Pacific Cross Vietnam will apply the following administrative rules

to travel insurance claim files relating to Covid 19:

1. 1. 1. 1. Claims for Covid 19 related medical expenses will be accepted on a pay and claim basis only.

         2. Insured person(s) of travel insurance policy are covered for medical costs related to Covid-19, subject to the policy terms and conditions, provided that on the day of trip departure they are fully vaccinated (by U.S. CDC's definition) or have recovered from  Covid-19 in the past six months. Verification documentation is required for claim adjudication.

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