Health First Series

Health First Series

Health First brings affordable benefits to families, individuals and companies who value their health and wellness but also their financial savings. These plans provide protection at a manageable cost, allowing you to put your health first without sacrificing budget.

Download Health First Series Brochure HERE.

Download Health First Series Policy Wording HERE.

 

  • Free Choice of doctors and hospitals
  • Worldwide Cover
  • Recreational Sports coverage
  • 24/7 Emergency Assistance
  • Preventative Health Benefit
  • Personal Accident Coverage included
  • Guaranteed renewability regardless of age, medical condition or location
  • Extensive Direct Billing network in Vietnam
  • Alternative Medicine Coverage

BENEFITS

The #1 rated insurance company in
Vietnam

  • HF1

    150,000,000

    • Maximum Benefit per Policy Year
    • Treatment Area: Worldwide
  • HF2

    250,000,000

    • Maximum Benefit per Policy Year
    • Treatment Area: Worldwide
  • HF3

    450,000,000

    • Maximum Benefit per Policy Year
    • Treatment Area: Worldwide
BENEFIT
HF1
HF2
HF3

Core Benefits

Covers normal, usual and customary charges for:

Inpatient Treatment Room Cost:

maximum 60 days/policy year

800,000/day 1,200,000/day 1,800,000/day
ICU: maximum 15 days/policy year 1,600,000/day 2,400,000/day 3,600,000/day
Inpatient Surgery Fee: Fees for surgeon, operating room, anaesthetist, pre-surgical assessment and normal post-surgical care 15,000,000/

hospitalization

25,000,000/

hospitalization

45,000,000/

hospitalization

Surgeon’s Fee – Includes pre-surgical assessment and normal post-surgical care for each operation 100,000,000 per operation 200,000,000 per operation 240,000,000 per operation
Miscellaneous Inpatient Charges: Fees for required diagnostic laboratory tests, imaging, prescribed medicines, doctor fees, blood, plasma, wheel chair rental for using in hospital, medical supplies, surgical appliances and devices, medical device to be placed inside the body. 9,000,000/

hospitalization

5,000,000/

hospitalization

30,000,000/

hospitalization

Outpatient Endoscopic Surgery: Fees for surgeon, operating room, anaesthetist, lab tests, imaging, medical supplies, surgical appliances and devices, prescribed medicines, and other related charges. 15,000,000/

surgery

25,000,000/

surgery

45,000,000/

surgery

Pre-Hospitalization Treatment (within 30 days before admission) 3,000,000/policy year 5,000,000/policy year 10,000,000/policy year
Post-Hospitalization Treatment (within 30 days after discharge) 3,000,000/policy year 5,000,000/policy year 10,000,000/policy year
Home Nursing: Maximum 20 days/policy year. 80,000/day 120,000/day 180,000/day
Ambulance Service 2,000,000/policy year 4,000,000/policy year 5,000,000/policy year
Oncology Treatment
Fees for radiotherapy and chemotherapy received as inpatient or outpatient treatment.
150,000,000/policy year 250,000,000/policy year 450,000,000/policy year
Organ Transplant
Fees for kidney, heart, lung, liver and bone marrow transplants for the recipient Insured Person (up to 50% for donor and the remaining percentages for recipient, at the option of the Insured Person). The Company does not pay for the cost of acquiring an organ. This benefit is a lump sum maximum per organ per lifetime and no other policy benefits are payable in respect of Organ Transplant
100,000,000/organ 150,000,000/organ 200,000,000/organ
Maternity Benefit
Expenses for maternity check-up, delivery, New born baby care (within 7 days of delivery), treatment of maternity complications
6,000,000/pregnancy 7,000,000/pregnancy 9,000,000/pregnancy
Accidental Outpatient Treatment in Emergency Ward:
Services in emergency ward of hospital /clinic for covered accident which has been treated within 24 hours of the accident
1,200,000/accident 1,500,000/accident 3,000,000/accident
Treatment of Accidental Damage to Teeth: Emergency treatment for up to 7 days following accidental loss or damage caused to sound natural teeth. Teeth replacement is excluded 1,200,000/accident 1,500,000/accident 3,000,000/accident

Outpatient Medicals Benefit (Optional)

Outpatient Treatment (non-surgery): Fees for doctor, required diagnostic laboratory tests, imaging, prescribed medicines, medical supplies, and other related charges. Maximum
5,000,000/policy year,
800,000/visit
Maximum
7,000,000/policy year,
1,000,000/visit
Maximum
15,000,000/policy year,
2,000,000/visit
Outpatient Surgery Fee: Fees for surgeon, operating room, anaesthetist, lab tests, imaging, medical supplies, surgical appliances and devices, prescribed medicines, and other related charges. 7,000,000/policy year 12,000,000/policy year 22,000,000/policy year
Fee for Physiotherapy, Chiropractic in Outpatient Treatment:
Maximum 30 days/policy year.
50,000/day 70,000/day 100,000/day

Dental Benefit (Optional)

Maximum benefit 5,000,000/policy year 7,000,000/policy year 10,000,000/policy year
Covers the costs of:
– Examination, X-rays
– Treatment of gingivitis, periodontitis
– Root tip resection, Removal of calculus under gums
– Tooth filling
– Root canal treatment
– Extraction (including surgery)
– Tooth cleaning (maximum 1 time/policy year)
Co-payment 80/20
(the Company pays 80%)
Co-payment 80/20
(the Company pays 80%)
Co-payment 80/20
(the Company pays 80%)

PERSONAL ACCIDENT BENEFIT (Optional)

Sum Insured: 100,000,000 – 1,000,000,000 /policy year
This benefit is only available to Insured Persons aged from fifteen (15) days to (70) seventy years. This benefit will not be renewed if the insured person has reached the age of 71 years upon the renewal date.

Accidental death 100%
Total and irrecoverable loss of sight in one or both eyes 100%
Total loss of one or more limbs 100%
Total and irremediable loss of use of two or more limbs 100%
Permanent Total Disablement 100%
Total and irremediable loss of use of one limb 50%

PRICING

PREMIUMS - HEALTH FIRST SERIES (unit: VND1,000)

Health First brings affordable benefits to families, individuals and companies who value their health and wellness but also their financial savings. These plans provide protection at a manageable cost, allowing you to put your health first without sacrificing budget.
Age 0-3 4-5 6-18 19-25 26-30 31-35 36-40 41-45 46-50 51-55 56-60 61-65

Core Benefits

HF1 6,143 2,560 1,892 2,020 2,102 2,131 2,197 2,298 2,496 2,674 3,007 3,338
HF2 9,063 3,777 2,791 2,891 3,010 3,051 3,145 3,290 3,573 3,945 4,436 4,925
HF3 15,095 6,291 4,648 4,719 4,913 4,980 5,133 5,370 5,832 6,571 7,388 8,202

Outpatient Medical Benefit

HF1 5,483 2,477 1,857 1,785 1,821 1,846 1,903 1,951 2,002 2,186 2,284 2,500
HF2 8,366 3,778 2,834 2,723 2,778 2,816 2,903 2,976 3,054 3,334 3,485 3,814
HF3 13,3040 6,009 4,507 4,331 4,417 4,478 4,616 4,732 4,856 4,856 5,542 6,066

Dental Benefits

Age HF1 HF2 HF3
0-3 907 1,016 1,451
4-65 1,270 1,422 2,031

PERSONAL ACCIDENT BENEFIT: 0.09% PREMIUM RATES FOR CLASS 1 OCCUPATION

Discount Available

-5%
3-4 Groups of lives
-10%
5-10 Groups of lives
-15%
11-20 Groups of lives
-20%
21 and above Groups of lives

Get health insurance. Protect your health. Put your health first.

Health First brings affordable benefits to families, individuals and companies who value their health and wellness but also their financial savings. These plans provide protection at a manageable cost, allowing you to put your health first without sacrificing budget.

Get consultation