{"id":76379,"date":"2023-08-24T17:39:41","date_gmt":"2023-08-24T10:39:41","guid":{"rendered":"https:\/\/pacificcross.com.vn\/?p=76379"},"modified":"2023-08-24T17:39:41","modified_gmt":"2023-08-24T10:39:41","slug":"su-khac-nhau-giua-thoi-han-dong-phi-bao-hiem-va-thoi-han-hop-dong","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/su-khac-nhau-giua-thoi-han-dong-phi-bao-hiem-va-thoi-han-hop-dong\/","title":{"rendered":"S\u01b0\u0323 kha\u0301c nhau gi\u01b0\u0303a th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m va\u0300 th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d63206a06f6\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d63206a06f6\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/su-khac-nhau-giua-thoi-han-dong-phi-bao-hiem-va-thoi-han-hop-dong\/#1Tho%CC%80i_ha%CC%A3n_do%CC%81ng_phi%CC%81_ba%CC%89o_hie%CC%89m_la%CC%80_gi%CC%80\" >1.Th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m la\u0300 gi\u0300?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/su-khac-nhau-giua-thoi-han-dong-phi-bao-hiem-va-thoi-han-hop-dong\/#2_Ca%CC%81c_ye%CC%81u_to%CC%81_a%CC%89nh_huo%CC%89ng_de%CC%81n_tho%CC%80i_ha%CC%A3n_do%CC%81ng_phi%CC%81_ba%CC%89o_hie%CC%89m\" >2. Ca\u0301c y\u00ea\u0301u t\u00f4\u0301 a\u0309nh h\u01b0\u01a1\u0309ng \u0111\u00ea\u0301n th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/su-khac-nhau-giua-thoi-han-dong-phi-bao-hiem-va-thoi-han-hop-dong\/#21_Loa%CC%A3i_ba%CC%89o_hie%CC%89m\" >2.1 Loa\u0323i ba\u0309o hi\u00ea\u0309m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pacificcross.com.vn\/vi\/su-khac-nhau-giua-thoi-han-dong-phi-bao-hiem-va-thoi-han-hop-dong\/#22_Mu%CC%81c_ba%CC%89o_ve%CC%A3\" >2.2 M\u01b0\u0301c ba\u0309o v\u00ea\u0323<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pacificcross.com.vn\/vi\/su-khac-nhau-giua-thoi-han-dong-phi-bao-hiem-va-thoi-han-hop-dong\/#23_Tuo%CC%89i_va%CC%80_su%CC%81c_kho%CC%89e_cu%CC%89a_nguo%CC%80i_tham_gia\" >2.3 Tu\u00f4\u0309i va\u0300 s\u01b0\u0301c kho\u0309e cu\u0309a ng\u01b0\u01a1\u0300i tham gia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/pacificcross.com.vn\/vi\/su-khac-nhau-giua-thoi-han-dong-phi-bao-hiem-va-thoi-han-hop-dong\/#24_Tu%CC%80y_cho%CC%A3n_linh_hoa%CC%A3t\" >2.4 Tu\u0300y cho\u0323n linh hoa\u0323t<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/pacificcross.com.vn\/vi\/su-khac-nhau-giua-thoi-han-dong-phi-bao-hiem-va-thoi-han-hop-dong\/#25_Cong_ty_ba%CC%89o_hie%CC%89m\" >2.5 C\u00f4ng ty ba\u0309o hi\u00ea\u0309m<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/pacificcross.com.vn\/vi\/su-khac-nhau-giua-thoi-han-dong-phi-bao-hiem-va-thoi-han-hop-dong\/#3_Tho%CC%80i_ha%CC%A3n_ho%CC%A3p_do%CC%80ng_la%CC%80_gi%CC%80\" >3. Th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng la\u0300 gi\u0300?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/pacificcross.com.vn\/vi\/su-khac-nhau-giua-thoi-han-dong-phi-bao-hiem-va-thoi-han-hop-dong\/#4_Su%CC%A3_kha%CC%81c_nhau_giu%CC%83a_tho%CC%80i_ha%CC%A3n_do%CC%81ng_phi%CC%81_ba%CC%89o_hie%CC%89m_va%CC%80_tho%CC%80i_ha%CC%A3n_ho%CC%A3p_do%CC%80ng\" >4. S\u01b0\u0323 kha\u0301c nhau gi\u01b0\u0303a th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m va\u0300 th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">Nga\u0300y nay cu\u0323m t\u01b0\u0300 th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m va\u0300 th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng \u0111ang la\u0300 chu\u0309 \u0111\u00ea\u0300 \u0111\u01b0\u01a1\u0323c nhi\u00ea\u0300u ng\u01b0\u01a1\u0300i quan t\u00e2m va\u0300 cu\u0303ng d\u00ea\u0303 bi\u0323 nh\u00e2\u0300m l\u00e2\u0303n nh\u00e2\u0301t. Ba\u0300i vi\u00ea\u0301t d\u01b0\u01a1\u0301i \u0111\u00e2y se\u0303 ph\u00e2n ti\u0301ch ro\u0303 hai kha\u0301i ni\u00ea\u0323m tr\u00ean.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"1Tho%CC%80i_ha%CC%A3n_do%CC%81ng_phi%CC%81_ba%CC%89o_hie%CC%89m_la%CC%80_gi%CC%80\"><\/span><span style=\"font-weight: 400;\">1.Th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m la\u0300 gi\u0300?\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_76382\" style=\"width: 1034px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-76382\" loading=\"lazy\" class=\"size-large wp-image-76382\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/thoi-han-dong-phi-bao-hiem-1024x683.webp\" alt=\"Th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m la\u0300 gi\u0300\" width=\"1024\" height=\"683\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/thoi-han-dong-phi-bao-hiem-1024x683.webp 1024w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/thoi-han-dong-phi-bao-hiem-300x200.webp 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/thoi-han-dong-phi-bao-hiem-768x512.webp 768w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/thoi-han-dong-phi-bao-hiem-1536x1024.webp 1536w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/thoi-han-dong-phi-bao-hiem.webp 1680w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><p id=\"caption-attachment-76382\" class=\"wp-caption-text\">Th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m la\u0300 gi\u0300<\/p><\/div>\n<p><span style=\"font-weight: 400;\">Th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 la\u0300 khoa\u0309ng th\u01a1\u0300i gian ma\u0300 kha\u0301ch ha\u0300ng c\u00e2\u0300n pha\u0309i \u0111o\u0301ng \u0111\u00e2\u0300y \u0111u\u0309 va\u0300 \u0111u\u0301ng ha\u0323n ca\u0301c chi phi\u0301 ba\u0309o hi\u00ea\u0309m \u0111\u00ea\u0309 \u0111\u01b0\u01a1\u0323c duy tri\u0300 quy\u00ea\u0300n l\u01a1\u0323i va\u0300 ba\u0309o v\u00ea\u0323 t\u01b0\u0300 chi\u0301nh sa\u0301ch ba\u0309o hi\u00ea\u0309m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m tu\u0300y thu\u00f4\u0323c va\u0300o <a href=\"https:\/\/pacificcross.com.vn\/vi\/bao-hiem-la-gi\/\">ca\u0301c loa\u0323i ba\u0309o hi\u00ea\u0309m<\/a> va\u0300 \u0111i\u00ea\u0300u khoa\u0309ng t\u01b0\u0300ng chi\u0301nh sa\u0301ch, co\u0301 th\u00ea\u0309 la\u0300 h\u0103\u0300ng nga\u0300y, h\u0103\u0300ng tha\u0301ng, h\u0103\u0300ng n\u0103m va\u0300 h\u0103\u0300ng quy\u0301\u2026<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Ca%CC%81c_ye%CC%81u_to%CC%81_a%CC%89nh_huo%CC%89ng_de%CC%81n_tho%CC%80i_ha%CC%A3n_do%CC%81ng_phi%CC%81_ba%CC%89o_hie%CC%89m\"><\/span><span style=\"font-weight: 400;\">2. Ca\u0301c y\u00ea\u0301u t\u00f4\u0301 a\u0309nh h\u01b0\u01a1\u0309ng \u0111\u00ea\u0301n th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_76380\" style=\"width: 1034px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-76380\" loading=\"lazy\" class=\"size-large wp-image-76380\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/cac-yeu-to-anh-huong-phi-bao-hiem-1024x747.webp\" alt=\"c\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ph\u00ed b\u1ea3o hi\u1ec3m\" width=\"1024\" height=\"747\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/cac-yeu-to-anh-huong-phi-bao-hiem-1024x747.webp 1024w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/cac-yeu-to-anh-huong-phi-bao-hiem-300x219.webp 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/cac-yeu-to-anh-huong-phi-bao-hiem-768x560.webp 768w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/cac-yeu-to-anh-huong-phi-bao-hiem-1536x1121.webp 1536w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/08\/cac-yeu-to-anh-huong-phi-bao-hiem-2048x1494.webp 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><p id=\"caption-attachment-76380\" class=\"wp-caption-text\">C\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ph\u00ed b\u1ea3o hi\u1ec3m<\/p><\/div>\n<h3><span class=\"ez-toc-section\" id=\"21_Loa%CC%A3i_ba%CC%89o_hie%CC%89m\"><\/span><span style=\"font-weight: 400;\">2.1 Loa\u0323i ba\u0309o hi\u00ea\u0309m<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Tu\u0300y thu\u00f4\u0323c va\u0300o ca\u0301c loa\u0323i ba\u0309o hi\u00ea\u0309m kha\u0301c nhau nh\u01b0: ba\u0309o hi\u00ea\u0309m y t\u00ea\u0301, ba\u0309o hi\u00ea\u0309m \u00f4 t\u00f4, ba\u0309o hi\u00ea\u0309m nh\u00e2n tho\u0323 va\u0300 ba\u0309o hi\u00ea\u0309m nha\u0300 \u01a1\u0309 ma\u0300 th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m kha\u0301c nhau.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"22_Mu%CC%81c_ba%CC%89o_ve%CC%A3\"><\/span><span style=\"font-weight: 400;\">2.2 M\u01b0\u0301c ba\u0309o v\u00ea\u0323<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Th\u01a1\u0300i gian ba\u0323n mu\u00f4\u0301n \u0111\u01b0\u01a1\u0323c h\u01b0\u01a1\u0309ng s\u01b0\u0323 ba\u0309o v\u00ea\u0323 cu\u0303ng nh\u01b0 quy\u00ea\u0300n l\u01a1\u0323i ca\u0301 nh\u00e2n cu\u0303ng a\u0309nh h\u01b0\u01a1\u0309ng \u0111\u00ea\u0301n th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"23_Tuo%CC%89i_va%CC%80_su%CC%81c_kho%CC%89e_cu%CC%89a_nguo%CC%80i_tham_gia\"><\/span><span style=\"font-weight: 400;\">2.3 Tu\u00f4\u0309i va\u0300 s\u01b0\u0301c kho\u0309e cu\u0309a ng\u01b0\u01a1\u0300i tham gia<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u01a0\u0309 m\u00f4\u0323t s\u00f4\u0301 loa\u0323i ba\u0309o hi\u00ea\u0309m th\u01a1\u0300i gian \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m phu\u0323 thu\u00f4\u0323c va\u0300o s\u00f4\u0301 tu\u00f4\u0309i va\u0300 s\u01b0\u0301c kho\u0309e cu\u0309a ng\u01b0\u01a1\u0300i tham gia. Ng\u01b0\u01a1\u0300i cao tu\u00f4\u0309i ho\u0103\u0323c co\u0301 s\u01b0\u0301c kho\u0309e ke\u0301m se\u0303 pha\u0309i chi tra\u0309 phi\u0301 cao h\u01a1n ho\u0103\u0323c co\u0301 th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ng\u0103\u0301n h\u01a1n.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"24_Tu%CC%80y_cho%CC%A3n_linh_hoa%CC%A3t\"><\/span><span style=\"font-weight: 400;\">2.4 Tu\u0300y cho\u0323n linh hoa\u0323t<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ba\u0323n co\u0301 th\u00ea\u0309 tu\u0300y cho\u0323n linh hoa\u0323t th\u01a1\u0300i ha\u0323n \u0111o\u0301ng <a href=\"https:\/\/pacificcross.com.vn\/vi\/health-premiums\/\">phi\u0301 ba\u0309o hi\u00ea\u0309m<\/a> d\u01b0\u0323a tr\u00ean ti\u0300nh hi\u0300nh ta\u0300i chi\u0301nh va\u0300 ca\u0301c y\u00ea\u0301u t\u00f4\u0301 kha\u0301c cu\u0309a ba\u0309n th\u00e2n.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"25_Cong_ty_ba%CC%89o_hie%CC%89m\"><\/span><span style=\"font-weight: 400;\">2.5 C\u00f4ng ty ba\u0309o hi\u00ea\u0309m<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/pacificcross.com.vn\/vi\/cong-ty-bao-hiem-suc-khoe-uy-tin-tai-viet-nam\/\">Ca\u0301c c\u00f4ng ty ba\u0309o hi\u00ea\u0309m<\/a> co\u0301 th\u00ea\u0309 cung c\u00e2\u0301p ca\u0301c chi\u0301nh sa\u0301ch va\u0300 th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 kha\u0301c nhau. Vi\u0300 v\u00e2\u0323y th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m co\u0301 th\u00ea\u0309 thay \u0111\u00f4\u0309i tu\u0300y thu\u00f4\u0323c va\u0300o c\u00f4ng ty.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_Tho%CC%80i_ha%CC%A3n_ho%CC%A3p_do%CC%80ng_la%CC%80_gi%CC%80\"><\/span><span style=\"font-weight: 400;\">3. Th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng la\u0300 gi\u0300?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng la\u0300 khoa\u0309ng th\u01a1\u0300i gian kha\u0301ch ha\u0300ng \u0111\u01b0\u01a1\u0323c h\u01b0\u01a1\u0309ng quy\u00ea\u0300n l\u01a1\u0323i trong m\u00f4\u0323t h\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m. Ngoa\u0300i ra th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng co\u0300n a\u0301p du\u0323ng cho ca\u0301c h\u01a1\u0323p \u0111\u00f4\u0300ng kha\u0301c nh\u01b0: h\u01a1\u0323p \u0111\u00f4\u0300ng lao \u0111\u00f4\u0323ng, h\u01a1\u0323p \u0111\u00f4\u0300ng mua ba\u0301n, h\u01a1\u0323p \u0111\u00f4\u0300ng di\u0323ch vu\u0323\u2026\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Trong th\u01a1\u0300i gian quy \u0111i\u0323nh cu\u0309a h\u01a1\u0323p \u0111\u00f4\u0300ng ca\u0301c b\u00ean pha\u0309i tu\u00e2n thu\u0309 va\u0300 th\u01b0\u0323c hi\u00ea\u0323n \u0111u\u0301ng quy \u0111i\u0323nh cu\u0303ng nh\u01b0 \u0111i\u00ea\u0300u khoa\u0309ng ma\u0300 hai b\u00ean \u0111\u01b0a ra. N\u00ea\u0301u co\u0301 b\u00e2\u0301t ky\u0300 vi pha\u0323m na\u0300o trong th\u01a1\u0300i gian h\u01a1\u0323p \u0111\u00f4\u0300ng \u0111\u00ea\u0300u se\u0303 a\u0309nh h\u01b0\u01a1\u0309ng \u0111\u00ea\u0301n quy \u0111i\u0323nh pha\u0301p ly\u0301.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_Su%CC%A3_kha%CC%81c_nhau_giu%CC%83a_tho%CC%80i_ha%CC%A3n_do%CC%81ng_phi%CC%81_ba%CC%89o_hie%CC%89m_va%CC%80_tho%CC%80i_ha%CC%A3n_ho%CC%A3p_do%CC%80ng\"><\/span>4. S\u01b0\u0323 kha\u0301c nhau gi\u01b0\u0303a th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m va\u0300 th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Th\u1eddi h\u1ea1n \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng l\u00e0 hai kh\u00e1i ni\u1ec7m kh\u00e1c nhau trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m:<\/p>\n<ul>\n<li><strong>Th\u1eddi h\u1ea1n \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m<\/strong>: Th\u1eddi h\u1ea1n \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m l\u00e0 kho\u1ea3ng th\u1eddi gian m\u00e0 ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m ph\u1ea3i thanh to\u00e1n s\u1ed1 ti\u1ec1n ph\u00ed b\u1ea3o hi\u1ec3m h\u00e0ng th\u00e1ng, h\u00e0ng n\u0103m ho\u1eb7c theo c\u00e1c kho\u1ea3n th\u1eddi gian kh\u00e1c \u0111\u1ec3 duy tr\u00ec quy\u1ec1n l\u1ee3i v\u00e0 b\u1ea3o v\u1ec7 t\u1eeb ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m. \u0110\u00f3ng ph\u00ed \u0111\u1ec1u \u0111\u1eb7n v\u00e0 \u0111\u00fang h\u1ea1n l\u00e0 quan tr\u1ecdng \u0111\u1ec3 kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n b\u1ea3o hi\u1ec3m. Khi ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u00f3ng ph\u00ed \u0111\u00fang th\u1eddi h\u1ea1n, c\u00f3 th\u1ec3 m\u1ea5t quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m ho\u1eb7c ph\u1ea3i ch\u1ecbu c\u00e1c h\u1eadu qu\u1ea3 kh\u00e1c nhau.<\/li>\n<li><strong>Th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng<\/strong>: Th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng l\u00e0 kho\u1ea3ng th\u1eddi gian m\u00e0 ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c. \u0110i\u1ec1u n\u00e0y bao g\u1ed3m c\u1ea3 th\u1eddi gian b\u1eaft \u0111\u1ea7u v\u00e0 k\u1ebft th\u00fac c\u1ee7a h\u1ee3p \u0111\u1ed3ng. Th\u1eddi h\u1ea1n n\u00e0y c\u00f3 th\u1ec3 k\u00e9o d\u00e0i t\u1eeb m\u1ed9t n\u0103m \u0111\u1ebfn nhi\u1ec1u n\u0103m t\u00f9y thu\u1ed9c v\u00e0o lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3. Khi th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng k\u1ebft th\u00fac, ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ph\u1ea3i gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng n\u1ebfu mu\u1ed1n ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7.<\/li>\n<\/ul>\n<p>T\u00f3m l\u1ea1i, th\u1eddi h\u1ea1n \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m l\u00e0 th\u1eddi gian ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m ph\u1ea3i thanh to\u00e1n ph\u00ed \u0111\u1ec3 duy tr\u00ec b\u1ea3o hi\u1ec3m, trong khi th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng l\u00e0 kho\u1ea3ng th\u1eddi gian m\u00e0 ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c v\u00e0 cung c\u1ea5p quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi tham gia.<\/p>\n<p><span style=\"font-weight: 400;\">Ba\u0300i vi\u00ea\u0301t \u0111a\u0303 cung c\u00e2\u0301p ro\u0303 v\u00ea\u0300 hai kha\u0301i ni\u00ea\u0323m th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m va\u0300 th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng. \u0110\u00ea\u0309 bi\u00ea\u0301t chi\u0301nh xa\u0301c th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m ma\u0300 ba\u0323n quan t\u00e2m ha\u0303y \u0111\u00ea\u0301n va\u0300 tham kha\u0309o c\u00f4ng ty ba\u0309o hi\u00ea\u0309m g\u00e2\u0300n nh\u00e2\u0301t \u0111\u00ea\u0309 \u0111\u01b0\u01a1\u0323c t\u01b0 v\u00e2\u0301n cu\u0323 th\u00ea\u0309!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam cung c\u1ea5p c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng y\u00eau c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a kh\u00e1ch h\u00e0ng. Cho d\u00f9 l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho c\u00e1 nh\u00e2n b\u1ea1n, cho gia \u0111\u00ecnh b\u1ea1n ho\u1eb7c doanh nghi\u1ec7p c\u1ee7a b\u1ea1n, ch\u00fang t\u00f4i \u1edf \u0111\u00e2y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed, \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 th\u00f4ng tin b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, anh ch\u1ecb c\u00f3 th\u1ec3 \u0111\u1ec3 l\u1ea1i th\u00f4ng tin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed <\/span><a href=\"https:\/\/share.hsforms.com\/1lPp7cGPVQeeKMi_bJLbaAwd0ctp\"><span style=\"font-weight: 400;\">T\u1ea0I \u0110\u00c2Y<\/span><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>\n<p>C\u00e1c b\u00e0i vi\u1ebft li\u00ean quan :<\/p>\n<ul>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/chi-phi-mua-bao-hiem-suc-khoe\/\">Chi ph\u00ed mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe hi\u1ec7n nay l\u00e0 bao nhi\u00eau?<\/a><\/li>\n<li><a href=\"https:\/\/pacificcross.com.vn\/vi\/chi-phi-mua-bao-hiem-suc-khoe-cho-nhan-vien-la-bao-nhieu\/\">Chi ph\u00ed mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe cho nh\u00e2n vi\u00ean l\u00e0 bao nhi\u00eau?<\/a><\/li>\n<\/ul>\n<p>Ngu\u1ed3n tham kh\u1ea3o :<\/p>\n<ul>\n<li>https:\/\/www.policybazaar.com\/life-insurance\/articles\/difference-between-policy-term-and-premium-paying-term\/<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Nga\u0300y nay cu\u0323m t\u01b0\u0300 th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m va\u0300 th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng \u0111ang la\u0300 chu\u0309 \u0111\u00ea\u0300 \u0111\u01b0\u01a1\u0323c nhi\u00ea\u0300u ng\u01b0\u01a1\u0300i quan t\u00e2m va\u0300 cu\u0303ng d\u00ea\u0303 bi\u0323 nh\u00e2\u0300m l\u00e2\u0303n nh\u00e2\u0301t. Ba\u0300i vi\u00ea\u0301t d\u01b0\u01a1\u0301i \u0111\u00e2y se\u0303 ph\u00e2n ti\u0301ch ro\u0303 hai kha\u0301i ni\u00ea\u0323m tr\u00ean. 1.Th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 ba\u0309o hi\u00ea\u0309m la\u0300 gi\u0300?\u00a0 Th\u01a1\u0300i ha\u0323n \u0111o\u0301ng phi\u0301 [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":76382,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[24],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/76379"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=76379"}],"version-history":[{"count":3,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/76379\/revisions"}],"predecessor-version":[{"id":76386,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/76379\/revisions\/76386"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/76382"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=76379"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=76379"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=76379"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}