Health Premiums

Premium foundation (unit VND 1000)

Age Group	0-5	6-18	19-25	26-30	31-35	36-40	41-45	46-50	51-55	56-60	61-65	66-70	71-75	76-80	81-85	86-90
M1+	30,773	28,092	39,853	42,869	45,952	49,119	52,344	58,679	65,137	80,221	96,272	144,440	199,343	275,058	379,553	523,760
M2	31,925	29,143	47,460	51,019	54,578	58,346	61,277	69,329	77,720	95,664	114,797	172,176	237,640	327,962	452,594	624,555
M3	36,553	33,368	60,069	64,353	68,696	72,992	78,713	83,120	95,606	107,582	148,766	200,843	282,044	392,329	549,260	768,964
Upgrade Benefit: >VND 1,000,000,000 Surgeon’s Fee	1,592	1,454	1,783	1,947	2,112	2,276	2,413	2,551	2,825	2,989	3,291
Optional Benefits
Dental Benefit	3,150	5,775	5,775	5,775	5,775	5,775	5,775	5,775	5,775	5,775	5,775
Personal Accident Benefit	for Class 1 Occupation: VND 28,350 per VND 20,000,000
Lifestyle Upgrade 1	4,494
Lifestyle Upgrade 2	7,035

	MASTER 1	MASTER 2	MASTER 3
Dental	20,000,000VN max per year, 20% co-insurance	20,000,000VND max per year, 20% co-insurance	40,000,000VND max per year (or 20,000,000 max per year), 20% co-insurance
Dental	0-3 years old: 3,150 Above 3 years old: 5,775	0-3 years old: 3,150 Above 3 years old: 5,775	0-3 years old: 10,000 (or 3,150 for 20,000,000VND benefit) Above 3 years old: 10,000 (or 5,775 for 20,000,000 VND benefit)
Personal Accident Covers the loss of life, loss of one or both hands or feet, loss of vision in one or both eyes, or permanent and total disability caused directly and solely by an accident. (Maximum benefit is 2,000,000,000 VND after age 65 and coverage is terminated after age 75. Child Benefit is limited to a maximum of 10% of the sum insured of the parent’s personal accident benefit, to a maximum of 1,000,000,000 VND, minimum of 10,000,000 VND)	Class 1: 28,350VND per 20,000,000VND Class 2: 33,600VND per 20,000,000 VND	Class 1: 28,350VND per 20,000,000VND Class 2: 33,600VND per 20,000,000 VND	Class 1: 28,350VND per 20,000,000VND Class 2: 33,600VND per 20,000,000VND
Travel Insurance	Please contact us for more information

Discount available Covers the following eligible expenses worldwide when travelling outside the Insured’s country of residence on trips lasting up to 90 days
Treatment Area Limit Limits coverage in North Ameriaca (Canada, USA, Mexico, and Caribbean), Japan, and Hong Kong as follows: Coverage will be given for emergency inpatient treatment only, provided the Insured person has travelled less than a total of 30-days per policy year (combining all trips) to these countries. If the total travel days is greater than 30-days in these locations (combining all trips during the policy year), then no coverage is provided.	25%
Outpatient Exclusion	30%
20% Co-payment Option (you pay 20% and we pay 80& of eligible expenses)	25%
VND 50,000,000 Inpatient Benefits Deductible****	20%
Groups of 3 – 4 lives	5%
Groups of 5 – 10 lives	10%
Groups of 11 – 20 lives	15%
Groups of 21 and above	20%