1ed9t chuy\u1ebfn \u0111i leo n\u00fai v\u1edbi con g\u00e1i v\u00e0o m\u00f9a h\u00e8 th\u00ec b\u1ed7ng nhi\u00ean c\u00f4 b\u00e9 c\u1ea3m th\u1ea5y ch\u00f3ng m\u1eb7t v\u00e0 b\u1ecb s\u1ed1t cao, t\u00ecnh h\u00ecnh r\u1ea5t nguy hi\u1ec3m. L\u00fac \u1ea5y, con b\u1ea1n c\u1ea7n \u0111\u01b0\u1ee3c ch\u0103m s\u00f3c y t\u1ebf ngay l\u1eadp t\u1ee9c. L\u00e0m sao b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0a \u0111\u1ee9a b\u00e9 \u0111\u1ebfn c\u01a1 s\u1edf y t\u1ebf an to\u00e0n?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ch\u00ednh s\u00e1ch s\u01a1 t\u00e1n y t\u1ebf trong b\u1ea3o hi\u1ec3m du l\u1ecbch s\u1ebd h\u1ed7 tr\u1ee3 b\u1ea1n trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y. Qu\u00e1 tr\u00ecnh v\u1eadn chuy\u1ec3n, s\u01a1 t\u00e1n y t\u1ebf th\u01b0\u1eddng m\u1ea5t r\u1ea5t nhi\u1ec1u chi ph\u00ed nh\u01b0ng nh\u1edd c\u00f3 b\u1ea3o hi\u1ec3m du l\u1ecbch, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 kh\u00e1 nhi\u1ec1u.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Ban_can_dich_vu_ho_tro_khan_cap\"><\/span><strong>9. B\u1ea1n c\u1ea7n d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Trong l\u00fac b\u1ea1n v\u00e0 gia \u0111\u00ecnh \u0111ang tr\u00ean m\u1ed9t chuy\u1ebfn \u0111i \u0111\u1ebfn th\u0103m ng\u01b0\u1eddi th\u00e2n \u1edf n\u01b0\u1edbc ngo\u00e0i, chuy\u1ebfn bay trung gian b\u1ecb h\u1ee7y do nh\u1eefng s\u1ef1 c\u1ed1 v\u1ec1 \u0111\u1ed9ng c\u01a1 v\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c b\u1ea3o tr\u00ec, s\u1eeda ch\u1eefa m\u00e0 b\u1ea1n l\u1ea1i kh\u00f4ng giao ti\u1ebfp th\u00e0nh th\u1ea1o b\u1eb1ng ti\u1ebfng Anh. Li\u1ec7u ai c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n \u0111\u0103ng k\u00fd chuy\u1ebfn bay thay th\u1ebf kh\u00e1c? Khi mua b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap \u0111\u1ee1 b\u1ea1n v\u00e0 gia \u0111\u00ecnh trong ho\u00e0n c\u1ea3nh n\u00e0y.<\/span><\/p>\n<p><strong>10.B\u1ea3o hi\u1ec3m y t\u1ebf s\u1ebd kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng \u1edf n\u01b0\u1edbc ngo\u00e0i<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n b\u1ecb \u1ed1m n\u1eb7ng ho\u1eb7c b\u1ecb th\u01b0\u01a1ng \u1edf m\u1ed9t qu\u1ed1c gia kh\u00e1c, b\u1ea3o hi\u1ec3m y t\u1ebf c\u1ee7a b\u1ea1n s\u1ebd kh\u00f4ng c\u00f3 hi\u1ec7u l\u1ef1c s\u1eed d\u1ee5ng. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n s\u1ebd ph\u1ea3i t\u1ef1 ch\u1ecbu 100% chi ph\u00ed \u0111i\u1ec1u tr\u1ecb. Ngo\u00e0i ra, \u1edf m\u1ed9t s\u1ed1 qu\u1ed1c gia ch\u00e2u \u00c2u vi\u1ec7c \u0111i\u1ec1u tr\u1ecb y t\u1ebf s\u1ebd y\u00eau c\u1ea7u nhi\u1ec1u th\u1ee7 t\u1ee5c, gi\u1ea5y t\u1edd h\u01a1n. N\u00ean n\u1ebfu b\u1ea1n kh\u00f4ng c\u00f3 th\u1ebb b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n c\u1ea7u th\u00ec \u0111\u00e2y s\u1ebd l\u00e0 \u0111i\u1ec3m b\u1ea5t l\u1ee3i l\u1edbn.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea1n \u0111ang b\u0103n kho\u0103n v\u1ec1 vi\u1ec7c ch\u1ecdn l\u1ef1a <a href=\"https:\/\/pacificcross.com.vn\/vi\/15-cong-ty-bao-hiem-du-lich-uy-tin-tai-viet-nam\/\">c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn<\/a>, b\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc ch\u1ecdn l\u1ef1a <\/span><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam<\/span><span style=\"font-weight: 400;\">. Ch\u00fang t\u00f4i cung c\u1ea5p c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng y\u00eau c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a kh\u00e1ch h\u00e0ng. Cho d\u00f9 l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho c\u00e1 nh\u00e2n b\u1ea1n, cho gia \u0111\u00ecnh b\u1ea1n ho\u1eb7c doanh nghi\u1ec7p c\u1ee7a b\u1ea1n, ch\u00fang t\u00f4i \u1edf \u0111\u00e2y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t. \u0110\u1eebng b\u1ecf qua nh\u1eefng l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch trong h\u00e0nh tr\u00ecnh kh\u00e1m ph\u00e1 nh\u1eefng mi\u1ec1n \u0111\u1ea5t m\u1edbi c\u1ee7a b\u1ea1n nh\u00e9!<\/span><\/p>\n<p>\u0110\u1ec3 l\u1ea1i th\u00f4ng tin\u00a0<a href=\"https:\/\/share.hsforms.com\/1lPp7cGPVQeeKMi_bJLbaAwd0ctp\">T\u1ea0I \u0110\u00c2Y<\/a>\u00a0\u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed!<\/p>\n<blockquote>\n<h4 dir=\"ltr\" style=\"text-align: left;\"><em>Xem th\u00eam: <a href=\"https:\/\/pacificcross.com.vn\/vi\/annual-travel\/\" target=\"_blank\" rel=\"noopener noreferrer\">B\u1ea3ng gi\u00e1 b\u1ea3o hi\u1ec3m du l\u1ecbch ch\u01b0\u01a1ng tr\u00ecnh Annual Travel<\/a><\/em><\/h4>\n<\/blockquote>\n<p dir=\"ltr\"><strong>B\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m \u0111\u1ebfn ch\u1ee7 \u0111\u1ec1:<\/strong><\/p>\n<ul dir=\"ltr\">\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/quy-tac-chon-mua-bao-hiem-du-lich-trong-nuoc\/\" target=\"_blank\" rel=\"noopener noreferrer\">Quy t\u1eafc ch\u1ecdn mua b\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-nhung-thong-tin-ban-can-biet\/\" target=\"_blank\" rel=\"noopener noreferrer\">Nh\u1eefng y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn chi ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/kinh-nghiem-mua-bao-hiem-du-lich\/\">5 kinh nghi\u1ec7m mua b\u1ea3o hi\u1ec3m du l\u1ecbch b\u1ea1n n\u00ean l\u01b0u \u00fd<\/a><\/li>\n<\/ul>\n<hr \/>\n<p><em><strong>Ngu\u1ed3n tham kh\u1ea3o:<\/strong><\/em><\/p>\n<div>\n<ul>\n<li dir=\"ltr\"><em>11 Reason to Buy Travel Insurance.\u00a0<a href=\"https:\/\/www.travelinsurancereview.net\/tips-and-advice\/understanding-travel-insurance\/reasons-to-buy-travel-insurance\/\">https:\/\/www.travelinsurancereview.net\/tips-and-advice\/understanding-travel-insurance\/reasons-to-buy-travel-insurance\/<\/a><\/em><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u c\u1ea7n ph\u1ea3i c\u00f3 khi b\u1ea1n mu\u1ed1n th\u1ef1c hi\u1ec7n m\u1ed9t chuy\u1ebfn \u0111i ch\u01a1i xa, \u0111i c\u00f4ng t\u00e1c hay th\u0103m ng\u01b0\u1eddi th\u00e2n \u1edf m\u1ed9t v\u00e0i \u0111\u1ecba \u0111i\u1ec3m. Nhi\u1ec1u du kh\u00e1ch lu\u00f4n th\u1eafc m\u1eafc r\u1eb1ng t\u1ea1i sao h\u1ecd l\u1ea1i ph\u1ea3i t\u1ed1n ti\u1ec1n mua b\u1ea3o hi\u1ec3m du [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1347,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[794,8],"tags":[1157,1158],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/1340"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=1340"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/1340\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/1347"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=1340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=1340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=1340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}