| Room and Board (standard room) |
Semi-Private up to 2,000,000/day (Private in Vietnam) |
Semi-Private up to 3,000,000/day (Private in Vietnam) |
Semi-Private up to 4,000,000/day (Private in Vietnam) |
| Parent Accommodation – An extra bed in the same room for a parent accompanying an insured child under 18 years old |
Up to limit of Room & Board of the Insured Person |
| Intensive Care Unit, Coronary Care Unit – 15 days maximum per disability per year |
3,000,000/day |
5,000,000/day |
7,000,000/day |
| Physician’s Daily Hospital Visit |
As Charged |
| Specialist’s Fee |
As Charged |
| Operating Room |
20,000,000 per operation |
As Charged |
As Charged |
| Surgeon’s Fee – Includes pre-surgical assessment and normal post-surgical care for each operation |
100,000,000 per operation |
200,000,000 per operation |
240,000,000 per operation |
| Anaesthetist’s Fee |
Up to 30% of eligible Surgeon’s Fee |
| Pre and Post Hospitalization (including Rehabilitation) – Within 30 days before admission and 90 days after discharge up to |
10,000,000 per disability per year |
15,000,000 per disability per year |
20,000,000 per disability per year |
| Organ Transplant – Fees for kidney, heart, lung, liver and bone marrow transplants (up to 50% for donor and the remaining percentages for recipient, at the option of the Insured Person) to a total of This benefit is a lump sum maximum per organ per lifetime and no other policy benefits are payable in respect of Organ Transplant. |
100,000,000 |
200,000,000 |
300,000,000 |
| Home Nursing – Immediately after hospitalization and certified to be medically necessary by the attending physician for up to 30 days per disability per year |
400,000/day |
600,000/day |
1,000,000/day |
| Miscellaneous Inpatient Charges – For required diagnostic laboratory tests, x-rays, prescribed medicines; professional fees; blood and plasma; wheel chair rentals; outpatient surgery; surgical appliances and devices; and intra-operative standard prosthetics (as approved by the Company) |
80,000,000 per disability per year |
140,000,000 per disability per year |
210,000,000 per disability per year |
| Maternity Benefit – Maximum limit per pregnancy after a 270-days waiting period (90 days for miscarriage and therapeutic abortion) up to When both husband and wife are insured, the limit shall be increased by 50% |
No |
10,000,000 |
15,000,000 |
| Free New Born cover – A child of an Insured Person is eligible for the same medical plan as the Insured Person after a 270-day waiting period, effective 15 days after the date of birth, or the date of discharge on submission of application to the Company whichever is the later until the Insured Person’s next renewal for free |
No |
Included |
Included |
| Preventive Health Benefit – Annual limit for routine check-up, vaccinations, appliances, vitamins |
1,500,000 |
2,000,000 |
3,000,000 |
| Burial and Funeral |
6,000,000 |
10,000,000 |
10,000,000 |
| Personal Accident Benefits |
30,000,000 |
40,000,000 |
60,000,000 |
Free Choice of doctors and hospitals 
Worldwide Cover 
Recreational Sports coverage 
24/7 Emergency Assistance 
Preventative Health Benefit 
Personal Accident Coverage included 
Guaranteed renewability regardless of age, medical condition or location 
Extensive Direct Billing network in Vietnam 
Alternative Medicine Coverage 
