Foundation Series
Our Foundation Series health insurance plans are designed for people who want to be able to access the best medical care in SE Asia. They are highly flexible so that customers can choose the level of outpatient benefit they prefer giving them greater control of their health insurance.
Plans are available from $25,000 to $100,000 USD in coverage and have worldwide treatment area.
All plans have personal accident and a preventative health benefit.
- Free Choice of doctors and hospitals
- Guaranteed renewability regardless of age, medical condition or location
- Worldwide Cover
- Preventative Health Benefit
- 24/7 Emergency Assistance
- Recreational Sports coverage
- Alternative Medicine Coverage
- Personal Accident Coverage included
- Extensive Direct Billing network in Vietnam
Foundation Series Brochure: Download | View
Benefit Schedule
SCHEDULE OF BENEFITS (in VND) | STANDARD | EXECUTIVE | PREMIER | |
| Maximum Benefit For Any ONE Disability and Sequelae - Covers normal, usual and customary charges, per disability per lifetime for: | 500,000,000 | 1,000,000,000 | 2,000,000,000 | |
| Treatment Area | Worldwide | Worldwide | Worldwide | |
| INPATIENT BENEFITS – Covers normal, usual and customary charges for: | ||||
| Room and Board (standard room) | Semi-Private up to 2,000,000/day (Private in Vietnam) | Semi-Private up to 3,000,000/day (Private in Vietnam) | Semi-Private up to 4,000,000/day (Private in Vietnam) | |
| Parent Accommodation – An extra bed in the same room for a parent accompanying an insured child under 18 years old | Up to limit of Room & Board of the Insured Person | |||
| Intensive Care Unit, Coronary Care Unit – 15 days maximum per disability per year | 3,000,000/day | 5,000,000/day | 7,000,000/day | |
| Physician’s Daily Hospital Visit | As Charged | |||
| Specialist’s Fee | As Charged | |||
| Operating Room | 20,000,000 per operation | As Charged | ||
| Surgeon’s Fee – Includes pre-surgical assessment and normal post-surgical care for each operation | 100,000,000 per operation | 200,000,000 per operation | 240,000,000 per operation | |
| Anaesthetist’s Fee | Up to 30% of eligible Surgeon’s Fee | |||
| Pre and Post Hospitalization (including Rehabilitation) – Within 30 days before admission and 90 days after discharge up to | 10,000,000 per disability per year | 15,000,000 per disability per year | 20,000,000 per disability per year | |
| Organ Transplant – Fees for kidney, heart, lung, liver and bone marrow transplants (up to 50% for donor and the remaining percentages for recipient, at the option of the Insured Person) to a total of This benefit is a lump sum maximum per organ per lifetime and no other policy benefits are payable in respect of Organ Transplant. | 100,000,000 | 200,000,000 | 300,000,000 | |
| Home Nursing – Immediately after hospitalization and certified to be medically necessary by the attending physician for up to 30 days per disability per year | 400,000/day | 600,000/day | 1,000,000/day | |
| Miscellaneous Inpatient Charges – For required diagnostic laboratory tests, x-rays, prescribed medicines; professional fees; blood and plasma; wheel chair rentals; outpatient surgery; surgical appliances and devices; and intra-operative standard prosthetics (as approved by the Company) | 80,000,000 per disability per year | 140,000,000 per disability per year | 210,000,000 per disability per year | |
| Maternity Benefit – Maximum limit per pregnancy after a 12-month waiting period (90 days for miscarriage and therapeutic abortion) up to When both husband and wife are insured, the limit shall be increased by 50% | No | 10,000,000 | 15,000,000 | |
| Free New Born cover – A child of an Insured Person is eligible for the same medical plan as the Insured Person 15 days after the date of birth, or the date of discharge on submission of application to the Company whichever is the later until the Insured Person’s next renewal for free | No | Included | Included | |
| Preventive Health Benefit – Annual limit for routine check-up, vaccinations, appliances, vitamins | 1,500,000 | 2,000,000 | 3,000,000 | |
| Burial and Funeral | 6,000,000 | 10,000,000 | 10,000,000 | |
| Personal Accident Benefits | 30,000,000 | 40,000,000 | 60,000,000 | |
| EMERGENCY BENEFITS - Subject to the overall maximum limit per disability | ||||
| Accidental Damage to Teeth – Emergency treatment for up to 7 days following accidental loss or damage caused to sound natural teeth | 10,000,000 per accident | 15,000,000 per accident | 20,000,000 per accident | |
| Accidental Emergency Outpatient Treatment - For covered accident which has been treated within 24 hours of the accident by the outpatient department of hospital, clinic, doctor’s office | As Charged | |||
| Emergency Local Ambulance Service | As Charged | |||
| 24-Hour Emergency Assistance Services and Emergency Medical Evacuation Service | Included | |||
| Additional Travel Expenses (following Evacuation) – One economy class airline ticket to return an Insured Person to the Country of Residence | Included | |||
| OUTPATIENT BENEFITS: Client can choose any plan | ||||
| Maximum Benefit per year | 24,000,000 | 36,000,000 | 48,000,000 | |
| Outpatient Benefit – Physician and specialists’ fees for office visits, physiotherapist, and chiropractor when referred by the attending physician; and, for required diagnostic laboratory tests, x-rays and prescribed medicines | 1,500,000/visit | 2,000,000/visit | 2,500,000/visit | |
| Alternative Medicines – Fees for visits to homeopath, osteopath, acupuncturist, bonesetter, herbalist and Chinese medicine practitioner; and prescribed herbs up to an annual limit of | 5,000,000 | |||
| OPTIONAL BENEFITS: | ||||
| Dental Benefit 1 – Covers 80% of normal, usual and customary charges for Eligible Expenses per year up to VND5,000,000 | ||||
| Dental Benefit 2 – Covers 80% of normal, usual and customary charges for Eligible Expenses per year up to VND10,000,000 | ||||
PREMIUMS - FOUNDATION SERIES (unit: VND1,000) | |||||||||||||
| AGE GROUP | 0-5 | 6-18 | 19-25 | 26-30 | 31-35 | 36-40 | 41-45 | 46-50 | 51-55 | 56-60 | |||
| 61-65 | 66-70 | 71-75 | |||||||||||
| INPATIENT | |||||||||||||
| Standard | 4,261 | 3,984 | 5,517 | 6,053 | 6,513 | 7,024 | 7,509 | 8,684 | 9,833 | 12,311 | 15,323 | 22,985 | 34,478 |
| Executive | 5,244 | 4,904 | 6,717 | 7,279 | 7,841 | 8,480 | 9,118 | 10,676 | 12,260 | 15,044 | 20,024 | 30,036 | 45,054 |
| Premier | 6,473 | 6,053 | 10,931 | 11,851 | 12,796 | 13,818 | 14,303 | 16,244 | 18,517 | 22,476 | 29,627 | 44,441 | 66,662 |
| OUTPATIENT | |||||||||||||
| Standard | 3,933 | 3,678 | 2,760 | 3.044 | 3,217 | 3,983 | 4,191 | 4,427 | 4,628 | 4,838 | 5,085 | 7,627 | 11,441 |
| Executive | 6,039 | 5,647 | 4,776 | 5,722 | 6,085 | 6,389 | 7,970 | 8,352 | 8,787 | 9,172 | 9,579 | 14,369 | 21,553 |
| Premier | 7,430 | 6,948 | 6,309 | 7,560 | 8,020 | 8,482 | 10,551 | 11.036 | 11,597 | 12,132 | 12,673 | 19,010 | 28,515 |
| OPTIONAL BENEFITS | |||||||||||||
| Dental Benefit 1 | 2,100 | ||||||||||||
| Dental Benefit 2 | 3,780 | ||||||||||||
Optional Benefits
The following optional benefits are available:
| Standard | Executive | Premier | |
| OPTIONAL BENEFITS | |||
| Dental | YES | ||
| Personal Accident | NO | ||
| Travel Insurance | NO | ||
Discount Available
| Groups of 3 - 4 lives | 5% discount |
| Groups of 5 - 10 lives | 10% discount |
| Groups of 11 - 20 lives | 15% discount |
| Groups of 21 and above | 20% discount |
| Outpatient Exclusion | Pricing separately |
Policy Wording
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Policy Wording
