{"id":24408,"date":"2021-11-21T07:00:06","date_gmt":"2021-11-21T00:00:06","guid":{"rendered":"https:\/\/pacificcross.com.vn\/?p=24408"},"modified":"2022-04-01T10:58:41","modified_gmt":"2022-04-01T03:58:41","slug":"bao-hiem-con-nguoi-la-gi","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-con-nguoi-la-gi\/","title":{"rendered":"B\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec? Hi\u1ec3u \u0111\u1ec3 \u0111\u1ea7u t\u01b0 \u0111\u00fang \u0111\u1eafn"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d6304e42886\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d6304e42886\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-con-nguoi-la-gi\/#1_Bao_hiem_con_nguoi_la_gi\" >1. B\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-con-nguoi-la-gi\/#Khac_biet_giua_bao_hiem_tai_san_va_bao_hiem_con_nguoi_la_gi\" >Kh\u00e1c bi\u1ec7t gi\u1eefa b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n v\u00e0 b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-con-nguoi-la-gi\/#2_Cach_thuc_hoat_dong_cua_bao_hiem_con_nguoi_la_gi\" >2. C\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-con-nguoi-la-gi\/#3_Bao_hiem_con_nguoi_gom_nhung_loai_gi\" >3. B\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi g\u1ed3m nh\u1eefng lo\u1ea1i g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-con-nguoi-la-gi\/#4_Nhung_ly_do_nen_mua_bao_hiem_con_nguoi_la_gi\" >4. Nh\u1eefng l\u00fd do n\u00ean mua b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec?<\/a><\/li><\/ul><\/nav><\/div>\n<p style=\"text-align: justify;\"><strong><em><i><span style=\"font-weight: 400;\">Khi nh\u1eafc \u0111\u1ebfn b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi, kh\u00f4ng \u00edt c\u00e1 nh\u00e2n v\u1eabn ch\u01b0a h\u00ecnh dung c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c lo\u1ea1i h\u00ecnh d\u1ecbch v\u1ee5 n\u00e0y. Trong khi \u0111\u00f3, hi\u1ec3u v\u00e0 n\u1eafm \u0111\u01b0\u1ee3c nh\u1eefng th\u00f4ng tin v\u1ec1 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap b\u1ea1n c\u00f3 c\u00e1i nh\u00ecn \u0111\u00fang \u0111\u1eafn v\u1ec1 quy\u1ec1n l\u1ee3i s\u1ebd c\u00f3 c\u0169ng nh\u01b0 hi\u1ec3u \u0111\u01b0\u1ee3c t\u1ea7m quan tr\u1ecdng c\u1ee7a s\u1ef1 \u0111\u1ea7u t\u01b0 v\u00e0o b\u1ea3o hi\u1ec3m. B\u00e0i vi\u1ebft sau s\u1ebd \u0111em \u0111\u1ebfn cho b\u1ea1n th\u00f4ng tin c\u01a1 b\u1ea3n, d\u1ec5 hi\u1ec3u nh\u1ea5t v\u1ec1 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y c\u0169ng nh\u01b0 nh\u1eefng l\u1ee3i \u00edch m\u00e0 n\u00f3 mang \u0111\u1ebfn cho ng\u01b0\u1eddi mua. <\/span><\/i> <\/em><\/strong><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1_Bao_hiem_con_nguoi_la_gi\"><\/span><b>1. B\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec &#8211; th\u00ec \u0111\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1ea3o v\u1ec7 gia \u0111\u00ecnh ho\u1eb7c c\u00e1 nh\u00e2n kh\u1ecfi nh\u1eefng \u1ea3nh h\u01b0\u1edfng hay r\u1ee7i ro thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i ch\u00ednh khi mang thai ho\u1eb7c g\u1eb7p tai n\u1ea1n, b\u1ec7nh t\u1eadt ho\u1eb7c s\u1ef1 c\u1ed1 kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c. C\u00f3 nhi\u1ec1u lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m kh\u00e1c nhau, t\u00f9y thu\u1ed9c v\u00e0o nhu c\u1ea7u c\u0169ng nh\u01b0 ch\u00ednh s\u00e1ch m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m cung c\u1ea5p.<\/span><\/p>\n<div id=\"attachment_31840\" style=\"width: 1010px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-31840\" loading=\"lazy\" class=\"wp-image-31840 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/bao-hiem-con-nguoi-la-gi.jpg\" alt=\"b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec\" width=\"1000\" height=\"667\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/bao-hiem-con-nguoi-la-gi.jpg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/bao-hiem-con-nguoi-la-gi-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/bao-hiem-con-nguoi-la-gi-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><p id=\"caption-attachment-31840\" class=\"wp-caption-text\">T\u00ecm hi\u1ec3u b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec<\/p><\/div>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Khac_biet_giua_bao_hiem_tai_san_va_bao_hiem_con_nguoi_la_gi\"><\/span><span style=\"font-weight: 400;\"><strong>Kh\u00e1c bi\u1ec7t gi\u1eefa b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n v\u00e0 b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec?<\/strong> <\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Theo quy \u0111\u1ecbnh v\u00e0 ch\u00ednh s\u00e1ch c\u1ee7a b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi, Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ec9 \u0111\u1ecbnh s\u1ebd l\u00e0 m\u1ed9t c\u00e1 nh\u00e2n ho\u1eb7c m\u1ed9t c\u1eb7p v\u1ee3 ch\u1ed3ng. \u0110\u1ed1i v\u1edbi ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n th\u00ec s\u1ebd c\u00f3 nhi\u1ec1u lo\u1ea1i ph\u00e1p nh\u00e2n (ch\u1ee7 s\u1edf h\u1eefu duy nh\u1ea5t, h\u1ee3p t\u00e1c kinh doanh, c\u00f4ng ty tr\u00e1ch nhi\u1ec7m h\u1eefu h\u1ea1n, c\u00f4ng ty c\u00e1 nh\u00e2n, v.v.) c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c li\u1ec7t k\u00ea l\u00e0 Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ec9 \u0111\u1ecbnh. T\u00f9y thu\u1ed9c v\u00e0o c\u1ea5u tr\u00fac quy\u1ec1n s\u1edf h\u1eefu, c\u00f3 th\u1ec3 c\u00f3 nhi\u1ec1u Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ec9 \u0111\u1ecbnh th\u1eeba h\u01b0\u1edfng tr\u00ean m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/span><\/p>\n<h4><i><span style=\"font-weight: 400;\">T\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m\u00a0<\/span><\/i><\/h4>\n<p><span style=\"font-weight: 400;\">Nh\u1eefng th\u00f4ng tin t\u00e0i s\u1ea3n c\u1ea7n khai khi \u0111\u0103ng k\u00fd b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Khi vi\u1ebft th\u00f4ng tin b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n cho b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi, nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 th\u01b0\u1eddng s\u1ebd li\u1ec7t k\u00ea nh\u00e0 c\u1eeda v\u00e0 \u0111\u1ed3 \u0111\u1ea1c c\u1ee7a b\u1ea1n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh \u0111\u00f3, ph\u1ea1m vi b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n cho c\u00e1 nh\u00e2n th\u01b0\u01a1ng m\u1ea1i c\u00f3 th\u1ec3 bao g\u1ed3m v\u00f4 s\u1ed1 lo\u1ea1i b\u1ea5t \u0111\u1ed9ng s\u1ea3n ho\u1eb7c t\u00f2a nh\u00e0 kh\u00e1c nhau, t\u1eeb v\u0103n ph\u00f2ng, m\u1eb7t ti\u1ec1n c\u1eeda h\u00e0ng cho \u0111\u1ebfn nh\u00e0 kho, v.v.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u1ee9c \u0111\u1ed9 b\u1ea3o hi\u1ec3m cho t\u00e0i s\u1ea3n trong b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u0169ng r\u1ea5t \u0111a d\u1ea1ng, v\u00ed d\u1ee5 nh\u01b0 h\u00e0ng h\u00f3a trong kho, \u0111\u1ed3 \u0111\u1ea1c v\u0103n ph\u00f2ng ph\u1ea9m, t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng c\u1ee7a doanh nghi\u1ec7p ho\u1eb7c m\u00e1y m\u00f3c.<\/span><\/p>\n<h4><i><span style=\"font-weight: 400;\">Y\u1ebfu t\u1ed1 r\u1ee7i ro<\/span><\/i><\/h4>\n<p><span style=\"font-weight: 400;\">R\u1ee7i ro khi mua b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec? &#8211; Ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n s\u1ebd c\u00f3 nhi\u1ec1u th\u1ee7 t\u1ee5c v\u00e0 v\u1ea5n \u0111\u1ec1 \u0111\u01b0\u1ee3c xem x\u00e9t h\u01a1n ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi. Do c\u1ea7n ph\u1ea3i tr\u1ea3i qua c\u00e1c \u0111\u1ee3t th\u1ea9m \u0111\u1ecbnh y\u1ebfu t\u1ed1 r\u1ee7i ro kh\u00e1c nhau. <\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2_Cach_thuc_hoat_dong_cua_bao_hiem_con_nguoi_la_gi\"><\/span><b>2. C\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Nh\u01b0 \u0111\u00e3 n\u00f3i \u1edf tr\u00ean, b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 b\u1ea5t k\u1ef3 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o do m\u1ed9t c\u00e1 nh\u00e2n mua \u0111\u1ec3 b\u1ea3o hi\u1ec3m cho b\u1ea3n th\u00e2n ho\u1eb7c gia \u0111\u00ecnh c\u1ee7a h\u1ecd. C\u00e1c ch\u00ednh s\u00e1ch n\u00e0y b\u1ea3o v\u1ec7 ch\u1ed1ng l\u1ea1i c\u00e1c lo\u1ea1i r\u1ee7i ro c\u00e1 nh\u00e2n c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn t\u1ed5n th\u1ea5t t\u00e0i ch\u00ednh ti\u1ec1m \u1ea9n do h\u1ecfa ho\u1ea1n, tr\u1ed9m c\u1eafp, thi\u00ean tai, ch\u1ebft ch\u00f3c, tai n\u1ea1n, ki\u1ec7n t\u1ee5ng v\u00e0 b\u1ec7nh t\u1eadt.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00e1c c\u00e1 nh\u00e2n th\u01b0\u1eddng c\u00f3 th\u1ec3 th\u1ea3o lu\u1eadn v\u1edbi nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m nh\u1eb1m \u0111i\u1ec1u ch\u1ec9nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c kho\u1ea3n kh\u1ea5u tr\u1eeb c\u1ee7a t\u1eebng ch\u00ednh s\u00e1ch \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 c\u00e2n b\u1eb1ng ph\u00f9 h\u1ee3p gi\u1eefa s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m v\u00e0 chi ph\u00ed b\u1ea3o hi\u1ec3m. Ph\u00ed b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 th\u1ec3 thay \u0111\u1ed5i t\u00f9y theo n\u01a1i b\u1ea1n s\u1ed1ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nh\u1eefng kho\u1ea3n \u0111\u01b0\u1ee3c chi tr\u1ea3 cho b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec? &#8211; B\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng chi tr\u1ea3 ho\u00e0n to\u00e0n cho m\u1ecdi r\u1ee7i ro m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i. Tuy nhi\u00ean, n\u00f3 gi\u00fap gi\u1ea3m \u0111\u00e1ng k\u1ec3 tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea1n \u0111\u1ed1i v\u1edbi nh\u1eefng thi\u1ec7t h\u1ea1i x\u1ea3y ra c\u0169ng nh\u01b0 chi ph\u00ed m\u00e0 b\u1ea1n c\u1ea7n ph\u1ea3i tr\u1ea3 \u0111\u1ec3 gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1.<\/span><\/p>\n<div id=\"attachment_24409\" style=\"width: 1010px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-24409\" loading=\"lazy\" class=\"wp-image-24409 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/shutterstock_1492647239-1.jpg\" alt=\"b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec\" width=\"1000\" height=\"667\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/shutterstock_1492647239-1.jpg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/shutterstock_1492647239-1-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/shutterstock_1492647239-1-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><p id=\"caption-attachment-24409\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec?<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"3_Bao_hiem_con_nguoi_gom_nhung_loai_gi\"><\/span><strong>3. B\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi g\u1ed3m nh\u1eefng lo\u1ea1i g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 lo\u1ea1i b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi bao g\u1ed3m c\u00e1c s\u1ea3n ph\u1ea9m nh\u01b0 b\u1ea3o hi\u1ec3m thi\u00ean tai, b\u1ea3o hi\u1ec3m du l\u1ecbch, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, b\u1ea3o hi\u1ec3m t\u00e0n t\u1eadt, b\u1ea3o hi\u1ec3m h\u1ecdc sinh, b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe. M\u1ed9t s\u1ed1 lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00e1 nh\u00e2n, ch\u1eb3ng h\u1ea1n nh\u01b0 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, xe m\u00e1y th\u01b0\u1eddng \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt y\u00eau c\u1ea7u \u0111\u1ec3 c\u00f3 th\u1ec3 tham gia giao th\u00f4ng.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_Nhung_ly_do_nen_mua_bao_hiem_con_nguoi_la_gi\"><\/span><strong>4. Nh\u1eefng l\u00fd do n\u00ean mua b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">T\u00ecm mua b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 vi\u1ec7c n\u00ean l\u00e0m b\u1edfi l\u1ebd d\u00f9 t\u1ef1 tin \u0111\u1ebfn \u0111\u00e2u, b\u1ea1n v\u1eabn kh\u00f4ng th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c c\u00e1c b\u1ea5t tr\u1eafc trong t\u01b0\u01a1ng lai c\u0169ng nh\u01b0 h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c nguy c\u01a1 tr\u1edf tay kh\u00f4ng k\u1ecbp khi g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh xu\u1ea5t hi\u1ec7n. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t c\u1ea7n thi\u1ebft trong th\u1eddi \u0111i\u1ec3m d\u1ecbch b\u1ec7nh COVID-19 \u0111ang ho\u00e0nh h\u00e0nh, \u1ea3nh h\u01b0\u1edfng kh\u00f4ng nh\u1ecf \u0111\u1ebfn nhi\u1ec1u y\u1ebfu t\u1ed1 trong cu\u1ed9c s\u1ed1ng.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u1eady mua b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi \u1edf \u0111\u00e2u th\u00ec an t\u00e2m? Tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay c\u00f3 r\u1ea5t nhi\u1ec1u n\u01a1i cung c\u1ea5p d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m nh\u01b0ng b\u1ea1n n\u00ean t\u00ecm \u0111\u1ebfn c\u00e1c c\u00f4ng ty, t\u1ed5 ch\u1ee9c uy t\u00edn ch\u1eb3ng h\u1ea1n nh\u01b0 <\/span><a href=\"https:\/\/pacificcross.com.vn\/\"><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam<\/span><\/a><span style=\"font-weight: 400;\"> \u2013 Nh\u00e0 qu\u1ea3n l\u00fd b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u, chuy\u00ean v\u1ec1 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch cho c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p t\u1ea1i Vi\u1ec7t Nam c\u0169ng nh\u01b0 khu v\u1ef1c \u0110\u00f4ng Nam \u00c1.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u1edbi b\u1ec1 d\u00e0y kinh nghi\u1ec7m trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch cho kh\u00e1ch h\u00e0ng, Pacific Cross Vi\u1ec7t Nam c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u0169ng nh\u01b0 m\u1ee9c \u0111\u1ed9 t\u00e0i ch\u00ednh hi\u1ec7n t\u1ea1i.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00e0 ch\u00fang t\u00f4i t\u1ef1 tin c\u00f3 th\u1ec3 cho b\u1ea1n th\u1ea5y nh\u1eefng l\u1ee3i \u00edch khi s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi l\u00e0 g\u00ec. T\u1eeb \u0111\u00e2y, b\u1ea1n s\u1ebd lu\u00f4n v\u1eefng t\u00e2m, t\u1eadn h\u01b0\u1edfng cu\u1ed9c s\u1ed1ng m\u1ed9t c\u00e1ch tr\u1ecdn v\u1eb9n khi \u0111\u00e3 c\u00f3 m\u1ed9t l\u1edbp khi\u00ean b\u1ea3o v\u1ec7 \u2013 g\u00f3i b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi lu\u00f4n k\u1ec1 b\u00ean, \u0111em \u0111\u1ebfn nh\u1eefng s\u1ef1 h\u1ed7 tr\u1ee3 t\u1ed1t nh\u1ea5t khi chuy\u1ec7n kh\u00f4ng may x\u1ea3y ra.<\/span><\/p>\n<p><a href=\"https:\/\/landing.pacificcross.com.vn\/suc-khoe-cho-gia-dinh\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" class=\"aligncenter wp-image-24361 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/Health-Insurance.png\" alt=\"\" width=\"1000\" height=\"785\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/Health-Insurance.png 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/Health-Insurance-300x236.png 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/Health-Insurance-768x603.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/a><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m \u0111\u1ebfn ch\u1ee7 \u0111\u1ec1:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-cho-nguoi-cao-tuoi\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi gi\u00e0 c\u00f3 c\u1ea7n thi\u1ebft kh\u00f4ng?\u00a0<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-hoa-hoan-la-gi\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m h\u1ecfa ho\u1ea1n l\u00e0 g\u00ec?<\/span><\/a><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><b>Ngu\u1ed3n tham kh\u1ea3o:<\/b><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Personal Lines Insurance<\/span><\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.investopedia.com\/terms\/p\/personal-insurance-lines.asp\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">https:\/\/www.investopedia.com\/terms\/p\/personal-insurance-lines.asp<\/span><\/a><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">What Is Personal Insurance?<\/span><\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.thinkinsurance.co.uk\/personal\/what-is-personal-insurance\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">https:\/\/www.thinkinsurance.co.uk\/personal\/what-is-personal-insurance<\/span><\/a><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">5 Differences Between Commercial and Personal Lines Insurance<\/span><\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/insnerds.com\/5-differences-commercial-personal-lines-insurance\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">https:\/\/insnerds.com\/5-differences-commercial-personal-lines-insurance\/<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Khi nh\u1eafc \u0111\u1ebfn b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi, kh\u00f4ng \u00edt c\u00e1 nh\u00e2n v\u1eabn ch\u01b0a h\u00ecnh dung c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c lo\u1ea1i h\u00ecnh d\u1ecbch v\u1ee5 n\u00e0y. Trong khi \u0111\u00f3, hi\u1ec3u v\u00e0 n\u1eafm \u0111\u01b0\u1ee3c nh\u1eefng th\u00f4ng tin v\u1ec1 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap b\u1ea1n c\u00f3 c\u00e1i nh\u00ecn \u0111\u00fang \u0111\u1eafn v\u1ec1 quy\u1ec1n l\u1ee3i s\u1ebd c\u00f3 c\u0169ng nh\u01b0 hi\u1ec3u \u0111\u01b0\u1ee3c [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":24411,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[794,24,8],"tags":[1234,1302,1300,1303],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/24408"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=24408"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/24408\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/24411"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=24408"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=24408"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=24408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}