{"id":2554,"date":"2023-05-26T02:25:48","date_gmt":"2023-05-25T19:25:48","guid":{"rendered":"https:\/\/pacific-cross-wp.eastplayers.io\/?post_type=news&#038;p=2554"},"modified":"2023-05-26T19:58:17","modified_gmt":"2023-05-26T12:58:17","slug":"cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/","title":{"rendered":"10 ti\u00eau ch\u00ed ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch t\u1ed1t nh\u1ea5t b\u1ea1n c\u1ea7n bi\u1ebft"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d62d9304eaa\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d62d9304eaa\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#Bao_hiem_du_lich_la_gi\" >B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#Chuc_nang_cua_bao_hiem_du_lich\" >Ch\u1ee9c n\u0103ng c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#Bao_hiem_du_lich_co_nhung_loai_nao\" >B\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 nh\u1eefng lo\u1ea1i n\u00e0o?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#Phan_loai_theo_pham_vi\" >Ph\u00e2n lo\u1ea1i theo ph\u1ea1m vi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#Phan_loai_cac_loai_bao_hiem_du_lich_theo_doi_tuong_su_dung\" >Ph\u00e2n lo\u1ea1i c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m du l\u1ecbch theo \u0111\u1ed1i t\u01b0\u1ee3ng s\u1eed d\u1ee5ng<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#Huong_dan_tieu_chi_chon_bao_hiem_du_lich_phu_hop\" >H\u01b0\u1edbng d\u1eabn ti\u00eau ch\u00ed ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#1_Dat_cac_cau_hoi\" >1. \u0110\u1eb7t c\u00e1c c\u00e2u h\u1ecfi\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#2_So_sanh_cac_goi_bao_hiem_de_chon_bao_hiem_du_lich\" >2. So s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ec3 ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#3_Cach_chon_bao_hiem_du_lich_phu_hop_Doc_that_ky_hop_dong_bao_hiem\" >3. C\u00e1ch ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p: \u0110\u1ecdc th\u1eadt k\u1ef9 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#4_Chon_bao_hiem_du_lich_co_hieu_luc_tai_nhieu_quoc_gia_lanh_tho\" >4. Ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 hi\u1ec7u l\u1ef1c t\u1ea1i nhi\u1ec1u qu\u1ed1c gia, l\u00e3nh th\u1ed5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#5_Co_bao_hiem_tai_nan_cho_than_the_benh_cap_tinh\" >5. C\u00f3 b\u1ea3o hi\u1ec3m tai n\u1ea1n cho th\u00e2n th\u1ec3, b\u1ec7nh c\u1ea5p t\u00ednh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#6_Chon_bao_hiem_du_lich_co_cung_cap_dich_vu_247\" >6. Ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 cung c\u1ea5p d\u1ecbch v\u1ee5 24\/7<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#7_Bao_hiem_cho_tai_san_tranh_mat_mat_hu_hong\" >7. B\u1ea3o hi\u1ec3m cho t\u00e0i s\u1ea3n tr\u00e1nh m\u1ea5t m\u00e1t, h\u01b0 h\u1ecfng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#8_Kinh_nghiem_mua_bao_hiem_du_lich_%E2%80%93_Chon_gioi_han_cao_hon_cho_bao_hiem_gia_tri_lon_hon\" >8. Kinh nghi\u1ec7m mua b\u1ea3o hi\u1ec3m du l\u1ecbch &#8211; Ch\u1ecdn gi\u1edbi h\u1ea1n cao h\u01a1n cho b\u1ea3o hi\u1ec3m gi\u00e1 tr\u1ecb l\u1edbn h\u01a1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#9_Bao_hiem_cho_cac_truong_hop_bat_kha_khang_o_quoc_gia_den_thien_tai_khung_bo%E2%80%A6\" >9. B\u1ea3o hi\u1ec3m cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ea5t kh\u1ea3 kh\u00e1ng \u1edf qu\u1ed1c gia \u0111\u1ebfn (thi\u00ean tai, kh\u1ee7ng b\u1ed1,&#8230;)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#10_Chi_phi_bao_hiem_bao_gom_chi_phi_cho_cac_dang_tai_nan\" >10. Chi ph\u00ed b\u1ea3o hi\u1ec3m bao g\u1ed3m chi ph\u00ed cho c\u00e1c d\u1ea1ng tai n\u1ea1n\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/pacificcross.com.vn\/vi\/cach-chon-bao-hiem-du-lich-phu-hop-trong-3-buoc\/#Loi_ket\" >L\u1eddi k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n<p><b>C\u00e1c ti\u00eau ch\u00ed \u0111\u1ec3 ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch<\/b><span style=\"font-weight: 400;\"> hi\u1ec7n \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m, nh\u1ea5t l\u00e0 \u0111\u1ed1i v\u1edbi nh\u1eefng ai th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch hay \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i. B\u1edfi l\u1ebd c\u00e1c d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m l\u00e0 bi\u1ec7n ph\u00e1p \u0111\u1ea3m b\u1ea3o an to\u00e0n t\u1ed1t nh\u1ea5t gi\u00fap ta c\u00f3 \u0111\u01b0\u1ee3c chi ph\u00ed \u0111\u1ea3m b\u1ea3o cho b\u1ea5t k\u1ef3 r\u1ee7i ro n\u00e0o trong chuy\u1ebfn du l\u1ecbch v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00e0i ch\u00ednh hay d\u1ecbch v\u1ee5. V\u1eady, m\u1eddi b\u1ea1n c\u00f9ng t\u00ecm hi\u1ec3u v\u1ec1 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y c\u0169ng nh\u01b0 c\u00e1c ti\u00eau ch\u00ed ch\u1ecdn mua t\u1ed1t nh\u1ea5t c\u00f9ng Pacific Cross trong b\u00e0i vi\u1ebft b\u00ean d\u01b0\u1edbi!\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_du_lich_la_gi\"><\/span><b>B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter size-large wp-image-71139\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-du-lich-la-gi-1024x683.jpg\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-du-lich-la-gi-1024x683.jpg 1024w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-du-lich-la-gi-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-du-lich-la-gi-768x512.jpg 768w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/bao-hiem-du-lich-la-gi.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 hi\u1ec3u \u0111\u01b0\u1ee3c r\u00f5 nh\u1ea5t c\u00e1c c\u00e1ch ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch hi\u1ec7u qu\u1ea3, b\u1ea1n c\u1ea7n t\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y tr\u01b0\u1edbc ti\u00ean.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich-nhung-thong-tin-ban-can-biet\/\">B\u1ea3o hi\u1ec3m du l\u1ecbch<\/a> l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m gi\u00fap \u0111\u1ea3m b\u1ea3o cho s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i ch\u00ednh c\u1ee7a gia \u0111\u00ecnh b\u1ea1n trong m\u1ed7i chuy\u1ebfn du l\u1ecbch ho\u1eb7c c\u00f4ng t\u00e1c. \u0110\u00e2y l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1eaft bu\u1ed9c. V\u1edbi \u0111\u1ed9 tu\u1ed5i c\u00f3 th\u1ec3 tham gia b\u1ea3o hi\u1ec3m du l\u1ecbch r\u1ea5t r\u1ed9ng, t\u1eeb 1 th\u00e1ng tu\u1ed5i \u0111\u1ebfn 75 tu\u1ed5i.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Chuc_nang_cua_bao_hiem_du_lich\"><\/span><b>Ch\u1ee9c n\u0103ng c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">C\u00f4ng d\u1ee5ng c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi s\u1eed d\u1ee5ng \u0111\u1ec1u gi\u1ed1ng nhau. C\u00e1c quy\u1ec1n l\u1ee3i c\u01a1 b\u1ea3n nh\u1ea5t v\u00e0 b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 b\u1ed3i th\u01b0\u1eddng c\u00e1c chi ph\u00ed, vi\u1ec7n ph\u00ed li\u00ean quan \u0111\u1ebfn con ng\u01b0\u1eddi v\u00e0 t\u00e0i s\u1ea3n trong su\u1ed1t chuy\u1ebfn du l\u1ecbch.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u1ee5 th\u1ec3 b\u1ea3o hi\u1ec3m gi\u00fap b\u1ea1n \u0111\u1ec1n b\u00f9 t\u1ea5t c\u1ea3 nh\u1eefng chi ph\u00ed ph\u00e1t sinh nh\u01b0 chi ph\u00ed tai n\u1ea1n, b\u1ec7nh t\u1eadt, th\u01b0\u01a1ng t\u1eadt, t\u1eed vong,&#8230; do \u0111i du l\u1ecbch. C\u00f9ng v\u1edbi \u0111\u00f3, nh\u1eefng chi ph\u00ed v\u1ec1 s\u1ef1 c\u1ed1 ph\u01b0\u01a1ng ti\u1ec7n \u0111i l\u1ea1i nh\u01b0 s\u1ef1 c\u1ed1 chuy\u1ebfn bay hay vi\u1ec7c m\u1ea5t gi\u1ea5y t\u1edd, t\u00e0i s\u1ea3n,&#8230; \u0111\u1ec1u \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_du_lich_co_nhung_loai_nao\"><\/span><b>B\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 nh\u1eefng lo\u1ea1i n\u00e0o?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter size-large wp-image-71141\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/cac-loai-bao-hiem-du-lich-1024x683.jpg\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/cac-loai-bao-hiem-du-lich-1024x683.jpg 1024w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/cac-loai-bao-hiem-du-lich-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/cac-loai-bao-hiem-du-lich-768x512.jpg 768w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/cac-loai-bao-hiem-du-lich.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Tr\u01b0\u1edbc khi bi\u1ebft c\u00e1c ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ec3 ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch ch\u00ednh x\u00e1c, ph\u00f9 h\u1ee3p v\u00e0 hi\u1ec7u qu\u1ea3 nh\u1ea5t cho b\u1ea3n th\u00e2n, m\u1eddi b\u1ea1n c\u00f9ng t\u00ecm hi\u1ec3u c\u00e1c c\u00e1ch ph\u00e2n lo\u1ea1i b\u1ea3o hi\u1ec3m d\u01b0\u1edbi \u0111\u00e2y.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Phan_loai_theo_pham_vi\"><\/span><b>Ph\u00e2n lo\u1ea1i theo ph\u1ea1m vi<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><b>B\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc\u00a0<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc c\u00f2n \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn l\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch n\u1ed9i \u0111\u1ecba. \u0110\u00e2y l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m gi\u00fap b\u1ea1n chi tr\u1ea3 cho t\u1ea5t c\u1ea3 s\u1ef1 c\u1ed1 trong chuy\u1ebfn du l\u1ecbch trong n\u01b0\u1edbc.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c chi tr\u1ea3 b\u1edfi b\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc nh\u01b0:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ec1n b\u00f9 vi\u1ec7c t\u1eed vong trong chuy\u1ebfn \u0111i do tai n\u1ea1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u01b0\u01a1ng t\u1eadt, b\u1ec7nh t\u1eadt v\u0129nh vi\u1ec5n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c s\u1ef1 c\u1ed1, chi ph\u00ed ph\u00e1t sinh trong chuy\u1ebfn \u0111i.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Th\u00f4ng th\u01b0\u1eddng n\u1ebfu b\u1ea1n \u0111i du l\u1ecbch theo tour th\u00ec gi\u00e1 tour \u0111\u00e3 c\u00f3 s\u1eb5n c\u00e1c chi ph\u00ed \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m. T\u00f9y theo vi\u1ec7c c\u00f4ng ty \u0111\u1eb7t tour ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch h\u1ea1n m\u1ee9c th\u1ebf n\u00e0o m\u00e0 m\u1ee9c \u0111\u1ed9 b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ebd kh\u00e1c nhau.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c tham gia lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y l\u00e0 c\u00f4ng d\u00e2n Vi\u1ec7t Nam t\u1eeb 06 tu\u1ea7n tu\u1ed5i &#8211; 85 tu\u1ed5i. B\u1ea3o hi\u1ec3m \u00e1p d\u1ee5ng v\u1edbi h\u1ea7u h\u1ebft c\u00e1c h\u00ecnh th\u1ee9c du l\u1ecbch nh\u01b0 t\u1eafm bi\u1ec3n, tham quan, leo n\u00fai, \u0111i ngh\u1ec9 d\u01b0\u1ee1ng t\u1ea1i c\u00e1c kh\u00e1ch s\u1ea1n,&#8230;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi c\u00e1c lo\u1ea1i h\u00ecnh du l\u1ecbch m\u1ea1o hi\u1ec3m hay tham gia thi \u0111\u1ea5u chuy\u00ean nghi\u1ec7p: leo n\u00fai m\u1ea1o hi\u1ec3m, l\u01b0\u1edbt v\u00e1n, \u0111\u1ea5m b\u1ed1c,&#8230; th\u00ec c\u1ea7n mua th\u00eam b\u1ea3o hi\u1ec3m b\u1ed5 sung v\u1edbi h\u1ea1n m\u1ee9c cao h\u01a1n.<\/span><\/p>\n<h4><b>B\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi \u0111i du l\u1ecbch, \u0111i c\u00f4ng t\u00e1c, th\u0103m ng\u01b0\u1eddi th\u00e2n, \u0111i thi \u0111\u1ea5u bi\u1ec3u di\u1ec5n,&#8230; \u1edf n\u01b0\u1edbc ngo\u00e0i.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Khi tham gia lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m tr\u1ea3 cho c\u00e1c chi ph\u00ed trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb tai n\u1ea1n, s\u1ef1 c\u1ed1 chuy\u1ebfn bay, m\u1ea5t t\u00e0i s\u1ea3n hay c\u00e1c gi\u1ea5y t\u1edd c\u00e1 nh\u00e2n,&#8230;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi t\u1eeb 6 tu\u1ea7n tu\u1ed5i &#8211; 85 tu\u1ed5i. Chi ph\u00ed b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c g\u00f3i nh\u01b0 ph\u1ed5 th\u00f4ng, cao c\u1ea5p.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Phan_loai_cac_loai_bao_hiem_du_lich_theo_doi_tuong_su_dung\"><\/span><b>Ph\u00e2n lo\u1ea1i c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m du l\u1ecbch theo \u0111\u1ed1i t\u01b0\u1ee3ng s\u1eed d\u1ee5ng<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><b>B\u1ea3o hi\u1ec3m du l\u1ecbch theo tour<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m du l\u1ecbch k\u00e8m theo trong c\u00e1c g\u00f3i du l\u1ecbch c\u1ee7a c\u00e1c c\u00f4ng ty l\u1eef h\u00e0nh. Nh\u1eefng c\u00f4ng ty l\u1eef h\u00e0nh khi cung c\u1ea5p c\u00e1c tour du l\u1ecbch cho kh\u00e1ch h\u00e0ng b\u1eaft bu\u1ed9c ph\u1ea3i \u0111\u0103ng k\u00fd c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ti\u1ec1n ph\u00ed b\u1ea3o hi\u1ec3m th\u01b0\u1eddng s\u1ebd \u0111\u01b0\u1ee3c c\u1ed9ng v\u00e0o chi ph\u00ed \u0111i du l\u1ecbch tour b\u1ea1n mua.<\/span><\/p>\n<h4><b>Lo\u1ea1i b\u1ea3o hi\u1ec3m cho doanh nghi\u1ec7p<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">C\u00e1c c\u00f4ng ty c\u00f3 nhu c\u1ea7u c\u1eed nh\u00e2n vi\u00ean \u0111i c\u00f4ng t\u00e1c, \u0111i du l\u1ecbch th\u01b0\u1eddng xuy\u00ean s\u1ebd ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch n\u00e0y. B\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 tham gia g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y theo chuy\u1ebfn \u0111i ho\u1eb7c theo n\u0103m \u0111\u1ec3 v\u1eeba an to\u00e0n l\u1ea1i \u0111\u1ee1 m\u1ea5t th\u1eddi gian.<\/span><\/p>\n<h4><b>Lo\u1ea1i b\u1ea3o hi\u1ec3m du l\u1ecbch nh\u00f3m<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 h\u00ecnh th\u1ee9c mua chung b\u1ea3o hi\u1ec3m. \u0110\u1ed1i t\u01b0\u1ee3ng ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch n\u00e0y l\u00e0 nh\u00f3m kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u d\u00f9ng chung m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o \u0111\u00f3.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mua b\u1ea3o hi\u1ec3m nh\u00f3m \u0111\u00f4ng th\u00ec gi\u00e1 b\u1ea3o hi\u1ec3m c\u00f3 xu h\u01b0\u1edbng c\u00e0ng gi\u1ea3m nhi\u1ec1u.<\/span><\/p>\n<h4><b>B\u1ea3o hi\u1ec3m du l\u1ecbch c\u00e1 nh\u00e2n<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c ch\u1ecdn l\u1ef1a b\u1edfi nhi\u1ec1u c\u00e1 nh\u00e2n, gia \u0111\u00ecnh khi mu\u1ed1n \u0111i du l\u1ecbch t\u1ef1 t\u00fac. L\u00fac n\u00e0y, kh\u00e1ch h\u00e0ng ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 quy\u1ec1n l\u1ee3i ho\u1eb7c h\u1ea1n m\u1ee9c cao \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n t\u1ed1i \u01b0u cho ng\u01b0\u1eddi th\u00e2n.<\/span><\/p>\n<h4><b>Lo\u1ea1i b\u1ea3o hi\u1ec3m cho kh\u00e1ch n\u01b0\u1edbc ngo\u00e0i \u1edf Vi\u1ec7t Nam<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i nh\u1eadp c\u1ea3nh v\u00e0o Vi\u1ec7t Nam, mu\u1ed1n mua b\u1ea3o hi\u1ec3m ph\u00f2ng r\u1ee7i ro.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1eb7c bi\u1ec7t ch\u00fa \u00fd \u0111\u1ebfn th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m cho lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y. Th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c t\u00ednh t\u1eeb khi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u0103ng k\u00fd nh\u1eadp c\u1ea3nh v\u00e0o Vi\u1ec7t Nam. N\u1ebfu kh\u00e1ch h\u00e0ng l\u00e0m xong th\u1ee7 t\u1ee5c xu\u1ea5t c\u1ea3nh tr\u01b0\u1edbc ng\u00e0y h\u1ee3p \u0111\u1ed3ng h\u1ebft h\u1ea1n th\u00ec \u0111\u00f3 c\u0169ng l\u00e0 th\u1eddi gian h\u1ebft h\u1ea1n b\u1ea3o hi\u1ec3m.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Huong_dan_tieu_chi_chon_bao_hiem_du_lich_phu_hop\"><\/span><b>H\u01b0\u1edbng d\u1eabn ti\u00eau ch\u00ed ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter size-large wp-image-71148\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/huong-dan-chon-bao-hiem-du-lich-phu-hop-1024x683.jpg\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/huong-dan-chon-bao-hiem-du-lich-phu-hop-1024x683.jpg 1024w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/huong-dan-chon-bao-hiem-du-lich-phu-hop-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/huong-dan-chon-bao-hiem-du-lich-phu-hop-768x512.jpg 768w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/huong-dan-chon-bao-hiem-du-lich-phu-hop.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Dat_cac_cau_hoi\"><\/span><b>1. \u0110\u1eb7t c\u00e1c c\u00e2u h\u1ecfi\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">B\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 \u0111\u1eb7t c\u00e2u h\u1ecfi cho nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ea7n thi\u1ebft. Th\u1ebf nh\u01b0ng tr\u01b0\u1edbc h\u1ebft, b\u1ea1n c\u1ea7n t\u1ef1 h\u1ecfi ch\u00ednh m\u00ecnh v\u00e0 b\u1ea1n \u0111\u1ed3ng h\u00e0nh (n\u1ebfu c\u00f3) v\u1ec1 nh\u1eefng nhu c\u1ea7u c\u1ea7n thi\u1ebft:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ee9c \u0111\u1ed9 b\u1ed3i th\u01b0\u1eddng cho nh\u1eefng r\u1ee7i ro b\u1ea1n mong mu\u1ed1n l\u00e0 bao nhi\u00eau? \u0110i\u1ec1u n\u00e0y s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn g\u00f3i b\u1ea3o hi\u1ec3m m\u00e0 b\u1ea1n n\u00ean ch\u1ecdn.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea1n ch\u1ec9 \u0111i du l\u1ecbch \u0111\u01a1n gi\u1ea3n v\u1edbi m\u1ed9t chuy\u1ebfn bay t\u1edbi \u0111i\u1ec3m \u0111\u1ebfn hay c\u00f3 chuy\u1ebfn \u0111i n\u1ed1i ti\u1ebfp nhi\u1ec1u \u0111\u1ecba \u0111i\u1ec3m li\u00ean t\u1ee5c. N\u1ebfu ch\u1ec9 c\u1ea7n bay t\u1edbi m\u1ed9t \u0111i\u1ec3m \u0111\u00edch, b\u1ea1n c\u00f3 kh\u1ea3 n\u0103ng m\u1ea5t \u00edt chi ph\u00ed cho ti\u1ec1n v\u00e9 v\u00e0 ch\u1ed7 \u1edf h\u01a1n nh\u1eefng ng\u01b0\u1eddi \u0111i \u0111\u1ebfn nhi\u1ec1u \u0111\u1ecba \u0111i\u1ec3m kh\u00e1c nhau trong c\u00f9ng chuy\u1ebfn \u0111i. L\u00fac n\u00e0y, b\u1ea1n c\u1ea7n \u0111\u1ec3 \u00fd \u0111\u1ebfn m\u1ee9c quy\u1ec1n l\u1ee3i cho h\u1ee7y\/ho\u00e3n chuy\u1ebfn bay.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea1n mu\u1ed1n thu\u00ea xe h\u01a1i \u0111\u1ec3 di chuy\u1ec3n trong l\u00fac \u0111i ch\u01a1i? Khi \u0111\u00f3 b\u1ea1n n\u00ean \u0111\u0103ng k\u00fd b\u1ed5 sung th\u00eam b\u1ea3o hi\u1ec3m thi\u1ec7t h\u1ea1i cho xe thu\u00ea.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea1n mu\u1ed1n du l\u1ecbch nhi\u1ec1u chuy\u1ebfn trong n\u0103m? H\u00e3y l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch h\u00e0ng n\u0103m \u0111\u1ec3 ti\u1ebft ki\u1ec7m ti\u1ec1n h\u01a1n so v\u1edbi vi\u1ec7c mua ri\u00eang l\u1ebb b\u1ea3o hi\u1ec3m cho t\u1eebng chuy\u1ebfn.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">H\u00e3y lu\u00f4n nh\u1edb r\u1eb1ng b\u1ea1n lu\u00f4n c\u00f3 th\u1eddi gian \u0111\u1ec3 ki\u1ec3m tra l\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m du l\u1ecbch tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh c\u00f3 mua hay kh\u00f4ng. N\u1ebfu b\u1ea1n mu\u1ed1n thay \u0111\u1ed5i ch\u00ednh s\u00e1ch v\u00e0 quy\u1ec1n l\u1ee3i, h\u00e3y li\u00ean l\u1ea1c v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 th\u1ea3o lu\u1eadn l\u1ea1i. M\u1ed9t s\u1ed1 nh\u00e0 cung c\u1ea5p s\u1eb5n s\u00e0ng \u0111i\u1ec1u ch\u1ec9nh ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u1ee7a b\u1ea1n.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_So_sanh_cac_goi_bao_hiem_de_chon_bao_hiem_du_lich\"><\/span><b>2. So s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ec3 ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">C\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c m\u1ed9t b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p l\u00e0 b\u1ea1n xem x\u00e9t k\u1ef9 l\u01b0\u1ee1ng v\u00e0o t\u1eebng ch\u00ednh s\u00e1ch v\u00e0 so s\u00e1nh m\u1ee9c quy\u1ec1n l\u1ee3i gi\u1eefa c\u00e1c g\u00f3i kh\u00e1c nhau. Sau khi li\u1ec7t k\u00ea v\u00e0 t\u00ecm ki\u1ebfm nh\u1eefng \u0111i\u1ec3m kh\u00e1c bi\u1ec7t, b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng \u0111\u01b0a ra s\u1ef1 l\u1ef1a ch\u1ecdn.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu v\u1eabn c\u00f2n \u0111i\u1ec1u g\u00ec th\u1eafc m\u1eafc v\u1ec1 nh\u1eefng quy\u1ec1n l\u1ee3i trong b\u1ea3o hi\u1ec3m, b\u1ea1n c\u00f3 th\u1ec3 li\u00ean l\u1ea1c v\u1edbi s\u1ed1 \u0111i\u1ec7n tho\u1ea1i \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 nh\u1edd t\u01b0 v\u1ea5n chi ti\u1ebft. Vi\u1ec7c n\u00e0y gi\u00fap b\u1ea1n tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng sai l\u1ea7m kh\u00f4ng \u0111\u00e1ng c\u00f3.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Cach_chon_bao_hiem_du_lich_phu_hop_Doc_that_ky_hop_dong_bao_hiem\"><\/span><b>3. C\u00e1ch ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p: \u0110\u1ecdc th\u1eadt k\u1ef9 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" class=\"aligncenter size-large wp-image-71145\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/doc-that-ky-hop-dong-bao-hiem-1024x683.jpg\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/doc-that-ky-hop-dong-bao-hiem-1024x683.jpg 1024w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/doc-that-ky-hop-dong-bao-hiem-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/doc-that-ky-hop-dong-bao-hiem-768x512.jpg 768w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/doc-that-ky-hop-dong-bao-hiem.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">C\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd cung c\u1ea5p m\u1ed9t b\u1ea3n h\u1ee3p \u0111\u1ed3ng sau khi b\u1ea1n c\u00f3 nhu c\u1ea7u mua b\u1ea3o hi\u1ec3m du l\u1ecbch. Vi\u1ec7c b\u1ea1n c\u1ea7n l\u00e0m \u0111\u00f3 l\u00e0 xem x\u00e9t v\u00e0 t\u00ecm hi\u1ec3u k\u1ef9 c\u00e1c ch\u00ednh s\u00e1ch, bao g\u1ed3m c\u1ea3 nh\u1eefng lo\u1ea1i tr\u1eeb kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng. \u0110\u00e2y c\u0169ng l\u00e0 c\u00e1ch gi\u00fap b\u1ea1n s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m hi\u1ec7u qu\u1ea3 v\u00e0 kh\u00f4ng b\u1ecb b\u1ea5t ng\u1edd trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i ho\u00e0n chi ph\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m lu\u00f4n khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng n\u00eau ra nh\u1eefng th\u1eafc m\u1eafc, t\u00ecm hi\u1ec3u k\u1ef9 v\u00e0 \u0111\u1ea7y \u0111\u1ee7 c\u00e1c ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m du l\u1ecbch.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111ang b\u0103n kho\u0103n v\u1ec1 vi\u1ec7c c\u00e1ch ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch uy t\u00edn, b\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc ch\u1ecdn l\u1ef1a <\/span><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-du-lich\/\"><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam<\/span><\/a><span style=\"font-weight: 400;\">. Ch\u00fang t\u00f4i cung c\u1ea5p c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng y\u00eau c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a kh\u00e1ch h\u00e0ng. Cho d\u00f9 l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho c\u00e1 nh\u00e2n b\u1ea1n, cho gia \u0111\u00ecnh b\u1ea1n ho\u1eb7c doanh nghi\u1ec7p c\u1ee7a b\u1ea1n, ch\u00fang t\u00f4i \u1edf \u0111\u00e2y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Chon_bao_hiem_du_lich_co_hieu_luc_tai_nhieu_quoc_gia_lanh_tho\"><\/span><b>4. Ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 hi\u1ec7u l\u1ef1c t\u1ea1i nhi\u1ec1u qu\u1ed1c gia, l\u00e3nh th\u1ed5<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">M\u1ed9t trong c\u00e1c l\u01b0u \u00fd quan tr\u1ecdng khi ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 b\u1ea1n n\u00ean ch\u1ecdn c\u00e1c b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c \u1edf nhi\u1ec1u qu\u1ed1c gia, l\u00e3nh th\u1ed5. \u0110\u1eb7c bi\u1ec7t ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c t\u1ea1i nh\u1eefng qu\u1ed1c gia m\u00e0 b\u1ea1n hay \u0111\u1ebfn.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">H\u1ea7u h\u1ebft c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf \u0111\u1ec1u \u00e1p d\u1ee5ng tr\u00ean ph\u1ea1m vi to\u00e0n c\u1ea7u n\u00ean b\u1ea1n c\u00f3 th\u1ec3 y\u00ean t\u00e2m.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Co_bao_hiem_tai_nan_cho_than_the_benh_cap_tinh\"><\/span><b>5. C\u00f3 <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-tai-nan-la-gi\/\">b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a> cho th\u00e2n th\u1ec3, b\u1ec7nh c\u1ea5p t\u00ednh<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">C\u1ea7n ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 b\u1ea3o \u0111\u1ea3m quy\u1ec1n l\u1ee3i v\u1ec1 th\u00e2n th\u1ec3 khi x\u1ea3y ra tai n\u1ea1n. \u0110\u1ed3ng th\u1eddi b\u1ea1n c\u0169ng ph\u1ea3i \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 b\u1ec7nh vi\u1ec7n cho c\u00e1c b\u1ec7nh c\u1ea5p t\u00ednh b\u1ea1n m\u1eafc ph\u1ea3i.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Chon_bao_hiem_du_lich_co_cung_cap_dich_vu_247\"><\/span><b>6. Ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 cung c\u1ea5p d\u1ecbch v\u1ee5 24\/7<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">C\u1ea7n mua c\u00e1c b\u1ea3o hi\u1ec3m cung c\u1ea5p d\u1ecbch v\u1ee5 24\/7. B\u1edfi nh\u01b0 v\u1eady khi g\u1eb7p r\u1ee7i ro \u0111\u1ed9t ng\u1ed9t, b\u1ea1n c\u00f3 th\u1ec3 li\u00ean h\u1ec7 cho nh\u00e2n vi\u00ean b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1ea5t k\u1ec3 th\u1eddi gian n\u00e0o trong ng\u00e0y. \u0110\u1eb7c bi\u1ec7t l\u00e0 trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u1edf n\u01b0\u1edbc ngo\u00e0i l\u1ec7ch m\u00fai gi\u1edd.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Bao_hiem_cho_tai_san_tranh_mat_mat_hu_hong\"><\/span><b>7. B\u1ea3o hi\u1ec3m cho t\u00e0i s\u1ea3n tr\u00e1nh m\u1ea5t m\u00e1t, h\u01b0 h\u1ecfng<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Vi\u1ec7c mua <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-tai-san\/\">b\u1ea3o hi\u1ec3m cho t\u00e0i s\u1ea3n<\/a> c\u00f3 gi\u00e1 tr\u1ecb l\u00e0 m\u1ed9t trong nh\u1eefng \u0111i\u1ec1u c\u1ea7n thi\u1ebft nh\u1ea5t khi mua b\u1ea3o hi\u1ec3m. B\u1edfi tr\u01b0\u1eddng h\u1ee3p b\u1ea1n hay \u0111i du l\u1ecbch, c\u00f4ng t\u00e1c, vi\u1ec7c g\u1eb7p r\u1ee7i ro t\u00e0i s\u1ea3n l\u00e0 r\u1ea5t cao.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00ec v\u1eady mua b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n l\u00e0 c\u1ef1c k\u1ef3 c\u1ea7n thi\u1ebft \u0111\u1ec3 tr\u00e1nh c\u00e1c r\u1ee7i ro kh\u00f4ng \u0111\u00e1ng c\u00f3.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Kinh_nghiem_mua_bao_hiem_du_lich_%E2%80%93_Chon_gioi_han_cao_hon_cho_bao_hiem_gia_tri_lon_hon\"><\/span><b>8. Kinh nghi\u1ec7m mua b\u1ea3o hi\u1ec3m du l\u1ecbch &#8211; Ch\u1ecdn gi\u1edbi h\u1ea1n cao h\u01a1n cho b\u1ea3o hi\u1ec3m gi\u00e1 tr\u1ecb l\u1edbn h\u01a1n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n c\u00e0ng l\u1edbn th\u00ec c\u00e0ng n\u00ean mua b\u1ea3o hi\u1ec3m gi\u00e1 tr\u1ecb c\u00e0ng cao. B\u1edfi nh\u01b0 v\u1eady m\u1ee9c chi tr\u1ea3 c\u1ee7a b\u1ea3o hi\u1ec3m m\u1edbi ph\u00f9 h\u1ee3p v\u1edbi gi\u00e1 tr\u1ecb c\u1ee7a t\u00e0i s\u1ea3n.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Bao_hiem_cho_cac_truong_hop_bat_kha_khang_o_quoc_gia_den_thien_tai_khung_bo%E2%80%A6\"><\/span><b>9. B\u1ea3o hi\u1ec3m cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ea5t kh\u1ea3 kh\u00e1ng \u1edf qu\u1ed1c gia \u0111\u1ebfn (thi\u00ean tai, kh\u1ee7ng b\u1ed1,&#8230;)<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" class=\"aligncenter size-large wp-image-71143\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/cach-chon-bao-hiem-co-cac-chi-phi-den-rui-ro-bat-kha-khang-1024x683.jpg\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/cach-chon-bao-hiem-co-cac-chi-phi-den-rui-ro-bat-kha-khang-1024x683.jpg 1024w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/cach-chon-bao-hiem-co-cac-chi-phi-den-rui-ro-bat-kha-khang-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/cach-chon-bao-hiem-co-cac-chi-phi-den-rui-ro-bat-kha-khang-768x512.jpg 768w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2020\/11\/cach-chon-bao-hiem-co-cac-chi-phi-den-rui-ro-bat-kha-khang.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh c\u00e1c r\u1ee7i ro ph\u1ed5 bi\u1ebfn, c\u00f2n c\u00f3 th\u1ec3 c\u00f3 c\u00e1c r\u1ee7i ro l\u1edbn &#8211; c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ea5t kh\u1ea3 kh\u00e1ng nh\u01b0 thi\u00ean tai, \u0111\u1ea3o ch\u00ednh,&#8230;\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Khi g\u1eb7p nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0y, <a href=\"https:\/\/pacificcross.com.vn\/vi\/ban-co-the-huy-bao-hiem-du-lich-hay-khong\/\">kh\u1ea3 n\u0103ng h\u1ee7y chuy\u1ebfn<\/a> c\u1ee7a c\u00e1c b\u1ea1n s\u1ebd c\u1ef1c k\u1ef3 cao.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Chi_phi_bao_hiem_bao_gom_chi_phi_cho_cac_dang_tai_nan\"><\/span><b>10. Chi ph\u00ed b\u1ea3o hi\u1ec3m bao g\u1ed3m chi ph\u00ed cho c\u00e1c d\u1ea1ng tai n\u1ea1n\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u0110i du l\u1ecbch c\u00f3 kh\u1ea3 n\u0103ng g\u1eb7p c\u00e1c tai n\u1ea1n trong chuy\u1ebfn \u0111i cao. V\u00ec v\u1eady g\u00f3i b\u1ea3o hi\u1ec3m cho b\u1ea1n v\u00e0 gia \u0111\u00ecnh \u0111\u1ec3 chi tr\u1ea3 cho tai n\u1ea1n l\u00e0 c\u1ef1c k\u1ef3 c\u1ea7n thi\u1ebft. Nh\u1edd \u0111\u00f3 \u0111\u1ec1n b\u00f9 ph\u1ea7n l\u1edbn chi ph\u00ed tai n\u1ea1n xe c\u1ed9, m\u1ea5t \u0111\u1ed3, tr\u1ec5 xe,..<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Loi_ket\"><\/span><b>L\u1eddi k\u1ebft<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Tr\u00ean \u0111\u00e2y l\u00e0 c\u00e1c th\u00f4ng tin v\u1ec1 c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m v\u00e0 ti\u00eau ch\u00ed ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch chi ti\u1ebft, ch\u00ednh x\u00e1c nh\u1ea5t. Hi v\u1ecdng qua \u0111\u00f3 c\u00e1c b\u1ea1n s\u1ebd an t\u00e2m di chuy\u1ec3n trong c\u00e1c chuy\u1ebfn \u0111i.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam cung c\u1ea5p c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng y\u00eau c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a kh\u00e1ch h\u00e0ng. Cho d\u00f9 l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho c\u00e1 nh\u00e2n b\u1ea1n, cho gia \u0111\u00ecnh b\u1ea1n ho\u1eb7c doanh nghi\u1ec7p c\u1ee7a b\u1ea1n, ch\u00fang t\u00f4i \u1edf \u0111\u00e2y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed, \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 th\u00f4ng tin b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, anh ch\u1ecb c\u00f3 th\u1ec3 \u0111\u1ec3 l\u1ea1i th\u00f4ng tin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed <\/span><a href=\"https:\/\/share.hsforms.com\/1lPp7cGPVQeeKMi_bJLbaAwd0ctp\"><span style=\"font-weight: 400;\">T\u1ea0I \u0110\u00c2Y<\/span><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00e1c ti\u00eau ch\u00ed \u0111\u1ec3 ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch hi\u1ec7n \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m, nh\u1ea5t l\u00e0 \u0111\u1ed1i v\u1edbi nh\u1eefng ai th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch hay \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i. B\u1edfi l\u1ebd c\u00e1c d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m l\u00e0 bi\u1ec7n ph\u00e1p \u0111\u1ea3m b\u1ea3o an to\u00e0n t\u1ed1t nh\u1ea5t gi\u00fap ta c\u00f3 \u0111\u01b0\u1ee3c chi ph\u00ed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2557,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[794],"tags":[1200,1197,1199,1198],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/2554"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=2554"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/2554\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/2557"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=2554"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=2554"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=2554"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}