{"id":1802,"date":"2023-03-04T08:36:25","date_gmt":"2023-03-04T01:36:25","guid":{"rendered":"https:\/\/pacific-cross-wp.eastplayers.io\/?post_type=news&#038;p=1802"},"modified":"2023-03-04T12:19:51","modified_gmt":"2023-03-04T05:19:51","slug":"bao-hiem-du-lich-va-bao-hiem-suc-khoe-nhung-diem-khac-biet-ban-nen-biet","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-va-bao-hiem-suc-khoe-nhung-diem-khac-biet-ban-nen-biet\/","title":{"rendered":"So s\u00e1nh b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe &#8211; T\u00ecm hi\u1ec3u s\u1ef1 kh\u00e1c bi\u1ec7t v\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e34f820c647\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e34f820c647\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-va-bao-hiem-suc-khoe-nhung-diem-khac-biet-ban-nen-biet\/#Diem_khac_biet_khi_so_sanh_bao_hiem_du_lich_voi_bao_hiem_suc_khoe\" >\u0110i\u1ec3m kh\u00e1c bi\u1ec7t khi so s\u00e1nh b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-va-bao-hiem-suc-khoe-nhung-diem-khac-biet-ban-nen-biet\/#Bao_hiem_du_lich_voi_quyen_loi_y_te_khan_cap_chi_ho_tro_trong_truong_hop_cap_bach\" >B\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi quy\u1ec1n l\u1ee3i y t\u1ebf kh\u1ea9n c\u1ea5p ch\u1ec9 h\u1ed7 tr\u1ee3 trong tr\u01b0\u1eddng h\u1ee3p c\u1ea5p b\u00e1ch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-va-bao-hiem-suc-khoe-nhung-diem-khac-biet-ban-nen-biet\/#Bao_hiem_suc_khoe_huu_ich_hon_khi_ban_cu_tru_dai_han_o_nuoc_ngoai\" >B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe h\u1eefu \u00edch h\u01a1n khi b\u1ea1n c\u01b0 tr\u00fa d\u00e0i h\u1ea1n \u1edf n\u01b0\u1edbc ngo\u00e0i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-va-bao-hiem-suc-khoe-nhung-diem-khac-biet-ban-nen-biet\/#Cac_truong_hop_y_te_khan_cap_khi_du_lich_pho_bien_hon_ban_nghi\" >C\u00e1c tr\u01b0\u1eddng h\u1ee3p y t\u1ebf kh\u1ea9n c\u1ea5p khi du l\u1ecbch ph\u1ed5 bi\u1ebfn h\u01a1n b\u1ea1n ngh\u0129<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-va-bao-hiem-suc-khoe-nhung-diem-khac-biet-ban-nen-biet\/#Bao_hiem_suc_khoe_du_lich_co_the_khong_chi_tra_toan_bo_chi_phi\" >B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe du l\u1ecbch c\u00f3 th\u1ec3 kh\u00f4ng chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-va-bao-hiem-suc-khoe-nhung-diem-khac-biet-ban-nen-biet\/#Neu_ban_dang_co_mot_tinh_trang_benh_hay_dam_bao_ban_duoc_bao_hiem\" >N\u1ebfu b\u1ea1n \u0111ang c\u00f3 m\u1ed9t t\u00ecnh tr\u1ea1ng b\u1ec7nh, h\u00e3y \u0111\u1ea3m b\u1ea3o b\u1ea1n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-va-bao-hiem-suc-khoe-nhung-diem-khac-biet-ban-nen-biet\/#Dich_vu_ho_tro_cua_bao_hiem_du_lich_luon_ben_ban_bat_cu_luc_nao\" >D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch lu\u00f4n b\u00ean b\u1ea1n b\u1ea5t c\u1ee9 l\u00fac n\u00e0o<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<div class=\"mceTemp\"><\/div>\n<p style=\"text-align: justify;\"><em><strong>M\u1ecdi ng\u01b0\u1eddi th\u01b0\u1eddng th\u1ea5y c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong b\u1ea3o hi\u1ec3m du l\u1ecbch v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe du l\u1ecbch c\u00f3 nh\u1eefng \u0111i\u1ec3m t\u01b0\u01a1ng \u0111\u1ed3ng, c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng thay th\u1ebf cho nhau. Vi\u1ec7c so s\u00e1nh b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 b\u1ea3n ch\u1ea5t c\u1ee7a t\u1eebng lo\u1ea1i.<\/strong><\/em><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Diem_khac_biet_khi_so_sanh_bao_hiem_du_lich_voi_bao_hiem_suc_khoe\"><\/span><strong>\u0110i\u1ec3m kh\u00e1c bi\u1ec7t khi so s\u00e1nh b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Tho\u1ea1t nh\u00ecn ch\u00fang c\u00f3 v\u1ebb gi\u1ed1ng nhau khi \u0111\u1ec1u c\u00f3 kh\u1ea3 n\u0103ng h\u1ed7 tr\u1ee3 b\u1ea1n thanh to\u00e1n nh\u1eefng chi ph\u00ed y t\u1ebf khi \u0111i du l\u1ecbch. Tuy v\u1eady, b\u1ea3o hi\u1ec3m du l\u1ecbch v\u00e0 <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe\/\">b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a> du l\u1ecbch c\u01a1 b\u1ea3n v\u1eabn c\u00f3 nh\u1eefng \u0111i\u1ec3m kh\u00e1c nhau.<\/span><\/p>\n<div id=\"attachment_1805\" style=\"width: 760px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-1805\" loading=\"lazy\" class=\"wp-image-1805 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/b2ap3_large_shutterstock_653907754.png\" alt=\"So s\u00e1nh b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n \u0111i\u1ec3m kh\u00e1c bi\u1ec7t\" width=\"750\" height=\"500\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/b2ap3_large_shutterstock_653907754.png 750w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/b2ap3_large_shutterstock_653907754-300x200.png 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><p id=\"caption-attachment-1805\" class=\"wp-caption-text\"><em>So s\u00e1nh b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n \u0111i\u1ec3m kh\u00e1c bi\u1ec7t<\/em><\/p><\/div>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u0110\u01a1n gi\u1ea3n m\u00e0 n\u00f3i, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe du l\u1ecbch nh\u01b0 m\u1ed9t ng\u01b0\u1eddi b\u1ea1n \u0111\u1ed3ng h\u00e0nh c\u00f9ng b\u1ea1n trong nh\u1eefng ch\u0103m s\u00f3c y t\u1ebf th\u00f4ng th\u01b0\u1eddng \u1edf n\u01b0\u1edbc ngo\u00e0i trong th\u1eddi gian d\u00e0i.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">M\u1eb7t kh\u00e1c, b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi c\u00e1c l\u1ee3i \u00edch y t\u1ebf kh\u1ea9n c\u1ea5p nh\u01b0 m\u1ed9t \u201cphao c\u1ee9u sinh\u201d gi\u00fap \u0111\u1ee1 b\u1ea1n trong tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u nghi\u00eam tr\u1ecdng, th\u1eadm ch\u00ed c\u1ea3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p t\u1ed3i t\u1ec7 nh\u1ea5t khi \u0111i du l\u1ecbch. B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y s\u1ebd gi\u00fap b\u1ea1n t\u00ecm hi\u1ec3u v\u1ec1 nh\u1eefng quy\u1ec1n l\u1ee3i ch\u00ednh c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe du l\u1ecbch c\u0169ng nh\u01b0 ti\u00eau ch\u00ed ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch, <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-nhung-dieu-ban-can-biet\/\">b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u1ed1t nh\u1ea5t hi\u1ec7n nay<\/a>.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_hiem_du_lich_voi_quyen_loi_y_te_khan_cap_chi_ho_tro_trong_truong_hop_cap_bach\"><\/span><strong>B\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi quy\u1ec1n l\u1ee3i y t\u1ebf kh\u1ea9n c\u1ea5p ch\u1ec9 h\u1ed7 tr\u1ee3 trong tr\u01b0\u1eddng h\u1ee3p c\u1ea5p b\u00e1ch<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Quy\u1ec1n l\u1ee3i ch\u0103m s\u00f3c y t\u1ebf kh\u1ea9n c\u1ea5p trong g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ec3 b\u00f9 \u0111\u1eafp nh\u1eefng t\u1ed5n th\u1ea5t trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra vi\u1ec7c c\u1ea7n \u0111i\u1ec1u tr\u1ecb kh\u1ea9n c\u1ea5p trong chuy\u1ebfn \u0111i c\u1ee7a b\u1ea1n.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 b\u1ed3i th\u01b0\u1eddng \u0111\u1ebfn m\u1ee9c t\u1ed1i \u0111a \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng. C\u00e1c tr\u01b0\u1eddng h\u1ee3p y t\u1ebf kh\u1ea9n c\u1ea5p bao g\u1ed3m b\u1ec7nh \u0111\u1ed9t ng\u1ed9t, ch\u1ea5n th\u01b0\u01a1ng b\u1ea5t ng\u1edd ho\u1eb7c t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe c\u00f3 kh\u1ea3 n\u0103ng g\u00e2y ra \u1ea3nh h\u01b0\u1edfng nghi\u00eam tr\u1ecdng n\u1ebfu kh\u00f4ng \u0111\u01b0\u1ee3c \u0111i\u1ec1u tr\u1ecb k\u1ecbp th\u1eddi.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">N\u00f3i m\u1ed9t c\u00e1ch kh\u00e1c, quy\u1ec1n l\u1ee3i ch\u0103m s\u00f3c y t\u1ebf trong b\u1ea3o hi\u1ec3m du l\u1ecbch gi\u00fap b\u1ea3o v\u1ec7 b\u1ea1n trong nh\u1eefng s\u1ef1 c\u1ed1 nghi\u00eam tr\u1ecdng y\u00eau c\u1ea7u \u0111i\u1ec1u tr\u1ecb y t\u1ebf c\u1ea7n thi\u1ebft. Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m du l\u1ecbch kh\u00f4ng gi\u00fap \u0111\u1ee1 b\u1ea1n trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe th\u00f4ng th\u01b0\u1eddng, sinh th\u01b0\u1eddng, ph\u1eabu thu\u1eadt th\u1ea9m m\u1ef9 theo \u00fd mu\u1ed1n, ch\u0103m s\u00f3c gi\u1ea3m nh\u1eb9, \u0111i\u1ec1u tr\u1ecb d\u1ecb \u1ee9ng (tr\u1eeb khi \u0111e d\u1ecda \u0111\u1ebfn t\u00ednh m\u1ea1ng). Ngo\u00e0i ra, vi\u1ec7c \u0111i\u1ec1u tr\u1ecb y t\u1ebf ph\u1ea3i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n t\u1ea1i c\u00e1c trung t\u00e2m, c\u01a1 s\u1edf y t\u1ebf \u0111\u01b0\u1ee3c ch\u1ee9ng nh\u1eadn.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_hiem_suc_khoe_huu_ich_hon_khi_ban_cu_tru_dai_han_o_nuoc_ngoai\"><\/span><strong>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe h\u1eefu \u00edch h\u01a1n khi b\u1ea1n c\u01b0 tr\u00fa d\u00e0i h\u1ea1n \u1edf n\u01b0\u1edbc ngo\u00e0i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n c\u00f3 k\u1ebf ho\u1ea1ch sinh s\u1ed1ng \u1edf n\u01b0\u1edbc ngo\u00e0i m\u1ed9t th\u1eddi gian d\u00e0i v\u00ec l\u00fd do c\u00f4ng vi\u1ec7c, \u0111i t\u00ecnh nguy\u1ec7n\u2026 b\u1ea1n n\u00ean c\u00e2n nh\u1eafc s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe du l\u1ecbch (hay b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c t\u1ebf).<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y t\u01b0\u01a1ng t\u1ef1 nh\u01b0 b\u1ea3o hi\u1ec3m y t\u1ebf trong n\u01b0\u1edbc, bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 ki\u1ec3m tra s\u1ee9c kh\u1ecfe, \u0111i\u1ec1u tr\u1ecb t\u00e2m l\u00fd, h\u1ed7 tr\u1ee3 ti\u1ec1n thu\u1ed1c men\u2026<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe du l\u1ecbch c\u00f3 th\u1ec3 y\u00eau c\u1ea7u b\u1ea3o l\u00e3nh y t\u1ebf (xem x\u00e9t c\u00e1c ti\u1ec1n s\u1eed s\u1ee9c kh\u1ecfe c\u1ee7a b\u1ea1n) v\u00e0 thanh to\u00e1n c\u00e1c kho\u1ea3n kh\u1ea5u tr\u1eeb. Tuy nhi\u00ean, n\u1ebfu b\u1ea1n mu\u1ed1n mua b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi c\u00e1c quy\u1ec1n l\u1ee3i y t\u1ebf kh\u1ea9n c\u1ea5p cho chuy\u1ebfn \u0111i d\u00e0i, b\u1ea1n c\u00f3 th\u1ec3 c\u1ea7n m\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m cung c\u1ea5p th\u1eddi h\u1ea1n \u0111\u1ebfn 180 ng\u00e0y v\u1edbi gi\u00e1 c\u1ea3 h\u1ee3p l\u00fd.<\/span><\/p>\n<div id=\"attachment_1803\" style=\"width: 760px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-1803\" loading=\"lazy\" class=\"wp-image-1803 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/shutterstock_1021932094.png\" alt=\"\" width=\"750\" height=\"446\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/shutterstock_1021932094.png 750w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/shutterstock_1021932094-300x178.png 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><p id=\"caption-attachment-1803\" class=\"wp-caption-text\"><em>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 v\u00f4 c\u00f9ng c\u1ea7n thi\u1ebft v\u1edbi trong cu\u1ed9c s\u1ed1ng hi\u1ec7n \u0111\u1ea1i <\/em><\/p><\/div>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Cac_truong_hop_y_te_khan_cap_khi_du_lich_pho_bien_hon_ban_nghi\"><\/span><strong>C\u00e1c tr\u01b0\u1eddng h\u1ee3p y t\u1ebf kh\u1ea9n c\u1ea5p khi du l\u1ecbch ph\u1ed5 bi\u1ebfn h\u01a1n b\u1ea1n ngh\u0129<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u1ea1n ngh\u0129 r\u1ee7i ro l\u1edbn nh\u1ea5t c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i khi \u0111i du l\u1ecbch l\u00e0 g\u00ec? R\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi tr\u1ea3 l\u1eddi l\u00e0 nh\u1eefng b\u1ec7nh d\u1ecb \u1ee9ng do thay \u0111\u1ed5i th\u1eddi ti\u1ebft, th\u1ef1c ph\u1ea9m hay th\u1eadm ch\u00ed l\u00e0 b\u1ecb th\u00fa d\u1eef t\u1ea5n c\u00f4ng. Th\u1ebf nh\u01b0ng, tai n\u1ea1n giao th\u00f4ng ch\u00ednh l\u00e0 nguy\u00ean nh\u00e2n l\u1edbn nh\u1ea5t g\u00e2y ra t\u1ed5n th\u01b0\u01a1ng cho nh\u1eefng du kh\u00e1ch.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">C\u00e1c tr\u01b0\u1eddng h\u1ee3p y t\u1ebf kh\u1ea9n c\u1ea5p ph\u1ed5 bi\u1ebfn m\u00e0 kh\u00e1ch du l\u1ecbch th\u01b0\u1eddng g\u1eb7p ph\u1ea3i l\u00e0:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">G\u00e3y x\u01b0\u01a1ng do ng\u00e3, th\u00f4ng th\u01b0\u1eddng l\u00e0 x\u01b0\u01a1ng h\u00f4ng, \u0111\u00f9i, m\u1eaft c\u00e1 ch\u00e2n, x\u01b0\u01a1ng ch\u00e0y v\u00e0 g\u00e2n, d\u00e2y ch\u1eb1ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c v\u1ea5n \u0111\u1ec1 v\u1ec1 tim m\u1ea1ch nh\u01b0 \u0111au tim, \u0111\u1ed9t qu\u1ef5.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u1ea5n th\u01b0\u01a1ng do tai n\u1ea1n giao th\u00f4ng khi \u0111i\u1ec1u khi\u1ec3n xe m\u00e1y\/xe h\u01a1i.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c v\u1ea5n \u0111\u1ec1 v\u1ec1 h\u1ec7 h\u00f4 h\u1ea5p nh\u01b0 tr\u00e0n kh\u00ed m\u00e0ng ph\u1ed5i (x\u1eb9p ph\u1ed5i).<\/span><\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_hiem_suc_khoe_du_lich_co_the_khong_chi_tra_toan_bo_chi_phi\"><\/span><strong>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe du l\u1ecbch c\u00f3 th\u1ec3 kh\u00f4ng chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">H\u1ea7u h\u1ebft c\u00e1c b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe trong n\u01b0\u1edbc \u0111\u1ec1u c\u00f3 nh\u1eefng ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m h\u1ea1n ch\u1ebf \u1edf n\u01b0\u1edbc ngo\u00e0i, b\u1ea1n c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 chi ph\u00ed cho c\u00e1c \u0111\u01a1n thu\u1ed1c.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Tuy nhi\u00ean, m\u1ed7i c\u00f4ng ty cung c\u1ea5p b\u1ea3o hi\u1ec3m \u0111\u1ec1u c\u00f3 nh\u1eefng quy \u0111\u1ecbnh kh\u00e1c nhau, b\u1ea1n c\u00f3 th\u1ec3 li\u00ean l\u1ea1c v\u1edbi nh\u00e2n vi\u00ean \u0111\u1ec3 h\u1ecfi th\u00f4ng tin v\u1ec1 nh\u1eefng ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u1ea1n c\u0169ng c\u1ea7n h\u1ecfi v\u1ec1 h\u1ea1n m\u1ee9c b\u1ed3i th\u01b0\u1eddng v\u00e0 th\u1ee7 t\u1ee5c l\u00e0m \u0111\u01a1n khi\u1ebfu n\u1ea1i b\u1ed3i th\u01b0\u1eddng. N\u1ebfu b\u1ea1n c\u00f3 b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi quy\u1ec1n l\u1ee3i ch\u0103m s\u00f3c y t\u1ebf kh\u1ea9n c\u1ea5p, c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng l\u00e0m vi\u1ec7c v\u1edbi b\u1ec7nh vi\u1ec7n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o thanh to\u00e1n gi\u00fap b\u1ea1n \u0111\u01b0\u1ee3c \u0111i\u1ec1u tr\u1ecb nhanh nh\u1ea5t c\u00f3 th\u1ec3.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Neu_ban_dang_co_mot_tinh_trang_benh_hay_dam_bao_ban_duoc_bao_hiem\"><\/span><strong>N\u1ebfu b\u1ea1n \u0111ang c\u00f3 m\u1ed9t t\u00ecnh tr\u1ea1ng b\u1ec7nh, h\u00e3y \u0111\u1ea3m b\u1ea3o b\u1ea1n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n c\u00f3 t\u00ecnh tr\u1ea1ng b\u1ec7nh m\u1ea1n t\u00ednh nh\u01b0 \u0111au kh\u1edbp, h\u00e3y c\u1ea9n th\u1eadn khi mua b\u1ea3o hi\u1ec3m. C\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m du l\u1ecbch th\u01b0\u1eddng kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m cho nh\u1eefng t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe \u0111\u00e3 c\u00f3, tr\u1eeb khi b\u1ea1n y\u00eau c\u1ea7u mua g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1eb7c bi\u1ec7t.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u1ea1n n\u00ean tham kh\u1ea3o ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m v\u00e0 h\u1ecfi th\u00f4ng tin chi ti\u1ebft t\u1eeb nh\u00e2n vi\u00ean \u0111\u1ec3 c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p theo \u00fd mu\u1ed1n.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Dich_vu_ho_tro_cua_bao_hiem_du_lich_luon_ben_ban_bat_cu_luc_nao\"><\/span><strong>D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch lu\u00f4n b\u00ean b\u1ea1n b\u1ea5t c\u1ee9 l\u00fac n\u00e0o<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Khi b\u1ea1n kh\u00f4ng th\u1ec3 nh\u1edb h\u1ebft t\u1ea5t c\u1ea3 c\u00e1c ch\u00ednh s\u00e1ch c\u1ee7a b\u1ea3o hi\u1ec3m v\u00e0 ch\u1eb3ng may b\u1ecb th\u01b0\u01a1ng c\u1ea7n nh\u1eadp vi\u1ec7n, b\u1ea1n lo l\u1eafng kh\u00f4ng bi\u1ebft tr\u01b0\u1eddng h\u1ee3p n\u00e0y c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 hay kh\u00f4ng. \u0110\u1eebng ng\u1ea7n ng\u1ea1i m\u00e0 h\u00e3y g\u1ecdi \u0111\u1ebfn \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 lu\u00f4n ho\u1ea1t \u0111\u1ed9ng 24\/7 v\u00e0 s\u1eb5n s\u00e0ng t\u01b0 v\u1ea5n, gi\u00fap \u0111\u1ee1 b\u1ea1n. C\u00e1c nh\u00e2n vi\u00ean c\u00f2n c\u00f3 th\u1ec3 \u0111\u00f3ng vai tr\u00f2 l\u00e0m th\u00f4ng d\u1ecbch vi\u00ean gi\u00fap b\u1ea1n l\u00e0m c\u00e1c th\u1ee7 t\u1ee5c nh\u1eadp vi\u1ec7n, s\u1eafp x\u1ebfp v\u1eadn chuy\u1ec3n ho\u1eb7c ch\u0103m s\u00f3c y t\u1ebf ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh tr\u1ea1ng b\u1ec7nh c\u1ee7a b\u1ea1n.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111ang b\u0103n kho\u0103n v\u1ec1 vi\u1ec7c ch\u1ecdn mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, mua b\u1ea3o hi\u1ec3m du l\u1ecbch \u1edf \u0111\u00e2u t\u1ed1t uy t\u00edn, b\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc ch\u1ecdn l\u1ef1a <\/span><a href=\"https:\/\/landing.pacificcross.com.vn\/qua-tang-du-lich\/\"><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam<\/span><\/a><span style=\"font-weight: 400;\">. Ch\u00fang t\u00f4i cung c\u1ea5p c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng y\u00eau c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a kh\u00e1ch h\u00e0ng. Cho d\u00f9 l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho c\u00e1 nh\u00e2n b\u1ea1n, cho gia \u0111\u00ecnh b\u1ea1n ho\u1eb7c doanh nghi\u1ec7p c\u1ee7a b\u1ea1n, ch\u00fang t\u00f4i \u1edf \u0111\u00e2y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Hi v\u1ecdng qua vi\u1ec7c so s\u00e1nh b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u00e3 gi\u00fap b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c nh\u1eefng hi\u1ec3u bi\u1ebft v\u00e0 c\u00e1i nh\u00ecn r\u00f5 r\u00e0ng h\u01a1n v\u1ec1 2 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y. Ch\u00fac b\u1ea1n t\u00ecm mua \u0111\u01b0\u1ee3c lo\u1ea1i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh.<\/span><\/p>\n<div>\n<p style=\"text-align: justify;\"><strong>B\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m \u0111\u1ebfn ch\u1ee7 \u0111\u1ec1:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/so-sanh-cac-goi-bao-hiem-suc-khoe\/\">So s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe gi\u00fap b\u1ea1n l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/so-sanh-bao-hiem-y-te-va-bao-hiem-suc-khoe\/\">So s\u00e1nh b\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe chi ti\u1ebft nh\u1ea5t<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-nhung-thong-tin-ban-can-biet\/\">B\u1ea3o hi\u1ec3m du l\u1ecbch \u2013 Nh\u1eefng th\u00f4ng tin b\u1ea1n c\u1ea7n bi\u1ebft<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/ban-co-nen-mua-bao-hiem-du-lich-khi-da-co-bao-hiem-suc-khoe\/\">B\u1ea1n c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch khi \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/\">C\u00e1ch ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p trong 3 b\u01b0\u1edbc<\/a><\/li>\n<\/ul>\n<hr \/>\n<p style=\"text-align: justify;\"><em><strong>Ngu\u1ed3n tham kh\u1ea3o:<\/strong><\/em><\/p>\n<ul>\n<li dir=\"ltr\" style=\"text-align: justify;\"><em>Travel Insurance vs. Travel Health Insurance: What\u2019s the Different?\u00a0<\/em><\/li>\n<\/ul>\n<p><em><a href=\"https:\/\/www.allianztravelinsurance.com\/travel\/medical\/travel-insurance-vs-health-insurance.htm\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.allianztravelinsurance.com\/travel\/medical\/travel-insurance-vs-health-insurance.htm<\/a><\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>M\u1ecdi ng\u01b0\u1eddi th\u01b0\u1eddng th\u1ea5y c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong b\u1ea3o hi\u1ec3m du l\u1ecbch v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe du l\u1ecbch c\u00f3 nh\u1eefng \u0111i\u1ec3m t\u01b0\u01a1ng \u0111\u1ed3ng, c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng thay th\u1ebf cho nhau. Vi\u1ec7c so s\u00e1nh b\u1ea3o hi\u1ec3m du l\u1ecbch v\u1edbi b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 b\u1ea3n ch\u1ea5t c\u1ee7a t\u1eebng lo\u1ea1i. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1805,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[794,8],"tags":[1151,1192,1193],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/1802"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=1802"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/1802\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/1805"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=1802"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=1802"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=1802"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}