{"id":27868,"date":"2022-12-28T07:00:50","date_gmt":"2022-12-28T00:00:50","guid":{"rendered":"https:\/\/pacificcross.com.vn\/?p=27868"},"modified":"2022-12-28T20:58:43","modified_gmt":"2022-12-28T13:58:43","slug":"bao-hiem-trach-nhiem-dan-su","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-trach-nhiem-dan-su\/","title":{"rendered":"B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 l\u00e0 g\u00ec? C\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d62dd178df7\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d62dd178df7\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-trach-nhiem-dan-su\/#1_Dinh_nghia_bao_hiem_dan_su\" >1. \u0110\u1ecbnh ngh\u0129a b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-trach-nhiem-dan-su\/#2_Bao_hiem_trach_nhiem_dan_su_co_bat_buoc_khong\" >2. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-trach-nhiem-dan-su\/#3_Loi_ich_khi_tham_gia_bao_hiem_dan_su\" >3. L\u1ee3i \u00edch khi tham gia b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1<\/a><\/li><\/ul><\/nav><\/div>\n<p style=\"text-align: justify;\"><b><i>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00f4ng qu\u00e1 xa l\u1ea1 \u0111\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, nh\u1ea5t l\u00e0 c\u00e1c ch\u1ee7 xe c\u01a1 gi\u1edbi.\u00a0<\/i><\/b><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">V\u1eady kh\u00e1i ni\u1ec7m c\u1ee7a lo\u1ea1i h\u00ecnh n\u00e0y l\u00e0 g\u00ec? C\u00f3 ph\u1ea3i b\u1eaft bu\u1ed9c mua hay kh\u00f4ng? Chi ph\u00ed l\u00e0 bao nhi\u00eau? T\u1ea5t c\u1ea3 s\u1ebd \u0111\u01b0\u1ee3c Pacific Cross Vi\u1ec7t Nam tr\u00ecnh b\u00e0y trong b\u00e0i vi\u1ebft b\u00ean d\u01b0\u1edbi.\u00a0<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1_Dinh_nghia_bao_hiem_dan_su\"><\/span><b>1. \u0110\u1ecbnh ngh\u0129a b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Tr\u01b0\u1edbc khi t\u00ecm hi\u1ec3u b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 l\u00e0 g\u00ec? H\u00e3y c\u00f9ng \u0111\u1ecbnh ngh\u0129a v\u1ec1 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1. \u0110\u00e2y l\u00e0 tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd li\u00ean quan \u0111\u1ebfn t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi vi ph\u1ea1m lu\u1eadt d\u00e2n s\u1ef1, nh\u1eb1m b\u00f9 \u0111\u1eafp nh\u1eefng t\u1ed5n th\u1ea5t cho ng\u01b0\u1eddi b\u1ecb h\u1ea1i v\u1ec1 v\u1eadt ch\u1ea5t v\u00e0 tinh th\u1ea7n. C\u00e1c bi\u1ec7n ph\u00e1p n\u00e0y th\u01b0\u1eddng mang t\u00ednh c\u01b0\u1ee1ng ch\u1ebf v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng s\u1ebd kh\u00e1c nhau t\u00f9y v\u00e0o t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">T\u1eeb \u0111\u00f3, ch\u00fang ta c\u00f3 th\u1ec3 \u0111\u1ecbnh ngh\u0129a b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 l\u00e0: \u201cM\u1ed9t lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m cho tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a c\u00e1 nh\u00e2n ho\u1eb7c t\u1ed5 ch\u1ee9c v\u1edbi b\u00ean th\u1ee9 ba khi x\u1ea3y ra r\u1ee7i ro\u201d. Sau \u0111\u00e2y l\u00e0 nh\u1eefng s\u1ea3n ph\u1ea9m ph\u1ed5 bi\u1ebfn hi\u1ec7n nay tr\u00ean th\u1ecb tr\u01b0\u1eddng:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m c\u1ee7a ch\u1ee7 xe v\u1edbi h\u00e0ng h\u00f3a v\u1eadn chuy\u1ec3n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m c\u1ee7a ch\u1ee7 s\u1eed d\u1ee5ng lao \u0111\u1ed9ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m ch\u1ee7 v\u1eadt nu\u00f4i<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-27869\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-su.jpg\" alt=\"b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 l\u00e0 g\u00ec\" width=\"1000\" height=\"667\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-su.jpg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-su-300x200.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2022\/01\/bao-hiem-nhan-su-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2_Bao_hiem_trach_nhiem_dan_su_co_bat_buoc_khong\"><\/span><b>2. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u0110a s\u1ed1 <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-la-gi\/\">c\u00e1c lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m<\/a> n\u00e0y l\u00e0 t\u1ef1 nguy\u1ec7n, nh\u01b0ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi l\u00e0 b\u1eaft bu\u1ed9c, v\u00ec \u0111\u00e2y l\u00e0 ch\u00ednh s\u00e1ch an sinh x\u00e3 h\u1ed9i c\u1ee7a Nh\u00e0 n\u01b0\u1edbc nh\u1eb1m b\u1ea3o v\u1ec7 n\u1ea1n nh\u00e2n trong v\u1ee5 tai n\u1ea1n giao th\u00f4ng do xe c\u01a1 gi\u1edbi g\u00e2y ra \u0111\u1ed3ng th\u1eddi b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh cho ch\u1ee7 xe c\u01a1 gi\u1edbi tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro b\u1ea5t ng\u1edd.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 03\/2021\/N\u0110-CP v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi, c\u00f3 hi\u1ec7u l\u1ef1c ng\u00e0y 01\/3\/2021, c\u00e1c xe c\u01a1 gi\u1edbi s\u1ebd bao g\u1ed3m:\u00a0<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng c\u01a1 gi\u1edbi \u0111\u01b0\u1eddng b\u1ed9<\/b><span style=\"font-weight: 400;\">: Xe \u00f4 t\u00f4, m\u00e1y k\u00e9o, r\u01a1 mo\u00f3c ho\u1eb7c s\u01a1 mi r\u01a1 mo\u00f3c \u0111\u01b0\u1ee3c k\u00e9o hai ph\u01b0\u01a1ng ti\u1ec7n n\u00e0y. Xe m\u00f4 t\u00f4 hai b\u00e1nh, ba b\u00e1nh; xe g\u1eafn m\u00e1y (k\u1ec3 c\u1ea3 xe m\u00e1y \u0111i\u1ec7n) v\u00e0 c\u00e1c lo\u1ea1i xe c\u00f3 k\u1ebft c\u1ea5u t\u01b0\u01a1ng t\u1ef1 theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Xe m\u00e1y chuy\u00ean d\u00f9ng:<\/b><span style=\"font-weight: 400;\"> xe m\u00e1y thi c\u00f4ng, n\u00f4ng nghi\u1ec7p, l\u00e2m nghi\u1ec7p v\u00e0 c\u00e1c lo\u1ea1i xe \u0111\u1eb7c ch\u1ee7ng kh\u00e1c s\u1eed d\u1ee5ng v\u00e0o m\u1ee5c \u0111\u00edch qu\u1ed1c ph\u00f2ng, an ninh theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Theo \u0110i\u1ec1u 5 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 03\/2021\/N\u0110-CP, ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i c\u1ee7a b\u1ea3o hi\u1ec3m g\u1ed3m:\u00a0<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thi\u1ec7t h\u1ea1i ngo\u00e0i h\u1ee3p \u0111\u1ed3ng v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng v\u00e0 t\u00e0i s\u1ea3n \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 ba do xe c\u01a1 gi\u1edbi g\u00e2y ra<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng c\u1ee7a h\u00e0nh kh\u00e1ch do xe c\u01a1 gi\u1edbi g\u00e2y ra<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Hi\u1ec7u l\u1ef1c b\u1ea3o hi\u1ec3m b\u1eaft \u0111\u1ea7u v\u00e0 k\u1ebft th\u00fac theo th\u1eddi h\u1ea1n ghi tr\u00ean Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m. Trong th\u1eddi h\u1ea1n c\u00f2n hi\u1ec7u l\u1ef1c ghi tr\u00ean Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m, n\u1ebfu c\u00f3 s\u1ef1 chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu xe c\u01a1 gi\u1edbi, m\u1ecdi quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m li\u00ean quan \u0111\u1ebfn tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi c\u0169 v\u1eabn c\u00f2n hi\u1ec7u l\u1ef1c \u0111\u1ed1i v\u1edbi ch\u1ee7 xe c\u01a1 gi\u1edbi m\u1edbi. Th\u1eddi h\u1ea1n c\u1ee7a b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c ghi tr\u00ean gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m, c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y, xe m\u00f4 t\u00f4 hai ho\u1eb7c ba b\u00e1nh, th\u1eddi h\u1ea1n t\u1ed1i thi\u1ec3u l\u00e0 1 n\u0103m v\u00e0 t\u1ed1i \u0111a l\u00e0 3 n\u0103m.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi c\u00e1c xe c\u01a1 gi\u1edbi c\u00f2n l\u1ea1i, th\u1eddi h\u1ea1n t\u1ed1i thi\u1ec3u l\u00e0 1 n\u0103m v\u00e0 th\u1eddi h\u1ea1n t\u1ed1i \u0111a t\u01b0\u01a1ng \u1ee9ng v\u1edbi th\u1eddi h\u1ea1n ki\u1ec3m \u0111\u1ecbnh an to\u00e0n k\u1ef9 thu\u1eadt v\u00e0 b\u1ea3o v\u1ec7 m\u00f4i tr\u01b0\u1eddng \u0111\u1ecbnh k\u1ef3 c\u00f3 th\u1eddi h\u1ea1n tr\u00ean 1 n\u0103m.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Theo Th\u00f4ng t\u01b0 04\/2021\/TT-BTC h\u01b0\u1edbng d\u1eabn Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP, chi ph\u00ed c\u1ee7a m\u1ed9t s\u1ed1 lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c li\u1ec7t k\u00ea nh\u01b0 sau:\u00a0<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u00ed b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe \u00f4 t\u00f4:<\/b><span style=\"font-weight: 400;\"> T\u1eeb 400 ngh\u00ecn \u0111\u1ebfn 2 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ed1i v\u1edbi xe kh\u00f4ng kinh doanh v\u1eadn t\u1ea3i v\u00e0 t\u1eeb 700 ngh\u00ecn \u0111\u1ebfn 5 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ed1i v\u1edbi c\u00e1c lo\u1ea1i xe kinh doanh.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>B\u1ea3o hi\u1ec3m xe m\u00e1y: <\/b><span style=\"font-weight: 400;\">Giao \u0111\u1ed9ng t\u1eeb 50 ngh\u00ecn \u0111\u1ebfn 300 ngh\u00ecn \u0111\u1ed3ng t\u00f9y thu\u1ed9c v\u00e0o lo\u1ea1i xe<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3_Loi_ich_khi_tham_gia_bao_hiem_dan_su\"><\/span><b>3. L\u1ee3i \u00edch khi tham gia b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Tham gia lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n v\u00e0 b\u1ea3n th\u00e2n tr\u01b0\u1edbc nh\u1eefng s\u1ef1 c\u1ed1 kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c v\u00e0 th\u1ec3 hi\u1ec7n tr\u00e1ch nhi\u1ec7m \u0111\u1ed1i v\u1edbi c\u1ed9ng \u0111\u1ed3ng. M\u1ed9t v\u00ed d\u1ee5 v\u1ec1 l\u1ee3i \u00edch khi tham gia b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 l\u00e0:\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">A g\u00e2y tai n\u1ea1n ho\u1eb7c g\u1eb7p s\u1ef1 c\u1ed1 v\u1ec1 xe, con ng\u01b0\u1eddi nh\u01b0ng kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng \u0111\u1ec1n b\u00f9 v\u00e0 c\u00f3 th\u1ec3 r\u01a1i v\u00e0o t\u1ed9i h\u00ecnh s\u1ef1. V\u00ec A \u0111\u00e3 mua b\u1ea3o hi\u1ec3m, n\u00ean c\u00f4ng ty s\u1ebd thay A b\u1ed3i th\u01b0\u1eddng v\u00e0 san s\u1ebb g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh. H\u1ea1n m\u1ee9c t\u1ed1i \u0111a m\u00e0 b\u00ean b\u00e1n c\u00f3 th\u1ec3 thay A chi tr\u1ea3 l\u00e0 100 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5 \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Hy v\u1ecdng b\u00e0i vi\u1ebft tr\u00ean \u0111\u00e3 gi\u00fap b\u1ea1n hi\u1ec3u h\u01a1n b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c l\u00e0 g\u00ec, c\u00f9ng nh\u01b0 quy\u1ebft \u0111\u1ecbnh c\u00f3 n\u00ean mua lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y hay kh\u00f4ng.<\/span><\/p>\n<p>B\u1ea1n c\u00f3 th\u1ec3 h\u1ee9ng<\/p>\n<p style=\"text-align: justify;\"><b>Ngu\u1ed3n tham kh\u1ea3o<\/b><\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.dpjl.com\/en\/business\/civil-liability\"><span style=\"font-weight: 400;\">https:\/\/www.dpjl.com\/en\/business\/civil-liability<\/span><\/a><\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/vksndtc.gov.vn\/tin-tong-hop\/quy-dinh-moi-ve-bao-hiem-bat-buoc-trach-nhiem-dan--d8-t8902.html\"><span style=\"font-weight: 400;\">https:\/\/vksndtc.gov.vn\/tin-tong-hop\/quy-dinh-moi-ve-bao-hiem-bat-buoc-trach-nhiem-dan&#8211;d8-t8902.html<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00f4ng qu\u00e1 xa l\u1ea1 \u0111\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, nh\u1ea5t l\u00e0 c\u00e1c ch\u1ee7 xe c\u01a1 gi\u1edbi.\u00a0 V\u1eady kh\u00e1i ni\u1ec7m c\u1ee7a lo\u1ea1i h\u00ecnh n\u00e0y l\u00e0 g\u00ec? C\u00f3 ph\u1ea3i b\u1eaft bu\u1ed9c mua hay kh\u00f4ng? Chi ph\u00ed l\u00e0 bao nhi\u00eau? T\u1ea5t c\u1ea3 s\u1ebd \u0111\u01b0\u1ee3c Pacific Cross Vi\u1ec7t Nam tr\u00ecnh [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":27871,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[8],"tags":[1514,1515,1516],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/27868"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=27868"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/27868\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/27871"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=27868"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=27868"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=27868"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}