1. - Are you currently covered by a medical policy? (if YES, please provide a copy of the policy and benefit schedule)
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- Have you had any medical insurance application or policy declined, rated, restricted, or cancelled, at any time in the past? If YES, please state the reason:
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2. Have you ever had symptoms of or been diagnosed with, investigated or treated for any of the following:
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2.1. Psychological or psychiatric conditions, drug and alcohol issues or sleep disorders? Ex: depression, anxiety, stress, autism, insomnia, sleep apnea, drugs and alcohol dependency, etc.
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2.2. Heart or circulatory conditions?
Ex: high/low blood pressure, angina/chest pains, heart attacks or heart failure, coronary arteries, ischemia, deep veins thrombosis, varicose vein, etc.
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2.3. Tumors, growths or cancer?
Ex: polyps, benign growths or cysts, lymphomas, any cancers or pre-cancerous conditions, etc.
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2.4. Brain or nervous system conditions?
Ex: stroke/transient ischemic attack (TIA), syncope, seizure or epilepsy, migraines, multiple sclerosis, meningitis, neuritis, etc.
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2.5. Diabetes, thyroid, metabolic or any other endocrine disorders?
Ex: diabetes type 1 or type 2, hypothyroidism or hyperthyroidism, dyslipidemia, pituitary or adrenal problems, etc.
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3. In the last 5 years, have you seen a physician, or experienced any symptoms, or been admitted to a hospital, or medical facility for an operation or procedure, or undergone any tests or investigations, for any of the following conditions?
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3.1. Eyes, ears, nose or throat? Ex: glaucoma, cataracts, retinal detachment, macular degeneration, hearing difficulties/loss, relapsed otitis, tonsillitis, sinusitis, etc.
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3.2. Breathing or respiratory conditions? Ex: asthma, chronic obstructive pulmonary disease (COPD), emphysema, shortness of breath, pneumonia, bronchitis, tuberculosis (TB), all kind of respiratory allergies, etc.
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3.3. Urinary, kidney, ureter, bladder, urethral or prostate conditions or STI? Ex: kidney, bladder, urethra infections or stones, prostate problems, sexually transmitted infections, etc.
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3.4. Stomach, liver, gall-bladder, pancreas, or digestive system conditions? Ex: gastritis, gastroesophageal reflux disease (GERD), hepatitis, cirrhosis, gallstones, pancreatitis, irritable bowels, colitis, hemorrhoids/piles, persistent diarrhea, Crohn’s disease, digestive ulcers, abdominal pain, bleeding, all kind of hernia, etc.
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3.5. Neck, back, joint, muscular or skeletal problems? Ex: neck, back or joint pain, sciatica, arthritis, osteoarthritis of spine, gout, joint replacements, fracture, cartilage or ligament problems, etc.
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3.6. Auto-immune disorders? Ex: HIV/AIDS, rheumatoid arthritis, systemic lupus erythematosus, scleroderma, etc.
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3.7. Skin conditions? Ex: eczema, dermatitis, rashes, psoriasis, acne, moles that itch or bleed, or all kind of skin allergic reactions, etc.
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3.8. Gynecological or breast conditions? Ex: irregular periods, fibroids, prolapse, endometriosis, abnormal Pap test, cervix, uterus, ovaries or
fallopian tube disorders, etc.
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3.9. Any physical defect or congenital condition?
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4.Have you been advised to undergo or have you undergone any medical test, medical check-up, taken medication, or had a procedure not mentioned above?
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