{"id":77700,"date":"2023-09-23T10:00:58","date_gmt":"2023-09-23T03:00:58","guid":{"rendered":"https:\/\/pacificcross.com.vn\/?p=77700"},"modified":"2023-09-24T14:52:25","modified_gmt":"2023-09-24T07:52:25","slug":"tai-tuc-bao-hiem","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/tai-tuc-bao-hiem\/","title":{"rendered":"T\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? V\u00ec sao n\u00ean t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m h\u1eb1ng n\u0103m"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft \/ Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69fb28e891fad\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69fb28e891fad\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pacificcross.com.vn\/vi\/tai-tuc-bao-hiem\/#1_Tai_tuc_bao_hiem_la_gi\" >1. T\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pacificcross.com.vn\/vi\/tai-tuc-bao-hiem\/#2_Hop_dong_tai_tuc_bao_hiem_gom_nhung_gi\" >2. H\u1ee3p \u0111\u1ed3ng t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m g\u1ed3m nh\u1eefng g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pacificcross.com.vn\/vi\/tai-tuc-bao-hiem\/#3_Vi_sao_nen_tai_tuc_bao_hiem_suc_khoe_hang_nam\" >3. V\u00ec sao n\u00ean t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe h\u1eb1ng n\u0103m?<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c \u0111\u1ea3m b\u1ea3o an to\u00e0n t\u00e0i ch\u00ednh v\u00e0 gi\u00fap an t\u00e2m h\u01a1n trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra s\u1ef1 c\u1ed1. Tuy nhi\u00ean, vi\u1ec7c mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ch\u1ec9 l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean, vi\u1ec7c t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m h\u1eb1ng n\u0103m c\u0169ng l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 kh\u00f4ng th\u1ec3 b\u1ecf qua. B\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 kh\u00e1i ni\u1ec7m t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m, nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft v\u1ec1 h\u1ee3p \u0111\u1ed3ng t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m, c\u00f9ng l\u1ee3i \u00edch c\u1ee7a vi\u1ec7c t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe h\u1eb1ng n\u0103m.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_Tai_tuc_bao_hiem_la_gi\"><\/span><b>1. T\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">T\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m l\u00e0 qu\u00e1 tr\u00ecnh gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m sau khi h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i h\u1ebft hi\u1ec7u l\u1ef1c. Th\u00f4ng th\u01b0\u1eddng, c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1eddi h\u1ea1n nh\u1ea5t \u0111\u1ecbnh, v\u00ed d\u1ee5 nh\u01b0 m\u1ed9t n\u0103m. Khi h\u1ee3p \u0111\u1ed3ng n\u00e0y \u0111\u1ebfn h\u1ea1n, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m c\u00f3 quy\u1ec1n l\u1ef1a ch\u1ecdn t\u00e1i t\u1ee5c \u0111\u1ec3 ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 trong th\u1eddi gian ti\u1ebfp theo. T\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m cho ph\u00e9p ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m ti\u1ebfp t\u1ee5c h\u01b0\u1edfng c\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 \u0111\u1ea3m b\u1ea3o b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/span><\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-77703\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/09\/tai-tuc-bao-hiem-1.jpeg\" alt=\"t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m\" width=\"1000\" height=\"667\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/09\/tai-tuc-bao-hiem-1.jpeg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/09\/tai-tuc-bao-hiem-1-300x200.jpeg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/09\/tai-tuc-bao-hiem-1-768x512.jpeg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Hop_dong_tai_tuc_bao_hiem_gom_nhung_gi\"><\/span><b>2. H\u1ee3p \u0111\u1ed3ng t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m g\u1ed3m nh\u1eefng g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">H\u1ee3p \u0111\u1ed3ng t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n t\u01b0\u01a1ng t\u1ef1 nh\u01b0 h\u1ee3p \u0111\u1ed3ng g\u1ed1c. Tuy nhi\u00ean, c\u00f3 m\u1ed9t s\u1ed1 thay \u0111\u1ed5i v\u00e0 \u0111i\u1ec1u ch\u1ec9nh ph\u00f9 h\u1ee3p v\u1edbi th\u1eddi gian m\u1edbi. Khi t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u cung c\u1ea5p c\u00e1c th\u00f4ng tin c\u1eadp nh\u1eadt v\u1ec1 t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe, thu nh\u1eadp, ho\u1eb7c b\u1ea5t k\u1ef3 thay \u0111\u1ed5i n\u00e0o kh\u00e1c li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111\u00e1nh gi\u00e1 r\u1ee7i ro v\u00e0 t\u00ednh ph\u00ed b\u1ea3o hi\u1ec3m. H\u1ee3p \u0111\u1ed3ng t\u00e1i t\u1ee5c c\u0169ng cho ph\u00e9p ng\u01b0\u1eddi mua \u0111i\u1ec1u ch\u1ec9nh m\u1ee9c \u0111\u00f3ng ph\u00ed, m\u1ee9c b\u1ea3o v\u1ec7 v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n kh\u00e1c \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u m\u1edbi.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_Vi_sao_nen_tai_tuc_bao_hiem_suc_khoe_hang_nam\"><\/span><b>3. V\u00ec sao n\u00ean t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe h\u1eb1ng n\u0103m?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">T\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe h\u1eb1ng n\u0103m l\u00e0 m\u1ed9t quy\u1ebft \u0111\u1ecbnh th\u00f4ng minh v\u00e0 c\u00f3 nhi\u1ec1u l\u1ee3i \u00edch quan tr\u1ecdng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 l\u00fd do t\u1ea1i sao n\u00ean t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe h\u1eb1ng n\u0103m:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea3o v\u1ec7 li\u00ean t\u1ee5c: T\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n kh\u00f4ng b\u1ecb m\u1ea5t \u0111i m\u1ee9c b\u1ea3o v\u1ec7 khi h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i k\u1ebft th\u00fac. \u0110i\u1ec1u n\u00e0y \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n v\u00e0 gia \u0111\u00ecnh v\u1eabn \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro kh\u00f4ng mong mu\u1ed1n.<\/span><\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-77705\" src=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/09\/tai-tuc-bao-hiem-2.jpeg\" alt=\"t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m\" width=\"1000\" height=\"667\" srcset=\"https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/09\/tai-tuc-bao-hiem-2.jpeg 1000w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/09\/tai-tuc-bao-hiem-2-300x200.jpeg 300w, https:\/\/pacificcross.com.vn\/wp-content\/uploads\/2023\/09\/tai-tuc-bao-hiem-2-768x512.jpeg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">\u0110i\u1ec1u ch\u1ec9nh d\u1ef1a tr\u00ean nhu c\u1ea7u m\u1edbi: T\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m cho ph\u00e9p b\u1ea1n \u0111i\u1ec1u ch\u1ec9nh m\u1ee9c \u0111\u00f3ng ph\u00ed v\u00e0 m\u1ee9c b\u1ea3o v\u1ec7 ph\u00f9 h\u1ee3p v\u1edbi thay \u0111\u1ed5i c\u1ee7a cu\u1ed9c s\u1ed1ng v\u00e0 nhu c\u1ea7u c\u00e1 nh\u00e2n. B\u1ea1n c\u00f3 th\u1ec3 t\u0103ng ho\u1eb7c gi\u1ea3m m\u1ee9c \u0111\u00f3ng ph\u00ed, \u0111i\u1ec1u ch\u1ec9nh c\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 ph\u1ea1m vi b\u1ea3o v\u1ec7 theo nhu c\u1ea7u s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ti\u1ebft ki\u1ec7m th\u1eddi gian v\u00e0 c\u00f4ng s\u1ee9c: Thay v\u00ec ph\u1ea3i t\u00ecm hi\u1ec3u v\u00e0 mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi, t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m gi\u00fap ti\u1ebft ki\u1ec7m th\u1eddi gian v\u00e0 c\u00f4ng s\u1ee9c. B\u1ea1n c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i th\u1ee7 t\u1ee5c l\u1ea1i t\u1eeb \u0111\u1ea7u.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t s\u1ef1 l\u1ef1a ch\u1ecdn \u0111\u00e1ng tin c\u1eady cho vi\u1ec7c t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe h\u00e0ng n\u0103m, Pacific Cross Vi\u1ec7t Nam l\u00e0 m\u1ed9t s\u1ef1 l\u1ef1a ch\u1ecdn t\u1ed1t. V\u1edbi d\u1ecbch v\u1ee5 ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m linh ho\u1ea1t, <\/span><a href=\"https:\/\/pacificcross.com.vn\/vi\/health-insurance\/\"><span style=\"font-weight: 400;\">Pacific Cross Vi\u1ec7t Nam<\/span><\/a><span style=\"font-weight: 400;\"> cam k\u1ebft \u0111\u00e1p \u1ee9ng nhu c\u1ea7u b\u1ea3o v\u1ec7 s\u1ee9c kho\u1ebb c\u1ee7a b\u1ea1n v\u00e0 gia \u0111\u00ecnh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u0103ng k\u00fd th\u00f4ng tin ngay, \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed <\/span><a href=\"https:\/\/share.hsforms.com\/1lPp7cGPVQeeKMi_bJLbaAwd0ctp\"><span style=\"font-weight: 400;\">T\u1ea0I \u0110\u00c2Y<\/span><\/a><span style=\"font-weight: 400;\"> ngay h\u00f4m nay \u0111\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin chi ti\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb v\u00e0 c\u00e1c g\u00f3i t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t cho b\u1ea1n.<\/span><\/p>\n<p><strong>Ngu\u1ed3n tham kh\u1ea3o:<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">What is &#8216;Reinsurance&#8217;<\/span><\/p>\n<p><a href=\"https:\/\/economictimes.indiatimes.com\/definition\/reinsurance\"><span style=\"font-weight: 400;\">https:\/\/economictimes.indiatimes.com\/definition\/reinsurance<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">What is reinsurance?<\/span><\/p>\n<p><a href=\"https:\/\/www.bankrate.com\/insurance\/car\/what-is-reinsurance\/\"><span style=\"font-weight: 400;\">https:\/\/www.bankrate.com\/insurance\/car\/what-is-reinsurance\/<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c \u0111\u1ea3m b\u1ea3o an to\u00e0n t\u00e0i ch\u00ednh v\u00e0 gi\u00fap an t\u00e2m h\u01a1n trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra s\u1ef1 c\u1ed1. Tuy nhi\u00ean, vi\u1ec7c mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ch\u1ec9 l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean, vi\u1ec7c t\u00e1i t\u1ee5c b\u1ea3o hi\u1ec3m h\u1eb1ng n\u0103m c\u0169ng l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 kh\u00f4ng th\u1ec3 [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":77701,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[24],"tags":[1343,1990],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/77700"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=77700"}],"version-history":[{"count":1,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/77700\/revisions"}],"predecessor-version":[{"id":77707,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/77700\/revisions\/77707"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/77701"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=77700"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=77700"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=77700"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}