{"id":27413,"date":"2023-01-02T07:00:36","date_gmt":"2023-01-02T00:00:36","guid":{"rendered":"https:\/\/pacificcross.com.vn\/?p=27413"},"modified":"2023-02-26T20:55:01","modified_gmt":"2023-02-26T13:55:01","slug":"bao-hiem-nhan-tho","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-nhan-tho\/","title":{"rendered":"B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec ? C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd kh\u00f4ng?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e34ff0f12ea\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e34ff0f12ea\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-nhan-tho\/#1_Bao_hiem_nhan_tho_la_gi_Hoat_dong_nhu_the_nao\" >1. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec? Ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-nhan-tho\/#2_Co_bao_nhieu_loai_bao_hiem_nhan_tho\" >2. C\u00f3 bao nhi\u00eau lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-nhan-tho\/#3_Ai_nen_mua_bao_hiem_nhan_tho\" >3. Ai n\u00ean mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-nhan-tho\/#4_Quyen_va_loi_ich_khi_tham_gia\" >4. Quy\u1ec1n v\u00e0 l\u1ee3i \u00edch khi tham gia\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-nhan-tho\/#5_Can_nhac_truoc_khi_mua_bao_hiem_nhan_tho\" >5. C\u00e2n nh\u1eafc tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n<p><em>C\u1eadp nh\u1eadt : 2\/1\/2023<\/em><\/p>\n<p style=\"text-align: justify;\"><b><i>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n l\u00e2u d\u00e0i, h\u01b0\u1edbng \u0111\u1ebfn nh\u1eefng d\u1ef1 \u0111\u1ecbnh trong t\u01b0\u01a1ng lai. \u0110\u1ec3 hi\u1ec3u h\u01a1n v\u1ec1 ch\u00ednh s\u00e1ch quy\u1ec1n l\u1ee3i c\u0169ng nh\u01b0 c\u00e1c l\u01b0u \u00fd quan tr\u1ecdng tr\u01b0\u1edbc khi tham gia lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y, m\u1eddi b\u1ea1n tham kh\u1ea3o th\u00f4ng tin chi ti\u1ebft trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y.\u00a0<\/i><\/b><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1_Bao_hiem_nhan_tho_la_gi_Hoat_dong_nhu_the_nao\"><\/span><b>1. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec? Ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\"><strong>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/strong> l\u00e0 m\u1ed9t h\u1ee3p \u0111\u1ed3ng gi\u1eefa ng\u01b0\u1eddi mua v\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u1ec1 quy\u1ec1n l\u1ee3i v\u00e0 ngh\u0129a v\u1ee5 h\u1ee3p \u0111\u1ed3ng gi\u1eefa 2 b\u00ean. M\u1ee5c \u0111\u00edch ra \u0111\u1eddi c\u1ee7a lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y l\u00e0 \u0111\u1ec3 b\u1ea3o v\u1ec7 con ng\u01b0\u1eddi tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro li\u00ean quan \u0111\u1ebfn s\u1ee9c kh\u1ecfe ho\u1eb7c thi\u1ec7t h\u1ea1i v\u1ec1 th\u00e2n th\u1ec3, t\u00ednh m\u1ea1ng. Ngo\u00e0i ra, tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u0169ng l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0 sinh l\u1ee3i hi\u1ec7u qu\u1ea3 cho t\u01b0\u01a1ng lai.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">V\u1ec1 c\u01a1 b\u1ea3n, c\u00e1c kho\u1ea3n ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u1ecbnh k\u1ef3 c\u1ee7a ng\u01b0\u1eddi mua s\u1ebd \u0111\u01b0\u1ee3c t\u00edch l\u0169y v\u00e0 sinh l\u00e3i theo th\u1eddi gian. Khi \u0111\u1ebfn m\u1ed9t k\u1ef3 h\u1ea1n nh\u1ea5t \u0111\u1ecbnh (\u0111\u01b0\u1ee3c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 trong h\u1ee3p \u0111\u1ed3ng) ho\u1eb7c trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m g\u1eb7p r\u1ee7i ro n\u1eb1m trong quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00ec s\u1ed1 ti\u1ec1n n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 cho ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">C\u00e1c b\u00ean tham gia h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m th\u01b0\u1eddng bao g\u1ed3m:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>C\u00f4ng ty b\u1ea3o hi\u1ec3m:<\/b><span style=\"font-weight: 400;\"> t\u1ed5 ch\u1ee9c cung c\u1ea5p ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt c\u00f4ng nh\u1eadn.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>B\u00ean mua b\u1ea3o hi\u1ec3m: <\/b><span style=\"font-weight: 400;\">l\u00e0 c\u00e1c c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 ch\u1ecbu tr\u00e1ch nhi\u1ec7m \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m: <\/b><span style=\"font-weight: 400;\">l\u00e0 c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.\u00a0<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><b>Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng: <\/b><span style=\"font-weight: 400;\">l\u00e0 c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c b\u00ean <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-la-gi\/\">mua b\u1ea3o hi\u1ec3m<\/a> ch\u1ec9 \u0111\u1ecbnh \u0111\u1ec3 nh\u1eadn ti\u1ec1n b\u1ea3o hi\u1ec3m. Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng c\u0169ng c\u00f3 th\u1ec3 l\u00e0 b\u00ean mua b\u1ea3o hi\u1ec3m ho\u1eb7c ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. B\u00ean mua b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 thay \u0111\u1ed5i ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m trong l\u00fac h\u1ee3p \u0111\u1ed3ng c\u00f2n th\u1eddi h\u1ea1n.<\/span><\/p>\n<div id=\"attachment_33384\" style=\"width: 1010px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-33384\" loading=\"lazy\" class=\"wp-image-33384 size-full\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-tho-la-gi-1.jpg\" alt=\"B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec? Nh\u1eefng quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi tham gia\" width=\"1000\" height=\"667\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-tho-la-gi-1.jpg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-tho-la-gi-1-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-tho-la-gi-1-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><p id=\"caption-attachment-33384\" class=\"wp-caption-text\"><em>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec? Nh\u1eefng quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi tham gia <\/em><\/p><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2_Co_bao_nhieu_loai_bao_hiem_nhan_tho\"><\/span><b>2. C\u00f3 bao nhi\u00eau lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">X\u00e9t theo nhi\u1ec1u kh\u00eda c\u1ea1nh, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd hi\u1ec7n nay \u0111\u01b0\u1ee3c chia th\u00e0nh nhi\u1ec1u nghi\u1ec7p v\u1ee5 nh\u1ecf kh\u00e1c nhau. Trong \u0111\u00f3 c\u00f3 7 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n nh\u01b0 sau:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-sinh-ky-la-gi\/\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m sinh k\u1ef3<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m t\u1eed k\u1ef3<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m tr\u1ecdn \u0111\u1eddi<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m h\u1ed7n h\u1ee3p<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m tr\u1ea3 ti\u1ec1n \u0111\u1ecbnh k\u1ef3<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-huu-tri\/\">B\u1ea3o hi\u1ec3m h\u01b0u tr\u00ed<\/a>.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">M\u1ed7i lo\u1ea1i b\u1ea3o hi\u1ec3m tr\u00ean c\u00f3 nh\u1eefng t\u00e1c d\u1ee5ng v\u00e0 quy\u1ec1n l\u1ee3i ri\u00eang bi\u1ec7t ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng nhu c\u1ea7u kh\u00e1c nhau c\u1ee7a b\u1ea1n.\u00a0<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3_Ai_nen_mua_bao_hiem_nhan_tho\"><\/span><b>3. Ai n\u00ean mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd?<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">D\u01b0\u1edbi \u0111\u00e2y s\u1ebd l\u00e0 3 nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng n\u00ean xem x\u00e9t vi\u1ec7c mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c c\u1eb7p v\u1ee3 ch\u1ed3ng c\u00f3 con nh\u1ecf<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tr\u1ee5 c\u1ed9t kinh t\u1ebf gia \u0111\u00ecnh\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi l\u1edbn tu\u1ed5i, s\u1ee9c kh\u1ecfe kh\u00f4ng \u0111\u1ea3m b\u1ea3o, d\u1ec5 m\u1eafc c\u00e1c b\u1ec7nh n\u1ec1n<\/span><\/li>\n<\/ul>\n<div id=\"attachment_27416\" style=\"width: 1010px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-27416\" loading=\"lazy\" class=\"wp-image-27416 size-full\" style=\"font-size: 16px;\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-tho-2.jpg\" alt=\"N\u00ean tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u1ec3 b\u1ea3o v\u1ec7 cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh\" width=\"1000\" height=\"563\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-tho-2.jpg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-tho-2-300x169.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-tho-2-768x432.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><p id=\"caption-attachment-27416\" class=\"wp-caption-text\"><em>N\u00ean tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u1ec3 b\u1ea3o v\u1ec7 cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh<\/em><\/p><\/div>\n<div class=\"mceTemp\"><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"4_Quyen_va_loi_ich_khi_tham_gia\"><\/span><b>4. Quy\u1ec1n v\u00e0 l\u1ee3i \u00edch khi tham gia\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n. Ngo\u00e0i ra, <a href=\"https:\/\/pacificcross.com.vn\/vi\/loi-ich-cua-bao-hiem-nhan-tho\/\">l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/a> kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf kh\u1ea3 n\u0103ng b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh. C\u1ee5 th\u1ec3 h\u01a1n, khi tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, b\u1ea1n v\u00e0 ng\u01b0\u1eddi th\u00e2n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c quy\u1ec1n v\u00e0 l\u1ee3i \u00edch nh\u01b0:\u00a0<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ea3m b\u1ea3o cho b\u1ea1n c\u00f3 d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe chu \u0111\u00e1o, \u0111\u1ea3m b\u1ea3o an to\u00e0n t\u00e0i ch\u00ednh n\u1ebfu x\u1ea3y ra nh\u1eefng tr\u01b0\u1eddng kh\u00f4ng may nh\u01b0: m\u1eafc b\u1ec7nh hi\u1ec3m ngh\u00e8o, th\u01b0\u01a1ng t\u1eadt to\u00e0n b\u1ed9 v\u00e0 th\u1eadm ch\u00ed t\u1eed vong.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L\u00e0 h\u00ecnh th\u1ee9c t\u00edch gi\u00fap l\u0169y v\u00e0 l\u1eadp k\u1ebf ho\u1ea1ch \u0111\u1ec3 t\u1eadp trung v\u00e0o d\u1ef1 \u0111\u1ecbnh cho t\u01b0\u01a1ng lai nh\u01b0: cho con du h\u1ecdc, mua nh\u00e0, mua xe hay t\u1eadn h\u01b0\u1edfng cu\u1ed9c s\u1ed1ng khi v\u1ec1 h\u01b0u,\u2026<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">H\u1ed7 tr\u1ee3 c\u00e1c chi ph\u00ed y t\u1ebf: kh\u00e1m ch\u1eefa b\u1ec7nh, ph\u1eabu thu\u1eadt,\u2026<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ea3m b\u1ea3o cho ng\u01b0\u1eddi th\u00e2n trong gia \u0111\u00ecnh, thanh to\u00e1n n\u1ee3 khi ng\u01b0\u1eddi tr\u1ee5 c\u1ed9t kh\u00f4ng may g\u1eb7p r\u1ee7i ro.<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"5_Can_nhac_truoc_khi_mua_bao_hiem_nhan_tho\"><\/span><b>5. C\u00e2n nh\u1eafc tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, b\u1ea1n c\u1ea7n l\u01b0u \u00fd nh\u1eefng \u0111i\u1ec1u sau:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/cong-ty-bao-hiem-suc-khoe-uy-tin-tai-viet-nam\/\">Ch\u1ecdn c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn<\/a>.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch v\u00e0 nhu c\u1ea7u c\u1ee7a b\u1ea3n th\u00e2n nh\u1ea5t.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e2n nh\u1eafc t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u00ecm hi\u1ec3u th\u1ee7 t\u1ee5c h\u1ee3p \u0111\u1ed3ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u00ecm hi\u1ec3u k\u1ef9 c\u00e1c quy\u1ec1n l\u1ee3i c\u1ee7a h\u1ee3p \u0111\u1ed3ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110i\u1ec1n t\u1edd khai th\u00f4ng tin ch\u00ednh x\u00e1c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c tr\u01b0\u1eddng h\u1ee3p chi tr\u1ea3, b\u1ed3i th\u01b0\u1eddng c\u00f3 trong h\u1ee3p \u0111\u1ed3ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ph\u00ed b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 th\u1eddi gian \u0111\u00f3ng ph\u00ed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1ch th\u1ee9c h\u1ee7y h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c \u0111i\u1ec3m lo\u1ea1i tr\u1eeb b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ngo\u00e0i ra, n\u1ebfu b\u1ea1n th\u1eafc m\u1eafc b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd n\u00e0o t\u1ed1t v\u00e0 \u0111ang lo ng\u1ea1i v\u1ec1 t\u00ecnh h\u00ecnh s\u1ee9c kh\u1ecfe b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh th\u00ec c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc s\u1eed d\u1ee5ng c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u1ee7a c\u00f4ng ty Pacific Cross Vi\u1ec7t Nam.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u0110\u1ebfn v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 t\u1ea1i Pacific Cross Vi\u1ec7t Nam, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m \u0111a d\u1ea1ng, \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf ri\u00eang cho t\u1eebng y\u00eau c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch kh\u00e1c nhau c\u1ee7a kh\u00e1ch h\u00e0ng.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ch\u00fang t\u00f4i lu\u00f4n mong mu\u1ed1n \u0111\u01b0\u1ee3c san s\u1ebb n\u1ed7i ni\u1ec1m v\u00e0 mang \u0111\u1ebfn nh\u1eefng tr\u1ea3i nghi\u1ec7m t\u1ed1t nh\u1ea5t cho qu\u00fd kh\u00e1ch h\u00e0ng. Pacific Cross Vi\u1ec7t Nam \u0111\u1ea3m b\u1ea3o ch\u00ednh s\u00e1ch minh b\u1ea1ch v\u00e0 th\u1eddi gian ho\u00e0n ti\u1ec1n nhanh ch\u00f3ng, gi\u00fap b\u1ea1n v\u00e0 ng\u01b0\u1eddi th\u00e2n an t\u00e2m khi l\u1ef1a ch\u1ecdn. \u0110\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n chi ti\u1ebft nh\u1ea5t v\u1ec1 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho c\u00e1 nh\u00e2n, gia \u0111\u00ecnh ho\u1eb7c doanh nghi\u1ec7p h\u00e3y li\u00ean h\u1ec7 ngay v\u1edbi ch\u00fang t\u00f4i b\u1ea1n nh\u00e9!<\/span><\/p>\n<h2 style=\"text-align: justify;\"><a style=\"font-size: 16px;\" href=\"https:\/\/landing.pacificcross.com.vn\/suc-khoe-cho-gia-dinh\/\"><img loading=\"lazy\" class=\"aligncenter size-full wp-image-27401\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/Health-Insurance.png\" alt=\"\" width=\"1000\" height=\"785\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/Health-Insurance.png 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/Health-Insurance-300x236.png 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/Health-Insurance-768x603.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/a><\/h2>\n<p><strong>C\u00e1c b\u00e0i vi\u1ebft li\u00ean quan b\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m :<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/ban-co-nen-mua-bao-hiem-du-lich-khi-da-co-bao-hiem-suc-khoe\/\">B\u1ea1n c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch khi \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe\/\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 g\u00ec? C\u00e1c quy\u1ec1n l\u1ee3i khi s\u1edf h\u1eefu g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-suc-khoe-cho-nguoi-gia\/\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe cho ng\u01b0\u1eddi gi\u00e0 n\u00ean mua c\u1ee7a h\u00e3ng n\u00e0o?<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><em><b>Ngu\u1ed3n tham kh\u1ea3o:<\/b><\/em><\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"font-weight: 400;\">What is Life Insurance and how is it helpful?<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.iciciprulife.com\/insurance-library\/insurance-basics\/benefits-of-life-insurance.html\"><span style=\"font-weight: 400;\">https:\/\/www.iciciprulife.com\/insurance-library\/insurance-basics\/benefits-of-life-insurance.html<\/span><\/a><\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"font-weight: 400;\">Life Insurance Guide to Policies and Companies<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.investopedia.com\/terms\/l\/lifeinsurance.asp\"><span style=\"font-weight: 400;\">https:\/\/www.investopedia.com\/terms\/l\/lifeinsurance.asp<\/span><\/a><\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"font-weight: 400;\">What is life insurance, and how does it work?<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.guardianlife.com\/life-insurance\/what-is-life-insurance\"><span style=\"font-weight: 400;\">https:\/\/www.guardianlife.com\/life-insurance\/what-is-life-insurance<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u1eadp nh\u1eadt : 2\/1\/2023 B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n l\u00e2u d\u00e0i, h\u01b0\u1edbng \u0111\u1ebfn nh\u1eefng d\u1ef1 \u0111\u1ecbnh trong t\u01b0\u01a1ng lai. \u0110\u1ec3 hi\u1ec3u h\u01a1n v\u1ec1 ch\u00ednh s\u00e1ch quy\u1ec1n l\u1ee3i c\u0169ng nh\u01b0 c\u00e1c l\u01b0u \u00fd quan tr\u1ecdng tr\u01b0\u1edbc khi tham gia lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y, m\u1eddi b\u1ea1n tham kh\u1ea3o th\u00f4ng [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":27414,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[8],"tags":[1476],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/27413"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=27413"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/27413\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/27414"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=27413"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=27413"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=27413"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}