{"id":2214,"date":"2020-11-23T10:53:06","date_gmt":"2020-11-23T10:53:06","guid":{"rendered":"https:\/\/pacific-cross-wp.eastplayers.io\/?post_type=news&#038;p=2214"},"modified":"2021-10-19T09:06:58","modified_gmt":"2021-10-19T02:06:58","slug":"tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-master","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-master\/","title":{"rendered":"T\u00ecm hi\u1ec3u v\u1ec1 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Pacific Cross \u2013 ch\u01b0\u01a1ng tr\u00ecnh Master"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e382573a085\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e382573a085\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-master\/#Cac_uu_diem_cua_bao_hiem_suc_khoe_Pacific_Cross_chuong_trinh_Master\" >C\u00e1c \u01b0u \u0111i\u1ec3m c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Pacific Cross ch\u01b0\u01a1ng tr\u00ecnh Master<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-master\/#Cac_quyen_loi_bao_hiem_co_ban_cua_chuong_trinh_Master\" >C\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n c\u1ee7a ch\u01b0\u01a1ng tr\u00ecnh Master<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-master\/#1_Quyen_loi_noi_tru\" >1. Quy\u1ec1n l\u1ee3i n\u1ed9i tr\u00fa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-master\/#2_Quyen_loi_y_te_khan_cap\" >2. Quy\u1ec1n l\u1ee3i y t\u1ebf kh\u1ea9n c\u1ea5p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-master\/#3_Quyen_loi_ngoai_tru\" >3. Quy\u1ec1n l\u1ee3i ngo\u1ea1i tr\u00fa:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/pacificcross.com.vn\/vi\/tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-master\/#4_Quyen_loi_du_lich\" >4. Quy\u1ec1n l\u1ee3i du l\u1ecbch:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/pacificcross.com.vn\/vi\/tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-master\/#5_Quyen_loi_lua_chon\" >5. Quy\u1ec1n l\u1ee3i l\u1ef1a ch\u1ecdn:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/pacificcross.com.vn\/vi\/tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-master\/#Mot_so_luu_y_khi_tham_gia_bao_hiem_suc_khoe_Pacific_Cross_chuong_trinh_Master\" >M\u1ed9t s\u1ed1 l\u01b0u \u00fd khi tham gia b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Pacific Cross ch\u01b0\u01a1ng tr\u00ecnh Master<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/pacificcross.com.vn\/vi\/tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-master\/#Muc_phi_cua_bao_hiem_suc_khoe_Pacific_Cross_chuong_trinh_Master\" >M\u1ee9c ph\u00ed c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Pacific Cross ch\u01b0\u01a1ng tr\u00ecnh Master<\/a><\/li><\/ul><\/nav><\/div>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-22530 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-pacific2.png\" alt=\"\" width=\"1000\" height=\"766\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-pacific2.png 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-pacific2-300x230.png 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-pacific2-768x588.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p>Ch\u01b0\u01a1ng tr\u00ecnh Master c\u1ee7a\u00a0<a href=\"https:\/\/pacificcross.com.vn\/vi\/\" target=\"_blank\" rel=\"noopener noreferrer\">c\u00f4ng ty b\u1ea3o hi\u1ec3m Pacific Cross\u00a0<\/a>\u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf d\u00e0nh cho nh\u1eefng kh\u00e1ch h\u00e0ng mu\u1ed1n nh\u1eadn \u0111\u01b0\u1ee3c d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n t\u1ed1t nh\u1ea5t tr\u00ean to\u00e0n c\u1ea7u. Ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y c\u0169ng c\u00f3 r\u1ea5t nhi\u1ec1u quy\u1ec1n l\u1ee3i y t\u1ebf linh ho\u1ea1t \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn bao g\u1ed3m quy\u1ec1n l\u1ee3i n\u1ed9i tr\u00fa, nha khoa, tai n\u1ea1n c\u00e1 nh\u00e2n ho\u1eb7c b\u1ea3o hi\u1ec3m theo khu v\u1ef1c \u0111\u1ecba l\u00fd.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cac_uu_diem_cua_bao_hiem_suc_khoe_Pacific_Cross_chuong_trinh_Master\"><\/span>C\u00e1c \u01b0u \u0111i\u1ec3m c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Pacific Cross ch\u01b0\u01a1ng tr\u00ecnh Master<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ch\u01b0\u01a1ng tr\u00ecnh Master h\u1ed7 tr\u1ee3 chi ph\u00ed b\u1ea3o hi\u1ec3m to\u00e0n c\u1ea7u v\u1edbi m\u1ee9c quy\u1ec1n l\u1ee3i t\u1eeb 2.600.000.000 \u2013 20.000.000.000 \u0111\u1ed3ng. T\u1ea5t c\u1ea3 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y \u0111\u1ec1u bao g\u1ed3m quy\u1ec1n l\u1ee3i thai s\u1ea3n, c\u00e1c l\u1ef1a ch\u1ecdn b\u1ed5 sung nh\u01b0 quy\u1ec1n l\u1ee3i tai n\u1ea1n c\u00e1 nh\u00e2n v\u00e0 nha khoa.<\/p>\n<p>M\u1ed9t s\u1ed1 l\u1ee3i \u00edch b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c khi tham gia ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m Master bao g\u1ed3m:<\/p>\n<ul>\n<li>T\u1ef1 do l\u1ef1a ch\u1ecdn b\u00e1c s\u0129 v\u00e0 b\u1ec7nh vi\u1ec7n<\/li>\n<li>\u0110\u1ea3m b\u1ea3o t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u00e2n bi\u1ec7t tu\u1ed5i t\u00e1c, \u0111i\u1ec1u ki\u1ec7n s\u1ee9c kh\u1ecfe ho\u1eb7c \u0111\u1ecba \u0111i\u1ec3m<\/li>\n<li>B\u1ea3o hi\u1ec3m cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng th\u1ec3 thao gi\u1ea3i tr\u00ed, y h\u1ecdc thay th\u1ebf<\/li>\n<li>H\u1ec7 th\u1ed1ng b\u1ec7nh vi\u1ec7n\/ph\u00f2ng kh\u00e1m thanh to\u00e1n tr\u1ef1c ti\u1ebfp r\u1ed9ng kh\u1eafp Vi\u1ec7t Nam<\/li>\n<li>Ch\u01b0\u01a1ng tr\u00ecnh chia th\u00e0nh 3 g\u00f3i M1+, M2 v\u00e0 M3 v\u1edbi m\u1ee9c chi ph\u00ed kh\u00e1c nhau cho b\u1ea1n l\u1ef1a ch\u1ecdn<\/li>\n<li>\u0110\u01b0\u1ee3c l\u1ef1a ch\u1ecdn th\u00eam c\u00e1c\u00a0<a href=\"https:\/\/pacificcross.com.vn\/vi\/quyen-loi-nha-khoa-khi-mua-bao-hiem-suc-khoe\/\" target=\"_blank\" rel=\"noopener noreferrer\">quy\u1ec1n l\u1ee3i nha khoa<\/a>, tai n\u1ea1n c\u00e1 nh\u00e2n, c\u00e1c g\u00f3i n\u00e2ng cao cu\u1ed9c s\u1ed1ng<\/li>\n<li>C\u00f3 th\u00eam quy\u1ec1n l\u1ee3i du l\u1ecbch n\u1ebfu c\u00f3 \u0111\u0103ng k\u00fd quy\u1ec1n l\u1ee3i ngo\u1ea1i tr\u00fa<\/li>\n<li>Chi\u1ebft kh\u1ea5u khi \u0111\u0103ng k\u00fd\u00a0<a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-nhung-dieu-ban-can-biet\/\" target=\"_blank\" rel=\"noopener noreferrer\">b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>\u00a0v\u1edbi gi\u1edbi h\u1ea1n v\u00f9ng \u0111i\u1ec1u tr\u1ecb, lo\u1ea1i tr\u1eeb ngo\u1ea1i tr\u00fa, \u0111\u1ed3ng thanh to\u00e1n hay mua b\u1ea3o hi\u1ec3m theo nh\u00f3m<\/li>\n<li>D\u1ecbch v\u1ee5 tr\u1ee3 gi\u00fap kh\u1ea9n c\u1ea5p ho\u1ea1t \u0111\u1ed9ng 24\/7.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Cac_quyen_loi_bao_hiem_co_ban_cua_chuong_trinh_Master\"><\/span>C\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n c\u1ee7a ch\u01b0\u01a1ng tr\u00ecnh Master<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>Quy\u1ec1n l\u1ee3i t\u1ed1i \u0111a cho m\u1ed9t b\u1ec7nh t\u1eadt v\u00e0 di ch\u1ee9ng \u0111i k\u00e8m l\u1ea7n l\u01b0\u1ee3t l\u00e0 5.000.000.000, 10.000.000.000, 20.000.000.000 cho c\u00e1c g\u00f3i M1+, M2 v\u00e0 M3.<\/div>\n<h3><span class=\"ez-toc-section\" id=\"1_Quyen_loi_noi_tru\"><\/span>1. Quy\u1ec1n l\u1ee3i n\u1ed9i tr\u00fa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div>C\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 c\u00e1c chi ph\u00ed b\u00ecnh th\u01b0\u1eddng theo th\u00f4ng l\u1ec7 cho c\u00e1c kho\u1ea3n:<\/div>\n<ul>\n<li>Ti\u1ec1n ph\u00f2ng v\u00e0 \u0103n u\u1ed1ng<\/li>\n<li>Ch\u1ed7 \u1edf c\u1ee7a cha m\u1eb9: m\u1ed9t gi\u01b0\u1eddng ph\u1ee5 trong c\u00f9ng ph\u00f2ng cho cha\/m\u1eb9 \u0111i theo tr\u1ebb em d\u01b0\u1edbi 18 tu\u1ed5i \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i n\u1eb1m vi\u1ec7n.<\/li>\n<li>C\u00e1c chi ph\u00ed kh\u00e1m b\u1ec7nh h\u00e0ng ng\u00e0y c\u1ee7a b\u00e1c s\u0129, ph\u00ed cho b\u00e1c s\u0129 chuy\u00ean khoa, ph\u00f2ng m\u1ed5, b\u00e1c s\u0129 ph\u1eabu thu\u1eadt, b\u00e1c s\u0129 g\u00e2y m\u00ea.<\/li>\n<li>\u0110i\u1ec1u tr\u1ecb tr\u01b0\u1edbc v\u00e0 sau khi n\u1eb1m vi\u1ec7n, bao g\u1ed3m c\u1ea3 ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng (trong v\u00f2ng 30 ng\u00e0y tr\u01b0\u1edbc khi nh\u1eadp vi\u1ec7n v\u00e0 90 ng\u00e0y sau khi xu\u1ea5t vi\u1ec7n).<\/li>\n<li>C\u1ea5y gh\u00e9p b\u1ed9 ph\u1eadn: quy\u1ec1n l\u1ee3i n\u00e0y l\u00e0 su\u1ed1t \u0111\u1eddi cho m\u1ed7i b\u1ed9 ph\u1eadn.<\/li>\n<li>HIV\/AIDS: quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng khi HIV ho\u1eb7c c\u00e1c b\u1ec7nh li\u00ean quan xu\u1ea5t hi\u1ec7n l\u1ea7n \u0111\u1ea7u sau 5 n\u0103m \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m li\u00ean t\u1ee5c.<\/li>\n<li>\u0110i\u1ec1u d\u01b0\u1ee1ng t\u1ea1i nh\u00e0, c\u00e1c chi ph\u00ed n\u1ed9i tr\u00fa kh\u00e1c (chi ph\u00ed x\u00e9t nghi\u1ec7m theo y\u00eau c\u1ea7u c\u1ee7a b\u00e1c s\u0129, thu\u1ed1c \u0111\u01b0\u1ee3c k\u00ea \u0111\u01a1n, ph\u00ed chuy\u00ean m\u00f4n\u2026).<\/li>\n<li>C\u00e1c r\u1ed1i lo\u1ea1n th\u1ea7n kinh v\u00e0 t\u00e2m th\u1ea7n: chi tr\u1ea3 vi\u1ec7n ph\u00ed 50.000.000 \u0111\u1ed3ng (\u00e1p d\u1ee5ng cho M1+ v\u00e0 M2) ho\u1eb7c 100.000.000 \u0111\u1ed3ng (\u00e1p d\u1ee5ng cho M3) m\u1ed7i n\u0103m. M\u1ee9c gi\u1edbi h\u1ea1n t\u1ed1i \u0111a su\u1ed1t \u0111\u1eddi t\u1eeb 100.000.000 \u2013 200.000.000 \u0111\u1ed3ng.<\/li>\n<li>Quy\u1ec1n l\u1ee3i thai s\u1ea3n: g\u00f3i b\u1ea3o hi\u1ec3m trung c\u1ea5p v\u00e0 cao c\u1ea5p c\u00f3 quy\u1ec1n l\u1ee3i cho m\u1ed7i l\u1ea7n thai s\u1ea3n sau th\u1eddi gian 12 th\u00e1ng ho\u00e3n \u00e1p d\u1ee5ng (90 ng\u00e0y \u0111\u1ed1i v\u1edbi s\u1ea9y thai ho\u1eb7c ph\u00e1 thai b\u1eaft bu\u1ed9c). Khi c\u1ea3 hai v\u1ee3 ch\u1ed3ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, quy\u1ec1n l\u1ee3i s\u1ebd t\u0103ng 50%.<\/li>\n<li>B\u1ea3o hi\u1ec3m mi\u1ec5n ph\u00ed cho tr\u1ebb s\u01a1 sinh: c\u00f3 hi\u1ec7u l\u1ef1c sau khi sinh 15 ng\u00e0y.<\/li>\n<li>Quy\u1ec1n l\u1ee3i chuy\u1ec3n thi h\u00e0i v\u1ec1 qu\u00ea h\u01b0\u01a1ng ho\u1eb7c n\u01b0\u1edbc c\u01b0 tr\u00fa.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"2_Quyen_loi_y_te_khan_cap\"><\/span>2. Quy\u1ec1n l\u1ee3i y t\u1ebf kh\u1ea9n c\u1ea5p<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div>B\u1ea1n c\u0169ng s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c nh\u1eefng quy\u1ec1n l\u1ee3i khi:<\/div>\n<ul>\n<li>T\u1ed5n th\u01b0\u01a1ng r\u0103ng do tai n\u1ea1n: \u0111i\u1ec1u tr\u1ecb kh\u1ea9n c\u1ea5p trong 7 ng\u00e0y t\u1eeb khi tai n\u1ea1n x\u1ea3y ra g\u00e2y m\u1ea5t m\u00e1t ho\u1eb7c t\u1ed5n th\u01b0\u01a1ng r\u0103ng l\u00e0nh m\u1ea1nh t\u1ef1 nhi\u00ean.<\/li>\n<li>\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa kh\u1ea9n c\u1ea5p do tai n\u1ea1n.<\/li>\n<li>D\u1ecbch v\u1ee5 xe c\u1ea5p c\u1ee9u, tr\u1ee3 gi\u00fap kh\u1ea9n c\u1ea5p 24\/7 v\u00e0 s\u01a1 t\u00e1n y t\u1ebf kh\u1ea9n c\u1ea5p.<\/li>\n<li>Chi ph\u00ed \u0111i l\u1ea1i b\u1ed5 sung sau khi s\u01a1 t\u00e1n kh\u1ea9n c\u1ea5p nh\u01b0 m\u1ed9t v\u00e9 m\u00e1y bay h\u1ea1ng ph\u1ed5 th\u00f4ng \u0111\u1ec3 \u0111\u01b0a ng\u01b0\u1eddi b\u1ec7nh \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m tr\u1edf v\u1ec1 n\u01b0\u1edbc.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-22532 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/a1sx2_1_bao-hiem-pacific-1.png\" alt=\"\" width=\"750\" height=\"500\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/a1sx2_1_bao-hiem-pacific-1.png 750w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/a1sx2_1_bao-hiem-pacific-1-300x200.png 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Quyen_loi_ngoai_tru\"><\/span>3. Quy\u1ec1n l\u1ee3i ngo\u1ea1i tr\u00fa:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn b\u1ea5t k\u1ef3 ch\u01b0\u01a1ng tr\u00ecnh n\u00e0o, t\u1ed1i \u0111a m\u1ed7i n\u0103m t\u1eeb 24.000.000 \u2013 48.000.000 \u0111\u1ed3ng t\u00f9y v\u00e0o g\u00f3i c\u01a1 b\u1ea3n, trung c\u1ea5p hay cao c\u1ea5p; bao g\u1ed3m:<\/p>\n<ul>\n<li>Quy\u1ec1n l\u1ee3i ngo\u1ea1i tr\u00fa: chi ph\u00ed th\u0103m kh\u00e1m t\u1ea1i c\u00e1c ph\u00f2ng kh\u00e1m \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u, chi ph\u00ed x\u00e9t nghi\u1ec7m X-quang theo ch\u1ec9 \u0111\u1ecbnh.<\/li>\n<li>Y h\u1ecdc thay th\u1ebf: chi ph\u00ed \u0111i\u1ec1u tr\u1ecb c\u00e1c li\u1ec7u ph\u00e1p vi l\u01b0\u1ee3ng \u0111\u1ed3ng c\u0103n, n\u1eafn x\u01b0\u01a1ng, ch\u00e2m c\u1ee9u\u2026 v\u00e0 c\u00e1c th\u1ea3o d\u01b0\u1ee3c \u0111\u01b0\u1ee3c k\u00ea \u0111\u01a1n. M\u1ee9c gi\u1edbi h\u1ea1n t\u1ed1i \u0111a h\u00e0ng n\u0103m l\u00e0 5.000.000 \u2013 20.000.000 \u0111\u1ed3ng t\u00f9y theo g\u00f3i.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"4_Quyen_loi_du_lich\"><\/span>4. Quy\u1ec1n l\u1ee3i du l\u1ecbch:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Quy\u1ec1n l\u1ee3i n\u00e0y \u0111i k\u00e8m theo quy\u1ec1n l\u1ee3i ngo\u1ea1i tr\u00fa, gi\u00fap thanh to\u00e1n c\u00e1c chi ph\u00ed h\u1ee3p l\u00fd to\u00e0n c\u1ea7u d\u01b0\u1edbi \u0111\u00e2y khi \u0111i du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i (chuy\u1ebfn \u0111i kh\u00f4ng qu\u00e1 90 ng\u00e0y li\u00ean ti\u1ebfp):<\/p>\n<ul>\n<li>H\u00e0nh l\u00fd v\u00e0 gi\u1ea5y t\u1edd du l\u1ecbch<\/li>\n<li>H\u00e0nh l\u00fd \u0111\u1ebfn ch\u1eadm<\/li>\n<li>Ti\u1ec1n c\u00e1 nh\u00e2n<\/li>\n<li>Tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n<\/li>\n<li>Chuy\u1ebfn \u0111i b\u1ecb tr\u00ec ho\u00e3n<\/li>\n<li>R\u00fat ng\u1eafn chuy\u1ebfn \u0111i ho\u1eb7c h\u1ee7y b\u1ecf chuy\u1ebfn \u0111i<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"5_Quyen_loi_lua_chon\"><\/span>5. Quy\u1ec1n l\u1ee3i l\u1ef1a ch\u1ecdn:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>M\u1ed9t s\u1ed1 quy\u1ec1n l\u1ee3i b\u1ea1n c\u00f3 th\u1ec3 t\u00f9y \u00fd b\u1ed5 sung th\u00eam theo nhu c\u1ea7u s\u1eed d\u1ee5ng:<\/p>\n<ul>\n<li>Nha khoa: chi tr\u1ea3 80% cho c\u00e1c chi ph\u00ed h\u1ee3p l\u00fd, t\u1ed1i \u0111a m\u1ed7i n\u0103m l\u00e0 20.000.000 \u0111\u1ed3ng.<\/li>\n<li>Tai n\u1ea1n c\u00e1 nh\u00e2n: l\u1ef1a ch\u1ecdn m\u1ee9c quy\u1ec1n l\u1ee3i t\u1eeb 1.000.000.000 \u0111\u1ebfn 10.000.000.000 \u0111\u1ed3ng. Quy\u1ec1n l\u1ee3i c\u1ee7a tr\u1ebb em (0\u201318 tu\u1ed5i) ch\u1ec9 b\u1eb1ng 10% quy\u1ec1n l\u1ee3i tai n\u1ea1n c\u00e1 nh\u00e2n c\u1ee7a cha m\u1eb9.<\/li>\n<li>N\u00e2ng cao cu\u1ed9c s\u1ed1ng bao g\u1ed3m c\u00e1c chi ph\u00ed khi ki\u1ec3m tra s\u1ee9c kh\u1ecfe, ti\u00eam ch\u1ee7ng, nha khoa, tai n\u1ea1n c\u00e1 nh\u00e2n v\u1edbi m\u1ee9c b\u1ea3o hi\u1ec3m kh\u00e1c nhau t\u00f9y b\u1ea1n l\u1ef1a ch\u1ecdn.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Mot_so_luu_y_khi_tham_gia_bao_hiem_suc_khoe_Pacific_Cross_chuong_trinh_Master\"><\/span>M\u1ed9t s\u1ed1 l\u01b0u \u00fd khi tham gia b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Pacific Cross ch\u01b0\u01a1ng tr\u00ecnh Master<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>Ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y ch\u1ec9 d\u00e0nh cho ng\u01b0\u1eddi c\u01b0 tr\u00fa v\u00e0 l\u00e0m vi\u1ec7c t\u1ea1i Vi\u1ec7t Nam. N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u01b0 tr\u00fa t\u1ea1i Vi\u1ec7t Nam v\u00e0 mu\u1ed1n mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Master, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c xem x\u00e9t t\u00f9y theo t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3.<\/div>\n<ul>\n<li>Nh\u1eefng ng\u01b0\u1eddi h\u00fat thu\u1ed1c l\u00e1 khi \u0111\u0103ng k\u00fd tham gia\u00a0b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe\u00a0s\u1ebd c\u00f3 ph\u00ed tr\u1ed9i l\u00e0 15%.<\/li>\n<li>\u0110\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c tham gia b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u1ee7a Pacific Cross l\u00e0 t\u1eeb 15 ng\u00e0y tu\u1ed5i \u0111\u1ebfn 75 tu\u1ed5i.<\/li>\n<li>Khi \u0111\u01b0\u1ee3c chi\u1ebft kh\u1ea5u, m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m cho quy\u1ec1n l\u1ee3i l\u1ef1a ch\u1ecdn kh\u00f4ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng. Chi\u1ebft kh\u1ea5u \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u1eeb \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa c\u0169ng kh\u00f4ng \u00e1p d\u1ee5ng cho quy\u1ec1n l\u1ee3i n\u00e2ng cao.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Muc_phi_cua_bao_hiem_suc_khoe_Pacific_Cross_chuong_trinh_Master\"><\/span>M\u1ee9c ph\u00ed c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Pacific Cross ch\u01b0\u01a1ng tr\u00ecnh Master<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y thay \u0111\u1ed5i t\u00f9y thu\u1ed9c v\u00e0o c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m M1+, M2 hay M3, n\u1ed9i tr\u00fa hay ngo\u1ea1i tr\u00fa, \u0111\u1ed9 tu\u1ed5i c\u1ee7a ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c quy\u1ec1n l\u1ee3i t\u1ef1 ch\u1ecdn b\u1ed5 sung.<\/p>\n<div><strong>B\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o m\u1ee9c ph\u00ed n\u00e0y tr\u00ean website ch\u00ednh th\u1ee9c c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m Pacific Cross sau \u0111\u00e2y:<\/strong><br \/>\nNgo\u00e0i ra, b\u1ea1n c\u00f2n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c chi\u1ebft kh\u1ea5u 25% n\u1ebfu \u0111\u0103ng k\u00fd b\u1ea3o hi\u1ec3m gi\u1edbi h\u1ea1n v\u00f9ng \u0111i\u1ec1u tr\u1ecb v\u00e0 nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p \u01b0u \u0111\u00e3i kh\u00e1c:<\/div>\n<ul>\n<li>Lo\u1ea1i tr\u1eeb ngo\u1ea1i tr\u00fa: chi\u1ebft kh\u1ea5u 30%<\/li>\n<li>\u0110\u1ed3ng thanh to\u00e1n 20% (c\u00f4ng ty b\u1ea3o hi\u1ec3m tr\u1ea3 80%, kh\u00e1ch h\u00e0ng tr\u1ea3 20%): chi\u1ebft kh\u1ea5u 25%<\/li>\n<li>Mi\u1ec5n th\u01b0\u1eddng 50.000.000 \u0111\u1ed3ng cho quy\u1ec1n l\u1ee3i n\u1ed9i tr\u00fa: gi\u1ea3m 20%<\/li>\n<li>\u0110\u0103ng k\u00fd b\u1ea3o hi\u1ec3m theo nh\u00f3m t\u1eeb 3 ng\u01b0\u1eddi tr\u1edf l\u00ean.<\/li>\n<li>B\u00e0i vi\u1ebft tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng th\u00f4ng tin c\u01a1 b\u1ea3n v\u1ec1 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Pacific Cross \u2013 ch\u01b0\u01a1ng tr\u00ecnh Master, n\u1ebfu b\u1ea1n c\u00f3 b\u1ea5t k\u1ef3 th\u1eafc m\u1eafc n\u00e0o, h\u00e3y tr\u00f2 chuy\u1ec7n v\u1edbi nh\u00e2n vi\u00ean b\u1ea3o hi\u1ec3m th\u00f4ng qua website c\u00f4ng ty ho\u1eb7c g\u1ecdi \u0111i\u1ec7n \u0111\u1ebfn s\u1ed1 \u0111i\u1ec7n tho\u1ea1i 1800.577.770 \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u00e1o gi\u00e1 v\u00e0 t\u01b0 v\u1ea5n chi ti\u1ebft.<\/li>\n<\/ul>\n<div><strong>B\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m \u0111\u1ebfn ch\u1ee7 \u0111\u1ec1:<\/strong><\/div>\n<ul>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/tim-hieu-ve-bao-hiem-suc-khoe-pacific-cross-chuong-trinh-toan-my\/\" target=\"_blank\" rel=\"noopener noreferrer\">T\u00ecm hi\u1ec3u v\u1ec1 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Pacific Cross \u2013 ch\u01b0\u01a1ng tr\u00ecnh To\u00e0n M\u1ef9<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/cac-tieu-chi-de-lua-chon-goi-bao-hiem-suc-khoe-tot\/\" target=\"_blank\" rel=\"noopener noreferrer\">C\u00e1c ti\u00eau ch\u00ed l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-va-nhung-dieu-ban-can-biet\/\" target=\"_blank\" rel=\"noopener noreferrer\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 nh\u1eefng \u0111i\u1ec1u b\u1ea1n c\u1ea7n bi\u1ebft<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Ch\u01b0\u01a1ng tr\u00ecnh Master c\u1ee7a\u00a0c\u00f4ng ty b\u1ea3o hi\u1ec3m Pacific Cross\u00a0\u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf d\u00e0nh cho nh\u1eefng kh\u00e1ch h\u00e0ng mu\u1ed1n nh\u1eadn \u0111\u01b0\u1ee3c d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n t\u1ed1t nh\u1ea5t tr\u00ean to\u00e0n c\u1ea7u. Ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y c\u0169ng c\u00f3 r\u1ea5t nhi\u1ec1u quy\u1ec1n l\u1ee3i y t\u1ebf linh ho\u1ea1t \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn bao g\u1ed3m quy\u1ec1n l\u1ee3i [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2217,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[25,8],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/2214"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=2214"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/2214\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/2217"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=2214"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=2214"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=2214"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}