{"id":70572,"date":"2023-05-10T10:00:34","date_gmt":"2023-05-10T03:00:34","guid":{"rendered":"https:\/\/pacificcross.com.vn\/?p=70572"},"modified":"2023-05-16T21:06:17","modified_gmt":"2023-05-16T14:06:17","slug":"nguoi-thu-huong-bao-hiem","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/nguoi-thu-huong-bao-hiem\/","title":{"rendered":"Hi\u1ec3u \u0111\u00fang v\u1ec1 ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m v\u00e0 nh\u1eefng \u0111i\u1ec1u n\u00ean tr\u00e1nh"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d6324b7db71\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d6324b7db71\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/nguoi-thu-huong-bao-hiem\/#1_Nguoi_thu_huong_bao_hiem_la_ai\" >1. Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m l\u00e0 ai?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/nguoi-thu-huong-bao-hiem\/#2_3_dieu_nen_tranh_doi_voi_nguoi_thu_huong_bao_hiem\" >2. 3 \u0111i\u1ec1u n\u00ean tr\u00e1nh \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/nguoi-thu-huong-bao-hiem\/#_Ghi_sai_thong_tin_nguoi_thu_huong\" >+ Ghi sai th\u00f4ng tin ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/nguoi-thu-huong-bao-hiem\/#_Luu_y_cac_truong_hop_nguoi_thua_huong_bao_hiem_khong_duoc_chi_tra\" >+ L\u01b0u \u00fd c\u00e1c tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi th\u1eeba h\u01b0\u1edfng b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/nguoi-thu-huong-bao-hiem\/#_Khong_cap_nhat_thay_doi_nguoi_thu_huong_trong_hop_dong_theo_thoi_gian\" >+ Kh\u00f4ng c\u1eadp nh\u1eadt, thay \u0111\u1ed5i ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng trong h\u1ee3p \u0111\u1ed3ng theo th\u1eddi gian<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p><b><i>Th\u00f4ng tin ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi tham gia. N\u1ebfu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe kh\u00f4ng c\u00f3 t\u00ean ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng th\u00ec qu\u00e1 tr\u00ecnh b\u1ed3i th\u01b0\u1eddng s\u1ebd b\u1ecb tr\u00ec ho\u00e3n ho\u1eb7c g\u1eb7p c\u00e1c v\u1ea5n \u0111\u1ec1 kh\u00e1c.<\/i><\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_Nguoi_thu_huong_bao_hiem_la_ai\"><\/span><b>1. Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m l\u00e0 ai?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Theo Kho\u1ea3n 8, \u0110i\u1ec1u 3 Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m 2000, ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng l\u00e0 t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c b\u00ean mua b\u1ea3o hi\u1ec3m ch\u1ec9 \u0111\u1ecbnh \u0111\u1ec3 nh\u1eadn ti\u1ec1n b\u1ea3o hi\u1ec3m theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi. Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng c\u00f3 th\u1ec3 l\u00e0 b\u00ean mua b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ho\u1eb7c b\u1ea5t k\u1ef3 ai c\u00f3 ho\u1eb7c kh\u00f4ng c\u00f3 quan h\u1ec7 huy\u1ebft th\u1ed1ng v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u00ednh c\u1ee7a h\u1ee3p \u0111\u1ed3ng. Trong tr\u01b0\u1eddng h\u1ee3p x\u1ea5u nh\u1ea5t l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u00ednh t\u1eed vong th\u00ec ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m l\u1edbn nh\u1ea5t c\u1ee7a h\u1ee3p \u0111\u1ed3ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Trong b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 l\u00e0 1 ho\u1eb7c nhi\u1ec1u ng\u01b0\u1eddi: B\u00ean mua b\u1ea3o hi\u1ec3m c\u00f3 quy\u1ec1n ch\u1ec9 \u0111\u1ecbnh m\u1ed9t ho\u1eb7c nhi\u1ec1u ng\u01b0\u1eddi l\u00e0 ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng. Trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng trong c\u00f9ng m\u1ed9t h\u1ee3p \u0111\u1ed3ng ph\u1ea3i ph\u00e2n chia r\u00f5 t\u1ef7 l\u1ec7 \u0111\u01b0\u1ee3c h\u01b0\u1edfng \u0111\u1ec3 tr\u00e1nh x\u1ea3y ra tranh ch\u1ea5p (t\u1ed5ng t\u1ef7 l\u1ec7 kh\u00f4ng qu\u00e1 100% s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m).<\/span><\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-70577\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/05\/nguoi-thu-huong-bao-hiem-2.jpeg\" alt=\"ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m\" width=\"1000\" height=\"334\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/05\/nguoi-thu-huong-bao-hiem-2.jpeg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/05\/nguoi-thu-huong-bao-hiem-2-300x100.jpeg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/05\/nguoi-thu-huong-bao-hiem-2-768x257.jpeg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_3_dieu_nen_tranh_doi_voi_nguoi_thu_huong_bao_hiem\"><\/span><b>2. 3 \u0111i\u1ec1u n\u00ean tr\u00e1nh \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Trong qu\u00e1 tr\u00ecnh ch\u1ecdn \u0111\u1ed1i t\u01b0\u1ee3ng th\u1ee5 h\u01b0\u1edfng cho h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh, ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m c\u1ea7n tr\u00e1nh nh\u1eefng sai l\u1ea7m sau \u0111\u00e2y:<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"_Ghi_sai_thong_tin_nguoi_thu_huong\"><\/span><b>+ Ghi sai th\u00f4ng tin ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Vi\u1ec7c ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m \u0111\u1ec1 c\u1eadp sai t\u00ean ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng trong b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 l\u00e0 nguy\u00ean nh\u00e2n x\u1ea3y ra nh\u1eefng xung \u0111\u1ed9t, tranh ch\u1ea5p ho\u1eb7c ch\u1eadm tr\u1ec5 kh\u00f4ng \u0111\u00e1ng c\u00f3 trong qu\u00e1 tr\u00ecnh thanh to\u00e1n quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p \u0111\u1ec1 c\u1eadp sai t\u00ean, ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng ph\u1ea3i ch\u1ee9ng minh \u0111\u01b0\u1ee3c m\u1ed1i quan h\u1ec7 c\u1ee7a b\u1ea3n th\u00e2n v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m (v\u00ed d\u1ee5 l\u00e0 v\u1ee3\/ch\u1ed3ng\/cha\/con\/anh\/ch\u1ecb\/em). Do \u0111\u00f3 khi \u0111\u1ec1 c\u1eadp \u0111\u1ed1i t\u01b0\u1ee3ng th\u1ee5 h\u01b0\u1edfng, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m c\u1ea7n ghi ch\u00ednh x\u00e1c v\u00e0 r\u00f5 nh\u1ea5t c\u00f3 th\u1ec3.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"_Luu_y_cac_truong_hop_nguoi_thua_huong_bao_hiem_khong_duoc_chi_tra\"><\/span><b>+ L\u01b0u \u00fd c\u00e1c tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi th\u1eeba h\u01b0\u1edfng b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Sau \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3 m\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng th\u1ee5 h\u01b0\u1edfng kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3, c\u1ee5 th\u1ec3:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u1ebfu ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m t\u1ef1 t\u1eed trong th\u1eddi gian d\u01b0\u1edbi 2 n\u0103m t\u00ednh t\u1eeb ng\u00e0y h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 hi\u1ec7u l\u1ef1c, hay c\u1ed1 \u00fd g\u00e2y th\u01b0\u01a1ng t\u1eadt cho b\u1ea3n th\u00e2n th\u00ec doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng th\u1ef1c hi\u1ec7n chi tr\u1ea3 cho ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Tr\u01b0\u1eddng h\u1ee3p thu\u1ed9c di\u1ec7n lo\u1ea1i tr\u1eeb trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u0169ng kh\u00f4ng \u0111\u01b0\u1ee3c doanh nghi\u1ec7p chi tr\u1ea3, c\u1ee5 th\u1ec3 nh\u01b0 chi\u1ebfn tranh, n\u1ed5i lo\u1ea1n, kh\u1ee7ng b\u1ed1, ph\u00f3ng x\u1ea1 ho\u1eb7c nhi\u1ec5m ph\u00f3ng x\u1ea1, b\u1ea1o lo\u1ea1n b\u1ea1o \u0111\u1ed9ng,\u2026<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-70581\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/05\/nguoi-thu-huong-bao-hiem.jpeg\" alt=\"ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m\" width=\"1000\" height=\"667\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/05\/nguoi-thu-huong-bao-hiem.jpeg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/05\/nguoi-thu-huong-bao-hiem-300x200.jpeg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/05\/nguoi-thu-huong-bao-hiem-768x512.jpeg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"_Khong_cap_nhat_thay_doi_nguoi_thu_huong_trong_hop_dong_theo_thoi_gian\"><\/span><b>+ Kh\u00f4ng c\u1eadp nh\u1eadt, thay \u0111\u1ed5i ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng trong h\u1ee3p \u0111\u1ed3ng theo th\u1eddi gian<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n, v\u00ec th\u1ebf ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng trong h\u1ee3p \u0111\u1ed3ng c\u00f3 th\u1ec3 c\u0169ng s\u1ebd thay \u0111\u1ed5i theo th\u1eddi gian. Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, n\u1ebfu v\u1eabn gi\u1eef ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng nh\u01b0 ban \u0111\u1ea7u (\u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh v\u00e0o l\u00fac b\u1eaft \u0111\u1ea7u k\u00fd h\u1ee3p \u0111\u1ed3ng) th\u00ec c\u00f3 th\u1ec3 kh\u00f4ng c\u00f2n ph\u00f9 h\u1ee3p v\u1edbi th\u1eddi \u0111i\u1ec3m trong t\u01b0\u01a1ng lai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Do \u0111\u00f3 b\u1ea5t c\u1ee9 khi n\u00e0o h\u1ee3p \u0111\u1ed3ng c\u00f2n th\u1eddi h\u1ea1n, b\u00ean mua ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 thay \u0111\u1ed5i ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m, v\u00e0 \u0111\u01b0\u1ee3c quy\u1ec1n thay \u0111\u1ed5i nhi\u1ec1u l\u1ea7n. Tuy nhi\u00ean, vi\u1ec7c thay \u0111\u1ed5i n\u00e0y c\u1ea7n th\u00f4ng b\u00e1o b\u1eb1ng v\u0103n b\u1ea3n cho c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hi\u1ec7n nay tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u00f3 r\u1ea5t nhi\u1ec1u c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe cao c\u1ea5p. B\u1ea1n s\u1ebd c\u00f3 nhi\u1ec1u l\u1ef1a ch\u1ecdn \u0111a d\u1ea1ng \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh, mong mu\u1ed1n v\u00e0 nhu c\u1ea7u c\u1ee7a b\u1ea3n th\u00e2n. Tuy nhi\u00ean, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m n\u00ean \u01b0u ti\u00ean ch\u1ecdn nh\u1eefng th\u01b0\u01a1ng hi\u1ec7u c\u00f3 kinh nghi\u1ec7m l\u00e2u n\u0103m v\u00e0 uy t\u00edn trong l\u0129nh v\u1ef1c \u0111\u1ec3 t\u0103ng th\u00eam s\u1ef1 an t\u00e2m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam &#8211; tr\u1ef1c thu\u1ed9c t\u1eadp \u0111o\u00e0n Pacific Cross \u0111\u00e3 c\u00f3 h\u01a1n 60 n\u0103m ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m v\u00e0 quy m\u00f4 tr\u1ea3i r\u1ed9ng tr\u00ean c\u00e1c n\u01b0\u1edbc khu v\u1ef1c ch\u00e2u \u00c1 nh\u01b0 H\u1ed3ng K\u00f4ng, Phi-L\u00edp-Pin, In-\u0110\u00f4-N\u00ea-Xia V\u00e0 Th\u00e1i Lan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">T\u1ea1i Vi\u1ec7t Nam, Pacific Cross l\u00e0 c\u00e1i t\u00ean quen thu\u1ed9c chuy\u00ean cung c\u1ea5p b\u1ea3o hi\u1ec3m ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n v\u1edbi tinh th\u1ea7n chuy\u00ean nghi\u1ec7p v\u00e0 lu\u00f4n h\u01b0\u1edbng v\u1ec1 l\u1ee3i \u00edch kh\u00e1ch h\u00e0ng. C\u00e1c s\u1ea3n ph\u1ea9m c\u1ee7a ch\u00fang t\u00f4i \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111a d\u1ea1ng v\u1ec1 quy\u1ec1n l\u1ee3i \u0111\u1ec3 mang \u0111\u1ebfn s\u1ef1 an t\u00e2m cho b\u1ea1n, gia \u0111\u00ecnh v\u00e0 ng\u01b0\u1eddi th\u00e2n xung quanh.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu mong mu\u1ed1n s\u1edf h\u1eefu ngay t\u1ea5m th\u1ebb \u201cb\u1ea3o h\u1ed9\u201d, h\u00e3y \u0111\u1ec3 l\u1ea1i th\u00f4ng tin <\/span><a href=\"https:\/\/share.hsforms.com\/1lPp7cGPVQeeKMi_bJLbaAwd0ctp\"><span style=\"font-weight: 400;\">T\u1ea0I \u0110\u00c2Y<\/span><\/a><span style=\"font-weight: 400;\">, chuy\u00ean vi\u00ean t\u01b0 v\u1ea5n c\u1ee7a ch\u00fang t\u00f4i s\u1ebd li\u00ean h\u1ec7 v\u1edbi b\u1ea1n s\u1edbm nh\u1ea5t.<\/span><\/p>\n<p><strong>Ngu\u1ed3n tham kh\u1ea3o:<\/strong><\/p>\n<p>What is a life insurance beneficiary?<\/p>\n<p><a href=\"https:\/\/www.allstate.com\/resources\/life-insurance\/life-insurance-beneficiary\">https:\/\/www.allstate.com\/resources\/life-insurance\/life-insurance-beneficiary<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Th\u00f4ng tin ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi tham gia. N\u1ebfu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe kh\u00f4ng c\u00f3 t\u00ean ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng th\u00ec qu\u00e1 tr\u00ecnh b\u1ed3i th\u01b0\u1eddng s\u1ebd b\u1ecb tr\u00ec ho\u00e3n ho\u1eb7c g\u1eb7p c\u00e1c v\u1ea5n \u0111\u1ec1 kh\u00e1c. 1. Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":70575,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[24],"tags":[1949],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/70572"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=70572"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/70572\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/70575"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=70572"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=70572"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=70572"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}