{"id":24729,"date":"2022-12-25T14:00:28","date_gmt":"2022-12-25T07:00:28","guid":{"rendered":"https:\/\/pacificcross.com.vn\/?p=24729"},"modified":"2022-12-25T15:54:26","modified_gmt":"2022-12-25T08:54:26","slug":"bao-hiem-trach-nhiem-cong-cong-va-5-dieu-ban-chua-biet","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-trach-nhiem-cong-cong-va-5-dieu-ban-chua-biet\/","title":{"rendered":"B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng v\u00e0 5 \u0111i\u1ec1u b\u1ea1n ch\u01b0a bi\u1ebft"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e3f9835df44\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e3f9835df44\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-trach-nhiem-cong-cong-va-5-dieu-ban-chua-biet\/#1_Bao_hiem_trach_nhiem_cong_cong_la_gi\" >1. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-trach-nhiem-cong-cong-va-5-dieu-ban-chua-biet\/#2_Tai_sao_ban_can_bao_hiem_trach_nhiem_cong_cong\" >2. T\u1ea1i sao b\u1ea1n c\u1ea7n b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-trach-nhiem-cong-cong-va-5-dieu-ban-chua-biet\/#3_Quyen_loi_cua_nguoi_tham_gia_bao_hiem\" >3. Quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-trach-nhiem-cong-cong-va-5-dieu-ban-chua-biet\/#4_Cac_loai_bao_hiem_cong_cong_hien_nay\" >4. C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00f4ng c\u1ed9ng hi\u1ec7n nay\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-trach-nhiem-cong-cong-va-5-dieu-ban-chua-biet\/#5_Nhung_dieu_khong_duoc_bao_hiem_trach_nhiem_cong_cong_chi_tra\" >5. Nh\u1eefng \u0111i\u1ec1u kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng chi tr\u1ea3<\/a><\/li><\/ul><\/nav><\/div>\n<p style=\"text-align: justify;\"><b>Vi\u1ec7c t\u00ecm hi\u1ec3u b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng c\u0169ng nh\u01b0 l\u1ee3i \u00edch c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y s\u1ebd gi\u00fap b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c nh\u1eefng quy\u1ec1n l\u1ee3i \u0111\u1ea7y thi\u1ebft th\u1ef1c trong tr\u01b0\u1eddng h\u1ee3p nh\u1eefng s\u1ef1 c\u1ed1 kh\u00f4ng may x\u1ea3y ra.<\/b><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u00e0i vi\u1ebft sau s\u1ebd cung c\u1ea5p c\u00e1c th\u00f4ng tin th\u00fa v\u1ecb xoay quanh b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng v\u00e0 nh\u1eefng l\u00fd do b\u1ea1n n\u00ean mua lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y ngay khi c\u00f3 c\u01a1 h\u1ed9i.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1_Bao_hiem_trach_nhiem_cong_cong_la_gi\"><\/span><b>1. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng l\u00e0 g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng l\u00e0 m\u1ed9t lo\u1ea1i <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-la-gi\/\">h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/a> ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng cho nh\u1eefng thi\u1ec7t h\u1ea1i li\u00ean quan \u0111\u1ebfn ng\u01b0\u1eddi v\u00e0 t\u00e0i s\u1ea3n m\u00e0 ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m ho\u1eb7c ho\u1ea1t \u0111\u1ed9ng kinh doanh bu\u00f4n b\u00e1n c\u1ee7a ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m g\u00e2y ra cho b\u00ean th\u1ee9 ba.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ngo\u00e0i ra, lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y c\u0169ng th\u01b0\u1eddng \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m chung th\u01b0\u01a1ng m\u1ea1i, ho\u1ea1t \u0111\u1ed9ng nh\u01b0 s\u1ef1 k\u1ebft h\u1ee3p c\u1ee7a hai ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m: tr\u00e1ch nhi\u1ec7m s\u1ea3n ph\u1ea9m v\u00e0 tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">V\u00ed d\u1ee5, m\u1ed9t kh\u00e1ch h\u00e0ng \u0111\u1ebfn th\u0103m v\u0103n ph\u00f2ng c\u1ee7a b\u1ea1n v\u00e0 ch\u1eb3ng may g\u1eb7p th\u01b0\u01a1ng t\u00edch, \u0111\u1ec3 tr\u00e1nh nh\u1eefng tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd ph\u00e1t sinh th\u00ec b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u1ee9ng ra gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 v\u00e0 chi tr\u1ea3 cho ng\u01b0\u1eddi g\u1eb7p tai n\u1ea1n.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">K\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng (b\u00ean th\u1ee9 ba) l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft \u0111\u1ed1i v\u1edbi ch\u1ee7 doanh nghi\u1ec7p, b\u1ec7nh vi\u1ec7n. H\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c mua b\u1edfi c\u00e1c doanh nghi\u1ec7p ho\u1eb7c c\u00e1 nh\u00e2n, nh\u1eefng ng\u01b0\u1eddi c\u00f3 th\u1ec3 ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 c\u00e1c kho\u1ea3n n\u1ee3 ph\u00e1p l\u00fd, t\u00e0i ch\u00ednh v\u00e0 c\u00e1c v\u1ea5n \u0111\u1ec1 li\u00ean quan kh\u00e1c.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2_Tai_sao_ban_can_bao_hiem_trach_nhiem_cong_cong\"><\/span><b>2. T\u1ea1i sao b\u1ea1n c\u1ea7n b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1eb7c bi\u1ec7t cho c\u00e1c c\u00f4ng ty, c\u00e1 nh\u00e2n c\u00f3 th\u1ec3 ch\u1ecbu tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd, ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 vi\u1ec7c thanh to\u00e1n th\u01b0\u01a1ng t\u1eadt ho\u1eb7c c\u00e1c thi\u1ec7t h\u1ea1i li\u00ean quan kh\u00e1c g\u00e2y ra cho b\u00ean th\u1ee9 ba.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">H\u01a1n n\u1eefa, n\u1ebfu c\u00f4ng vi\u1ec7c kinh doanh c\u1ee7a b\u1ea1n li\u00ean quan \u0111\u1ebfn ti\u00eau ch\u00ed sau th\u00ec b\u1ea1n c\u1ea7n c\u00e2n nh\u1eafc mua b\u1ea3o hi\u1ec3m\u00a0 nh\u1eb1m tr\u00e1nh nh\u1eefng \u1ea3nh h\u01b0\u1edfng kh\u00f4ng mong mu\u1ed1n:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u01b0\u1eddng xuy\u00ean t\u01b0\u01a1ng t\u00e1c, g\u1eb7p g\u1ee1 v\u1edbi kh\u00e1ch h\u00e0ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110ang gi\u1eef v\u1ecb tr\u00ed ph\u00e1p nh\u00e2n kinh doanh, c\u00f3 quy\u1ec1n truy c\u1eadp v\u00e0o b\u1ea5t k\u1ef3 t\u00e0i s\u1ea3n n\u00e0o c\u1ee7a kh\u00e1ch h\u00e0ng.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n l\u00e0 \u0111\u1ea1i di\u1ec7n cho doanh nghi\u1ec7p c\u1ee7a kh\u00e1ch h\u00e0ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111ang s\u1eed d\u1ee5ng trang web c\u1ee7a b\u00ean th\u1ee9 ba cho nhu c\u1ea7u kinh doanh c\u1ee7a m\u00ecnh.<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-24731 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/shutterstock_572966134-1.jpg\" alt=\"B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng\" width=\"1000\" height=\"675\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/shutterstock_572966134-1.jpg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/shutterstock_572966134-1-300x203.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/shutterstock_572966134-1-768x518.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3_Quyen_loi_cua_nguoi_tham_gia_bao_hiem\"><\/span><b>3. Quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Vi\u1ec7c tham gia b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u1ed9ng \u0111\u1ed3ng tuy kh\u00f4ng b\u1eaft bu\u1ed9c, nh\u01b0ng l\u00e0 h\u00e0nh \u0111\u1ed9ng c\u1ea7n thi\u1ebft gi\u00fap b\u1ea3o v\u1ec7 doanh nghi\u1ec7p kh\u1ecfi t\u00ecnh tr\u1ea1ng b\u1ecb \u1ea3nh h\u01b0\u1edfng t\u00e0i ch\u00ednh kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc do b\u1ed3i th\u01b0\u1eddng ki\u1ec7n t\u1ee5ng.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">T\u1ea1i b\u1ea5t k\u1ef3 th\u1eddi \u0111i\u1ec3m n\u00e0o, n\u1ebfu doanh nghi\u1ec7p c\u1ee7a b\u1ea1n b\u1ecb b\u00ean th\u1ee9 ba ki\u1ec7n, b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed ph\u00e1p l\u00fd cho b\u1ea1n. Khi tham gia b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng, b\u1ea1n ho\u1eb7c ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 s\u1ebd nh\u1eadn c\u00e1c quy\u1ec1n l\u1ee3i sau \u0111\u00e2y:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ed3i th\u01b0\u1eddng th\u01b0\u01a1ng t\u1eadt c\u01a1 th\u1ec3: N\u1ebfu kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n v\u00f4 t\u00ecnh g\u1eb7p tai n\u1ea1n trong ph\u1ea1m vi c\u00f4ng ty, doanh nghi\u1ec7p th\u00ec chi ph\u00ed \u0111i\u1ec1u tr\u1ecb s\u1ebd do b\u1ea3o hi\u1ec3m chi tr\u1ea3.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-tai-san\/\">Chi tr\u1ea3 thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n<\/a>: Tr\u01b0\u1eddng h\u1ee3p t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng b\u1ecb h\u01b0 h\u1ea1i, b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap b\u1ea1n thanh to\u00e1n, b\u1ed3i th\u01b0\u1eddng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ed3i ho\u00e0n c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi thu\u00ea: N\u1ebfu kh\u00f4ng gian kinh doanh c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c cho thu\u00ea v\u00e0 b\u1ea5t k\u1ef3 tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd n\u00e0o ph\u00e1t sinh khi b\u1ea1n tham gia h\u1ee3p \u0111\u1ed3ng cho thu\u00ea, c\u00e1c chi ph\u00ed s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng theo ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"4_Cac_loai_bao_hiem_cong_cong_hien_nay\"><\/span><b>4. C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00f4ng c\u1ed9ng hi\u1ec7n nay\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00f4ng c\u1ed9ng hi\u1ec7n nay m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o g\u1ed3m:\u00a0<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m c\u00f4ng x\u00e2y d\u1ef1ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m v\u1ec7 sinh an to\u00e0n th\u1ef1c ph\u1ea9m<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m v\u1ec7 sinh<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m nh\u00e0 th\u1ea7u<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m nh\u00e0 b\u00e1n l\u1ebb tr\u1ef1c tuy\u1ebfn<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m qu\u00e1n r\u01b0\u1ee3u<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng cho nh\u00e2n vi\u00ean b\u1ea3o v\u1ec7<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m nh\u00e0 h\u00e0ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m m\u00e1i nh\u00e0<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"5_Nhung_dieu_khong_duoc_bao_hiem_trach_nhiem_cong_cong_chi_tra\"><\/span><b>5. Nh\u1eefng \u0111i\u1ec1u kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng chi tr\u1ea3<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-trach-nhiem-dan-su\/\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m<\/a> c\u00f4ng c\u1ed9ng r\u1ea5t h\u1eefu \u00edch v\u00e0 thi\u1ebft th\u1ef1c, tuy nhi\u00ean \u0111\u1ec3 tr\u00e1nh h\u00e0nh vi tr\u1ee5c l\u1ee3i t\u1eeb c\u00e1c c\u00e1 nh\u00e2n b\u1ea5t ch\u00ednh, b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m s\u1ebd kh\u00f4ng b\u1ea3o v\u1ec7 cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tham gia v\u00e0o c\u00e1c ho\u1ea1t \u0111\u1ed9ng nguy hi\u1ec3m\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c h\u00e0nh vi ph\u1ea1m t\u1ed9i<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kh\u1ee7ng b\u1ed1, n\u1ed9i chi\u1ebfn, chi\u1ebfn tranh<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tr\u01b0\u1eddng h\u1ee3p do nhi\u1ec5m b\u1ea9n, \u00f4 nhi\u1ec5m g\u00e2y n\u00ean<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u1ed5n th\u1ea5t ph\u1ea7n m\u1ec1m do s\u1ef1 c\u1ed1 c\u1ee7a m\u00e1y t\u00ednh<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Hi v\u1ecdng nh\u1eefng th\u00f4ng tin trong b\u00e0i vi\u1ebft \u0111\u00e3 gi\u00fap b\u1ea1n hi\u1ec3u \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng l\u00e0 g\u00ec. \u0110\u1ec3 \u0111\u01b0\u1ee3c tham gia v\u00e0 h\u01b0\u1edfng nh\u1eefng quy\u1ec1n l\u1ee3i t\u1eeb g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y, b\u1ea1n n\u00ean t\u00ecm \u0111\u1ebfn c\u00e1c c\u00f4ng ty, t\u1ed5 ch\u1ee9c uy t\u00edn v\u1edbi nhi\u1ec1u n\u0103m kinh nghi\u1ec7m <\/span><span style=\"font-weight: 400;\">nh\u1eb1m \u0111\u1ea3m b\u1ea3o s\u1ef1 minh b\u1ea1ch, ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 h\u01a1n h\u1ebft l\u00e0 y\u1ebfu t\u1ed1 y\u00ean t\u00e2m \u0111\u1ec3 kh\u00f4ng ph\u1ea3i lo l\u1eafng qu\u00e1 nhi\u1ec1u \u0111\u1ebfn nh\u1eefng tai n\u1ea1n c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn doanh nghi\u1ec7p, c\u00e1 nh\u00e2n.<\/span><\/p>\n<p><a href=\"https:\/\/pacificcross.com.vn\/\">Pacific Cross Vi\u1ec7t Nam<\/a>\u00a0l\u00e0 nh\u00e0 qu\u1ea3n l\u00fd b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u, thu\u1ed9c T\u1eadp \u0110o\u00e0n \u0110a C\u00f4ng Ty Pacific Cross, v\u1edbi h\u01a1n 60 n\u0103m ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch cho nh\u1eefng ng\u01b0\u1eddi sinh s\u1ed1ng v\u00e0 l\u00e0m vi\u1ec7c t\u1ea1i ch\u00e2u \u00c1.<\/p>\n<p>Ch\u00fang t\u00f4i s\u1ebd cung c\u1ea5p cho b\u1ea1n c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng tr\u00ean ph\u1ea1m vi to\u00e0n c\u1ea7u v\u1edbi s\u1ef1 linh ho\u1ea1t trong vi\u1ec7c l\u1ef1a ch\u1ecdn c\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 m\u1ee9c chi ph\u00ed ph\u00f9 h\u1ee3p v\u1edbi ng\u00e2n s\u00e1ch d\u00e0nh ri\u00eang cho t\u1eebng kh\u00e1ch h\u00e0ng. Pacific Cross Vi\u1ec7t Nam lu\u00f4n \u0111\u1ea3m b\u1ea3o ch\u00ednh s\u00e1ch minh b\u1ea1ch v\u00e0 th\u1eddi gian ho\u00e0n ti\u1ec1n nhanh, gi\u00fap b\u1ea1n an t\u00e2m khi l\u1ef1a ch\u1ecdn.<\/p>\n<p>H\u00e3y li\u00ean h\u1ec7 ngay v\u1edbi ch\u00fang t\u00f4i \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n chi ti\u1ebft nh\u1ea5t!<\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/landing.pacificcross.com.vn\/suc-khoe-cho-gia-dinh\/\"><img loading=\"lazy\" class=\"aligncenter size-full wp-image-24713\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/Health-Insurance-1.png\" alt=\"\" width=\"1000\" height=\"785\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/Health-Insurance-1.png 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/Health-Insurance-1-300x236.png 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/11\/Health-Insurance-1-768x603.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/a><\/p>\n<p style=\"text-align: justify;\"><b>Ngu\u1ed3n truy c\u1eadp<\/b><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Public Liability Insurance<\/span><\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.policybazaar.com\/commercial-insurance\/public-liability-insurance\/\"><span style=\"font-weight: 400;\">https:\/\/www.policybazaar.com\/commercial-insurance\/public-liability-insurance\/<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">What is public liability insurance?<\/span><\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.simplybusiness.co.uk\/insurance\/faq\/what-is-public-liability-insurance\/\"><span style=\"font-weight: 400;\">https:\/\/www.simplybusiness.co.uk\/insurance\/faq\/what-is-public-liability-insurance\/<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vi\u1ec7c t\u00ecm hi\u1ec3u b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng c\u0169ng nh\u01b0 l\u1ee3i \u00edch c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y s\u1ebd gi\u00fap b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c nh\u1eefng quy\u1ec1n l\u1ee3i \u0111\u1ea7y thi\u1ebft th\u1ef1c trong tr\u01b0\u1eddng h\u1ee3p nh\u1eefng s\u1ef1 c\u1ed1 kh\u00f4ng may x\u1ea3y ra. B\u00e0i vi\u1ebft sau s\u1ebd cung c\u1ea5p c\u00e1c th\u00f4ng tin th\u00fa v\u1ecb xoay quanh b\u1ea3o hi\u1ec3m tr\u00e1ch [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":24733,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[24,8],"tags":[1234,1332,1333],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/24729"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=24729"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/24729\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/24733"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=24729"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=24729"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=24729"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}