{"id":966,"date":"2023-01-15T09:28:48","date_gmt":"2023-01-15T02:28:48","guid":{"rendered":"https:\/\/pacific-cross-wp.eastplayers.io\/?post_type=news&p=966"},"modified":"2023-01-15T20:25:05","modified_gmt":"2023-01-15T13:25:05","slug":"nhung-dieu-can-biet-ve-bao-hiem-suc-khoe","status":"publish","type":"post","link":"https:\/\/pacificcross.com.vn\/vi\/nhung-dieu-can-biet-ve-bao-hiem-suc-khoe\/","title":{"rendered":"C\u00e1c thu\u1eadt ng\u1eef th\u01b0\u1eddng g\u1eb7p v\u1ec1 b\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb"},"content":{"rendered":"

\"\"<\/p>\n

Pacific Cross Vietnam<\/a> hi\u1ec7n \u0111ang qu\u1ea3n l\u00fd c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch cho h\u00e0ng ng\u00e0n kh\u00e1ch h\u00e0ng \u1edf Vi\u1ec7t Nam m\u1ed7i n\u0103m.<\/p>\n

Ch\u00fang t\u00f4i hi\u1ec3u kh\u00e1i ni\u1ec7m b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ph\u1ee9c t\u1ea1p \u0111\u1ed1i v\u1edbi c\u00e1c b\u1ea1n, v\u00ec v\u1eady b\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u1ea3i th\u00edch m\u1ed9t s\u1ed1 t\u00ean g\u1ecdi v\u00e0 thu\u1eadt ng\u1eef li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m<\/a>. Hy v\u1ecdng \u0111i\u1ec1u n\u00e0y s\u1ebd h\u1eefu \u00edch cho c\u00e1c b\u1ea1n khi l\u1ef1a ch\u1ecdn m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho m\u00ecnh, cho nh\u1eefng ng\u01b0\u1eddi th\u00e2n v\u00e0 cho nh\u00e2n vi\u00ean c\u1ee7a m\u00ecnh.<\/p>\n

C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m<\/strong><\/h2>\n

Nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00e3 bi\u1ebft b\u1ea3o hi\u1ec3m\u00a0<\/strong>tai n\u1ea1n<\/a> m\u00e1y bay, l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng m\u1ed9t s\u1ed1 ti\u1ec1n r\u1ea5t l\u1edbn n\u1ebfu ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb t\u1eed vong ho\u1eb7c b\u1ecb th\u01b0\u01a1ng t\u00edch tr\u1ea7m tr\u1ecdng trong m\u1ed9t tai n\u1ea1n m\u00e1y bay. Lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u00e0y th\u01b0\u1eddng kh\u00f4ng chi tr\u1ea3 c\u00e1c chi ph\u00ed y t\u1ebf cho b\u1ec7nh t\u1eadt v\u00e0 tai n\u1ea1n kh\u00e1c khi \u0111i du l\u1ecbch.<\/p>\n

C\u00e1c h\u00e3ng l\u1eef h\u00e0nh th\u01b0\u1eddng xuy\u00ean ch\u00e0o c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i ho\u1eb7c b\u1ea3o hi\u1ec3m h\u1ee7y b\u1ecf chuy\u1ebfn \u0111i<\/a>. Nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y th\u01b0\u1eddng chi tr\u1ea3 c\u00e1c chi ph\u00ed \u0111i l\u1ea1i n\u1ebfu ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m bu\u1ed9c ph\u1ea3i h\u1ee7y b\u1ecf chuy\u1ebfn \u0111i do tai n\u1ea1n, b\u1ec7nh t\u1eadt hay c\u00e1c nguy\u00ean nh\u00e2n kh\u00e1c.<\/p>\n

N\u1ed9i dung b\u1ea3o hi\u1ec3m th\u01b0\u1eddng g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 du l\u1ecbch, th\u1ea5t l\u1ea1c hay m\u1ea5t m\u00e1t h\u00e0nh l\u00fd v\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f3 h\u1ea1n m\u1ee9c. \u0110\u1ed1i v\u1edbi ph\u1ea7n b\u1ea3o hi\u1ec3m y t\u1ebf, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng ho\u1eb7c kh\u00f4ng \u00e1p d\u1ee5ng h\u00ecnh th\u1ee9c mi\u1ec5n th\u01b0\u1eddng ho\u1eb7c \u0111\u1ed3ng chi tr\u1ea3.<\/p>\n

B\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c t\u1ebf l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m d\u00e0i ho\u1eb7c ng\u1eafn h\u1ea1n \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng \u0111\u1ec3 b\u1ed3i th\u01b0\u1eddng cho b\u1ea1n c\u00e1c chi ph\u00ed y t\u1ebf ph\u00e1t sinh khi \u0111i du l\u1ecbch ho\u1eb7c khi s\u1ed1ng \u1edf n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

M\u1ee9c b\u1ea3o hi\u1ec3m th\u01b0\u1eddng \u0111\u1ee7 \u0111\u1ec3 trang tr\u1ea3i c\u00e1c chi ph\u00ed y t\u1ebf l\u1edbn nh\u01b0 ph\u1eabu thu\u1eadt kh\u1ea9n c\u1ea5p v\u00e0 chi ph\u00ed n\u1eb1m vi\u1ec7n k\u00e9o d\u00e0i. C\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m y t\u1ebf \u201cki\u1ec3u M\u1ef9\u201d th\u01b0\u1eddng \u00e1p d\u1ee5ng h\u00ecnh th\u1ee9c mi\u1ec5n th\u01b0\u1eddng, \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c \u0111\u1ed3ng chi tr\u1ea3.<\/p>\n

C\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 bao quy\u1ec1n l\u1ee3i s\u01a1 t\u00e1n kh\u1ea9n c\u1ea5p, h\u1ed3i h\u01b0\u01a1ng thi h\u00e0i c\u0169ng nh\u01b0 c\u00e1c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 du l\u1ecbch. H\u1ee3p \u0111\u1ed3ng bao hi\u1ec3m c\u00f3 th\u1ec3 bao g\u1ed3m m\u1ed9t chuy\u1ebfn \u0111i, nhi\u1ec1u chuy\u1ebfn \u0111i ho\u1eb7c c\u00f3 th\u1ec3 t\u00e1i t\u1ee5c.<\/p>\n

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 v\u00e0i thu\u1eadt ng\u1eef gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 b\u1ea3o hi\u1ec3m.<\/p>\n

Gi\u1ea3i th\u00edch thu\u1eadt ng\u1eef<\/strong><\/h2>\n

M\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i \u0111a:<\/strong>\u00a0L\u00e0 kho\u1ea3n ti\u1ec1n t\u1ed1i \u0111a m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd tr\u1ea3 cho c\u00e1c chi ph\u00ed trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m. M\u1ee9c n\u00e0y c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t m\u1ee9c chung, ho\u1eb7c m\u1ed9t m\u1ee9c c\u1ee5 th\u1ec3 cho t\u1eebng tai n\u1ea1n ho\u1eb7c b\u1ec7nh t\u1eadt.<\/p>\n

M\u1ee9c mi\u1ec5n th\u01b0\u1eddng:<\/strong>\u00a0L\u00e0 chi ph\u00ed y t\u1ebf m\u00e0 b\u1ea1n ph\u1ea3i t\u1ef1 chi tr\u1ea3 tr\u01b0\u1edbc khi c\u00f4ng ty b\u1ea3o hi\u1ec3m ti\u1ebfn h\u00e0nh b\u1ed3i th\u01b0\u1eddng. \u0110\u00e2y c\u00f3 th\u1ec3 l\u00e0 \u0111\u1ecbnh m\u1ee9c n\u0103m, \u0111\u1ecbnh m\u1ee9c trong su\u1ed1t th\u1eddi gian c\u1ee7a h\u1ee3p \u0111\u1ed3ng ho\u1eb7c \u0111\u1ecbnh m\u1ee9c cho t\u1eebng tai n\u1ea1n. V\u00ed d\u1ee5: m\u1ee9c mi\u1ec5n th\u01b0\u1eddng 50 \u0111\u00f4 la c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n ph\u1ea3i t\u1ef1 tr\u1ea3 50 \u0111\u00f4 la chi ph\u00ed y t\u1ebf \u0111\u1ea7u ti\u00ean tr\u01b0\u1edbc khi c\u00f4ng ty b\u1ea3o hi\u1ec3m thanh to\u00e1n.<\/p>\n

\u0110\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c \u0111\u1ed3ng chi tr\u1ea3:<\/strong>\u00a0\u0110\u00e2y l\u00e0 t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m chi ph\u00ed y t\u1ebf m\u00e0 b\u1ea1n ph\u1ea3i tr\u1ea3 sau khi \u0111\u00e3 tr\u1ea3 m\u1ee9c mi\u1ec5n th\u01b0\u1eddng. V\u00ed d\u1ee5: m\u1ed9t th\u1ecfa thu\u1eadn \u0111\u1ed3ng b\u1ea3o hi\u1ec3m 20% hay \u0111\u1ed3ng chi tr\u1ea3 80\/20 c\u00f3 ngh\u0129a l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd thanh to\u00e1n 80% chi ph\u00ed y t\u1ebf v\u00e0 b\u1ea1n s\u1ebd thanh to\u00e1n 20%, sau khi b\u1ea1n \u0111\u00e3 t\u1ef1 tr\u1ea3 m\u1ee9c mi\u1ec5n th\u01b0\u1eddng.<\/p>\n

Lo\u1ea1i tr\u1eeb b\u1ea3o hi\u1ec3m:<\/strong>\u00a0C\u00f3 nh\u1eefng chi ph\u00ed y t\u1ebf m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng chi tr\u1ea3. \u0110\u00e2y th\u01b0\u1eddng l\u00e0 c\u00e1c chi ph\u00ed ph\u00e1t sinh t\u1eeb vi\u1ec7c s\u1eed d\u1ee5ng ch\u1ea5t c\u1ea5m, c\u00e1c \u0111i\u1ec1u ki\u1ec7n s\u1ee9c kh\u1ecfe \u0111\u00e3 t\u1ed3n t\u1ea1i t\u1eeb tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c chi ph\u00ed y t\u1ebf ph\u00e1t sinh do tham gia v\u00e0o c\u00e1c ho\u1ea1t \u0111\u1ed9ng nguy hi\u1ec3m ho\u1eb7c th\u1ec3 thao c\u00f3 nguy c\u01a1 ch\u1ea5n th\u01b0\u01a1ng cao.<\/p>\n

S\u01a1 t\u00e1n y t\u1ebf kh\u1ea9n c\u1ea5p:<\/strong>\u00a0chi tr\u1ea3 c\u00e1c chi ph\u00ed \u0111\u01b0a ng\u01b0\u1eddi b\u1ecb th\u01b0\u01a1ng ho\u1eb7c b\u1ecb b\u1ec7nh v\u1ec1 nh\u00e0 ho\u1eb7c chuy\u00ean ch\u1edf h\u1ecd t\u1edbi n\u01a1i c\u00f3 c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n ch\u0103m s\u00f3c y t\u1ebf ph\u00f9 h\u1ee3p.<\/p>\n

Th\u0103m vi\u1ebfng c\u1ee7a ng\u01b0\u1eddi th\u00e2n kh\u1ea9n c\u1ea5p:<\/strong>\u00a0chi tr\u1ea3 cho chi ph\u00ed \u0111\u01b0a ng\u01b0\u1eddi th\u00e2n \u0111\u1ebfn th\u0103m ng\u01b0\u1eddi b\u1ecb th\u01b0\u01a1ng ho\u1eb7c b\u1ecb b\u1ec7nh trong th\u1eddi gian c\u1ea5p c\u1ee9u kh\u1ea9n c\u1ea5p.<\/p>\n

H\u1ed3i h\u01b0\u01a1ng thi h\u00e0i:<\/strong>\u00a0thanh to\u00e1n chi ph\u00ed \u0111\u01b0a thi h\u00e0i ng\u01b0\u1eddi b\u1ecb t\u1eed vong v\u1ec1 n\u01b0\u1edbc.<\/p>\n

B\u1ea3o hi\u1ec3m t\u1eebng chuy\u1ebfn \u0111i:<\/strong>\u00a0ch\u1ec9 b\u1ea3o hi\u1ec3m cho m\u1ed9t chuy\u1ebfn \u0111i. B\u1ea3o hi\u1ec3m n\u0103m\/nhi\u1ec1u chuy\u1ebfn \u0111i bao g\u1ed3m t\u1ea5t c\u1ea3 c\u00e1c chuy\u1ebfn \u0111i trong n\u0103m h\u1ee3p \u0111\u1ed3ng.<\/p>\n

H\u1ee3p \u0111\u1ed3ng c\u00e1 nh\u00e2n:<\/strong> b\u1ea3o hi\u1ec3m cho m\u1ed9t ng\u01b0\u1eddi.<\/p>\n

H\u1ee3p \u0111\u1ed3ng gia \u0111\u00ecnh:<\/strong>\u00a0b\u1ea3o hi\u1ec3m cho to\u00e0n b\u1ed9 c\u00e1c th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh tham gia chuy\u1ebfn du l\u1ecbch.<\/p>\n","protected":false},"excerpt":{"rendered":"

Pacific Cross Vietnam hi\u1ec7n \u0111ang qu\u1ea3n l\u00fd c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch cho h\u00e0ng ng\u00e0n kh\u00e1ch h\u00e0ng \u1edf Vi\u1ec7t Nam m\u1ed7i n\u0103m. Ch\u00fang t\u00f4i hi\u1ec3u kh\u00e1i ni\u1ec7m b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ph\u1ee9c t\u1ea1p \u0111\u1ed1i v\u1edbi c\u00e1c b\u1ea1n, v\u00ec v\u1eady b\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u1ea3i th\u00edch m\u1ed9t s\u1ed1 t\u00ean […]<\/p>\n","protected":false},"author":1,"featured_media":967,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[24,8],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/966"}],"collection":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=966"}],"version-history":[{"count":0,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/posts\/966\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media\/967"}],"wp:attachment":[{"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=966"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=966"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pacificcross.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=966"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}