{"id":64264,"date":"2023-01-26T10:00:27","date_gmt":"2023-01-26T03:00:27","guid":{"rendered":"https:\/\/pacificcross.com.vn\/?p=64264"},"modified":"2023-05-05T20:43:27","modified_gmt":"2023-05-05T13:43:27","slug":"bao-hiem-dieu-tri-noi-tru","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-dieu-tri-noi-tru\/","title":{"rendered":"B\u1ea3o hi\u1ec3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa: chi tr\u1ea3, quy\u1ec1n l\u1ee3i ra sao?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69f44e137c549\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69f44e137c549\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-dieu-tri-noi-tru\/#1_Quyen_loi_bao_hiem_dieu_tri_noi_tru_bao_gom_nhung_gi\" >1. Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa bao g\u1ed3m nh\u1eefng g\u00ec?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-dieu-tri-noi-tru\/#2_Ai_nen_mua_bao_hiem_dieu_tri_noi_tru\" >2. Ai n\u00ean mua b\u1ea3o hi\u1ec3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-dieu-tri-noi-tru\/#3_Mua_cac_loai_bao_hiem_noi_tru_o_dau\" >3. Mua c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m n\u1ed9i tr\u00fa \u1edf \u0111\u00e2u?<\/a><\/li><\/ul><\/nav><\/div>\n<p><b>B\u1ea3o hi\u1ec3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa l\u00e0 g\u00ec? V\u00ec sao ch\u00fang ta n\u00ean mua b\u1ea3o hi\u1ec3m n\u1ed9i tr\u00fa ngay h\u00f4m nay? V\u00e0 \u0111\u00e2u l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn b\u1ea1n c\u00f3 th\u1ec3 \u201cch\u1ecdn m\u1eb7t g\u1eedi v\u00e0ng\u201d? N\u1ebfu \u0111\u00e2y l\u00e0 nh\u1eefng \u0111i\u1ec1u b\u1ea1n \u0111ang th\u1eafc m\u1eafc th\u00ec b\u00e0i vi\u1ebft v\u00e0 nh\u1eefng th\u00f4ng tin l\u00e0 d\u00e0nh cho b\u1ea1n.\u00a0<\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_Quyen_loi_bao_hiem_dieu_tri_noi_tru_bao_gom_nhung_gi\"><\/span><span style=\"font-weight: 400;\">1. Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa bao g\u1ed3m nh\u1eefng g\u00ec?\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m n\u1ed9i tr\u00fa l\u00e0 \u0111i\u1ec1u tr\u1ecb y t\u1ebf khi Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c b\u00e1c s\u0129 kh\u00e1m v\u00e0 ch\u1ec9 \u0111\u1ecbnh, \u0111\u00e3 l\u00e0m th\u1ee7 t\u1ee5c nh\u1eadp vi\u1ec7n v\u00e0 n\u1eb1m t\u1ea1i gi\u01b0\u1eddng b\u1ec7nh t\u1eeb 24 gi\u1edd tr\u1edf l\u00ean. Gi\u1ea5y ra\/xu\u1ea5t vi\u1ec7n l\u00e0 ch\u1ee9ng t\u1eeb c\u1ea7n thi\u1ebft \u0111\u1ec3 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng cho quy\u1ec1n l\u1ee3i n\u00e0y.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hi\u1ec7n nay, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe n\u1ed9i tr\u00fa chi tr\u1ea3 quy\u1ec1n l\u1ee3i nh\u01b0 sau:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Chi ph\u00ed n\u1eb1m vi\u1ec7n:<\/b><span style=\"font-weight: 400;\"> Bao g\u1ed3m ti\u1ec1n gi\u01b0\u1eddng, ti\u1ec1n \u0103n; Chi ph\u00ed m\u00e1u, huy\u1ebft t\u01b0\u01a1ng; Thu\u1ed1c, d\u01b0\u1ee3c ph\u1ea9m s\u1eed d\u1ee5ng khi n\u1eb1m vi\u1ec7n; B\u0103ng, n\u1eb9p th\u00f4ng th\u01b0\u1eddng v\u00e0 b\u1ed9t; Chi ph\u00ed x\u00e9t nghi\u1ec7m ho\u1eb7c ch\u1ea9n \u0111o\u00e1n v\u00e0 c\u00e1c chi ph\u00ed kh\u00e1c trong th\u1eddi gian <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-la-gi\/\">b\u1ea3o hi\u1ec3m<\/a>\u2026 Ngo\u00e0i ra, c\u00f2n c\u00f3 chi ph\u00ed \u0111\u1ed1i v\u1edbi \u0111i\u1ec1u tr\u1ecb trong ng\u00e0y v\u00e0 \u0111i\u1ec1u tr\u1ecb c\u1ea5p c\u1ee9u c\u00f3 ph\u00e1t sinh chi ph\u00ed gi\u01b0\u1eddng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng nh\u01b0 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong ng\u00e0y.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Chi ph\u00ed ph\u1eabu thu\u1eadt: <\/b><span style=\"font-weight: 400;\">Bao g\u1ed3m chi ph\u00ed ph\u1eabu thu\u1eadt n\u1ed9i tr\u00fa, ph\u1eabu thu\u1eadt trong ng\u00e0y, ph\u1eabu thu\u1eadt ngo\u1ea1i tr\u00fa do b\u1ec7nh v\u00e0 ph\u1eabu thu\u1eadt li\u00ean quan \u0111\u1ebfn c\u1ea5y gh\u00e9p n\u1ed9i t\u1ea1ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m kh\u00e1c: <\/b><span style=\"font-weight: 400;\">Bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb tr\u01b0\u1edbc v\u00e0 sau khi nh\u1eadp vi\u1ec7n, chi ph\u00ed y t\u00e1 ch\u0103m s\u00f3c t\u1ea1i nh\u00e0 sau khi xu\u1ea5t vi\u1ec7n, tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n, d\u1ecbch v\u1ee5 xe c\u1ee9u th\u01b0\u01a1ng v\u00e0 tr\u1ee3 c\u1ea5p mai t\u00e1ng ph\u00ed trong tr\u01b0\u1eddng h\u1ee3p t\u1eed vong t\u1ea1i b\u1ec7nh vi\u1ec7n.<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" class=\"size-full wp-image-64296 aligncenter\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/01\/Pacificcross-17.jpg\" alt=\"b\u1ea3o hi\u1ec3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa\" width=\"1000\" height=\"533\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/01\/Pacificcross-17.jpg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/01\/Pacificcross-17-300x160.jpg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/01\/Pacificcross-17-768x409.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Ai_nen_mua_bao_hiem_dieu_tri_noi_tru\"><\/span><span style=\"font-weight: 400;\">2. Ai n\u00ean mua b\u1ea3o hi\u1ec3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111ang ph\u00e2n v\u00e2n c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa hay kh\u00f4ng th\u00ec c\u00e2u tr\u1ea3 l\u1eddi l\u00e0 c\u00f3. B\u1ea5t k\u1ef3 ai trong ch\u00fang ta c\u0169ng n\u00ean s\u1edf h\u1eefu cho m\u00ecnh 1 \u201ct\u1ea5m th\u1ebb b\u1ea3o v\u1ec7\u201d. Trong cu\u1ed9c s\u1ed1ng ng\u00e0y nay, ch\u00fang ta s\u1ebd kh\u00f4ng th\u1ec3 n\u00f3i tr\u01b0\u1edbc \u0111i\u1ec1u g\u00ec c\u00f3 th\u1ec3 x\u1ea3y ra v\u00e0o ng\u00e0y mai. V\u1eady n\u00ean, d\u00f9 l\u00e0 ng\u01b0\u1eddi tr\u1ebb hay ng\u01b0\u1eddi gi\u00e0 c\u0169ng c\u1ea7n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 tuy\u1ec7t \u0111\u1ed1i \u0111\u1ec3 ph\u00f2ng ng\u1eeba nh\u1eefng tr\u01b0\u1eddng h\u1ee3p \u201cch\u1eb3ng may x\u1ea3y \u0111\u1ebfn\u201d.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 khi nh\u1eefng v\u1ea5n \u0111\u1ec1 v\u1ec1 s\u1ee9c kh\u1ecfe ph\u00e1t sinh s\u1ebd l\u00e0m ti\u00eau hao t\u00e0i s\u1ea3n, g\u00e2y b\u1ea5p b\u00eanh t\u00e0i ch\u00ednh. Khi \u0111\u00f3, b\u1ea3o hi\u1ec3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa s\u1ebd l\u00e0 \u201cl\u00e1 ch\u1eafn\u201d v\u1eefng ch\u1eafc gi\u00fap b\u1ea1n v\u00e0 ng\u01b0\u1eddi th\u00e2n c\u00f3 th\u1ec3 \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c chi ph\u00ed s\u1ee9c kh\u1ecfe nh\u1eb9 nh\u00e0ng h\u01a1n.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_Mua_cac_loai_bao_hiem_noi_tru_o_dau\"><\/span><span style=\"font-weight: 400;\">3. Mua c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m n\u1ed9i tr\u00fa \u1edf \u0111\u00e2u?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam &#8211; tr\u1ef1c thu\u1ed9c t\u1eadp \u0111o\u00e0n Pacific Cross \u0111\u00e3 c\u00f3 h\u01a1n 60 n\u0103m ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m v\u00e0 quy m\u00f4 tr\u1ea3i r\u1ed9ng tr\u00ean c\u00e1c n\u01b0\u1edbc khu v\u1ef1c ch\u00e2u \u00c1 nh\u01b0 H\u1ed3ng K\u00f4ng, Phi-L\u00edp-Pin, In-\u0110\u00f4-N\u00ea-Xia V\u00e0 Th\u00e1i Lan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">T\u1ea1i Vi\u1ec7t Nam, Pacific Cross l\u00e0 c\u00e1i t\u00ean quen thu\u1ed9c chuy\u00ean cung c\u1ea5p b\u1ea3o hi\u1ec3m ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n v\u1edbi tinh th\u1ea7n chuy\u00ean nghi\u1ec7p v\u00e0 lu\u00f4n h\u01b0\u1edbng v\u1ec1 l\u1ee3i \u00edch kh\u00e1ch h\u00e0ng. C\u00e1c s\u1ea3n ph\u1ea9m c\u1ee7a ch\u00fang t\u00f4i \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111a d\u1ea1ng v\u1ec1 quy\u1ec1n l\u1ee3i \u0111\u1ec3 mang \u0111\u1ebfn s\u1ef1 an t\u00e2m cho b\u1ea1n, gia \u0111\u00ecnh v\u00e0 ng\u01b0\u1eddi th\u00e2n xung quanh.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu mong mu\u1ed1n s\u1edf h\u1eefu ngay t\u1ea5m th\u1ebb \u201cb\u1ea3o h\u1ed9\u201d, h\u00e3y \u0111\u1ec3 l\u1ea1i th\u00f4ng tin <\/span><a href=\"https:\/\/share.hsforms.com\/1lPp7cGPVQeeKMi_bJLbaAwd0ctp\"><span style=\"font-weight: 400;\">T\u1ea0I \u0110\u00c2Y<\/span><\/a><span style=\"font-weight: 400;\">, chuy\u00ean vi\u00ean t\u01b0 v\u1ea5n c\u1ee7a ch\u00fang t\u00f4i s\u1ebd li\u00ean h\u1ec7 v\u1edbi b\u1ea1n s\u1edbm nh\u1ea5t.<\/span><\/p>\n<p><b>Ngu\u1ed3n tham kh\u1ea3o:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The difference between inpatient and outpatient insurance<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.sg\/plans\/inpatient-and-outpatient-insurance\/\"><span style=\"font-weight: 400;\">https:\/\/www.pacificprime.sg\/plans\/inpatient-and-outpatient-insurance\/<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa l\u00e0 g\u00ec? V\u00ec sao ch\u00fang ta n\u00ean mua b\u1ea3o hi\u1ec3m n\u1ed9i tr\u00fa ngay h\u00f4m nay? V\u00e0 \u0111\u00e2u l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn b\u1ea1n c\u00f3 th\u1ec3 \u201cch\u1ecdn m\u1eb7t g\u1eedi v\u00e0ng\u201d? N\u1ebfu \u0111\u00e2y l\u00e0 nh\u1eefng \u0111i\u1ec1u b\u1ea1n \u0111ang th\u1eafc m\u1eafc th\u00ec b\u00e0i vi\u1ebft v\u00e0 nh\u1eefng th\u00f4ng tin l\u00e0 d\u00e0nh [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":64293,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[24],"tags":[1870,1343],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/64264"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=64264"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/64264\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/64293"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=64264"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=64264"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=64264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}