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Bon Voyage

09 May 2016
Our Bon Voyage is a popular insurance plan, with comprehensive benefits in one convenient package without any limits on travel region. Bon Voyage is suitable for those traveling to various countries and look for a high level of total coverage. 

Three levels of cover available with up to 180 days of cover.
  • Coverage for winter sports, trekking, scuba diving, rafting, bungee-jumping and various aquatic sports without additional premium.
  • 24/7 Assistance Services such as legal assistance, obtaining replacement of lost travel document, etc
  • Free travel for children when both parents are covered under the same insurance.
  • No deductible for all cover excluding optional car rental benefit.

Benefit Schedule

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Bon Voyage


Plan APlan BPlan CPremier PlanExecutive Plan
I. MEDICAL EXPENSES AND EMERGENCY ASSISTANCE: Covers the cost of medical treatment arising from illness or accident injury for both Inpatient and Outpatient2,000,000,0001,500,000,0001,000,000,0002,000,000,0001,500,000,000
Medical Expenses: Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of VND 6,000,000 per day for hospital room and board, and VND 20,000,000 per day if the room fee includes the fees for all professional services     
Follow-up Care: Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country 130,000,000130,000,000130,000,000130,000,000130,000,000
Emergency Evacuation: Emergency evacuation to the nearest facility capable of providing adequate medical careUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
Repatriation: Repatriation to the country of origin when the Company and attending physician determine that it is necessary Unlimited Unlimited Unlimited Unlimited Unlimited
Hospital Expenses Guarantee: Guarantee eligible medical expenses when hospital bills exceed VND 50,000,000       
Hospital Cash Allowance: VND 1,000,000 for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability 20,000,00015,000,00010,000,00020,000,00015,000,000
Additional Costs of Travel & Accommodation: Additional travelling costs of the Insured Person for returning to the country of origin and additional costs of accommodation incurred by the Insured Person or an insured immediate family member or traveling companion when such costs arise from hospitalization due to a covered disability necessitating medical treatment of the Insured Person 100,000,00070,000,00040,000,000100,000,00070,000,000
Family Member Visit: Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead aboard  100,000,00070,000,00040,000,000100,000,00070,000,000
Return of Children: Reasonable additional accommodation and travelling expenses for unattended insured childern (age below 16) return to the country of origin  100,000,00070,000,00040,000,000100,000,00070,000,000
Mortal Remains: Transportation charges for repatriation of the mortal remains to the country of origin  60,000,00040,000,00020,000,00060,000,00040,000,000
Referral Services: All referral services such as legal assistance, interpreter, obtaining replacement of lost travel document or air ticket, etc.      
II. PERSONAL ACCIDENT: Accidental death or permanent disability including loss of one or more limbs or loss of sight in one or both eyes. Maximum coverage is doubled when the Insured Person is travelling as a fare-paying passenger on a public conveyance (applicable to Bon Voyage only). Doubling benefit is not applicable to children under age 18. The limit of cover for children under 18 is VND 400,000,000 2,000,000,0001,300,000,000700,000,0005,000,000,0002,000,000,000
III. INCIDENTAL COVER: Covers incidents during the trip      
Baggage and Personal Effects: Loss or damage directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person's baggage or personal items carried. The limit is VND 5,000,000 per item and VND 10,000,000 per pair or set. Loss of laptop is limited to VND 10,000,000 (VND 20,000,000 for Premier Plan) 30,000,00016,000,00010,000,00040,000,00020,000,000
Baggage Delay: Emergency purchases of essential items of toiletries and clothing up to a maximum of VND 1,300,000 per article when the checked baggage is delayed for at least 6 hours from the time of arrival at destination abroad 5,000,0002,500,0001,300,0005,000,0002,500,000
Loss of Travel Document: Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is VND 4,000,000 for plan A and Premier Plan; VND 3,000,000 for plan B and Executive Plan; VND 2,000,000 for plan C 40,000,00030,000,00020,000,00040,000,00030,000,000
Personal Money: Loss of cash, bank notes and travelers checks arising from theft, burglary or robbery 8,000,0005,200,0002,600,0008,000,0005,200,000
Travel Delay:      
a) Additional Travel Cost - Transportation expenses necessarily incurred as a direct consequence of travel delay resulting from serious weather conditions, industrial action, hijack, mechanical derangement only if the Insured Person has to re-route his trip due to cancellation of a prior confirmed booking.  16,000,00010,000,0006,000,00016,000,00010,000,000
b) Cash Allowance - If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at VND 500,000 for each full 6 hours delay 3,500,0002,500,0001,500,0003,500,0002,500,000
Curtailment of Trip or Cancellation Charges: Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service, compulsory quarantine of the Insured Person; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence  130,000,00090,000,00070,000,000130,000,00090,000,000
Personal Liability: Indemnity against legal liability to a third party as a result of accidental injury or loss or damage to property during the Period of Insurance. (This benefit does not apply to the use or hire of motorized vehicles)   2,000,000,0001,300,000,000700,000,0002,000,000,0001,300,000,000
Incidental Home Country: An Insured Person may return to the country of origin for incidental visits for a consecutive period up to 14 days provided that the Period of Insurance is not less than 31 days.      N/AN/A
Rental Car Excess Cover: Reimbursement of excess which the Insured Person is liable to pay for accidental loss or damage to a rental car.   10,000,0006,000,0004,000,00010,000,0006,000,000
IV. RENTAL CAR PROTECTION up to VND 500,000,000 (for adult between 23 and 75) Loss or damage occurs to a rental car result directly from fire, theft, collision or vandalism. Deductible: VND 5,000,000  N/A
V. Additional annual premium for Personal Accident benefit (for adult between age 18 and 65 only): each VND 1,000,000,000 of Sum Insured: VND 700,000N/A(up to Total Sum Insured of VND 10,000,000,000)


 Duration of Trip (days)1-56-89-1112-1516-2425-31For each additional 7 days*
 PLAN AIndividual5007208409201,1001,360260
Family 1,000 1,4401,6801,8402,2002,720520
 PLAN BIndividual400540620680740920180
Family 8001,0801,2401,3601,4801,840360
 PLAN C  Individual340460520560620680120
Rental car protection100 per day

* Maximum 180 days

Premier Plan 6,360
Executive Plan3,720
Additional Personal Accident (each 1,000,000,000 VND of Sum Insured)700

Policy Wording

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Travel Insurance Policy Wording