{"id":25493,"date":"2023-01-28T06:00:09","date_gmt":"2023-01-27T23:00:09","guid":{"rendered":"https:\/\/pacificcross.com.vn\/?p=25493"},"modified":"2023-03-16T15:33:28","modified_gmt":"2023-03-16T08:33:28","slug":"bao-hiem-tai-nan-la-gi","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-tai-nan-la-gi\/","title":{"rendered":"Nh\u1eefng \u0111i\u1ec1u b\u1ea1n c\u1ea7n bi\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m tai n\u1ea1n"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d6143c692e7\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d6143c692e7\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-tai-nan-la-gi\/#1_Bao_hiem_tai_nan_la_gi_Gom_nhung_loai_nao\" >1. B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec? G\u1ed3m nh\u1eefng lo\u1ea1i n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-tai-nan-la-gi\/#2_Quyen_loi_khi_tham_gia_bao_hiem_tai_nan\" >2. Quy\u1ec1n l\u1ee3i khi tham gia b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-tai-nan-la-gi\/#3_Nhung_nham_lan_thuong_gap_khi_tham_gia_bao_hiem_tai_nan\" >3. Nh\u1eefng nh\u1ea7m l\u1eabn th\u01b0\u1eddng g\u1eb7p khi tham gia b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-tai-nan-la-gi\/#4_So_sanh_bao_hiem_tai_nan_voi_cac_loai_bao_hiem_suc_khoe_khac\" >4. So s\u00e1nh b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u1edbi c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe kh\u00e1c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-tai-nan-la-gi\/#Bao_hiem_tai_nan_va_bao_hiem_suc_khoe\" >B\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-tai-nan-la-gi\/#Bao_hiem_tai_nan_va_bao_hiem_benh_hiem_ngheo\" >B\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 b\u1ea3o hi\u1ec3m b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p><em><strong>X\u1ea3y ra tai n\u1ea1n l\u00e0 vi\u1ec7c m\u00e0 kh\u00f4ng ai mong mu\u1ed1n, nh\u1ea5t l\u00e0 nh\u1eefng t\u00ecnh hu\u1ed1ng kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c. B\u00ean c\u1ea1nh vi\u1ec7c h\u1ed3i ph\u1ee5c s\u1ee9c kh\u1ecfe, nhi\u1ec1u ng\u01b0\u1eddi c\u00f2n lo l\u1eafng v\u1ec1 c\u00e1c kho\u1ea3n ph\u00ed trong th\u1eddi gian \u0111i\u1ec1u tr\u1ecb sau tai n\u1ea1n. Khi \u0111\u00f3, b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n gi\u1ea3i quy\u1ebft nh\u1eefng tr\u0103n tr\u1edf n\u00e0y. B\u00e0i vi\u1ebft b\u00ean d\u01b0\u1edbi, h\u00e3y c\u00f9ng Pacific Cross Vi\u1ec7t Nam t\u00ecm hi\u1ec3u b\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec, c\u00e1ch mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u0169ng nh\u01b0 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n t\u1ea1i Vi\u1ec7t Nam nh\u00e9.\u00a0<\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_Bao_hiem_tai_nan_la_gi_Gom_nhung_loai_nao\"><\/span><strong>1. B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec? G\u1ed3m nh\u1eefng lo\u1ea1i n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\"><strong>B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/strong> l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m chi tr\u1ea3 cho c\u00e1c kho\u1ea3n chi ph\u00ed ph\u00e1t sinh trong qu\u00e1 tr\u00ecnh \u0111i\u1ec1u tr\u1ecb v\u00e0 h\u1ed3i ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe sau ch\u1ea5n th\u01b0\u01a1ng do tai n\u1ea1n, bao g\u1ed3m:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb kh\u1ea9n c\u1ea5p<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chi ph\u00ed n\u1eb1m vi\u1ec7n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chi ph\u00ed khi x\u00e9t nghi\u1ec7m ch\u1ea9n \u0111o\u00e1n v\u00e0 \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chi ph\u00ed t\u00e1i kh\u00e1m sau khi xu\u1ea5t vi\u1ec7n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chi ph\u00ed ch\u0103m s\u00f3c ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chi ph\u00ed v\u1eadn chuy\u1ec3n \u0111\u1ebfn b\u1ec7nh vi\u1ec7n nh\u01b0 xe c\u1ee9u th\u01b0\u01a1ng hay tr\u1ef1c th\u0103ng c\u1ee9u h\u1ed9<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c kho\u1ea3n ph\u00ed kh\u00e1c nh\u01b0 ph\u00ed \u0111i l\u1ea1i v\u00e0 ch\u1ed7 \u1edf<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">T\u1ea1i Vi\u1ec7t Nam, b\u1ea3o hi\u1ec3m tai n\u1ea1n \u0111ang \u0111\u01b0\u1ee3c b\u00e1n v\u1edbi hai h\u00ecnh th\u1ee9c kh\u00e1c nhau:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-tai-nan-lao-dong\/\"><b>B\u1ea3o hi\u1ec3m tai n\u1ea1n lao \u0111\u1ed9ng<\/b><\/a><span style=\"font-weight: 400;\"> do c\u01a1 quan B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i c\u1ee7a nh\u00e0 n\u01b0\u1edbc qu\u1ea3n l\u00fd. \u0110\u00e2y l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi tham gia lao \u0111\u1ed9ng. Tuy nhi\u00ean, ng\u01b0\u1eddi mua v\u00e0 \u0111\u00f3ng b\u1ea3o hi\u1ec3m s\u1ebd l\u00e0 c\u00e1c c\u00f4ng ty hay t\u1ed5 ch\u1ee9c k\u00fd h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/b><span style=\"font-weight: 400;\"> do c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m cung c\u1ea5p cho ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u s\u1eed d\u1ee5ng. \u0110\u00e2y l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n, ai c\u0169ng c\u00f3 th\u1ec3 tham gia. Th\u00f4ng th\u01b0\u1eddng, b\u1ea3o hi\u1ec3m cho c\u00e1c tai n\u1ea1n c\u00e1 nh\u00e2n\u00a0 l\u00e0 m\u1ed9t trong nh\u1eefng quy\u1ec1n l\u1ee3i s\u1eb5n c\u00f3 ho\u1eb7c t\u1ef1 ch\u1ecdn trong h\u1ee3p \u0111\u1ed3ng <a href=\"https:\/\/pacificcross.com.vn\/vi\/loi-ich-cua-bao-hiem-nhan-tho\/\">b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/a>, <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe\/\">b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p d\u01b0\u1edbi \u0111\u00e2y:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">X\u1ea3y ra tai n\u1ea1n b\u1ea5t ch\u1ee3t, ngo\u00e0i \u00fd mu\u1ed1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c tr\u01b0\u1eddng h\u1ee3p th\u01b0\u01a1ng vong x\u1ea3y ra trong l\u00fac ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111ang b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n qu\u1ed1c gia, tham gia ho\u1ea1t \u0111\u1ed9ng x\u00e3 h\u1ed9i ho\u1eb7c truy b\u1eaft ng\u01b0\u1eddi vi ph\u1ea1m ph\u00e1p lu\u1eadt.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 ngh\u1ec1 nghi\u1ec7p nguy hi\u1ec3m nh\u01b0 \u0111ua xe, \u0111\u1ea5m b\u1ed1c ho\u1eb7c \u0111\u00e1 banh\u2026 s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 khi \u0111\u00e3 th\u1ecfa thu\u1eadn v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<div id=\"attachment_25494\" style=\"width: 1010px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-25494\" loading=\"lazy\" class=\"wp-image-25494 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/12\/bao-hiem-tai-nan.jpg\" alt=\"Tham gia b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e0ng s\u1edbm m\u1ec7nh gi\u00e1 b\u1ea3o v\u1ec7 c\u00e0ng cao.\" width=\"1000\" height=\"668\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/12\/bao-hiem-tai-nan.jpg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/12\/bao-hiem-tai-nan-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/12\/bao-hiem-tai-nan-768x513.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><p id=\"caption-attachment-25494\" class=\"wp-caption-text\"><em>Tham gia b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e0ng s\u1edbm m\u1ec7nh gi\u00e1 b\u1ea3o v\u1ec7 c\u00e0ng cao.<\/em><\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"2_Quyen_loi_khi_tham_gia_bao_hiem_tai_nan\"><\/span><strong>2. Quy\u1ec1n l\u1ee3i khi tham gia b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m tai n\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ed9t s\u1ed1 quy\u1ec1n l\u1ee3i khi tham gia nh\u01b0:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c kho\u1ea3n ph\u00ed b\u1ed3i th\u01b0\u1eddng s\u1ebd thanh to\u00e1n tr\u1ef1c ti\u1ebfp m\u00e0 kh\u00f4ng bao g\u1ed3m b\u1ea5t k\u1ef3 kho\u1ea3n kh\u1ea5u tr\u1eeb n\u00e0o. Tuy th\u1eddi gian b\u1ed3i th\u01b0\u1eddng ph\u1ee5 thu\u1ed9c v\u00e0o th\u1ecfa thu\u1eadn tr\u00ean h\u1ee3p \u0111\u1ed3ng nh\u01b0ng \u0111a s\u1ed1 \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft r\u1ea5t nhanh.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thanh to\u00e1n m\u1ed9t s\u1ed1 chi ph\u00ed m\u00e0 <a href=\"https:\/\/pacificcross.com.vn\/vi\/mua-bao-hiem-y-te\/\">b\u1ea3o hi\u1ec3m y t\u1ebf kh\u00f4ng chi tr\u1ea3<\/a> ho\u1eb7c chi tr\u1ea3 m\u1ed9t ph\u1ea7n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u01b0\u1ee3c tr\u1ee3 c\u1ea5p m\u1ed9t kho\u1ea3n ph\u00ed \u0111i l\u1ea1i v\u00e0 \u0103n \u1edf trong th\u1eddi gian \u0111i\u1ec1u tr\u1ecb ch\u1ea5n th\u01b0\u01a1ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m tai n\u1ea1n th\u01b0\u1eddng kh\u00f4ng c\u00f3 m\u1ee9c t\u1ed1i \u0111a h\u00e0ng n\u0103m v\u00e0 b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n b\u1ed3i th\u01b0\u1eddng cho m\u1ed7i l\u1ea7n g\u1eb7p tai n\u1ea1n trong th\u1eddi gian h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 <a href=\"https:\/\/pacificcross.com.vn\/vi\/cong-ty-bao-hiem-suc-khoe-uy-tin-tai-viet-nam\/\">c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/a> s\u1ebd c\u00f3 h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m tai n\u1ea1n k\u00e8m theo d\u00e0nh cho con c\u00e1i ho\u1eb7c ng\u01b0\u1eddi th\u00e2n c\u1ee7a ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m ch\u00ednh.\u00a0<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"3_Nhung_nham_lan_thuong_gap_khi_tham_gia_bao_hiem_tai_nan\"><\/span><strong>3. Nh\u1eefng nh\u1ea7m l\u1eabn th\u01b0\u1eddng g\u1eb7p khi tham gia b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">M\u1eb7c d\u00f9, b\u1ea3o hi\u1ec3m tai n\u1ea1n s\u1ebd chi tr\u1ea3 nhi\u1ec1u kho\u1ea3n chi ph\u00ed th\u01b0\u01a1ng t\u1eadt do tai n\u1ea1n g\u00e2y ra, nh\u01b0ng kh\u00f4ng ph\u1ea3i tr\u01b0\u1eddng h\u1ee3p n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng. B\u1ea3o hi\u1ec3m tai n\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i ho\u00e0n trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u01b0\u01a1ng t\u1eadt do b\u1ec7nh g\u00e2y ra.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u1ea5n th\u01b0\u01a1ng t\u1eeb c\u00e1c m\u00f4n th\u1ec3 thao gi\u1ea3i tr\u00ed bao g\u1ed3m tr\u01b0\u1ee3t tuy\u1ebft, l\u1eb7n v\u1edbi b\u00ecnh d\u01b0\u1ee1ng kh\u00ed, nh\u1ea3y bungee\u2026<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u01b0\u01a1ng t\u00edch do c\u00e1c ho\u1ea1t \u0111\u1ed9ng nguy hi\u1ec3m ho\u1eb7c li\u1ec1u l\u0129nh g\u00e2y ra.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u1ef1 g\u00e2y th\u01b0\u01a1ng t\u00edch, bao g\u1ed3m c\u1ea3 t\u1ef1 t\u1eed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u01b0\u01a1ng t\u00edch x\u1ea3y ra khi b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi ma t\u00fay ho\u1eb7c r\u01b0\u1ee3u.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u01b0\u01a1ng t\u1eadt khi ph\u1ea1m t\u1ed9i.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u01b0\u01a1ng t\u1eadt ph\u00e1t sinh tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m tai n\u1ea1n.<\/span><\/li>\n<\/ul>\n<div id=\"attachment_25498\" style=\"width: 1010px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-25498\" loading=\"lazy\" class=\"wp-image-25498 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/12\/bao-hiem-tai-nan-2.jpg\" alt=\"M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p do c\u1ed1 \u00fd g\u00e2y n\u00ean s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3 b\u1ea3o hi\u1ec3m\" width=\"1000\" height=\"666\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/12\/bao-hiem-tai-nan-2.jpg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/12\/bao-hiem-tai-nan-2-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/12\/bao-hiem-tai-nan-2-768x511.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><p id=\"caption-attachment-25498\" class=\"wp-caption-text\"><em>M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p do c\u1ed1 \u00fd g\u00e2y n\u00ean s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3 b\u1ea3o hi\u1ec3m<\/em><\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"4_So_sanh_bao_hiem_tai_nan_voi_cac_loai_bao_hiem_suc_khoe_khac\"><\/span><strong>4. So s\u00e1nh b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u1edbi c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe kh\u00e1c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Bao_hiem_tai_nan_va_bao_hiem_suc_khoe\"><\/span><b>B\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Gi\u1ed1ng nhau: <\/b><span style=\"font-weight: 400;\">C\u1ea3 hai h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m \u0111\u1ec1u bao g\u1ed3m \u0111i\u1ec1u kho\u1ea3n b\u1ed3i th\u01b0\u1eddng khi g\u1eb7p tai n\u1ea1n c\u00e1 nh\u00e2n g\u00e2y th\u01b0\u01a1ng t\u1eadt ho\u1eb7c t\u1eed vong.\u00a0<\/span><\/p>\n<p><b>Kh\u00e1c nhau:<\/b><span style=\"font-weight: 400;\"> M\u1ee9c b\u1ed3i th\u01b0\u1eddng c\u00e1c kho\u1ea3n chi ph\u00ed s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m c\u1ee7a t\u1eebng c\u00f4ng ty d\u00e0nh cho hai h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m n\u00e0y.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Th\u00f4ng th\u01b0\u1eddng, quy\u1ec1n l\u1ee3i tai n\u1ea1n c\u00e1 nh\u00e2n s\u1ebd \u0111\u01b0\u1ee3c bao g\u1ed3m\u00a0 trong g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe cao c\u1ea5p nh\u01b0 m\u1ed9t quy\u1ec1n l\u1ee3i t\u1ef1 ch\u1ecdn.\u00a0<\/span><\/p>\n<p><b>L\u01b0u \u00fd:<\/b><span style=\"font-weight: 400;\"> khi b\u1ea1n mua c\u1ea3 hai h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 s\u1ee9c kh\u1ecfe, n\u1ebfu kh\u00f4ng may b\u1ea1n g\u1eb7p tai n\u1ea1n th\u00ec v\u1eabn c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i ho\u00e0n theo quy \u0111\u1ecbnh c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u1eabn b\u1ea3o hi\u1ec3m tai n\u1ea1n.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Bao_hiem_tai_nan_va_bao_hiem_benh_hiem_ngheo\"><\/span><b>B\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 b\u1ea3o hi\u1ec3m b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m b\u1ec7nh hi\u1ec3m ngh\u00e8o th\u01b0\u1eddng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 chi tr\u1ea3 cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p nh\u01b0 \u0111\u1ed9t qu\u1ef5, \u0111au tim ho\u1eb7c ch\u1ea9n \u0111o\u00e1n ung th\u01b0.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">D\u01b0\u1edbi \u0111\u00e2y l\u00e0 \u0111i\u1ec3m kh\u00e1c bi\u1ec7t gi\u1eefa hai h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m n\u00e0y:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m tai n\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 cho m\u1ed7i l\u1ea7n g\u1eb7p tai n\u1ea1n m\u00e0 kh\u00f4ng gi\u1edbi h\u1ea1n s\u1ed1 l\u1ea7n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-benh-hiem-ngheo\/\">B\u1ea3o hi\u1ec3m b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/a> th\u01b0\u1eddng chi tr\u1ea3 to\u00e0n b\u1ed9 m\u1ed9t l\u1ea7n \u0111\u1ec3 trang tr\u1ea3i c\u00e1c chi ph\u00ed c\u00f3 th\u1ec3 ph\u00e1t sinh do t\u00ecnh tr\u1ea1ng b\u1ec7nh.\u00a0<\/span><\/li>\n<\/ul>\n<p><b>Mua b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/b><span style=\"font-weight: 400;\"> l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft cho m\u1ed7i nh\u00e0 \u0111\u1ec3 b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n tr\u01b0\u1edbc nh\u1eefng t\u00ecnh hu\u1ed1ng b\u1ea5t tr\u1eafc trong t\u01b0\u01a1ng lai. Do \u0111\u00f3, n\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi cho ch\u00ednh m\u00ecnh, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o <\/span><a href=\"https:\/\/pacificcross.com.vn\/vi\/health-first\/\"><span style=\"font-weight: 400;\">S\u1ea2N PH\u1ea8M B\u1ea2O HI\u1ec2M HEALTH FIRST<\/span><\/a><span style=\"font-weight: 400;\"> v\u1edbi c\u00e1c quy\u1ec1n l\u1ee3i \u0111\u1eb7c bi\u1ec7t nh\u01b0:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa kh\u1ea9n c\u1ea5p do tai n\u1ea1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chi ph\u00ed d\u1ecbch v\u1ee5 xe c\u1ea5p c\u1ee9u.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m tai n\u1ea1n 24\/24.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Quy\u1ec1n l\u1ee3i tai n\u1ea1n c\u00e1 nh\u00e2n v\u1edbi m\u1ee9c b\u1ed3i th\u01b0\u1eddng 100% cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p nh\u01b0 t\u1eed vong, m\u1ea5t ho\u00e0n to\u00e0n th\u1ecb l\u1ef1c v\u00e0 kh\u00f4ng th\u1ec3 ph\u1ee5c h\u1ed3i \u0111\u01b0\u1ee3c c\u1ee7a m\u1ed9t ho\u1eb7c c\u1ea3 hai m\u1eaft, m\u1ea5t ho\u00e0n to\u00e0n m\u1ed9t ho\u1eb7c h\u01a1n m\u1ed9t chi, th\u01b0\u01a1ng t\u1eadt to\u00e0n b\u1ed9 v\u0129nh vi\u1ec5n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-toan-cau\/\">Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m to\u00e0n c\u1ea7u<\/a>.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Hy v\u1ecdng b\u00e0i vi\u1ebft tr\u00ean \u0111\u00e3 gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 b\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec v\u00e0 t\u00ecm ki\u1ebfm \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi mong mu\u1ed1n c\u1ee7a b\u1ea3n th\u00e2n t\u1ea1i Pacific Cross Vi\u1ec7t Nam. H\u00e3y li\u00ean h\u1ec7 ngay v\u1edbi ch\u00fang t\u00f4i \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed.<\/span><\/p>\n<p><a href=\"https:\/\/landing.pacificcross.com.vn\/suc-khoe-cho-gia-dinh\/\"><img loading=\"lazy\" class=\"aligncenter size-full wp-image-31406\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/10\/Health-Insurance.png\" alt=\"\" width=\"1000\" height=\"785\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/10\/Health-Insurance.png 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/10\/Health-Insurance-300x236.png 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2021\/10\/Health-Insurance-768x603.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/a><\/p>\n<p><b>Ngu\u1ed3n tham kh\u1ea3o<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Accident Insurance<\/span><\/p>\n<p><a href=\"https:\/\/www.guardianlife.com\/accident-insurance\"><span style=\"font-weight: 400;\">https:\/\/www.guardianlife.com\/accident-insurance<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">What is Accident Insurance and How Does it Work?<\/span><\/p>\n<p><a href=\"https:\/\/www.ehealthinsurance.com\/resources\/affordable-care-act\/accident-insurance\"><span style=\"font-weight: 400;\">https:\/\/www.ehealthinsurance.com\/resources\/affordable-care-act\/accident-insurance<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">What is accident insurance?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">https:\/\/www.guardiandirect.com\/accident-insurance\/what-is<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>X\u1ea3y ra tai n\u1ea1n l\u00e0 vi\u1ec7c m\u00e0 kh\u00f4ng ai mong mu\u1ed1n, nh\u1ea5t l\u00e0 nh\u1eefng t\u00ecnh hu\u1ed1ng kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c. B\u00ean c\u1ea1nh vi\u1ec7c h\u1ed3i ph\u1ee5c s\u1ee9c kh\u1ecfe, nhi\u1ec1u ng\u01b0\u1eddi c\u00f2n lo l\u1eafng v\u1ec1 c\u00e1c kho\u1ea3n ph\u00ed trong th\u1eddi gian \u0111i\u1ec1u tr\u1ecb sau tai n\u1ea1n. Khi \u0111\u00f3, b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n gi\u1ea3i [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":25496,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[24,8],"tags":[1391,1392,1393],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/25493"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=25493"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/25493\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/25496"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=25493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=25493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=25493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}