{"id":2122,"date":"2023-04-07T08:57:32","date_gmt":"2023-04-07T01:57:32","guid":{"rendered":"https:\/\/pacific-cross-wp.eastplayers.io\/?post_type=news&#038;p=2122"},"modified":"2023-04-07T11:42:33","modified_gmt":"2023-04-07T04:42:33","slug":"bao-hiem-suc-khoe-va-nhung-dieu-ban-can-biet","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-nhung-dieu-ban-can-biet\/","title":{"rendered":"Top 5 \u01b0u \u0111i\u1ec3m khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69f73cb574e7e\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69f73cb574e7e\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-nhung-dieu-ban-can-biet\/#Bao_hiem_suc_khoe_la_gi\" >B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-nhung-dieu-ban-can-biet\/#5_ly_do_tai_sao_ban_nen_mua_bao_hiem_suc_khoe\" >5 l\u00fd do t\u1ea1i sao b\u1ea1n n\u00ean mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-nhung-dieu-ban-can-biet\/#Bao_hiem_suc_khoe_hoat_dong_nhu_the_nao\" >B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-nhung-dieu-ban-can-biet\/#Moi_quan_he_giua_le_phi_bao_hiem_suc_khoe_va_khoan_khau_tru\" >M\u1ed1i quan h\u1ec7 gi\u1eefa l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 kho\u1ea3n kh\u1ea5u tr\u1eeb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-nhung-dieu-ban-can-biet\/#Lua_chon_goi_bao_hiem_suc_khoe_phu_hop\" >L\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ph\u00f9 h\u1ee3p<\/a><\/li><\/ul><\/nav><\/div>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-2126\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/b2ap3_large_bao-hiem-suc-khoe-nhung-dieu-bn-can-biet.jpg\" alt=\"\u01b0u \u0111i\u1ec3m khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe\" width=\"750\" height=\"500\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/b2ap3_large_bao-hiem-suc-khoe-nhung-dieu-bn-can-biet.jpg 750w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/b2ap3_large_bao-hiem-suc-khoe-nhung-dieu-bn-can-biet-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1ch gi\u00fap ti\u1ebft ki\u1ec7m chi ph\u00ed y t\u1ebf khi kh\u00e1m, ch\u1eefa b\u1ec7nh cho b\u1ea3n th\u00e2n, gia \u0111\u00ecnh hay t\u1ea5t c\u1ea3 nh\u00e2n vi\u00ean trong c\u00f4ng ty. C\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe s\u1ebd h\u1ed7 tr\u1ee3 b\u1ea1n m\u1ed9t ph\u1ea7n chi ph\u00ed trong tr\u01b0\u1eddng h\u1ee3p tai n\u1ea1n ho\u1eb7c b\u1ec7nh t\u1eadt.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_suc_khoe_la_gi\"><\/span><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 g\u00ec?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe\/\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span><\/a><span style=\"font-weight: 400;\"> l\u00e0 m\u1ed9t d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 cho c\u00e1c chi ph\u00ed y t\u1ebf t\u1ea1i b\u1ec7nh vi\u1ec7n v\u00e0 ph\u00f2ng kh\u00e1m (theo quy \u0111\u1ecbnh) khi b\u1ea1n ch\u1eb3ng may b\u1ecb \u1ed1m \u0111au, b\u1ec7nh t\u1eadt hay thai s\u1ea3n thu\u1ed9c ph\u1ea1m vi b\u1ea3o hi\u1ec3m. B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 th\u1ec3 b\u1ed3i ho\u00e0n l\u1ea1i cho b\u1ea1n c\u00e1c chi ph\u00ed ph\u00e1t sinh do th\u01b0\u01a1ng t\u00edch, b\u1ec7nh t\u1eadt ho\u1eb7c tr\u1ea3 tr\u1ef1c ti\u1ebfp cho b\u1ec7nh vi\u1ec7n, c\u01a1 s\u1edf y t\u1ebf.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 doanh nghi\u1ec7p \u0111\u0103ng k\u00fd b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe cho to\u00e0n b\u1ed9 c\u00f4ng ty nh\u01b0 l\u00e0 m\u1ed9t ph\u00fac l\u1ee3i \u0111\u1ec3 thu h\u00fat nh\u00e2n vi\u00ean ti\u1ec1m n\u0103ng. Chi ph\u00ed cho b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb cho ng\u01b0\u1eddi mua v\u00e0 kh\u00f4ng b\u1ecb t\u00ednh thu\u1ebf.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">T\u01b0\u01a1ng t\u1ef1 nh\u01b0 c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u0169ng c\u00f3 r\u1ea5t nhi\u1ec1u g\u00f3i ch\u01b0\u01a1ng tr\u00ecnh cho b\u1ea1n l\u1ef1a ch\u1ecdn.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh Quy\u1ec1n l\u1ee3i tai n\u1ea1n c\u00e1 nh\u00e2n v\u00e0 Quy\u1ec1n l\u1ee3i y t\u1ebf d\u1ef1 ph\u00f2ng, c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f2n \u0111em l\u1ea1i nh\u1eefng quy\u1ec1n l\u1ee3i kh\u00e1c nh\u01b0:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u1ef1 do l\u1ef1a ch\u1ecdn b\u00e1c s\u0129 v\u00e0 b\u1ec7nh vi\u1ec7n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ea3m b\u1ea3o t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m, kh\u00f4ng ph\u00e2n bi\u1ec7t tu\u1ed5i t\u00e1c, \u0111i\u1ec1u ki\u1ec7n s\u1ee9c kh\u1ecfe hay \u0111\u1ecba \u0111i\u1ec3m<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-toan-cau\/\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m to\u00e0n c\u1ea7u<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">D\u1ecbch v\u1ee5 tr\u1ee3 gi\u00fap y t\u1ebf kh\u1ea9n c\u1ea5p 24\/7<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng th\u1ec3 thao gi\u1ea3i tr\u00ed<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Y h\u1ecdc thay th\u1ebf<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">H\u1ec7 th\u1ed1ng b\u1ec7nh vi\u1ec7n\/ph\u00f2ng kh\u00e1m thanh to\u00e1n tr\u1ef1c ti\u1ebfp \u1edf kh\u1eafp n\u01b0\u1edbc<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"5_ly_do_tai_sao_ban_nen_mua_bao_hiem_suc_khoe\"><\/span><span style=\"font-weight: 400;\">5 l\u00fd do t\u1ea1i sao b\u1ea1n n\u00ean mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe r\u1ea5t c\u1ea7n thi\u1ebft cho m\u1ed7i ng\u01b0\u1eddi, mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch l\u00e2u d\u00e0i:<\/span><\/p>\n<p><b>B\u1ea3o hi\u1ec3m b\u1ec7nh hi\u1ec3m ngh\u00e8o:<\/b><span style=\"font-weight: 400;\"> C\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m ng\u00e0y nay cung c\u1ea5p quy\u1ec1n l\u1ee3i \u0111\u1eb7c bi\u1ec7t d\u00e0nh cho c\u00e1c lo\u1ea1i b\u1ec7nh hi\u1ec3m ngh\u00e8o. Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m d\u00e0nh cho c\u00e1c b\u1ec7nh \u0111e d\u1ecda \u0111\u1ebfn t\u00ednh m\u1ea1ng nh\u01b0 suy th\u1eadn, c\u1ea5y gh\u00e9p t\u1ee7y x\u01b0\u01a1ng, \u0111\u1ed9t qu\u1ef5 v\u00e0 m\u1ea5t chi,&#8230; Sau khi c\u00f3 k\u1ebft qu\u1ea3 ch\u1ea9n \u0111o\u00e1n, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n b\u1ea3o hi\u1ec3m. S\u1ed1 ti\u1ec1n n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb li\u00ean quan \u0111\u1ebfn b\u1ec7nh t\u1eadt, chi ph\u00ed h\u00e0ng ng\u00e0y v\u00e0 b\u1ea5t k\u1ef3 ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh n\u00e0o kh\u00e1c.<\/span><\/p>\n<p><b>L\u1ee3i \u00edch t\u00e0i ch\u00ednh: <\/b><span style=\"font-weight: 400;\">M\u1ed9t trong nh\u1eefng ch\u1ee9c n\u0103ng ch\u00ednh c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 l\u00e0m cho d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c y t\u1ebf tr\u1edf n\u00ean h\u1ee3p t\u00fai ti\u1ec1n h\u01a1n \u0111\u1ed3ng th\u1eddi b\u1ea3o v\u1ec7 ch\u00fang ta kh\u1ecfi nh\u1eefng h\u1eadu qu\u1ea3 t\u00e0i ch\u00ednh do tai n\u1ea1n v\u00e0 b\u1ec7nh t\u1eadt b\u1ea5t ng\u1edd. Chi ph\u00ed th\u00f4ng th\u01b0\u1eddng cho m\u1ed9t ca g\u1eb7p tai n\u1ea1n c\u00f3 th\u1ec3 t\u1eeb v\u00e0i ch\u1ee5c tri\u1ec7u \u0111\u1ebfn h\u00e0ng tr\u0103m tri\u1ec7u \u0111\u1ed3ng. D\u1ef1 ph\u00f2ng cho nh\u1eefng s\u1ef1 c\u1ed1 y t\u1ebf b\u1ea5t ng\u1edd. B\u1ea1n s\u1ebd kh\u00f4ng th\u1ec3 n\u00e0o bi\u1ebft tr\u01b0\u1edbc \u0111\u01b0\u1ee3c khi n\u00e0o b\u1ea1n c\u1ea7n \u0111\u01b0\u1ee3c ch\u0103m s\u00f3c y t\u1ebf.\u00a0<\/span><\/p>\n<p><b>L\u1ee3i \u00edch s\u1ee9c kh\u1ecfe:<\/b><span style=\"font-weight: 400;\"> Gi\u00fap b\u1ea1n s\u1ed1ng kh\u1ecfe m\u1ea1nh h\u01a1n. Nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe h\u1ed7 tr\u1ee3 chi ph\u00ed cho nh\u1eefng d\u1ecbch v\u1ee5 th\u0103m kh\u00e1m s\u1ee9c kh\u1ecfe \u0111\u1ecbnh k\u1ef3 \u0111\u1ec3 ph\u00f2ng ng\u1eeba b\u1ec7nh t\u1eadt. Cu\u1ed1i c\u00f9ng, m\u1ecdi ng\u01b0\u1eddi c\u00f3 th\u1ec3 s\u1ed1ng l\u00e2u h\u01a1n, kh\u1ecfe m\u1ea1nh h\u01a1n nh\u1edd \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn v\u1edbi d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c li\u00ean t\u1ee5c. H\u1ea7u h\u1ebft c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe \u0111\u1ec1u cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 ph\u00f2ng ng\u1eeba, cung c\u1ea5p nhi\u1ec1u lo\u1ea1i v\u1eafc-xin v\u00e0 s\u00e0ng l\u1ecdc mi\u1ec5n ph\u00ed, do \u0111\u00f3 ng\u0103n ng\u1eeba b\u1ec7nh t\u1eadt v\u00e0 c\u00e1c bi\u1ebfn ch\u1ee9ng ti\u1ebfp theo.<\/span><\/p>\n<p><b>Mang l\u1ea1i s\u1ef1 an t\u00e2m:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">C\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u0169ng c\u00f3 th\u1ec3 l\u00e0m gi\u1ea3m c\u0103ng th\u1eb3ng c\u1ee7a b\u1ea1n. N\u00f3 t\u1ea1o ra hi\u1ec7u \u1ee9ng y\u00ean t\u00e2m, gi\u00fap gi\u1ea3m b\u1edbt n\u1ed7i s\u1ee3 h\u00e3i v\u1ec1 vi\u1ec7c t\u00edch l\u0169y c\u00e1c kho\u1ea3n n\u1ee3 y t\u1ebf l\u1edbn. \u0110\u1ed3ng th\u1eddi, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n s\u1ebd s\u1eb5n s\u00e0ng ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c to\u00e0n di\u1ec7n, lo\u1ea1i b\u1ecf n\u1ed7i lo b\u1ecb lo\u1ea1i kh\u1ecfi h\u1ec7 th\u1ed1ng ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe. B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u0169ng cho ch\u00fang ta c\u1ea3m gi\u00e1c r\u1eb1ng ch\u00fang ta l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a h\u1ec7 th\u1ed1ng ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe v\u00e0 tr\u00ean th\u1ef1c t\u1ebf, ch\u00fang ta \u0111ang t\u1ef1 ch\u0103m s\u00f3c b\u1ea3n th\u00e2n b\u1eb1ng c\u00e1ch c\u00f3 m\u1ed9t ngu\u1ed3n ch\u0103m s\u00f3c th\u01b0\u1eddng xuy\u00ean m\u00e0 ch\u00fang ta c\u00f3 th\u1ec3 t\u00ecm \u0111\u1ebfn.<\/span><\/p>\n<p><b>Theo khuy\u1ebfn ngh\u1ecb c\u1ee7a ph\u00e1p lu\u1eadt:<\/b><span style=\"font-weight: 400;\"> B\u1ed9 Y t\u1ebf lu\u00f4n khuy\u1ebfn kh\u00edch m\u1ecdi ng\u01b0\u1eddi tham gia v\u00e0o ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u1ec3 ti\u1ebft ki\u1ec7m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb b\u1ec7nh.<\/span><\/p>\n<div id=\"attachment_2124\" style=\"width: 760px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-2124\" loading=\"lazy\" class=\"wp-image-2124 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-suc-khoe-la-gi.jpg\" alt=\"b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe b\u1ea3o v\u1ec7 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m hi\u1ec7u qu\u1ea3 h\u01a1n\" width=\"750\" height=\"501\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-suc-khoe-la-gi.jpg 750w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-suc-khoe-la-gi-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><p id=\"caption-attachment-2124\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe n\u00ean l\u00e0 l\u1ef1a ch\u1ecdn h\u00e0ng \u0111\u1ea7u.<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_suc_khoe_hoat_dong_nhu_the_nao\"><\/span><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Khi b\u1ea1n tham gia ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, <\/span><a href=\"https:\/\/pacificcross.com.vn\/vi\/cong-ty-bao-hiem-suc-khoe-uy-tin-tai-viet-nam\/\"><span style=\"font-weight: 400;\">c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/span><\/a><span style=\"font-weight: 400;\"> s\u1ebd chi tr\u1ea3 m\u1ed9t ph\u1ea7n cho chi ph\u00ed y t\u1ebf c\u1ee7a b\u1ea1n. M\u1ee9c ti\u1ec1n m\u00e0 b\u1ea1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng, c\u00e1c d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o g\u00f3i ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m m\u00e0 b\u1ea1n \u0111\u0103ng k\u00fd.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ch\u1eb3ng h\u1ea1n nh\u01b0 b\u1ea1n ph\u1ea3i \u0111\u00f3ng thanh to\u00e1n 20% cho c\u00e1c d\u1ecbch v\u1ee5 nha khoa (c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 80% chi ph\u00ed h\u1ee3p l\u00fd).<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Moi_quan_he_giua_le_phi_bao_hiem_suc_khoe_va_khoan_khau_tru\"><\/span><span style=\"font-weight: 400;\">M\u1ed1i quan h\u1ec7 gi\u1eefa l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 kho\u1ea3n kh\u1ea5u tr\u1eeb<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Th\u00f4ng th\u01b0\u1eddng, l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe cho ch\u01b0\u01a1ng tr\u00ecnh m\u00e0 b\u1ea1n l\u1ef1a ch\u1ecdn c\u00e0ng cao th\u00ec kho\u1ea3n kh\u1ea5u tr\u1eeb s\u1ebd c\u00e0ng \u00edt \u0111i. Ngo\u00e0i ra, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn th\u00eam c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u b\u1ea3n th\u00e2n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m v\u1edbi l\u1ec7 ph\u00ed th\u00edch h\u1ee3p, b\u1ea1n n\u00ean tham kh\u1ea3o th\u1eadt c\u1ea9n th\u1eadn ch\u00ednh s\u00e1ch c\u1ee7a c\u00e1c g\u00f3i ch\u01b0\u01a1ng tr\u00ecnh.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Lua_chon_goi_bao_hiem_suc_khoe_phu_hop\"><\/span><span style=\"font-weight: 400;\">L\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ph\u00f9 h\u1ee3p<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Th\u1ef1c t\u1ebf, b\u1ea1n s\u1ebd c\u00f3 r\u1ea5t nhi\u1ec1u y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng khi xem x\u00e9t v\u00e0 l\u1ef1a ch\u1ecdn m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe. H\u00e3y suy ngh\u0129 v\u1ec1 nhu c\u1ea7u y t\u1ebf b\u1ea1n c\u1ea7n v\u00e0 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n. B\u00ean c\u1ea1nh \u0111\u00f3, b\u1ea1n c\u0169ng n\u00ean xem x\u00e9t t\u00ecnh h\u00ecnh s\u1ee9c kh\u1ecfe gia \u0111\u00ecnh v\u00e0 d\u1ef1 \u0111o\u00e1n nhu c\u1ea7u ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe \u0111\u1ec3 \u0111\u0103ng k\u00fd g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe th\u00edch h\u1ee3p cho c\u1ea3 nh\u00e0.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u1ed9t khi s\u1eafp x\u1ebfp \u0111\u01b0\u1ee3c c\u00e1c nhu c\u1ea7u theo m\u1ee9c \u0111\u1ed9 \u01b0u ti\u00ean cho m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe mong mu\u1ed1n, b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng quy\u1ebft \u0111\u1ecbnh ch\u01b0\u01a1ng tr\u00ecnh n\u00e0o ph\u00f9 h\u1ee3p cho b\u1ea1n v\u00e0 ng\u01b0\u1eddi th\u00e2n. B\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o c\u00e1c th\u00f4ng tin li\u00ean quan qua c\u00e1c t\u00e0i li\u1ec7u qu\u1ea3ng c\u00e1o hay <\/span><a href=\"https:\/\/pacificcross.com.vn\/vi\/\"><span style=\"font-weight: 400;\">website ch\u00ednh th\u1ee9c c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/span><\/a><span style=\"font-weight: 400;\">. Nh\u1eefng th\u00f4ng tin b\u1ea1n c\u1ea7n xem x\u00e9t bao g\u1ed3m:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kh\u1ea3 n\u0103ng chi tr\u1ea3 cho b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Quy\u1ec1n l\u1ee3i v\u00e0 ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c b\u1ec7nh vi\u1ec7n, ph\u00f2ng kh\u00e1m \u00e1p d\u1ee5ng ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m \u0111\u00f3<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nh\u1eefng h\u1ea1n ch\u1ebf v\u00e0 c\u00e1c kho\u1ea3n mi\u1ec5n tr\u1eeb b\u1ea3o hi\u1ec3m<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nh\u1eefng l\u1ee3i \u00edch cho ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">B\u00e0i vi\u1ebft tr\u00ean \u0111\u00e2y \u0111\u00e3 n\u00eau nh\u1eefng th\u00f4ng tin c\u01a1 b\u1ea3n v\u1ec1 l\u1ee3i \u00edch m\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe mang l\u1ea1i, hy v\u1ecdng b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o v\u00e0 mua \u0111\u01b0\u1ee3c m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu \u0111ang b\u0103n kho\u0103n v\u1ec1 vi\u1ec7c c\u00e1ch ch\u1ecdn b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe uy t\u00edn, b\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc ch\u1ecdn l\u1ef1a <\/span><a href=\"https:\/\/pacificcross.com.vn\/travel-insurance\/\"><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam<\/span><\/a><span style=\"font-weight: 400;\">. Ch\u00fang t\u00f4i cung c\u1ea5p c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng y\u00eau c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a kh\u00e1ch h\u00e0ng. Cho d\u00f9 l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho c\u00e1 nh\u00e2n b\u1ea1n, cho gia \u0111\u00ecnh b\u1ea1n ho\u1eb7c doanh nghi\u1ec7p c\u1ee7a b\u1ea1n, ch\u00fang t\u00f4i \u1edf \u0111\u00e2y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 l\u1ea1i th\u00f4ng tin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed <\/span><a href=\"https:\/\/share.hsforms.com\/1lPp7cGPVQeeKMi_bJLbaAwd0ctp\"><span style=\"font-weight: 400;\">T\u1ea0I \u0110\u00c2Y<\/span><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m \u0111\u1ebfn ch\u1ee7 \u0111\u1ec1:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-cho-tre-em\/\"><span style=\"font-weight: 400;\">6 ti\u00eau ch\u00ed quan tr\u1ecdng khi ch\u1ecdn mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe cho tr\u1ebb em<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/cac-tieu-chi-de-lua-chon-goi-bao-hiem-suc-khoe-tot\/\"><span style=\"font-weight: 400;\">C\u00e1c ti\u00eau ch\u00ed \u0111\u1ec3 l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u1ed1t<\/span><\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ngu\u1ed3n tham kh\u1ea3o:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Understanding Health Insurance. <\/span><a href=\"https:\/\/www.uhc.com\/individual-and-family\/understanding-health-insurance\"><span style=\"font-weight: 400;\">https:\/\/www.uhc.com\/individual-and-family\/understanding-health-insurance<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Health Insurance Basics<\/span><\/p>\n<p><a href=\"http:\/\/www.uhcasian.com\/english\/health-insurance-basics.htm\"><span style=\"font-weight: 400;\">http:\/\/www.uhcasian.com\/english\/health-insurance-basics.htm<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Choosing a Health Insurance Plan<\/span><\/p>\n<p><a href=\"http:\/\/www.uhcasian.com\/english\/choosing-a-health-insurance-plan.htm\"><span style=\"font-weight: 400;\">http:\/\/www.uhcasian.com\/english\/choosing-a-health-insurance-plan.htm<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1ch gi\u00fap ti\u1ebft ki\u1ec7m chi ph\u00ed y t\u1ebf khi kh\u00e1m, ch\u1eefa b\u1ec7nh cho b\u1ea3n th\u00e2n, gia \u0111\u00ecnh hay t\u1ea5t c\u1ea3 nh\u00e2n vi\u00ean trong c\u00f4ng ty. C\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe s\u1ebd h\u1ed7 tr\u1ee3 b\u1ea1n m\u1ed9t ph\u1ea7n chi ph\u00ed trong tr\u01b0\u1eddng h\u1ee3p tai n\u1ea1n ho\u1eb7c b\u1ec7nh [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2125,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[24],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/2122"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=2122"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/2122\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/2125"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=2122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=2122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=2122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}