{"id":1788,"date":"2023-01-05T16:34:20","date_gmt":"2023-01-05T09:34:20","guid":{"rendered":"https:\/\/pacific-cross-wp.eastplayers.io\/?post_type=news&#038;p=1788"},"modified":"2023-01-05T21:30:35","modified_gmt":"2023-01-05T14:30:35","slug":"4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem\/","title":{"rendered":"B\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec ? 4 sai l\u1ea7m c\u1ea7n ph\u1ea3i tr\u00e1nh khi n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u !"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e36a585ddd1\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e36a585ddd1\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem\/#1_Boi_thuong_bao_hiem_la_gi\" >1. B\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem\/#2_Nguyen_tac_trong_boi_thuong_bao_hiem_gom_nhung_gi\" >2. Nguy\u00ean t\u1eafc trong b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m g\u1ed3m nh\u1eefng g\u00ec ?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem\/#21_Thoi_diem_hieu_luc\" >2.1. Th\u1eddi \u0111i\u1ec3m hi\u1ec7u l\u1ef1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem\/#22_Nguyen_tac_trong_truong_hop_boi_thuong_tai_san\" >2.2. Nguy\u00ean t\u1eafc trong tr\u01b0\u1eddng h\u1ee3p b\u1ed3i th\u01b0\u1eddng t\u00e0i s\u1ea3n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem\/#23_Nguyen_tac_trong_truong_hop_boi_thuong_bao_hiem_trach_nhiem_dan_su\" >2.3. Nguy\u00ean t\u1eafc trong tr\u01b0\u1eddng h\u1ee3p b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/pacificcross.com.vn\/vi\/4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem\/#3_4_sai_lam_can_tranh_khi_nop_don_yeu_cau_boi_thuong_bao_hiem\" >3. 4 sai l\u1ea7m c\u1ea7n tr\u00e1nh khi n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/pacificcross.com.vn\/vi\/4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem\/#1_Boi_thuong_bao_hiem_khong_nen_noi_qua_ve_cac_thiet_hai_cua_ban_than\" >1. B\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m kh\u00f4ng n\u00ean n\u00f3i qu\u00e1 v\u1ec1 c\u00e1c thi\u1ec7t h\u1ea1i c\u1ee7a b\u1ea3n th\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/pacificcross.com.vn\/vi\/4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem\/#2_Khong_doc_ky_ve_nhung_truong_hop_khong_duoc_boi_thuong_bao_hiem_trong_hop_dong\" >2. Kh\u00f4ng \u0111\u1ecdc k\u1ef9 v\u1ec1 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m trong h\u1ee3p \u0111\u1ed3ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/pacificcross.com.vn\/vi\/4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem\/#3_Khong_cung_cap_bang_chung_ve_cac_thiet_hai_trong_don_boi_thuong_bao_hiem\" >3. Kh\u00f4ng cung c\u1ea5p b\u1eb1ng ch\u1ee9ng v\u1ec1 c\u00e1c thi\u1ec7t h\u1ea1i trong \u0111\u01a1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/pacificcross.com.vn\/vi\/4-sai-lam-can-tranh-khi-nop-don-yeu-cau-boi-thuong-bao-hiem\/#4_Nop_don_yeu_cau_boi_thuong_bao_hiem_qua_thoi_gian_quy_dinh\" >4. N\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m qu\u00e1 th\u1eddi gian quy \u0111\u1ecbnh<\/a><\/li><\/ul><\/nav><\/div>\n<p><em>C\u1eadp nh\u1eadt : 5\/1\/2023<\/em><\/p>\n<p><b><i>Trong m\u1ed9t chuy\u1ebfn \u0111i \u0111\u1ea7y h\u00e1o h\u1ee9c v\u00e0 k\u1ef3 v\u1ecdng, ch\u1eb3ng may, b\u1ea1n b\u1ecb d\u1ecb \u1ee9ng th\u1eddi ti\u1ebft. B\u1ea1n mu\u1ed1n vi\u1ebft \u0111\u01a1n y\u00eau c\u1ea7u c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng nh\u01b0ng l\u1ea1i kh\u00f4ng hi\u1ec3u r\u00f5 c\u00e1ch th\u1ee9c. \u0110\u1ec3 chia s\u1ebb kinh nghi\u1ec7m cho b\u1ea1n trong v\u1ea5n \u0111\u1ec1 n\u00e0y, Pacific Cross Vi\u1ec7t Nam s\u1ebd ch\u1ec9 ra 4 l\u1ed7i ph\u1ed5 bi\u1ebfn nh\u1ea5t m\u00e0 m\u1ecdi ng\u01b0\u1eddi th\u01b0\u1eddng m\u1eafc ph\u1ea3i khi vi\u1ebft \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.<\/i><\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_Boi_thuong_bao_hiem_la_gi\"><\/span><b>1. B\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec ?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">B\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t trong nh\u1eefng nguy\u00ean t\u1eafc c\u01a1 b\u1ea3n trong lu\u1eadt b\u1ea3o hi\u1ec3m. Ch\u00ednh s\u00e1ch <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-boi-thuong\/\">b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/a> s\u1ebd kh\u00f4ng mang l\u1ea1i gi\u00e1 tr\u1ecb l\u1edbn h\u01a1n v\u1edbi nh\u1eefng t\u1ed5n th\u1ea5t c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/span><\/p>\n<p><b>Nh\u01b0 v\u1eady, nguy\u00ean t\u1eafc b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ec9 c\u00f3 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m \u0111\u00fang v\u1edbi nh\u1eefng t\u1ed5n th\u1ea5t m\u00e0 h\u1ecd ch\u1ecbu.<\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Nguyen_tac_trong_boi_thuong_bao_hiem_gom_nhung_gi\"><\/span><b>2. Nguy\u00ean t\u1eafc trong b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m g\u1ed3m nh\u1eefng g\u00ec ?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">N\u1ed9i dung trong nguy\u00ean t\u1eafc b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m th\u01b0\u1eddng c\u00f3 c\u00e1c m\u1ee5c nh\u01b0 sau<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"21_Thoi_diem_hieu_luc\"><\/span><b>2.1. Th\u1eddi \u0111i\u1ec3m hi\u1ec7u l\u1ef1c<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">B\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m x\u1ea3y ra trong tr\u01b0\u1eddng h\u1ee3p ph\u00e1t sinh c\u00e1c \u0111i\u1ec1u ki\u1ec7n nh\u01b0 sau :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u00ean mua b\u1ea3o hi\u1ec3m \u0111\u00f3ng \u0111\u1ee7 chi ph\u00ed b\u1ea3o hi\u1ec3m theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 k\u00fd<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Khi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c giao k\u1ebft gi\u1eefa hai b\u00ean th\u00ec b\u00ean cung c\u1ea5p b\u1ea3o hi\u1ec3m v\u00e0 b\u00ean mua b\u1ea3o hi\u1ec3m th\u1ecfa thu\u1eadn n\u1ee3 ph\u00ed b\u1ea3o hi\u1ec3m<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00f3 gi\u1ea5y t\u1edd ch\u1ee9ng t\u1eeb ch\u1ee9ng minh r\u1eb1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c k\u00ed k\u1ebft t\u1eeb tr\u01b0\u1edbc.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Th\u00f4ng th\u01b0\u1eddng khi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m gi\u1eefa hai b\u00ean ch\u1ea5m d\u1ee9t th\u00ec vi\u1ec7c b\u1ed3i th\u01b0\u1eddng c\u0169ng ch\u1ea5m d\u1ee9t theo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nh\u01b0ng c\u00f3 tr\u01b0\u1eddng h\u1ee3p, b\u00ean mua b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u00f3ng k\u1ecbp th\u1eddi gian gia h\u1ea1n trong h\u1ee3p \u0111\u1ed3ng k\u00ed k\u1ebft th\u00ec b\u00ean cung c\u1ea5p b\u1ea3o hi\u1ec3m (c\u00f4ng ty b\u1ea3o hi\u1ec3m) v\u1eabn ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh \u0111\u00f3, b\u00ean mua b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 ngh\u0129a v\u1ee5 ho\u00e0n th\u00e0nh chi ph\u00ed c\u00f2n n\u1ee3 nh\u01b0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 th\u1ecfa thu\u1eadn t\u1eeb tr\u01b0\u1edbc.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"22_Nguyen_tac_trong_truong_hop_boi_thuong_tai_san\"><\/span><b>2.2. Nguy\u00ean t\u1eafc trong tr\u01b0\u1eddng h\u1ee3p b\u1ed3i th\u01b0\u1eddng t\u00e0i s\u1ea3n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">B\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n th\u01b0\u1eddng c\u00f3 nh\u1eefng nguy\u00ean t\u1eafc nh\u01b0 sau :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Khi thi\u1ec7t h\u1ea1i x\u1ea3y ra, b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m s\u1ebd d\u1ef1a tr\u00ean gi\u00e1 tr\u1ecb c\u1ee7a t\u00e0i s\u1ea3n theo th\u1ecb tr\u01b0\u1eddng hi\u1ec7n t\u1ea1i (kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 s\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">D\u1ef1a theo \u0111\u1ecba \u0111i\u1ec3m x\u1ea3y ra t\u1ed5n th\u1ea5t c\u0169ng nh\u01b0 m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i s\u1ebd l\u00e0 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 b\u00ean b\u1ea3o hi\u1ec3m x\u00e1c \u0111\u1ecbnh m\u1ee9c \u0111\u1ed9 b\u1ed3i th\u01b0\u1eddng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m s\u1ebd d\u1ef1a tr\u00ean nh\u1eefng nguy\u00ean t\u1eafc \u0111\u01b0\u1ee3c l\u1eadp ra \u0111\u1ec3 tr\u00e1nh t\u00ecnh tr\u1ea1ng tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">C\u0103n c\u1ee9 v\u00e0o nh\u1eefng nguy\u00ean t\u1eafc tr\u00ean s\u1ebd c\u00f3 nh\u1eefng h\u00ecnh th\u1ee9c b\u1ed3i th\u01b0\u1eddng nh\u01b0 sau :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u00e0i s\u1ea3n b\u1ecb thi\u1ec7t h\u1ea1i s\u1ebd c\u00f3 hai h\u00ecnh th\u1ee9c li\u00ean quan l\u00e0 s\u1eeda ch\u1eefa v\u00e0 thay th\u1ebf b\u1eb1ng t\u00e0i s\u1ea3n kh\u00e1c c\u00f3 gi\u00e1 tr\u1ecb t\u01b0\u01a1ng \u0111\u01b0\u01a1ng h\u00ecnh th\u1ee9c tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng th\u1ecfa thu\u1eadn \u0111\u01b0\u1ee3c hai b\u00ean s\u1ebd \u0111i \u0111\u1ebfn b\u1ed3i th\u01b0\u1eddng b\u1eb1ng ti\u1ec1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tr\u01b0\u1eddng h\u1ee3p b\u1ed3i th\u01b0\u1eddng b\u1eb1ng h\u00ecnh th\u1ee9c thay th\u1ebf t\u00e0i s\u1ea3n ho\u1eb7c tr\u1ea3 ti\u1ec1n th\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 quy\u1ec1n thu h\u1ed3i l\u1ea1i t\u00e0i s\u1ea3n \u0111\u00f3.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"23_Nguyen_tac_trong_truong_hop_boi_thuong_bao_hiem_trach_nhiem_dan_su\"><\/span><b>2.3. Nguy\u00ean t\u1eafc trong tr\u01b0\u1eddng h\u1ee3p b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">D\u1ef1a v\u00e0o h\u1ee3p \u0111\u1ed3ng k\u00fd k\u1ebft, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd <\/span><span style=\"font-weight: 400;\">thanh to\u00e1n cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m d\u1ef1a theo quy \u0111\u1ecbnh<\/span><span style=\"font-weight: 400;\"> trong h\u1ee3p \u0111\u1ed3ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">S\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u00e1c kho\u1ea3n chi ph\u00ed c\u00f3 li\u00ean quan nh\u01b0 : thi\u1ec7t h\u1ea1i, t\u1ed5n th\u1ea5t g\u00e2y ra cho b\u00ean th\u1ee9 ba c\u0169ng nh\u01b0 t\u00e0i s\u1ea3n c\u1ee7a h\u1ecd.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_4_sai_lam_can_tranh_khi_nop_don_yeu_cau_boi_thuong_bao_hiem\"><\/span><b>3. 4 sai l\u1ea7m c\u1ea7n tr\u00e1nh khi n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"1_Boi_thuong_bao_hiem_khong_nen_noi_qua_ve_cac_thiet_hai_cua_ban_than\"><\/span><b>1. B\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m kh\u00f4ng n\u00ean n\u00f3i qu\u00e1 v\u1ec1 c\u00e1c thi\u1ec7t h\u1ea1i c\u1ee7a b\u1ea3n th\u00e2n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Gi\u1ea3 s\u1eed b\u1ea1n v\u1eeba tr\u1ea3i qua m\u1ed9t k\u1ef3 ngh\u1ec9 kh\u00f4ng c\u00f3 g\u00ec th\u00fa v\u1ecb \u1edf Brazil. Nh\u1eefng ng\u00e0y \u0111\u1ea7u th\u1eddi ti\u1ebft kh\u00e1 l\u1ea1nh v\u00e0 m\u01b0a. Sau \u0111\u00f3, khi th\u1eddi ti\u1ebft t\u1ed1t h\u01a1n th\u00ec b\u1ea1n l\u1ea1i c\u1ea3m th\u1ea5y \u0111au b\u1ee5ng, kh\u00f3 ch\u1ecbu. Khi \u0111\u1ebfn m\u1ed9t ph\u00f2ng kh\u00e1m \u0111\u1ecba ph\u01b0\u01a1ng, b\u00e1c s\u0129 ch\u1ea9n \u0111o\u00e1n b\u1ea1n ch\u1ec9 m\u1eafc ph\u1ea3i ch\u1ee9ng kh\u00f3 ti\u00eau.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tuy nhi\u00ean, b\u1ea1n b\u1ecf qua ch\u1ea9n \u0111o\u00e1n c\u1ee7a b\u00e1c s\u0129 v\u00e0 tr\u1edf v\u1ec1 n\u01a1i \u1edf r\u1ed3i n\u1ed9p \u0111\u01a1n gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u1edbi l\u00fd do chuy\u1ebfn \u0111i b\u1ecb gi\u00e1n \u0111o\u1ea1n v\u00ec m\u1ed9t c\u0103n b\u1ec7nh nghi\u00eam tr\u1ecdng. \u0110\u01b0\u01a1ng nhi\u00ean, \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m ch\u1ea5p nh\u1eadn.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 ng\u01b0\u1eddi th\u01b0\u1eddng c\u00f3 xu h\u01b0\u1edbng \u201cph\u00f3ng \u0111\u1ea1i\u201d c\u00e1c t\u00ecnh tr\u1ea1ng b\u1ec7nh t\u1eadt, th\u01b0\u01a1ng t\u00edch hay c\u00e1c m\u1ea5t m\u00e1t trong chuy\u1ebfn \u0111i \u0111\u1ec3 c\u00f3 th\u1ec3 l\u1ea5y ti\u1ec1n b\u1ed3i th\u01b0\u1eddng t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">T\u1ed1t nh\u1ea5t b\u1ea1n \u0111\u1eebng l\u00e0m nh\u01b0 v\u1eady. Khi b\u1ea1n tr\u00ecnh b\u00e0y sai s\u1ef1 th\u1eadt trong \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m, \u0111\u00f3 g\u1ecdi l\u00e0 gian l\u1eadn b\u1ea3o hi\u1ec3m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Trong t\u1ea5t c\u1ea3 c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ea1n khi\u1ebfu n\u1ea1i, nh\u00e2n vi\u00ean c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec1u x\u00e1c minh s\u1ef1 th\u1eadt c\u1ea9n th\u1eadn. Khi h\u1ecd th\u1ea5y trong h\u1ed3 s\u01a1 y t\u1ebf b\u1ea1n kh\u00f4ng m\u1eafc b\u1ec7nh nghi\u00eam tr\u1ecdng, c\u0169ng nh\u01b0 b\u00e1c s\u0129 kh\u00f4ng y\u00eau c\u1ea7u b\u1ea1n ph\u1ea3i gi\u00e1n \u0111o\u1ea1n chuy\u1ebfn \u0111i, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng ch\u1ea5p nh\u1eadn b\u1ed3i th\u01b0\u1eddng.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Khong_doc_ky_ve_nhung_truong_hop_khong_duoc_boi_thuong_bao_hiem_trong_hop_dong\"><\/span><b>2. Kh\u00f4ng \u0111\u1ecdc k\u1ef9 v\u1ec1 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m trong h\u1ee3p \u0111\u1ed3ng<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Trong m\u1ed9t tr\u01b0\u1eddng h\u1ee3p kh\u00e1c, b\u1ea1n s\u1eeda so\u1ea1n m\u1ed9t v\u00e0i m\u00f3n \u0111\u1ed3 trang s\u1ee9c nh\u01b0 v\u00f2ng tay, khuy\u00ean tai c\u00f9ng nh\u1eefng chi\u1ebfc \u00e1o th\u1eddi trang \u0111\u1eaft ti\u1ec1n \u0111\u1ec3 chu\u1ea9n b\u1ecb cho m\u1ed9t chuy\u1ebfn \u0111i du l\u1ecbch tr\u00ean t\u00e0u sang tr\u1ecdng. Sau khi l\u00ean t\u00e0u, b\u1ea1n m\u1edbi ph\u00e1t hi\u1ec7n h\u00e0nh l\u00fd c\u1ee7a m\u00ecnh ch\u01b0a \u0111\u01b0\u1ee3c \u0111\u01b0a l\u00ean cabin v\u00e0 b\u1ecb th\u1ea5t l\u1ea1c. B\u1ea1n n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m cho h\u00e0nh l\u00fd b\u1ecb m\u1ea5t. Nh\u01b0ng nh\u1eadn ra m\u00ecnh kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c gi\u00e1 tr\u1ecb b\u1ed3i th\u01b0\u1eddng nh\u01b0 b\u1ea1n mong mu\u1ed1n. T\u1ea1i sao v\u1eady?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u1ed7i <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-la-gi\/\">g\u00f3i b\u1ea3o hi\u1ec3m<\/a> \u0111\u1ec1u c\u00f3 nh\u1eefng ch\u00ednh s\u00e1ch gi\u1edbi h\u1ea1n cho m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p nh\u1ea5t \u0111\u1ecbnh. V\u00ec v\u1eady b\u1ea1n c\u1ea7n t\u00ecm hi\u1ec3u k\u1ef9 quy \u0111\u1ecbnh v\u1ec1 c\u00e1c kho\u1ea3n b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch. M\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch s\u1ebd kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m cho nh\u1eefng m\u00f3n \u0111\u1ed3 trang s\u1ee9c b\u1ecb m\u1ea5t tr\u1eeb khi b\u1ecb c\u01b0\u1edbp c\u00f3 v\u0169 kh\u00ed hay m\u1ea5t tr\u1ed9m trong k\u00e9t s\u1eaft c\u1ee7a kh\u00e1ch s\u1ea1n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ngo\u00e0i ra, m\u1ed9t s\u1ed1 v\u1eadt d\u1ee5ng c\u00e1 nh\u00e2n nh\u01b0 m\u00e1y \u1ea3nh, m\u00e1y quay phim, m\u00e1y t\u00ednh, c\u00e1c thi\u1ebft b\u1ecb th\u1ec3 thao\u2026 c\u1ea7n \u0111\u01b0\u1ee3c cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 bi\u00ean lai \u0111\u1ec3 ch\u1ee9ng minh gi\u00e1 tr\u1ecb m\u00f3n h\u00e0ng cho c\u00f4ng ty b\u1ea3o hi\u1ec3m x\u00e1c minh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00ec v\u1eady, tr\u01b0\u1edbc khi \u0111i du l\u1ecbch, b\u1ea1n c\u1ea7n n\u1eafm r\u00f5 nh\u1eefng ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m. B\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ec3 ri\u00eang nh\u1eefng m\u00f3n \u0111\u1ed3 kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ecbu tr\u00e1ch nhi\u1ec7m \u1edf m\u1ed9t t\u00fai kh\u00e1c \u0111\u1ec3 an to\u00e0n h\u01a1n. Ngo\u00e0i ra, b\u1ea1n c\u0169ng c\u1ea7n ghi l\u1ea1i danh s\u00e1ch nh\u1eefng m\u00f3n \u0111\u1ed3 c\u00f3 trong h\u00e0nh l\u00fd v\u00e0 bi\u00ean lai mua h\u00e0ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c kho\u1ea3n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m h\u1ee3p l\u00fd.<\/span><\/p>\n<div id=\"attachment_1789\" style=\"width: 760px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-1789\" loading=\"lazy\" class=\"wp-image-1789 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/shutterstock_13834269_20190614-064640_1.png\" alt=\"c\u00e1c sai l\u1ea7m c\u1ea7n tr\u00e1nh khi y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m\" width=\"750\" height=\"500\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/shutterstock_13834269_20190614-064640_1.png 750w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/shutterstock_13834269_20190614-064640_1-300x200.png 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><p id=\"caption-attachment-1789\" class=\"wp-caption-text\">Vi\u1ebft \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m th\u1ebf n\u00e0o?<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"3_Khong_cung_cap_bang_chung_ve_cac_thiet_hai_trong_don_boi_thuong_bao_hiem\"><\/span><b>3. Kh\u00f4ng cung c\u1ea5p b\u1eb1ng ch\u1ee9ng v\u1ec1 c\u00e1c thi\u1ec7t h\u1ea1i trong \u0111\u01a1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">B\u1ea1n \u0111ang tr\u00ean \u0111\u01b0\u1eddng cao t\u1ed1c ra s\u00e2n bay \u0111\u1ec3 b\u1eaft \u0111\u1ea7u m\u1ed9t chuy\u1ebfn du l\u1ecbch nh\u01b0ng kh\u00f4ng may l\u1ea1i b\u1ecb m\u1ed9t xe \u00f4 t\u00f4 kh\u00e1c \u0111\u00e2m v\u00e0o. Xe th\u00ec h\u01b0 h\u1ecfng c\u00f2n b\u1ea1n ph\u1ea3i nh\u1eadp vi\u1ec7n \u0111\u1ec3 ki\u1ec3m tra t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tr\u01b0\u1eddng h\u1ee3p g\u1eb7p ph\u1ea3i tai n\u1ea1n giao th\u00f4ng tr\u00ean \u0111\u01b0\u1eddng xu\u1ea5t ph\u00e1t c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn l\u00e0 l\u00fd do cho vi\u1ec7c h\u1ee7y chuy\u1ebfn \u0111i n\u1ebfu b\u1ea1n b\u1ecb th\u01b0\u01a1ng nghi\u00eam tr\u1ecdng, c\u1ea7n \u0111i\u1ec1u tr\u1ecb y t\u1ebf.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Khi \u0111\u00f3, b\u1ea1n g\u1eedi bi\u00ean lai v\u00e9 m\u00e1y bay v\u00e0 c\u00e1c chi ph\u00ed cho chuy\u1ebfn \u0111i, c\u0169ng nh\u01b0 nh\u1eefng h\u00ecnh \u1ea3nh v\u1ec1 hi\u1ec7n tr\u01b0\u1eddng v\u1ee5 tai n\u1ea1n cho c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u01b0ng v\u1eabn ch\u01b0a \u0111\u1ea7y \u0111\u1ee7 t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Khi b\u1ea1n n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m, b\u1ea1n c\u1ea7n li\u1ec7t k\u00ea c\u00e1c kho\u1ea3n chi ph\u00ed, l\u00fd do h\u1ee7y chuy\u1ebfn \u0111i v\u00e0 b\u1ea5t k\u1ef3 kho\u1ea3n b\u1ed3i ho\u00e0n n\u00e0o b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb nh\u1eefng d\u1ecbch v\u1ee5 kh\u00e1c. M\u1ed9t s\u1ed1 t\u00e0i li\u1ec7u b\u1ea1n c\u00f3 th\u1ec3 c\u1ea7n cung c\u1ea5p cho c\u00f4ng ty b\u1ea3o hi\u1ec3m (c\u00e1c c\u00f4ng ty c\u00f3 y\u00eau c\u1ea7u kh\u00e1c nhau) g\u1ed3m:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/7-loai-bien-lai-ban-can-nop-de-yeu-cau-boi-thuong-bao-hiem-du-lich\/\">Bi\u00ean lai<\/a>, h\u00f3a \u0111\u01a1n t\u1eebng kho\u1ea3n chi ph\u00ed m\u00e0 b\u1ea1n \u0111\u00e3 b\u1ecf ra<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nh\u1eefng gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ebfn b\u1ea5t k\u1ef3 kho\u1ea3n ho\u00e0n l\u1ea1i ho\u1eb7c ph\u1ee5 c\u1ea5p b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb c\u00e1c c\u00f4ng ty du l\u1ecbch, kh\u00e1ch s\u1ea1n, h\u00e3ng h\u00e0ng kh\u00f4ng, c\u00e1c c\u00f4ng ty qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n kh\u00e1c\u2026<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3n sao c\u1ee7a h\u00f3a \u0111\u01a1n t\u1ea1i c\u00e1c khu ngh\u1ec9 d\u01b0\u1ee1ng ho\u1eb7c bi\u00ean nh\u1eadn \u0111\u1eb7t ch\u1ed7 \u1edf<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea5t c\u1ee9 t\u00e0i li\u1ec7u ph\u00f9 h\u1ee3p n\u00e0o gi\u1ea3i th\u00edch nguy\u00ean nh\u00e2n ch\u00ednh x\u00e1c cho vi\u1ec7c h\u1ee7y ho\u1eb7c gi\u00e1n \u0111o\u1ea1n chuy\u1ebfn \u0111i c\u1ee7a b\u1ea1n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c ch\u1ea9n \u0111o\u00e1n c\u00f9ng v\u1edbi b\u1ea3n sao c\u00e1c h\u00f3a \u0111\u01a1n, bi\u00ean lai c\u1ee7a t\u1eebng kho\u1ea3n thanh to\u00e1n, c\u0169ng nh\u01b0 b\u1eb1ng ch\u1ee9ng v\u1ec1 c\u00e1c kho\u1ea3n thanh to\u00e1n b\u1ea3o hi\u1ec3m kh\u00e1c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">V\u00e9 ch\u01b0a \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng c\u00f9ng nh\u1eefng bi\u00ean lai thanh to\u00e1n ch\u1ee9ng minh chi ph\u00ed \u0111\u00e3 tr\u1ea3<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u00e0i li\u1ec7u v\u1ec1 c\u00e1c kho\u1ea3n b\u1ed3i th\u01b0\u1eddng b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb c\u00e1c c\u00f4ng ty du l\u1ecbch ho\u1eb7c h\u00e3ng h\u00e0ng kh\u00f4ng<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">B\u1ea1n c\u00f3 th\u1ec3 kh\u00f4ng c\u1ea7n g\u1eedi t\u1ea5t c\u1ea3 m\u1ecdi th\u1ee9 \u0111\u01b0\u1ee3c n\u00eau \u1edf tr\u00ean nh\u01b0ng t\u1ed1t h\u01a1n h\u1ebft b\u1ea1n n\u00ean chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 c\u00e1c b\u1eb1ng ch\u1ee9ng \u0111\u1ec3 gi\u00fap c\u00f4ng ty b\u1ea3o hi\u1ec3m x\u00e1c th\u1ef1c th\u00f4ng tin d\u1ec5 d\u00e0ng h\u01a1n.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_Nop_don_yeu_cau_boi_thuong_bao_hiem_qua_thoi_gian_quy_dinh\"><\/span><b>4. N\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m qu\u00e1 th\u1eddi gian quy \u0111\u1ecbnh<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">B\u1ea1n c\u00f3 m\u1ed9t chuy\u1ebfn bay b\u1ecb ho\u00e3n v\u00ec l\u00fd do tr\u1ee5c tr\u1eb7c \u0111\u1ed9ng c\u01a1 v\u00e0 b\u1ea1n ph\u1ea3i \u0111\u1eb7t m\u1ed9t kh\u00e1ch s\u1ea1n kh\u00e1c t\u1ea1m th\u1eddi \u0111\u1ec3 \u0103n u\u1ed1ng, ngh\u1ec9 ng\u01a1i. Quy\u1ec1n l\u1ee3i tr\u00ec ho\u00e3n chuy\u1ebfn \u0111i trong <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-nhung-thong-tin-ban-can-biet\/\">b\u1ea3o hi\u1ec3m du l\u1ecbch<\/a> c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 b\u1ea1n chi ph\u00ed cho nh\u1eefng v\u1ea5n \u0111\u1ec1 ph\u00e1t sinh trong chuy\u1ebfn \u0111i nh\u01b0 v\u1eady.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Th\u1ebf nh\u01b0ng, b\u1ea1n l\u1ea1i ch\u1ea7n ch\u1eeb trong vi\u1ec7c n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u00e0 cu\u1ed1i c\u00f9ng khi n\u1ed9p th\u00ec \u0111\u00e3 h\u1ebft th\u1eddi h\u1ea1n gi\u1ea3i quy\u1ebft. \u0110\u01b0\u01a1ng nhi\u00ean, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd t\u1eeb ch\u1ed1i \u0111\u01a1n y\u00eau c\u1ea7u c\u1ee7a b\u1ea1n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u01a1n khi\u1ebfu n\u1ea1i b\u1ed3i th\u01b0\u1eddng ho\u00e0n ch\u1ec9nh th\u01b0\u1eddng ph\u1ea3i n\u1ed9p \u0111\u1ebfn c\u00f4ng ty b\u1ea3o hi\u1ec3m trong v\u00f2ng 30 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y k\u1ebft th\u00fac h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f9ng v\u1edbi c\u00e1c gi\u1ea5y t\u1edd li\u00ean quan nh\u01b0 b\u00e1o c\u00e1o c\u1ee7a b\u1ec7nh vi\u1ec7n, b\u00e1c s\u0129, c\u1ea3nh s\u00e1t, h\u00e3ng h\u00e0ng kh\u00f4ng ho\u1eb7c c\u00e1c c\u01a1 quan c\u00f3 tr\u00e1ch nhi\u1ec7m kh\u00e1c.<\/span><\/p>\n<div id=\"attachment_63446\" style=\"width: 1010px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-63446\" loading=\"lazy\" class=\"wp-image-63446 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/12\/boi-thuong-bao-hiem-2.jpeg\" alt=\"b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m\" width=\"1000\" height=\"668\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/12\/boi-thuong-bao-hiem-2.jpeg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/12\/boi-thuong-bao-hiem-2-300x200.jpeg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/12\/boi-thuong-bao-hiem-2-768x513.jpeg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><p id=\"caption-attachment-63446\" class=\"wp-caption-text\">C\u1ea7n n\u1eafm r\u00f5 th\u1eddi gian quy \u0111\u1ecbnh khi n\u1ed9p \u0111\u01a1n khi\u1ebfu n\u1ea1i<\/p><\/div>\n<p><span style=\"font-weight: 400;\">Hi\u1ec7n nay, m\u1ed9t s\u1ed1 <a href=\"https:\/\/pacificcross.com.vn\/vi\/15-cong-ty-bao-hiem-du-lich-uy-tin-tai-viet-nam\/\">c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/a> c\u00f2n c\u00f3 \u1ee9ng d\u1ee5ng tr\u00ean \u0111i\u1ec7n tho\u1ea1i \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m qua \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c n\u1ed9p \u0111\u01a1n tr\u1ef1c tuy\u1ebfn qua Internet, k\u00e8m theo c\u00e1c h\u00ecnh \u1ea3nh v\u00e0 t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c t\u1ea3i l\u00ean \u0111\u1ea7y \u0111\u1ee7. N\u1ebfu b\u1ea1n c\u00f3 b\u1ea5t c\u1ee9 th\u1eafc m\u1eafc g\u00ec v\u1ec1 qu\u00e1 tr\u00ecnh n\u1ed9p \u0111\u01a1n khi\u1ebfu n\u1ea1i b\u1ed3i th\u01b0\u1eddng, h\u00e3y li\u00ean l\u1ea1c v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam cung c\u1ea5p c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng y\u00eau c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a kh\u00e1ch h\u00e0ng. Cho d\u00f9 l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho c\u00e1 nh\u00e2n b\u1ea1n, cho gia \u0111\u00ecnh b\u1ea1n ho\u1eb7c doanh nghi\u1ec7p c\u1ee7a b\u1ea1n, ch\u00fang t\u00f4i \u1edf \u0111\u00e2y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n ch\u01b0a ch\u1eafc ch\u1eafn v\u1ec1 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0o ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u1ee7a m\u00ecnh, h\u00e3y li\u00ean h\u1ec7 v\u1edbi ch\u00fang t\u00f4i \u0111\u1ec3 l\u1ea1i th\u00f4ng tin <\/span><a href=\"https:\/\/share.hsforms.com\/1lPp7cGPVQeeKMi_bJLbaAwd0ctp\"><span style=\"font-weight: 400;\">T\u1ea0I \u0110\u00c2Y<\/span><\/a><span style=\"font-weight: 400;\"> cho ch\u00fang t\u00f4i \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed.<\/span><\/p>\n<p><b>B\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m \u0111\u1ebfn ch\u1ee7 \u0111\u1ec1:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/nhung-hieu-lam-ve-bao-hiem-du-lich\"><span style=\"font-weight: 400;\">Nh\u1eefng hi\u1ec3u l\u1ea7m v\u1ec1 b\u1ea3o hi\u1ec3m du l\u1ecbch<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/quy-tac-chon-mua-bao-hiem-du-lich-trong-nuoc\"><span style=\"font-weight: 400;\">Quy t\u1eafc ch\u1ecdn mua b\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/nhung-loi-ich-cua-bao-hiem-du-lich-quoc-te\/\"><span style=\"font-weight: 400;\">Nh\u1eefng l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/span><\/a><\/li>\n<\/ul>\n<p><b><i>\u200bNgu\u1ed3n tham kh\u1ea3o:<\/i><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">4 Mistakes to Avoid When Filing a Travel Insurance Claim<\/span><\/i><\/li>\n<\/ul>\n<p><a href=\"https:\/\/allianztravelinsurance.com\/travel\/planning\/avoid-insurance-claim-mistakes.htm\"><i><span style=\"font-weight: 400;\">https:\/\/www.allianztravelinsurance.com\/travel\/planning\/avoid-insurance-claim-mistakes.htm<\/span><\/i><\/a><\/p>\n<div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>C\u1eadp nh\u1eadt : 5\/1\/2023 Trong m\u1ed9t chuy\u1ebfn \u0111i \u0111\u1ea7y h\u00e1o h\u1ee9c v\u00e0 k\u1ef3 v\u1ecdng, ch\u1eb3ng may, b\u1ea1n b\u1ecb d\u1ecb \u1ee9ng th\u1eddi ti\u1ebft. B\u1ea1n mu\u1ed1n vi\u1ebft \u0111\u01a1n y\u00eau c\u1ea7u c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng nh\u01b0ng l\u1ea1i kh\u00f4ng hi\u1ec3u r\u00f5 c\u00e1ch th\u1ee9c. \u0110\u1ec3 chia s\u1ebb kinh nghi\u1ec7m cho b\u1ea1n trong v\u1ea5n \u0111\u1ec1 n\u00e0y, Pacific Cross Vi\u1ec7t [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":1791,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[8],"tags":[1686],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/1788"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=1788"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/1788\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/1791"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=1788"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=1788"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=1788"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}